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Category :: Finance Articles Author :: Merritt Olsen 
 
 Article Title :: Breaking Down the Barriers to Online Giving
 
Once you’ve spent the time and effort putting together a savvy strategy for soliciting online donations, how can you be sure you are providing soon-to-be-online-donors with a stress-free, barrier-free donation experience?  Here are a few things to consider before you “go live” with your solicitation. Barrier #1—Email can be perceived as “bulk” or lacking a personal touch Solution: You already have a database with plenty of information about your donors—use it to your benefit when sending e-mail solicitations. Be sure to personalize both the e-mail message and the online experience by using database variables. Speak to them by name a  (read full article)
 
 
Category :: Finance Articles Author :: Barbara Hemphill 
 
 Article Title :: Who Are You? - Protecting Yourself From Identity Theft
 
In the movie “The Net,” Sandra Bullock played the role of a victim of identity theft. In fact, she was basically erased from the community. Another woman consumed her identity, taking with it everything Sandra Bullock’s character had - including her bank accounts, license and social security number, and even her home. It seems crazy to think this could happen; after all it’s only a movie. But just as fairy tales can come true, so can your worst nightmare. Theft of identity is happening at an alarming rate. Over 100,000 identity theft complaints are filed each year.Identity thieves work in various ways. One of the most common is to open up a new credit card in your name,   (read full article)
 
 
Category :: Finance Articles Author :: Sue And Chuck DeFiore 
 
 Article Title :: The Importance Of A Budget
 
Budgeting is an integral part of society. In today’s hurry up and get it done society; every day we are trying to budget our time, our meals, our kids’ time and our money. Unfortunately for many, most of this process is done mentally and never put on paper. Remember, just as families budget time and money, your business must also develop a financial plan. This type of budget is simply a formal written summary of your goals and intentions in terms of dollars. Budgeting requires you to look ahead and formalize future goals. By establishing a budget, you can set goals for achieving a certain level of income and monitor your expenses. Many home based and small-business owners have  (read full article)
 
 
Category :: Finance Articles Author :: Julia Tang 
 
 Article Title :: Brainstorming Your Way To Riches!
 
A great deal has been written about the group thinking concept. Members all participate in solving problems, coming up with new ideas or dreaming up new products. (Many heads are better than one?) They discuss the product, idea, or problem with each person throwing out their thoughts on the subject regardless of how ridiculous it may seem. This is supposed to generate a vast pool of knowledge, including the answer to what the group is trying to find. Each idea is written down by one of the group and eventually the puzzle is supposed to fall in place and the solution found. Another method is for you to do your own private brainstorming, using a tape recorder. Wh  (read full article)
 
 
Category :: Finance Articles Author :: David Wilding 
 
 Article Title :: Don't Wait For The Perfect Situation To Pay Down Your Debt
 
The number one reason people don’t get out of debt is they don’t try. This may apply to you. You want to, but never seem to do it. You put it off for whatever reason.You want to wait for your life to be just right before you make the attempt. You tell yourself, when I get the new job, when I receive the next promotion, or when I get my next raise, I’ll go to work on my debt.Perhaps you are waiting for some artificially set date. You tell yourself the first of the year will be a good time to start or when you get back from vacation. Whenever it is, it is always in the future.I call this “perfect situation procrastinating.”. This allows you to pu  (read full article)
 
 
Category :: Finance Articles Author :: Shannon Jarvies 
 
 Article Title :: How Will Check 21 Affect You?
 
You may already be familiar with Check 21, a federal law that goes into effect on October 28, 2004. If you're like me, this may be something you hadn't heard about until just yesterday. The Check Clearing for the 21st Century Act, otherwise known as Check 21, is the process of turning the checks your write into images and transmitting them by computer.What does this mean to you?Expect the time your check clears to decrease drastically. If you live paycheck to paycheck and often count on a one or two day "grace period" to get funds into your account after paying bills, you'll need to re-organize your budgeting process. Checks will clear in a matter of hours now, not days  (read full article)
 
 
Category :: Finance Articles Author :: Sanford Rosser 
 
 Article Title :: Local Real Estate Agents May Provide More Relevant Homes For Sale Data Than National Sites
 
Marietta, GA, (November 3, 2004) – According to the National Association of Realtors, 70% of all home buyers search the internet for home listings at some point. While most people choose national sites such as Realtor.com to view listings on the internet, many of these people may not realize that it can take several days for new listings to appear. Additionally, once the home is under contract or sold, it may take several more days before the listing is actually removed. This often leads to a sense of frustration for home buyers.Many local real estate agents solve this problem by pulling information on homes for sale directly from their Multiple Listing Services (MLS) and updatin  (read full article)
 
 
Category :: Finance Articles Author :: Ben Cloutier 
 
 Article Title :: Merchant Accounts - How to Save Money
 
Merchant AccountsYour business is successful, but now your ready to take it to the next level and begin accepting credit card transactions, or you have already taken this step but your feeling that your merchant account provider has high fees and your not sure what to do, or what other providers are out there?You can save hundred's even thousand's of dollars per year by switching over to a new merchant. How is this so?Just in transaction fees alone if one provider is charging you 35 cents per transaction and another Merchant account provider charges 25 cents you are already saving 10 cents per transaction.If you process over 1000 transactions per month thats al  (read full article)
 
 
Category :: Finance Articles Author :: Harald Anderson 
 
 Article Title :: Wit and Wisdom on Money, Wall Street and Success - Part #3
 
I have received incredible feedback on the financial quotes series so I am providing another ten GEMS for you to ponder and evaluate. Sometimes a great book has had a profound impact in my life and made me change my ways. Occasionally a great quote has also had the same effect. Enjoy!1) "I learned more about economics from one South Dakota dust storm than I did in all my years at college."-Hubert Humphrey2) “A bull must be fed every day with good news. But a bear need only be fed once in a while.”-Anonymous3) “Each of us has a choice – we must make money work for us or we must work for money.”-Conrad Leslie4) “Don’t ever   (read full article)
 
 
Category :: Finance Articles Author :: Harald Anderson 
 
 Article Title :: Wit and Wisdom on Money, Wall Street and Success - Part #5
 
The key to successful investing just like life itself it to have a thorough understanding of RISK and REWARD. The Amateurs think this means UP is Good and DOWN is BAD. People have very strange ideas about Success and Money. Focus your attention on Understanding RISK and it will all become clear.Here are a few more of my favorite quotes on Wisdom, Money and Risk. Enjoy!1) Why not invest your assets in the companies you really like? As Mae West said, "Too much of a good thing can be wonderful" -Warren Buffett2) Wall Street people learn nothing and forget everything. -Benjamin Graham3) Most of the time common stocks are subject to irrational and excessive  (read full article)
 
 
 
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