Category :: Personal Finance Articles |
Author :: Robb Ksiazek  |
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| Article Title :: What’s New in Checking – From Designs to Photos |
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| Just about everyone has a checking account. Checks present easy ways to make payments and they have simply become a way of life. Most checking accounts are pretty much the same, but there are some ways that you can make the most out of your personal checks.For years, there have been many companies that print personal checking supplies. They’ve been for sale at the bank, through the mail, and on the internet. Each check printer has developed their own designs, while sharing some similarities.The new breakthrough in check personalization is the photo check. Thanks to the digital era and email capabilities we are now able to get your new checks with your own style, strai (read full article) |
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Category :: Personal Finance Articles |
Author :: Kathryn Spencer  |
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| Article Title :: Budgeting is Essential for a Single Mother's Success |
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| Today many women are struggling with debt and it’s even harder if you are a single mother trying to support your family. According to the Census Bureau single mothers far outweigh single fathers. In 2003 there was a total of 2,260,000 one parent family groups maintained by the father and 10,142,000 one parent family groups maintained by the mother. This is also why many single mothers find themselves diving into debt.So if you are one of those single mothers struggling to get by, you are not alone. Whether you are going through a divorce or the father is absent most single mothers face the burden of supporting themselves and their children all on one income.Did you know th (read full article) |
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Category :: Personal Finance Articles |
Author :: Richard Green  |
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| Article Title :: UK Graduates Looking Short-Term At Their Long-Term Financial Responsibilities |
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| With almost two thirds of university entrants from England and Wales who applied for maintenance grants for this year being unsuccessful, and the average graduate owing £13,501 when they leave, according to Barclays, combined with a survey by High Fliers Research showing that only 21% of students were confident of managing to enter a graduate-level job this year, it is not surprising that there is a feeling of gloom hanging over many UK university entrants.According to a survey of students from 30 institutions; 63% believed there are not enough graduate jobs for everyone leaving university this year, with a fifth stating that they felt that there were only limited jobs available. (read full article) |
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Category :: Personal Finance Articles |
Author :: John Thomson  |
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| Article Title :: How Check 21 Affects You |
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| The Check 21 Law is the new federal law for financial institutions and has taken effect last October 28, 2004.Before the Check 21 law was enacted, your paper check had to be physically transported from where the check was paid out before it could be deposited to the financial institution. Now, even if it has always been prudent for you to keep money in your account to pay for the checks you’ve issued, this law makes it imperative.Here are some of the other effects The Check 21 Law will have on you and fellow consumers.You will no longer receive the original paper checks you issued, as your bank won’t have these.The probabilities of your checks clearing soon (read full article) |
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Category :: Personal Finance Articles |
Author :: Kathryn Spencer  |
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| Article Title :: How to Attain Your Dreams on a Single Income |
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| If you recently became a single parent and see your dreams being washed away because you feel all alone, you aren’t alone. There are single parents that face future endeavors alone like dating again, living on one income, and buying the home they’ve always imagined. It is possible to do things on your own, be successful, and enjoy every bit of getting to where you want to be in life.Being a single parent can be an everyday struggle but don’t feel you have to give up your goals in life just because you are on your own. At some point in life, people think about moving whether it is into an apartment, condo, or type of house. With raising children you usually need a little m (read full article) |
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Category :: Personal Finance Articles |
Author :: Kathryn Spencer  |
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| Article Title :: Single Mother and Learning how to Save |
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| Saving may seem easier if you were saving for a new car, or a vacation however when it comes to saving in general it may prove to be more challenging because you may not necessarily feel you are receiving a reward from it. However saving pays off, especially as a single mother. All you need to do is simply spend less than you make each month.You are going to want to establish a budget. First, make a list of all your monthly income. Next, list all your monthly expenses. This will show you how much money you have coming in each month and how much money you have going out.Now circle your three largest expenses. For most of us, they usually are rent or mortgage, auto expens (read full article) |
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Category :: Personal Finance Articles |
Author :: Kelly K  |
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| Article Title :: Single Mother Resources Directs You Towards Success |
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| As a parent you are bound to face a few challenges but as a single mother you are bound to face challenges almost everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see.If you are a single mother trying to successfully raise your children you are among the many. There are a vast number of women that successfully raise their children. However there is also a great number of single mother’s that must bear the burden of covering their own costs as well as their child’s, all on one income. Whether you are working full time or going to school to better your education you have to make sure (read full article) |
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Category :: Personal Finance Articles |
Author :: Kathryn Spencer  |
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| Article Title :: Budgeting the Key to being Financially Stable |
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| Single Mother’s in need of Financial GuidanceBudgeting is key to being financially stable. A budget is a systematic plan for the expenditure of a usually fixed resource, such as money or time, during a given period. As a single mother you might groan at the thought of putting together a household budget with all your expenses, but its easy to do and will also help you become very financially organized.
Many single mothers find themselves facing financial problems every day.A single mother faces many burdens of everyday costs for her children’s well-being, as well as her own, that at times will leave her in need of financial assistance.Shaping up your finances (read full article) |
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Category :: Personal Finance Articles |
Author :: Dr. Scott Brown, Ph.D.  |
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| Article Title :: What is a Traditional IRA? |
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| With a traditional Investment Retirement Account (IRA) you pay taxes when you take the money out at retirement in the future. Make sure that this account is really worth opening in your situation because what you put in the account today may be fully deductible, partially deductible or non deductible, depending upon your income and other retirement coverage. If you contributions are not fully deductible then this account is probably not for you.The traditional (and Roth IRAs) allow you to save $3,000.00 in 2004 and $4,000.00 in 2005. If you are over 50 years old you can save an additional $500.00 as catch-up. You put the maximum amount in if you (or your spouse) are not covered a (read full article) |
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Category :: Personal Finance Articles |
Author :: Dr. Scott Brown, Ph.D.  |
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| Article Title :: Safely Save for Your Child's University Studies Using An Education IRA! |
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| This investment retirement account (IRA) is useful to you as an investor to understand because it may be a good way for you to save for your kid’s education AND save on taxes. These plans are now called Coverdell Education Savings Accounts in honor of the late U.S. Sen. Paul Coverdell. Individuals can make annual contributions of up to $2,000 per child into an account that's exclusively for helping to pay higher education costs. The money contributed to a Coverdell account doesn't count against the $3,000 ($3,500 if 50 and older) annual total individuals may contribute to their combined personal individual IRAs.The earnings and withdrawals from a Coverdell account are tax-free, (read full article) |
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