Category :: Personal Finance Articles |
Author :: Jennifer Parks  |
| |
| Article Title :: Selling a Real Estate Note, Is Your Real Estate Note Saleable? |
| |
| As a Premium real estate note buyer I am often asked by note sellers if their note is saleable. I
can't stress enough to sellers how important it is to get the right information about your
note and payment history to the potential note buyer. The potential buyer can only determine
whether the note is what they want to buy if it meets the criteria they are looking for in
a note purchase.There are, however, a few basics that all or most note buyers look for. First,the note must
be secured by legal means. Understand, the note iteslf is not legally binding to the payor
unless it has been filed at the county court house.A mortgage is then created that legally connects the (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Andy Warren  |
| |
| Article Title :: Child Millionaires |
| |
| How would you like to make sure your kids will be millionaires when they retire?A couple of years ago the UK Government introduced Stakeholder Pensions as a low cost retirement savings scheme for any one in the country. These were aimed at people with no job or no company scheme. The take up wasn’t great but the schemes remain. One advantage of the Stakeholder Pension scheme is that anyone can open one and there is no age restriction. This means you can open one for your children.The extra advantage is that any money that is put into the pension gets a tax rebate from the government. This means that if you put £78 in the p (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Errol Seltzer  |
| |
| Article Title :: Getting the Biggest Bang for Your Katrina Buck |
| |
| It’s a scene that has grown far too familiar, the destruction and fury of disasters such as Hurricanes Katrina and Rita continue to leave untold victims in their path. Yet while most Americans begin to open their hearts towards the mass exodus of evacuees, some are using the opportunity to hurt people. As reported by ConsumerAffairs.Com, Missouri’s Frank Weltner is among those who are trying to poison the good nature of a caring society. Soon after the destruction began, Weltner set up multiple websites designed to trick people into making donations to nonprofit agencies. Perhaps the most hurtful aspect of this story comes to light when donors learn that funds they donated to Weltner (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Edwin Shackleford -  |
| |
| Article Title :: Budgeting For Emergency Funds? |
| |
| Emergency funds are considered to be a necessity as far as financial security is concerned, since it can provide one with financial resources that one can resort to and depend on when an emergency arises such that when one is sick and have the burden of paying huge medical bills, or unexpected home or major car repair.
When one has no emergency fund, one can be obliged to acquire debt on your credit card that might take several years to repay with interest that would later cost so much more.
However by putting an extra thirty to fifty dollars every month in an individual “emergency savings account” one can be secured with what emergency the future may bring. In (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Edwin Shackleford -  |
| |
| Article Title :: Cutting Your Kids' Schooling Costs |
| |
| Whenever the school season is just around the corner, there's only one thing that parents are thinking about - the impending costs. Education is a primary right and a pertinent need of every child but it can become very costly. Availing of scholarships and education grants for your children is the best way to get them through schooling. But of course, only a small percentage of children can be given these privileges.
There are simple and effective measures that parents can employ in cutting the costs of their children's schooling, especially during the back-to-school season. Most often, these measures are often taken for granted, but don't miss out!
Organize and Sa (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Gary Simpson  |
| |
| Article Title :: Is the Pursuit of Money Really Going to Make You Happy? |
| |
| Most people seem to believe that having access to lots of money will solve all their problems and miraculously make them happy. Do you believe that?A recent Australian Government survey commissioned by Household, Income and Labour Dynamics Australia (HILDA) examined a range of answers that people gave to a series of financial questions. The survey concluded that people on higher incomes were very reluctant to call themselves prosperous. Those in the top seven percent of incomes - having a net worth of more than $3 million - described their financial position as "poor" or "just getting along." Does that surprise you?The research concluded that pre-occupation with money and ma (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Delia Galley  |
| |
| Article Title :: Cost of Heating Winter 2005 to 2006 - Tips on How to Save Money |
| |
| So you thought gas prices were bad? Well, it ain’t over yet. To add insult to injury, Pacific Gas and Electric Company (PG&E) indicated that the average American household is expected to pay up to 70% more for heating this winter over last year’s prices.Consumers, who use natural gas will see the biggest hit, with an increase from $12.60 per gallon to $16.64 per gallon – a jump of 32.1 percent. Heating oil consumers will see an increase of 30.6 percent with prices jumping from $1.93 per gallon to $2.52. The Department of Energy expects the average American household to pay between $350 - $378 more for heating. These increases are expected to affect the retail industry wi (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Linda Polansky -  |
| |
| Article Title :: Saving Money Around The House |
| |
| You spend the most time there, so it makes sense that your house represents your largest expense. Whether it is the day to day upkeep, and operating expenses, repair projects, or the rent or mortgage payment, you allocate a big portion of your income to your home. Because you spend so much money on it, take advantage of the following tips to start trimming your budget.
If you want to possibly save hundreds of dollars a year on your electric bill, make sure that any new appliances you buy are energy efficient. You can find this information on the Energy Guide Labels that federal law requires of all major appliances.
Call your utility program and ask them if they hav (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Gary Simpson  |
| |
| Article Title :: Are You Still Worried About Money? |
| |
| Let me tell you something. Most of the population of the world is worried about one thing - money. More correctly, they are worried about LACK of money.Here is a simple formula:Earn $100 and spend $101 and you are in trouble.Earn $100 and spend $99 and you are not in trouble.That $2 makes a world of difference.The problem with most people is that they do not earn enough money to fund their lifestyle. That is a lifestyle fuelled by slick marketing campaigns that implore you to have now and pay later. The trouble comes when the credit period runs out and the mounting debt must be paid.So many people waste money on take-away food, alcohol, cigarettes (read full article) |
| |
 |  |
| |
Category :: Personal Finance Articles |
Author :: Mansi Aggarwal  |
| |
| Article Title :: Long Term Assistance Guide |
| |
| Long term care basically relates to the care or assistance that is needed when the individual is rendered incapable of taking care of his own self. The people who have taken retirement from their work and are dwelling on petite pensions most often constitute this category.Human life is always standing at threshold of tomorrow. One stage of this precarious life is followed by the other and there comes a stage in everybody’s life when he needs special attention, love, care and assistance. But unfortunately, this does not happen for people today are so badly engrossed in their own lives that the old and suffering are most often neglected without a second thought. However, some non-g (read full article) |
| |
 |  |
| |
| |
| Prev 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 [27] 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 Next |