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Categories :: Finance : Personal Finance Articles
 


 

Category :: Personal Finance Articles Author :: Zaak OConan 
 
 Article Title :: Do You Know These Valuable Tips to Save More Money?
 
Many people earn wages just enough to supply their basic necessities. But if you truly want to be financially secured, you have to acquire more money than what you’re spending – money that you can invest in a business or in other ventures that can propel you to financial freedom. To be able to do this, you have to start saving early in life.Here are some pointers regarding saving money:1. Set a minimum amount to be saved. Savings are not meant to cover bill payments should one fall short of cash. They are intended for financial security. A little savings, in time, will become big; and it can be used as investment capital to earn more. Question: “Where will I get the   (read full article)
 
 
Category :: Personal Finance Articles Author :: Brook Noel 
 
 Article Title :: Simple Ways to Save
 
Who couldn't use a few extra dollars in the bank? Chances are you could be saving more by practicing a few penny pinching ideas. Check out the following list and see which ideas can help you get a little more bang for your buck.INSURANCEWhen you receive your renewal notice it is time to begin comparison shopping. Spend an hour researching insurance rates. Ask your friends from whom they get their insurance. When I took some time to shop auto insurance I reduced my annual rate by $600.00 and retained similar coverage. If you have more than one policy, go through the same agent to receive a multiple-policy holder discount.AUTOKeep up with routine maintenance on y  (read full article)
 
 
Category :: Personal Finance Articles Author :: Neil Goldberg 
 
 Article Title :: Protecting Your Personal Information
 
Identity theft is a phenomenon that is growing in leaps and bounds according to law enforcement authorities. In fact, on both the state and federal level we’ve seen major increases in criminal penalties. We see this as positive move on the part of government, since identity theft can create havoc in a person’s life, especially their financial affairs. With the right information, a malicious person can open credit accounts (and further damage your credit rating), bank accounts, rent an apartment or an automobile… and much more. In doing so, they can commit various crimes that eventually are traced back to the victim of identity theft, creating great stress and undue suspicion –not   (read full article)
 
 
Category :: Personal Finance Articles Author :: Rachel Lane 
 
 Article Title :: How to Clean Up Your Personal Finances
 
Are you one of those people who doesn’t open their bank or credit card statements? Do you take out store cards on the spur of the moment? Have you been with the same bank simply because it is less hassle than changing?If you have answered yes to any of the above questions, fear not confused consumer, help is at hand, with some assistance from a few internet tools.* Internet tool number one:** The consumer champion site for personal finance informationWebsites such as Fool.com, Fool.co.uk and Moneysavingexpert.com have proved extremely popular with consumers. Fool.com is more geared towards the US market, whilst Fool.co.uk focuses on the UK market. Both ha  (read full article)
 
 
Category :: Personal Finance Articles Author :: Jeff Lakie 
 
 Article Title :: Banking Today
 
With the ease of online banking today, many people choose to do their banking from home. One bonus is that you can continue banking with the same financial institution, though you can do so from your home computer. With 24-hour access to account information and anytime transactions, banking has become much more convenient.There are many benefits to online banking. You can avoid fees sometimes charged for teller transactions or check writing. Also, online banking options often include better deals on checking accounts, often with lower service fees and no monthly charges. It is easy to pay bills electronically, with funds taken directly from your account-check-free. And banking soft  (read full article)
 
 
Category :: Personal Finance Articles Author :: Katie Spencer 
 
 Article Title :: Help Hurricane Katrina Victims
 
There are many frugal single mothers that don’t have a lot to donate to those affected by hurricane Katrina, however most feel terrible and wish they could. Here are some frugal single mother ideas that may allow one to if donating cash is not an option.Clean out your closets.Go through your closet and take old clothes or new clothes that you never wear and donate them. Think of the people that just lost their home, their personal belongings, and their normal daily activities such as work, school, etc. These people will take what they can get. Don’t stop at your clothes closet. Continue on to linen closets and donate towels, cleaning products, go to your pantry and  (read full article)
 
 
Category :: Personal Finance Articles Author :: David D. Wells 
 
 Article Title :: Getting Even With Gas Stations Owners
 
Are you tired of not being able to budget the ever increasing cost of fuel in your family budget? Relax! Relief is on the way. This may not be the relief you are hoping for but it is the relief that you need. What is the relief you say? I’m going to teach you how to more than afford the rising cost of gasoline.I am fed up with the media reports of gas station owners raising the price of gasoline. In some cases they have raised the prices even before they themselves have had to pay the inflated price to their suppliers. I am fed up with this rip off. They say it is supply and demand that’s causing this. Well, I’ve watched the price of the crude oil at times go down but I have   (read full article)
 
 
Category :: Personal Finance Articles Author :: Jay Fran 
 
 Article Title :: Options For Building A Rock Solid Saving Plan For Your Kid's College Education
 
With higher education tuition increasing at double digit year over year percentages an effective saving plan for your kid’s education is becoming much more important than it has been before. Most families will discover that their future higher education costs will be much more than they have saved for their kid’s education. This leaves many kids to be faced with obtaining financial aid to pay for a portion of their college education. The goal of this article is to explore the pros and cons of 4 common investment options when saving for college. This article will also explore why some of these options are better than other when considering a portion of your kid’s education may be  (read full article)
 
 
Category :: Personal Finance Articles Author :: Christian N 
 
 Article Title :: Small Personal Loans Online
 
Personal loans can be obtained from a wide variety of lending companies that offer secured and unsecured personal loans. If you are in need of a small, unsecured personal loan in the amount of $1,000 or you need personal loan in the thousands of dollars, you have many loan options from which to choose throughout many Internet sites. Lenders that specialize in personal loans can provide quick, easy and professional service through online applications and approval processes. You can receive personal loans for any need you may have without any questions as to why you need the loan.Personal loans can be received even if you have bad credit or no credit. Depending on the type of persona  (read full article)
 
 
Category :: Personal Finance Articles Author :: Martin Lukac 
 
 Article Title :: Save Money on Medical Expenses
 
If you are in good health, you may rarely think about the money you spend on doctors and medicine throughout the year. But if you keep track and add it all up, you’ll notice that you are spending more than you thought. You may be eligible for a tax-favored savings plan to help with paying for qualified medical expenses.In 2003, the Health Savings Account (HSA) program was created for those who are covered by high-deductible health insurance policies and do not qualify for Medicare. High-deductible plans are those with an annual deductible of $1,000 or more and $2,000 or more for family coverage. You must also only have one health insurance provider.The HSA is an account th  (read full article)
 
 
 
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