 Category :: Personal Finance Articles |
Author :: Antigone Arthur  |
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| Article Title :: The Wonderful World Of Address Labels |
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| Ever wonder where address labels come from? Avery® is perhaps one of the most well-known manufacturers of address labels. Rightly so in some respects. Avery® contributed much to the world of professional labels. Stan Avery, founder of the company started the company in 1935. During that time the company, named Kum-Kleen Products, produced self-adhesive labels for many purposes.Within a few years, Mr. Avery realized just how popular and useful self-adhesive labels were to the average consumer. He started mass printing industrial labels. You know, the kind used by manufacturers to label their products. Eventually he teamed up with Dennison Manufacturing Company. The two companies m (read full article) |
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| Category :: Personal Finance Articles |
Author :: Jason Rigler |
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| Article Title :: Budgeting is Bothersome |
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| It doesn’t take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mind is to weight gain. A one-week vacation can easily pack on 5 to 7 pounds. Losing that weight however, can take a good month of cardio. That’s no fun, and neither is trying to find the extra cash to pay last month’s credit card payment.Every financial professional’s suggestions in regards to budgeting seem so simple. Five percent to savings, thirty-five percent to housing expenses, ten percent for food…tell me honestly, am I supposed to put all my cash in individual envelopes and label them with their assigned debt? Let’s get real here. De (read full article) |
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| Category :: Personal Finance Articles |
Author :: Will Twiner |
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| Article Title :: Learning the Basics of Handling Money |
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| With prices increasing all the time, saving money can be harder and harder to do. Here are some solutions for saving a little so that you can still meet your needs and still find ways to trim off a little for the future.1. BUDGET – Get one and stick with it! And set aside at least a small portion for savings while you’re at it; savings for your future, your retirement, your education, your vacation, whatever. Head to your local office supply store for planning workbooks or budget sheets to use. Or head to your favorite search engine and type in, “budget planning” for hundreds of sites with articles, free downloads, tips, ebooks and other resources to help with your budget s (read full article) |
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| Category :: Personal Finance Articles |
Author :: Dina Harbour |
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| Article Title :: What Are We Teaching our 2005 Graduates about Money? |
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| Now that we are in the month of June I can’t help but wonder if we have prepared our new graduates for the responsibility of managing and budgeting their money.I had a very interesting conversation with my God-son, a recent graduate from a local Los Angeles high school. He assured me that he is ready to take on the responsibility of purchasing a used car because he was working par-time for a fast food restaurant. When I asked him how much money he had saved he quickly told me that he hasn’t received his first paycheck yet, but would appreciate money as a graduation gift to purchase a vehicle.We talked about the value of saving as well as more responsible things he coul (read full article) |
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| Category :: Personal Finance Articles |
Author :: Emmanuel Mendonca |
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| Article Title :: Saving Money - The Magic 20 Percent |
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| Saving money is not easy and is made more difficult if you have a short-term outlook regarding your personal finances. If, like many people, you are living from one pay cheque to the next, it is difficult to put some money aside for a rainy day or for a summer holiday. But what if you were to change your financial outlook into a medium to long-term one? You might believe that you cannot afford to think ahead and make plans, but in most cases you would be wrong. Most people should be able to save some money and with some effort, maybe even as much as 20 percent of their salary each month.
Income Analysis
First of all it is important to have a handle on wher (read full article) |
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| Category :: Personal Finance Articles |
Author :: Alvin Arthur |
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| Article Title :: Chex Systems – Why Every American Needs To Guard His Checking Account With His Life |
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| Most Americans have been brought up to be concerned about a good personal credit rating, because of the role a positive rating can play in your long term plans; purchasing a home, buying a car, getting a business loan, etc. They have also been made to understand that the premier organizations that pretty much hold the key to their financial futures are Equifax, TransUnion and Experian.However, there is another organization operating “behind the scenes,” that is recording information about a singular aspect of every American’s financial life, that, if you’re unfortunate enough to mishandle, can get you on their list of offenders, which will mean an almos (read full article) |
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| Category :: Personal Finance Articles |
Author :: Genesis Font |
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| Article Title :: Affording a Home |
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| Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time to start is at least six months before buying the home.Although buying a new home may seem like an American Dream or romantic venture, the reality is that the house you can afford depends on your current income and debt obligations. You must be able to pay your mortgage, satisfy all your current debt, and still have money left over each month to put in the bank. When you consider all these issues, you may find you will actually be shopping for a lower-priced house than the anticipated dream home.If after careful financial evalu (read full article) |
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| Category :: Personal Finance Articles |
Author :: Greg Gagliardi |
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| Article Title :: Bank On It: Places to Hide and Invest Money |
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| Today I passed a thermometer at a bank that read 110 degrees, but I am not telling you that to show you how hot it was. I am telling you that because this bank really needs to fix their thermometer. According to their thermometer, it was also 110 degrees in December. There are a lot of people, places and things that can be more accurate with the weather, and as I've never said (but have always wanted to), "Whatever I trust with the weather is what I also trust with my money." Here are some examples:A random old lady: Certain beings can predict the weather through their bones, and that group includes random old ladies and dogs. I specify "random" because that way I won't get e- (read full article) |
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| Category :: Personal Finance Articles |
Author :: Richard Green |
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| Article Title :: The World is Not Enough - Calling for a More Ethical Approach to Personal Finance |
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| At a time when the entire world’s attention is focused on the problems of world debt, with the Live 8 concerts, the G8 summit in Scotland, the Make Poverty History Campaign (MPH) and the various anti-poverty marches, it seems that everyone wants the world’s governments to behave more ethically towards the manner in which international finance is conducted. This is obviously a laudable attitude to take, and has gained immense momentum with such a groundswell of public opinion that even the UK Chancellor, Gordon Brown, has stated he is planning to participate in the Make Poverty History demonstration in Edinburgh during the G8 summit.Mr Brown has urged world leaders to follow (read full article) |
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| Category :: Personal Finance Articles |
Author :: Mika Hamilton |
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| Article Title :: Budgeting Your Way to Financial Freedom |
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| Financial freedom cannot be achieved without budgeting. Budgeting involves tracking your sources of income and more importantly tracking your expenses. It is novel tool for controlling your expenses and making you aware of how you spend your money. At the outset, budgeting may seem to be onerous and boring, particularly for those of us who hate numbers. But once you realize the benefits emanating from it, you will find it an interesting exercise. Even businesses, whether small or large, use budgeting as a tool to achieve their financial goals. It is, in fact, an integral part of managing an organization.Benefits of budgeting:Helps to control impulse buying.Helps to co (read full article) |
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