 Category :: Personal Finance Articles |
Author :: Shanti Braford  |
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| Article Title :: Know Thy Finances |
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| The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that as a child he was given a monthly allowance from his parents, but upon stipulation that he had to save 10% of it, give away 10% to charity, and account for the rest of it. While his parents required that he record down to the penny where he spent it--you can be a bit more lenient on yourself!Track your spending for 1-2 full monthsUse a program like Quicken to keep track of all your personal finances. I recommend the latest version of Quicken or a similar financial program if you already own one. You should start out by e (read full article) |
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| Category :: Personal Finance Articles |
Author :: Dr. Letitia S. Wright |
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| Article Title :: The Wright Place - Finances |
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| Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.A recent guest on the show Karen Franks, explained how important your credit is and how you should check on it often. ‘At least twice a year”, says Karen Franks. Checking our credit is one important proactive way we can make sure we are in good financial shape. She also mentioned that many married women have better credit score than their husbands, even if they do not make as much. When another show guest, Dan Contreras talked about financial planning, he stressed using a professional. ‘Don’t rely on he (read full article) |
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| Category :: Personal Finance Articles |
Author :: Jay Ball |
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| Article Title :: What's The Truth Behind Your Finances? |
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| Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering truth is that of these only 5% are genuinely financially free! You may well see lots of expensive cars driving on our roads and big houses inhabited by the seemingly wealthy, but these houses and cars are not yet paid for.Never in our history has it been so easy to lend money. Banks and building societies are falling over backwards to lend us money. You can sign your life away to a 50-year mortgage these days if you choose! Banks and building societies are offering 125% mortgages to first time buyers and business i (read full article) |
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| Category :: Personal Finance Articles |
Author :: Mika Hamilton |
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| Article Title :: Can You Afford Not To Look After Your Personal Finances? |
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| Investing is a subject a lot of people don’t want to think about. And there is good reason for that. Investing seems scary. It either sounds like something only the rich do or something that only a skilled professional can do. But the truth is that investing is something that everyone can and should do—as soon as possible.Why should you start now?Think about this. There are two ways to make money. You can exchange your time for money or you can make your money work for you. Most of us work 40 hours a week. In this case, you are trading your time for money. But wouldn’t you rather earn more than you are making? If you are making $1,000, wouldn’t you rather be earning (read full article) |
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| Category :: Personal Finance Articles |
Author :: Rachel Lane |
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| Article Title :: The Changing Shape of Family Finances |
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| Super-mumsIt seems that the proof of maternal efforts is no longer found in the pudding … it’s in the spending. Women are increasingly outsourcing personal grooming tasks and the pressure of looking good, feeling healthy, maintaining a tight ship and IQ level has meant that housecleaning and gardening are again fashionable methods to promote the family brand; housewifery is now a career, with all the attitude of 21st century post-feminism. It emerged in a recent BBC report, that a new type of parent was surfacing….the “manager mum”. Manager mums tend to use the internet to save time on tasks and streamline activity, using the Web to undertake jobs such as grocery shopp (read full article) |
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| Category :: Personal Finance Articles |
Author :: Richard Price |
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| Article Title :: The Benefits of Swiss Banking |
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| Switzerland is the world's largest offshore financial center; larger than London, New York or even Frankfurt.The Swiss banking sector as a whole has established this dominant position through a long tradition of political, economic and financial stability and some key principles, one of which is Swiss banking secrecy.Swiss bankers have also built a solid reputation for managing investment portfolios for their clients and providing a wide array of services such as estate planning, wealth management, trust companies, Gold numismatics, Derivatives and confidential brokerage accounts.Swiss law is especially strict about any breech of confidentiality, whether in banking or (read full article) |
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| Category :: Personal Finance Articles |
Author :: Ioannis - Evangelos Haramis |
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| Article Title :: Understanding and Controlling Your Finances |
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| Have you ever wondered what it would be like to be able to have complete control over your finances?If you are like most normal people, you have a job. You go to your job every day. Every week or two weeks or month you get a pay check for some amount.You have taxes.
The government, in an effort to make your life easier, lifts something like a third of your pay check without your having to do a thing.You have problems.
For example, you get a speeding ticket one day, and then your insurance goes up. Or your car blows a gasket. Or you lose your job!Then you have desires.
All humans do, some more than others. You might desire new living room furniture, a new TV or (read full article) |
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| Category :: Personal Finance Articles |
Author :: Richard Green |
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| Article Title :: University: A Course in Personal Finance |
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| Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial strain they have encountered, and it is not surprising that many prospective students are finding the need to seriously think through the merits of going to University.Whilst it is true that there are currently loans available from both the government and from banks that are designed to see students through their period of studies, for many this will mean emerging into their adult life wit (read full article) |
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| Category :: Personal Finance Articles |
Author :: Richard Price |
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| Article Title :: Is Offshore Banking for You? |
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| You’ve probably heard about people who keep their money offshore. Most likely you assume they’re all wealthy businessmen; millionaires, who have so much money they somehow ‘qualify’ to move it out of the country, right? Wrong! Offshore banking can be a benefit for anybody regardless of income.There are certain components of offshore banking that you may not have thought of, or perhaps you just need a simple explanation of what they are. Here are the basics you need to know to get started:
Offshore bank accounts – in order to establish a bank account offshore and still have complete confidentiality and privacy, you need to hold the bank account unde (read full article) |
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| Category :: Personal Finance Articles |
Author :: Rich Acheampong |
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| Article Title :: Eight Ways To Sink Yourself Financially |
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| 1. Don’t focus on your finances.The reason most people get into debt is because they don’t spend enough time focusing on their finances. You need to get a grasp of where you’re at financially, keep track of your income in relation to expenses and spending habits.2. Failure to develop a good financial planNo one would imagine going on vacation without planning for it. Yet when finances are concerned, many people don’t plan. A good financial plan can be the difference between comfortable living and struggling to get by.3. Waiting too long to investWhen making investments, time is of the essence. Compound interest earns money over time; so don’t w (read full article) |
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