 Category :: Personal Finance Articles |
Author :: Jason M Rigler  |
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| Article Title :: If I Had a Structured Settlement, I Would Use It to Pay for Gas |
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| Has anyone been to the gas pumps lately? Soon $3 a gallon will be the asking price and we’ll either have to become cyclists or create some additional income. I plan to do both of course because you can balance thrift and greed pretty well as you ride your bike to work.I only live a few miles from my place of employment so riding my bike there is no big deal. I’ve already made a few practice runs, time and safest route. The problem is I live in S. Florida. And you can’t stand still and not break into a sweat let alone pedal for 25 minutes.But I’ll find a way. Whatever it takes. As for the additional income side of the equation, I happen to know of a lucrative li (read full article) |
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| Category :: Personal Finance Articles |
Author :: Jason M Rigler |
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| Article Title :: Why We Are Never Satisfied with What We Have |
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| I have to admit, I do it too. I complain. Seek better. Complain again. Ridiculous cycle. It’s more of a condition really. A humanity disease, I think we are born with it. It is almost as physical and useful as a regular appendage. Don’t get me wrong, being dissatisfied with here, has got us all to a lot of great theres. Otherwise America would still be in dreary old England and we wouldn’t have the 4th of July.Most progress has something to do with wanting more, better, different. But it isn’t always good. People jump from relationship to relationship, place to place seeking what they didn’t find in the previous opportunity. It’s worth considering, for a momen (read full article) |
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| Category :: Personal Finance Articles |
Author :: Chileshe Mwape |
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| Article Title :: Ways to Save Energy and Slash Electricity Bills |
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| 1. Lighting & Light Bulbs
Install low energy light bulbs in rooms you use regularly – they last up to 15 times longer than a normal light bulb and provide the same lighting for a quarter of the running cost. Turn off the lights when you leave a room for a long period and don't use several light bulbs where one will do the job. Teach all family members to turn off lights when leaving a room.2. TV, Hi-Fi & Radio
Turn off the TV or video and hi-fi rather than leaving it on standby. Always use the television's on/off switch. Leaving the television on standby wastes energy.3. Cooking
Microwave ovens reduce cooking time by 15% to 20% and save energy. When boiling (read full article) |
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| Category :: Personal Finance Articles |
Author :: Dawn Cadwell |
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| Article Title :: Save Your Money, Don't Give to Charity Scammers |
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| **If it's Spam, it's a Scam!- If it sounds too good, if it shows up in your bulk folder or your spam folder - don't touch it, just delete it**Check out the charity- You can find some charity info at the BBB site www.give.org** There is no deadline to give- Take you time. Charities don't have deadlines, but scammers do to stay under the radar. Tell them you will think about it. If they use high pressure tactics, they aren't worth it and more than likely aren't legit.**Ask Questions- Found out the location of the charity, how much of the money is for Administration use and how will the money be used for the needs. If 50% or more of your donat (read full article) |
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| Category :: Personal Finance Articles |
Author :: Rachel Lane |
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| Article Title :: Personal Finance - Have Consumers Had a Belly Full of Personal Debt? |
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| For months, we were trigger-swipe happy, putting our groceries, clothes, holidays and service charges on our credit cards. We wanted mortgages, we took out loans, we watched Property Ladder and What Not To Wear. Whether you were born middle class, had middle class aspirations, you became middle class through your spending. Debt united people around the UK, we sympathised with each other on what we couldn’t afford – but it didn’t matter, we still bought it. Soon everybody had a bottle of Jacob’s Creek in their kitchen and olives and humous in the fridge.Yet, it would seem as if a debt conscience is setting in. This morning, The Guardian printed a story based on the fact (read full article) |
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| Category :: Personal Finance Articles |
Author :: James Snyder |
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| Article Title :: If All Things Are Possible, Why Can't I Balance My Checkbook? |
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| For me, the most terrible time of each month is the day our bank statement comes. We commonly call it BSS (Bank Statement Syndrome). I don't know why it is, but I have trouble getting the parsonage checkbook to balance with the monthly bank statement.That ominous document intimidates me every time it arrives. After all, the bank's business is keeping track of accounts. They have hundreds, maybe thousands of accounts and I have just one. On the surface, it seems a rather simple thing for me to keep our checking account up to date, but I assure you, it is not. Every time I try, I lose interest.Keeping our checkbook accurately balanced is almost like a circus balancing act; eve (read full article) |
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| Category :: Personal Finance Articles |
Author :: Martin Lukac |
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| Article Title :: Simple Ways to Save Money |
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| Things are so expensive these days. We seem to be hearing, and saying, that a lot lately at the gas pump, in the grocery store and especially when paying bills. But there are simple ways to help save money without making sacrifices in your lifestyle. Small savings can turn into large rewards for little effort.Start with the small things. Eat out less, stay home more often. Invite your friends over for a potluck supper and rent a movie. You are still able to enjoy entertainment at half the cost of going out to eat and then to the movie theatre. My friends and I rotate whose house we will go to every weekend. Giving the house a thorough company-coming-over cleaning is then limited to (read full article) |
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| Category :: Personal Finance Articles |
Author :: Rachel Lane |
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| Article Title :: Personal Finance - Why You Should Compare, not Despair |
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| Sorting out your personal finances can be a tricky and exasperating time. Whether you are looking to obtain money through a loan, protect your finances with life insurance, medical, travel or car insurance, save some money through an individual savings account (ISA), apply for a credit card or a mortgage, change a telephone or fuel utility supplier, or simply decide what the best current account is for your needs, the choices are seemingly endless as well as being extremely complicated. They can also be potentially serious if you get it wrong. With so many options, and so many companies trying to get you to use their product, it is difficult to know where to turn.The first metho (read full article) |
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| Category :: Personal Finance Articles |
Author :: Alexis Dawes |
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| Article Title :: How to Obtain a Non ChexSystems Bank Account Without Being Scammed |
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| Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows that the applicant is in a desperate situation.Predatory banking can also exist for those who have ended up in the ChexSystems.ChexSystems is a network of financial institutions (mainly banks) that regularly contribute information about account holders that mishandle their checking or savings accounts. Nearly all banks within the US are a part of this consortium.Bounce a check, and not pay it off in a timely manner, and you could end up in the ChexSystems. Even if you receive a bogus check, and the ban (read full article) |
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| Category :: Personal Finance Articles |
Author :: Thelma Coleman |
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| Article Title :: Balance Your Checkbook - A Vital Habit to Develop |
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| As we matured into adulthood, the whole process of growing up and making a life of our own entailed a great deal of new responsibility. Let’s face it, nobody wants to deal with the chores of daily living, among the most dreaded and overlooked being management of one’s finances. We all love money, that’s what we all work so hard for, to earn money and save and spend it as we see fit. Unfortunately, earning money also entails keeping track of your expenditures in order to be fully aware of how much money you have to spend, and how much you’ve socked away for the future or a “rainy day.”Bounced checks can have an adverse effect on your credit score, depending on the report (read full article) |
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