business and finance

Pensions tax relief, Winter fuel allowance and Britain's house prices

Is time running out for pensions tax relief? Chancellor Sajid Javid is reported to be considering a major shake-up of pensions at the Budget in a months time. The FT's pensions correspondent Josephine Cumbo talks to FT Money editor Claer Barrett about what form this could take. Next up, we debate the value of the Winter Fuel Allowance for wealthy pensioners. And finally, our resident property guru James Pickford on how the next property cycle could turn out. 

 

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business and finance

Finance on Instagram: what's not to like?

The "Instagram generation" are more famous for sharing consumption-driven images than being savvy with money - but the social media platform is increasingly providing the "inspo" for young people looking to save money, learn to budget, start investing or get out of debt. Presenter Claer Barrett talks to FT Money writer Katharine Gemmell and FT columnist Jason Butler. 

 

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business and finance

Split mortgages, scams, and free money for childcare

Do you want to find out how to do the splits on your mortgage? FT Money Show presenter Claer Barrett is not talking about stretching yourself, but instead, how thousands of borrowers are finding their mortgage lender is flexible enough to give them more than one type of mortgage. Next up, nearly a million people reported scam calls, texts or emails from criminals posing as UK tax authority HMRC last year - we tell you how to protect yourself. And finally, despite the rising cost of childcare, statistics show a million parents are not claiming for the tax free childcare they are entitled to - are you one of them?

 

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business and finance

Campaign for clear pension charges, how the coronavirus has hit stock markets and coal fires

Join our campaign for clear pension charges - FT Money has been exploring the impossibility of comparing the costs of drawdown plans. The FT is calling on the pensions and advise industry to be transparent about charges to help people to shop around. In this week's show, FT Money Show presenter Claer Barrett interviews o the FT's pensions expert about our campaign. Next up, the spread of the coronavirus has given world stock markets a nasty turn - FT Moneys' new investment reporter, Madison Darbyshire, talks about how investors are reacting. And finally, to cheer listeners up a bit - James Max, our Rich People's Problems columnist is here to discuss a burning issue - the government's proposed ban on coal fires. 

 

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business and finance

UK Budget, coronavirus planning and crashing stockmarkets

It's been a week of shock and awe for UK investors. Wednesday started with an emergency interest rate cut from the BoE. New chancellor Rishi Sunak then delivered a Budget full of emergency "first aid" measures to help workers, the self employed and small businesses survive the crisis - and some very unexpected news for wealthy pension savers. And in the meantime - stock markets around the world continue to experience deep falls as central banks work out how to respond to the coronavirus.

 

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business and finance

Individual Savings Accounts - could these tax free wrappers take over from pensions as our preferred savings vehicle?

Could Isas overtake pensions as the UK's tax-saving vehicle of choice? The tax benefits of pensions have been steadily eroded over the past decade but at the same time, Isas have been coming into their own. Most people approaching retirement today will rely on a combination of pensions and Isa income. In this week's show, FT Money Show presenter Claer Barrett takes a break from covering the coronavirus and what it means for your money, and interviews the FT's Money Mentor columnist about why investors like Isas so much and how these investments compare to pensions. 

 

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business and finance

What you should do if your company wants to cut your pay

There are lots of pressures on household budgets at the current time, but experts on the FT Money show are here to guide you through it. On this week's podcast we’re going to be talking about worker’s rights if companies want to cut their pay; whether you should take a ‘payment holiday on your mortgage’, and how to get a refund on a holiday you can no longer take - our Money Mentor Lindsay Cook is here to help. And with children at home, we’ve also got ideas to inspire them to learn more about money matters - and there’s even a competition parents can enter for sharing their best ideas.

 

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business and finance

Investing through the crisis

Claer Barrett explores some of the biggest issues facing small investors with investment columnist Merryn Somerset Webb and Fidelity’s Maike Currie. 

 

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business and finance

Learning about money and rich people's problems

Claer Barrett and Lucy Warwick-Ching discuss covert and overt ways to interest children in learning about money, and columnist James Max reveals that his biggest problem during the lockdown has been keeping his house clean without his regular cleaner. 

 

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business and finance

The world’s big problems should not keep us awake

How much sleep do we need to get the most out of our waking hours?




business and finance

Snow and strikes are no obstacles for gritty women

Are women more committed than men when it comes to getting to the office?




business and finance

Millennial v Boomer: young generation wants radical feedback

Newer employees like their appraisals upfront and often




business and finance

We need to know what female execs are paid

Putting women on boards was just the first step




business and finance

The gender question can be wrong

Many travails exist beyond being judged by your sex




business and finance

Wales, it is time to fire up your job creation turbo engine

Wales is getting it right on job creation if you ask me and Aston Martin




business and finance

Are work spaces for staff or clients?

Millennial v Boomer: One stands by her employee ping pong tables while the other caters discreetly for customers




business and finance

Introducing my podcast, Irreverent Questions

Other people’s working lives are endlessly interesting — always something to learn




business and finance

How to pick the perfect global event — and shoes

Which conferences are worth your time and money? Here’s how to decide




business and finance

Mrs Moneypenny’s Question Time — resist skipping post-flight shower

Everything from what you wear to your posture plays a role in how impressions are formed




business and finance

Millennial v Boomer: Young staff like to share, up to a point

One says employees want to be untethered while the other believes they dream of buying a home




business and finance

Give your gardener feedback and your nanny a bonus

Put as much effort into being a good employer at home as at work




business and finance

Handbags to the fore in search for the ‘tailor-made’

Artisans provide antidote to today’s frenzied lifestyle




business and finance

Good cause to celebrate a woman in the chair

Olga Zoutendijk’s appointment as chair of ABN Amro is a landmark, and the bank is better for it




business and finance

Millennial v Boomer: young workers and EU

Debate: One says youthful staff want to remain in the EU, the other fears apathy




business and finance

Be careful how you play the Bame game when recruiting

You will not keep a diverse workforce unless its members feel they are fully part of the organisation




business and finance

How to take down walls and build a strategic network

Why women must conquer their fear of networking and do it anyway




business and finance

Career advice for septuagenarians

Donald Trump will be 70 next week and Hillary Clinton will be 69 in October




business and finance

Millennial v Boomer: Are tears a crying shame for CEOs?

Debating about whether it is ever OK to become emotional in the office




business and finance

Stick to a single page CV

While you polish your CV, go and clean up your virtual existence too




business and finance

Help us fix the disability employment gap

We need to do more to get the disabled into work




business and finance

Iceland football boss — part-time dentist

Adding a sporting dimension to your career can be therapeutic




business and finance

People are better than money at motivating employees

Stable, extroverted, agreeable people tend to like their jobs, irrespective of their salaries




business and finance

It is not too late to recreate yourself

One thing that almost anyone who has ever changed career direction has done is to retrain




business and finance

Train your successor before you need one

To move on to a dream job, have someone ready to replace you at the old one




business and finance

Jancis Robinson’s stunning white wines for the festive season

From a delicate Muscadet to a powerful Meursault, 26 wines of excellent value




business and finance

Jancis Robinson’s top 20 sweet and strong wines for Christmas

From Muscat to Madeira, the best — and best-value — tipples for the festive season




business and finance

Hot stuff: Burgundy’s heatwave vintages

Winemakers are becoming more skilled at coping with rising temperatures




business and finance

Meet the Heidsiecks: a new force in wine

‘Descours and his team have put ‘Charles Heidsieck’ back in the champagne mainstream’




business and finance

Some resolutions for 2020

I am guilty of shying away from the off-piste section of a wine list. I hereby resolve to be more adventurous




business and finance

Why Mr Merlot is key to the present state of Italian wine

How Carlo Ferrini went from top consultant to being awarded winemaker of the year three times




business and finance

Can Mâconnais wines rival the best burgundy?

A retrospective tasting of Jean-Marie Guffens’ exceptionally nervy creations suggests so




business and finance

Why should wine taste like minerals?

‘Minerality is a character that has nothing to do with anything fruity, veggy, oaky, flowery or spicy’




business and finance

Valtellina: the pinnacle of fashion

‘The only problem with these elegant Nebbiolos is that they can be difficult to find’




business and finance

My best bordeaux ever

‘The wines are delightfully ripe but they also have an admirable spine of acidity and tannin’




business and finance

Try Hungary’s Tokaji, but keep it dry

Dry varietal Furmint has caught on with local winemakers and oenophiles as sweet wines have fallen out of fashion




business and finance

Why it’s time to cut back on glass wine bottles

Don’t be snobbish about wine in cans, pouches or cartons. Glass bottles have a far higher carbon footprint




business and finance

Tips from the Top: Jancis Robinson’s best wine addresses in London

The FT’s wine columnist reveals her favourite clubs, cellars and bars in the capital




business and finance

Bordeaux’s charming – and charmless – 2010s

‘These long-lived wines need time in bottle to soften and become truly appealing; the best examples can continue to improve for decades’




business and finance

The things I love about Argentine wine — and the one I hate

The country’s new-wave wine producers have different ideas about what an Argentine Malbec should be




business and finance

Jancis Robinson on the new wave of Spanish wines

There is a new-found confidence in what Spain, and Spain alone, can offer