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Category :: Finance Articles Author :: Elizabeth Potts Weinstein 
 
 Article Title :: Do You Have an Education Fund Green Thumb?
 
Or is your growing college fund killing your financial aid?The more you save for college, the less chance you have at financial aid. This irony has created the urban legend that you will be better off if you don’t save and rack up debt, so the government will pay for your child’s education. As a responsible parent, or a loving grandparent, you want to save for the education of your future collegian – but you don’t want those savings to jeopardize any chance your child has at the best financial aid.How can you avoid or reduce the effects of this paradox? When you save for college, hold your assets in a manner that will have the least aff  (read full article)
 
 
Category :: Finance Articles Author :: Robert Willard 
 
 Article Title :: Pros and Cons of Instant Approval Credit Cards
 
Instant approval credit cards have become increasingly popular. With the rushed lifestyle many are living and the need to get things done quickly, it is little wonder more and more people are turning to instant approval credit cards. But, are instant approval credit cards really so great? Furthermore, are there any drawbacks or things you need to be aware of before applying for an instant approval credit card online? The answer to both of these questions is yes, so let's weigh the pros and cons of these types of cards.Pro: Instant approval credit card online applications can get a card in your hand quickly.For those needing the flexibility and freedom of a credit card r  (read full article)
 
 
Category :: Finance Articles Author :: David Springer 
 
 Article Title :: Getting a Military Pension Cash Advance
 
Receiving cash for your military pension can provide access to more of your money to meet your immediate financial needs. Instead of waiting to receive monthly pension payments, you can exchange your military retirement for a large lump sum. You could spend the money on anything: debts, a new car or house, a business venture, your child's college education, or even a much-needed vacation.The good news is you don't have to repay the money because it's not a loan. And, you don't have to sell your entire pension; you can sell part of your payments. You can receive cash for your military pension payments for a select time, plus retain any future increases in payments. Then once the spe  (read full article)
 
 
Category :: Finance Articles Author :: Marco Terry 
 
 Article Title :: Import Company Financing Options
 
Running an import company can be very exciting yet challenging at the same time. As demand for cheap produced goods has increased, so has the number of importers that are constantly growing their businesses.To be a successful importer you need three things – good suppliers, solid customers and the right financing. As a matter of fact, having the right financing can make or break your company.Importers always play a delicate balance with their financing. The idea is to have as much financing as possible that is active (in use), backing up active purchase orders from clients. However, this delicate balance of living on the edge with financing has its drawbacks. What happens   (read full article)
 
 
Category :: Finance Articles Author :: Paul Sherman 
 
 Article Title :: Lawsuit Cash Advance! How Does it Work?
 
Lawsuit Cash Advance. No Risk Funds. ==========================A relatively new source of financing is now available for both individuals and business owners. It is called lawsuit funding or often referred as pre-settlement financing, "lawsuit financing,” or a "lawsuit cash advance", but these are not loans because the money does not have to be paid back unless the case is won or settled. These are Non-Recourse Cash Advances. It carries No Risk because Plaintiffs owe Nothing if they lose the case. The client must be represented by an Attorney, and need money prior to settlement due to financial hardship.Lawsuit Cash Advance can provide a very timely financial solution to   (read full article)
 
 
Category :: Finance Articles Author :: Jeff Lakie 
 
 Article Title :: Finding A Personal Budget That Can Work For You
 
A good way to prevent yourself from digging yourself further and further into debt is to form a personal budget that can work for you. Many people spend their hard earned money frivolously without having much regards to how much money they will have left before their next paycheck comes. They will often find themselves having no money left and ending up having to borrow from a lender just to pay essential bills or provide for their family. The problem with this type of spending is that you tend to incur debts that will begin to cause added problems with your finances that you become unable to pay off your debts when needed.This is not the correct way of handling your finances. By c  (read full article)
 
 
Category :: Finance Articles Author :: Tara Crooks 
 
 Article Title :: Benefits and Requirements of the Thrift Savings Plan
 
We’ve all been hearing about it, TSP, so what is it? The TSP, or Thrift Savings Plan, is a retirement savings plan for civilians who are employed by the United States Government and members of the uniformed services. This plan is similar to a 401(k) retirement plan used by the private sector.So why would you choose to invest in TSP? There are several reasons to choose the TSP for your retirement savings. Some of those include but are not limited to:• You save money on income taxes. • You have a choice of 5 investment funds. • All of the money you have deducted from your pay goes into your investment account, and no income tax is deducted. • You don't  (read full article)
 
 
Category :: Finance Articles Author :: Lucy Fox 
 
 Article Title :: Money Management Advice
 
Avoid unnecessary debt, especially debt that has high interest such as credit cards. Pay all debt off as quickly as you can, even if it means taking out an extra mortgage to do so.If you are saving, then make sure you know what is you are saving for. A house is always the best thing to save for. A car will always depreciate very fast, and vacations are a very quick way to burn savings.If you are saving a portion of your money, such as 10%, then make sure you stick to it. If you are budgeting then make sure you stick to that too. It is very easy to do, after a while it just becomes habit.If you are looking to build a share portfolio you really should learn something ab  (read full article)
 
 
Category :: Finance Articles Author :: Richard R L Evans 
 
 Article Title :: Individual Health Insurance Product Review
 
Celtic Insurance has put together the type of plan that 90% of the paying public wants. From personal experience the cost is one of the most competitive. Despite being very competitive price wise it is very benefit rich. First of all the lifetime maximum is $7,000,000 as compared to the usual $5,000,000 for most other companies. Office calls are just a $15 copay for the first 6 visits per year in the ppo plan. Most companies are putting a limit to the number of visits under the copay, but I think 6 visits per year is a reasonable allowance. The trend for most health plans is not to include Lab and X-ray under the copay. This plan covers the first $200 for lab and X-ray for non-prev  (read full article)
 
 
Category :: Finance Articles Author :: Tim Lee 
 
 Article Title :: Get the Grant Money You Need From The Government
 
If you know how to get grant money you can move much closer to reaching your business or personal goals. Grant money is available to almost every group in every situation in the country. There are grants designed specifically for ethnic groups, artists, small businesses and more. The trick is figuring our how to get grant money from the right group or agency.There are online databases dedicated to helping people track down the grant money that suits their particular needs. You can search by categories including education, research, writing, legal, start-up, and a range of other areas. Each grant will have its own requirements, and the time for the selection process can vary greatly  (read full article)
 
 
 
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