 Category :: Finance Articles |
Author :: Peter Kopitz  |
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| Article Title :: Serving the Rural Community with Affordable Financial Services |
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| In every society, access to financial services for every citizen is a vital part of sustained economic development. More emphasis should be given to the roots of society: the rural sectors and working-class. But most of the time, it is very hard to identify financial institutions that provide these needed services, which could improve the livelihoods and reduce risk. Most commercial financial institutions do not provide the proper services needed to support these sectors, as it is not viable to provide cheap services to these communities. They are also unable to provide their services directly to the target group because of high transaction costs coupled with small transaction size and th (read full article) |
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| Category :: Finance Articles |
Author :: Martin Lukac |
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| Article Title :: Save Money With Financial Homework |
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| Americans like choice, but it isn't always that great of a thing. For example, have you ever been frustrated when no one wants to make the decision of where to eat? Too many choices often confuse us or leave us avoiding the decision. Especially when it comes to finances.A report from AARP showed that all of the financial choices available have simply led to confusion for many baby boomers. Many baby boomers consider themselves to be poor financial managers.One of the top reasons that consumers are hindered by the plethora of choices is simply a lack of time. Many people don't have the time to sit and research the ever-expanding menu of mutual funds, mortgage products and ret (read full article) |
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| Category :: Finance Articles |
Author :: James Finch |
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| Article Title :: How to Evaluate an ISL Uranium Company |
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| Over the past two years, the common myth circulated among investors has been “pounds in the ground.” How many pounds of U3O8 does a company have in the ground? The more pounds a company claims, and more importantly gets institutions and investors to believe, the higher its market capitalization has run. Bigger is always better in most cases, but recovering uranium through an ISL operation, like any other mining operation, has its quirks.During the early stage of this uranium bull market, pounds-in-the-ground was an important yardstick. But just as one can have a million-ounce gold deposit, with a complexity of metallurgical problems that prohibit a robust economic recovery or o (read full article) |
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| Category :: Finance Articles |
Author :: Jodi Nicholson |
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| Article Title :: Things You Should Know About Going Offshore |
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| Offshore 10 CommandmentsIf you are thinking about “incorporating a company offshore” the following should be carefully considered to ensure that your offshore company strategy is kept private and legal. The following activities relating to the management and administration of a fund or offshore incorporated company must take place at the Foreign Principal Office of the fund/company, or at another office outside of the United States:1. All communication with shareholders, including provision of monthly statements of accounts, investment reports, annual financial statements and all other reports, financial or otherwise.
2. Communicating with the general public.
(read full article) |
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| Category :: Finance Articles |
Author :: Mark Lambie |
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| Article Title :: Credit Counseling Explained |
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| Not only is credit counseling now a requirement when filing bankruptcy thanks to the new laws set forth in October of 2005, but it is also a good idea for those who find that they are swimming in a river of debt without the proverbial paddle. When you are in financial danger such as this credit counseling could be a great option and an alternative to filing for bankruptcy. With the many different kinds of credit counseling companies that are available to you, it may be hard to differentiate between the good, the bad, and the ugly. There are things you should be especially aware of and look for in any credit counseling company, there are some that are reputable, experienced, and only want (read full article) |
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| Category :: Finance Articles |
Author :: Sanford Kahn |
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| Article Title :: A Short Concise Primer On Interest Rates |
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| First, what interest rates are we talking about and why is it important to both the economy and business decisions?There is an old saying that money makes the world go around. In economic parlance this is not quite correct. Actually, it is the cost of money that makes the world go around, and this cost of money is reflected in the level of interest rates. As the level of interest rates rise, businesspeople and investors demand a higher rate-of-return on their capital investment to justify the expenditure. The result is similar to “walking up a pyramid” in that fewer and fewer capital expenditures can justify the targeted rate-of-return. As productive investment decreases, (read full article) |
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| Category :: Finance Articles |
Author :: Mark Lambie |
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| Article Title :: Bankruptcy Explained |
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| Whether or not we want it to or mean it to, often times our debt can become out of hand, to the point that we can no longer control it. It does not occur because we expect it, it occurs because we live in an age where credit is everything. In fact, many people do not even accept cash for a variety of things, for example, online shopping. All online shopping opportunities takes credit cards only. We will use credit for so many different items, that before we know it we begin to become overwhelmed and have the inability to pay the credit when the time comes.When it comes to bankruptcy, this means that you are legally declaring that you have the inability to pay your creditors. Bankru (read full article) |
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| Category :: Finance Articles |
Author :: Mark Lambie |
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| Article Title :: What Are Structured Settlements? |
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| When someone has won a structured settlement that has arisen from a lawsuit, they expect they will have to wait a year or more just to receive the money, this is not true. There are many companies available to you that exist to purchase your settlement from you. These types of companies will pay you cash in exchange for the structured settlement or any portions of your periodic settlement that is remaining. What does this mean for you? Well this essentially means that you will receive a lump sum payment from the company who will purchase your structured settlement and have the ability to use it for anything they desire rather it be paying for college, purchasing a new home, paying off deb (read full article) |
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| Category :: Finance Articles |
Author :: Martin Lukac |
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| Article Title :: Start Saving for Retirement Now |
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| Retirement isn't as far away as you may think it is. Studies into the way our brains age indicate that as we age, time actually does move faster. Or at least it does for our brains.With every day that passes, you are getting closer faster to retirement. Are you ready?One of the best ways to understand what it takes to be retired is to talk with those that are already there. Though we like to imagine retirement as a time to travel, garden and drink coffee at the local cafe every morning, it isn't often a carefree time.A study, conducted by Brightwork Partners for Putnam Investments, analyzed people who have been retired for two to six years. These retirees are old enou (read full article) |
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| Category :: Finance Articles |
Author :: Michael Russell |
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| Article Title :: Annuity - This Is Your Future's Money |
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| As we all age, we start to think about a life where we don't have to punch in the 9 to 5 clock. Though the way things look that time may never come. The government keeps pushing back the retirement age. At the rate things are going, we may have to work until we're 100 years old. Most people still live check to check and since so many US companies have sent their high paying jobs to other countries, many Americans are having to work two jobs, just to pay the same bills they once were able to pay with one. But for people who may have some money to invest in their future; there are some things they can do.One of those things is an annuity. An annuity is an investment that pays y (read full article) |
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