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Category :: Finance Articles Author :: Oyvind Hennum 
 
 Article Title :: Basic Tips on Personal Finance
 
Do you ever wonder where your money goes every month? Does it sometimes seem as though you cannot afford to do things because your financial obligations are holding you back? If you find that you are asking yourself these sorts of questions, perhaps you should take a look at your financial situation and assess whether you are practicing good personal finance management or not. Good personal finance management spends within their income, plan for the future and solve financial problems as they arise. Poor personal finance management pay more, do without and fall behind. If you find yourself in the second category, you can do something about it. You can learn to take charge of your finances by  (read full article)
 
 
Category :: Finance Articles Author :: James Calvin - 
 
 Article Title :: Cashflow Problems: How To Get Your Money
 
One of the most common problems that affects businesses is that their customers owe them money. When you've done the work but people are being slow to pay you, you can get behind with bills and be short of money to invest in your business. This is, understandably, an annoying situation -- you're being chased for debts that other people refuse to pay. There are, though, a few ways to improve your customers' payment speed. Remember You're a Credit Provider. When you do work and invoice afterwards you are extending credit to your customers. As such, if the cost is going to be high, you should consider running a credit check on them before you start work. This will show  (read full article)
 
 
Category :: Finance Articles Author :: Max Plata - 
 
 Article Title :: Savings Bonds
 
Savings bonds are a great way to save money for your future. Either purchased yourself, or given as a gift, savings bonds ensure you that you will have at least some amount of savings later on. Although you may already know a little about savings bonds, either owning them yourself or having given one as a gift, you may not know that there are different types. Each type has its own set of rules and also different ways that they can be used. I Bonds are saving bonds that are low-risk and also a liquid savings product. During the time that you own them they earn interest and also protect you from inflation. I Bonds can be purchased at just about any local  (read full article)
 
 
Category :: Finance Articles Author :: Max Plata - 
 
 Article Title :: The Importance Of A Financial Advisor
 
When it comes to managing your finances, you can certainly do it yourself. If you donÂ’t feel comfortable doing that, you can use the services of a financial analyst or a financial advisor. Choosing one is easy once you know what they can do for you. A financial analyst and a personal financial advisor help to provide both an analysis and also guidance to businesses and individuals who seek help with their financial decisions. Each type of financial specialist gathers financial information, analyzes it, and makes a recommendation to his/her client. However, they do differ when it comes to the type of investment information that they can provide, and also the clients that they  (read full article)
 
 
Category :: Finance Articles Author :: Joe Goertz - 
 
 Article Title :: Online Accounting
 
Accounting in USA has seen lots of change. There was a time when the accounting was more of book keeping done in huge ledgers and was the purview of select few. ItÂ’s not so anymore. Accounting is much more widely accepted as a business function and general people also look for the accounting details of the firms they are associated with. Also lot more transparency is required now. Keeping in line with the development of IT and other technologies, the accounting is also now based on internet and has taken wide strides. Online accounting services, viewed as merely experimental only a few years ago are now becoming the run away business. As such accounting industry as been lit  (read full article)
 
 
Category :: Finance Articles Author :: Max Plata - 
 
 Article Title :: Saving Bonds
 
Saving Bonds are issued by US Treasury Department. These are not tradable anywhere in the market. The bonds are non-marketable securities. For any buying and selling activity, you need to go to the agents authorized by the government. These agents are called Issuing and Paying agents. The saving bonds are registered securities. This means that they are registered and held in name of the person who owns them. Generally there are three series of interesting saving bonds. They are, I Series, E/EE series and H/ HH bonds. Series EE Bonds : They replaced the Series E bonds. You can easily buy the EE bonds at a discount of half their face value. They come in denomination  (read full article)
 
 
Category :: Finance Articles Author :: Geoff Gannon - 
 
 Article Title :: An Analysis Of Lexmark
 
In 2005, Berkshire Hathaway bought about a million shares of Lexmark. I havenÂ’t followed this story closely, but I assume the stock was purchased by Lou Simpson rather than Warren Buffett. I have only two reasons for believing this: the total purchase was small relative to BerkshireÂ’s investable assets and the Lexmark purchase is typical of SimpsonÂ’s investment philosophy (or at least, what little I can glean about his investment philosophy from his past purchases). Regardless of who actually makes the purchases, a new Berkshire holding always draws a lot of commentary. The commentary on Lexmark has been almost uniformly negative. Even many value investors have a ver  (read full article)
 
 
Category :: Finance Articles Author :: Amit Laufer - 
 
 Article Title :: Cash For Structured Settlements - The Smart Way
 
For most people when they buy a house it is considered their lifeÂ’s largest deal. In some cases of structured settlements the compensation and financial considerations for a persons life duration and the total present value of the settlement can reach few millions of dollars. Therefore it is strongly advised to use professional services like annuity consultant and a lawyer specialized in this field in order for you to avoid painful costly mistakes. Here are some tips: - Think twice before you make a decision. Do you really need that money or you want to feel rich, secure, powerful etcÂ’ - Take only part of the money not all of it, in case of an injury claim t  (read full article)
 
 
Category :: Finance Articles Author :: Peter Crump 
 
 Article Title :: Church Fundraisers Are The Oldest Type Of Fundraising Events
 
Church fundraisers have been around for ages and are known for being community and family get togethers. At one time they were called garden parties and were held during the summer months. At the church fundraisers, there were games of fun for the children, food to buy and crafts for sale. There was usually a supper and a dance to celebrate the success of the fundraising event. Schools and churches have band fundraisers because the purchase of band equipment is very expensive. Even if you want to purchase used band equipment, church fundraisers will be able to come up with the funds needed for different instruments. At an event where churches or schools need to raise money for t  (read full article)
 
 
Category :: Finance Articles Author :: Kelly Kennedy 
 
 Article Title :: Managing Your Finances Once Married
 
ItÂ’s important to plan for your financial future beforehand so you have idea of what to expect. Once you get married, most newlywedsÂ’ open a joint checking/saving accounts Below is a list of 4 easy steps to take when determining your financial future. Step 1-Determine your net worth Net worth is the difference between assets and liabilities. Make a list to figure out your net worth, make a list of all the things that you own and assign approximate values to each one. Then make a list of all your debts. Subtract these two numbers and you will have your net worth. Step 2- Family accounting You will need to decide who is g  (read full article)
 
 
 
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