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Categories :: Finance : Personal Finance Articles
 


 

Category :: Personal Finance Articles Author :: C Larroy 
 
 Article Title :: 55 Secrets To Save On Family Clothing Purchases
 
1. Before purchasing new clothing items, ask yourself if you really need it!2. If you charge clothing, pay your bills before "due date".3. Consider shopping at discount stores.4. Can you get along without it until a sale comes along at season's end?5. Is it a new "fad" that may be out of style in a short time?6. Shop for clothing at rummage sales, garage sales, flea markets, etc.7. Shop for used clothing at "like new" shops - see your Yellow Pages.8. Watch newspaper ads for store sales, clearances, close-outs, etc.9. Consider buying or renting a sewing machine and making it yourself.10. Save by shining your own shoes.11  (read full article)
 
 
Category :: Personal Finance Articles Author :: Rhiannon Williamson 
 
 Article Title :: Five Simple Steps to Significant Savings
 
We all know that we should be putting aside an amount of money each month and saving towards our futures - right?Well, if you’re anything like I used to be you get to the end of the month and the cupboard – or the bank account in this case - is bare…if you’re lucky you just have enough to meet your monthly bills but you certainly don’t have anything left to play with.Well – what if I told you that there were five very simple steps that you – yes you – could take to cut your monthly outgoings, increase your monthly income and thus free up money and create an amount each month that could be squirreled away for a rainy day?Step One - Trim Everyday Expe  (read full article)
 
 
Category :: Personal Finance Articles Author :: Chris Cole 
 
 Article Title :: Top 3 Money Saving Tips for August, 2005
 
Everyone is looking to save money these days, but it's tough to decide where you should focus your attention. Whether you're clipping coupons, investigating a lower insurance rate, or looking to cut some entertainment expenses, finding a way to spend less money is never easy.Rather than searching for the best way to save money, why not look for savings where other people are finding it? The following list shows the top three money savings tips for August, 2005 as measured by the popularity of pages at ManageYourDollars.com.Tip 1: Find the cheapest gasWith the recent spike in fuel and gasoline costs, it is no surprise that people are looking to reduce  (read full article)
 
 
Category :: Personal Finance Articles Author :: Christian N 
 
 Article Title :: Guaranteed Personal Loans
 
Guaranteed personal loans can be used for a number of things from vacations to a new home entertainment system. Guaranteed online personal loans can be used to pay off high interest credit cards. Many credit card companies will raise the interest fee drastically even if you miss or are late on one payment. Guaranteed personal loans might even be used to start a small business. This would be a great investment if you have an entrepreneurial spirit. On your fist Guaranteed online personal loans, the limit may be much lower than on your subsequent ones. Once you prove that you will pay guaranteed personal loans back on time, you will most likely qualify for a higher amount the next time.  (read full article)
 
 
Category :: Personal Finance Articles Author :: Jeff Lakie 
 
 Article Title :: You Can Bank Online
 
It used to be that banks were service providers who were open late and made their money by investing the money you deposited with them. For depositing money with them, they would pay you a little bit of interest.The times, they are a-changing!How times have changed! Nowadays, you will be lucky to find a bank that's open when it's convenient for you. Nowadays, you will be lucky to find a bank that doesn't charge high service fees which are always much more than the interest you earn.So what can you do, since banks are a necessary evil?New and smaller banks are emerging to fill the gap where larger banks have been failing consumers for years. In response to that,  (read full article)
 
 
Category :: Personal Finance Articles Author :: Richard Green 
 
 Article Title :: UK Personal Debt Problems Creating Hardship for Nation's Young Adults
 
Problem personal debt levels, especially for people under 25, in the UK have risen since last year according to the Consumer Credit Counselling Service (CCCS). In a report released this week they revealed that the average client aged under 25 coming for counselling in 2005 owes £15,000. The report also states that “More young people are getting themselves into situations where they find themselves unable to meet their unsecured credit commitments.”CCCS chairman Malcolm Hurlston said, "The growing trend for young people to get into these amounts of problem debt is a concern. Bankruptcy figures are soaring, and this rise may be accounted for by the young who are without assets  (read full article)
 
 
Category :: Personal Finance Articles Author :: Joseph Garrio 
 
 Article Title :: Saving Money On Gas
 
I'm the owner of an auction website and work full time in a blue collar job, so what makes me an expert in gas saving tips? For the past 12 years I've been driving an average of 30,000 miles a year. That's a lot of money spent on gas and whatever amount can be saved definitely adds up over time.The biggest way to save on gas is to consider a change in your daily driver. I recently traded in my V6 Honda Accord for a 4 cylinder Civic. This one change alone saves me approxiately $55 a month in gas and at the same time lowered my monthly car payment $64. Combined that is a savings of $119 a month. I also have the advantage of starting with a brand new car again and no maintance   (read full article)
 
 
Category :: Personal Finance Articles Author :: Dawn Cadwell 
 
 Article Title :: Smaller Portion Size, Bigger Savings
 
If you look at the plates in your cupboard, which plate do you chose to eat your meal with? The larger plate and cup or a smaller plate and cup. If you chose the Larger plate and cup, you chose the serving size of the average American, according to atleast one study.Let’s say you chose the smaller plate and cup, one day. Not only would you decrease the amount of food you eat, thus keeping your weight down, but you would increase the amount of food left in the house and therefore also increase your savings in groceries. By eating less, let's say you don’t go back for seconds on a meal, you increase the time it takes to use up food.For instance, if I eat ice cream once a d  (read full article)
 
 
Category :: Personal Finance Articles Author :: Paul Heath 
 
 Article Title :: A Brief Guide When Shopping For Personal Loans
 
Sometimes you need extra money for unexpected expenses like car repairs, unexpected bills, health expenses, school expenses, or a myriad of other reasons. Where do you go to get money for these unplanned expenses? Personal loans are available from many different companies and lenders for consumers today whether you have good or bad credit.Your first place to try to get a personal loan is from a bank or credit union. Many times, they can offer you a loan based on your credit record. Personal loans from a bank or credit union usually do not have collateral attached to them and they are loans based on your name and credit record. Banks and credit unions are a great place to go fo  (read full article)
 
 
Category :: Personal Finance Articles Author :: Dakota Caudilla 
 
 Article Title :: Banking on the Internet Today
 
Talking about conventional banking, you can already imagine the queue and long and tedious procedures. That was then. Now, most banks in developing and developed countries allow their customers to do their banking on the internet. Banking on the internet is extremely convenient and saves consumers a lot of time. One thing that we may have to concern ourselves with is the safety of banking on the internet. Internet banking replaces tedious tasks like writing and sending checks and personal banking-in of money through a teller or machine. Since we’re performing financial transactions on the internet, we have to make sure that the transactions are completely safe and secure. With the advan  (read full article)
 
 
 
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