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Do you have a joint bank account with your partner?

As research shows modern couples are more likely to keep their finances separate, presenter Claer Barrett and guests debate how women in particular are managing their money. Plus, ahead of the new university term we reveal finance tips for students and their parents, and ask what could emerge as the next consumer misselling scandal after PPI.

 

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Could you profit from a last minute PPI claim?

With a matter of days until the deadline, presenter Claer Barrett discusses the practicalities of making a claim online with the FT's Money Mentor Lindsay Cook. Plus, how to build effective money habits, and the growing NHS pensions row. 

 

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Investing for the under 40s - the pros and cons of the Lifetime Isa

Presenter Claer Barrett and guests explore how under 40s are using the Lifetime Isa to save for a property, or invest for the future. What strategies are younger investors taking? Plus the new rules on automatic compensation when broadband goes down, and the six ways pensions scammers are most likely to try and con you - would you fall for it? 


 

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Your money under a Boris government

As fears of a 'No Deal Brexit' rise, the pound and share prices of UK domestic stocks have tumbled. Some might see this as a buying opportunity - yet others fear there's further to fall. Termed 'The BoJo trade' by investment pundits, Claer Barrett, FT Money editor asks - which side of this trade are you on? Next up on the show - why are some investors moving into defensive stocks? And finally, we hear from our Rich People's columnist, James Max, about the cost of private medical insurance. 

 

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How to enjoy your retirement, and top tips for getting the best deal on your holiday money

If ever there was a word that needed to be retired it's 'retirement'. The kind of images this word conjures up is sunny beaches and no longer having to set an alarm clock, or a stressful feeling about how much longer you will need to work to afford such a lifestyle. This week author Don Ezra talks to FT Money editor Claer Barrett about how best to get to and enjoy what used to be called retirement. Next up, if you're heading off on holiday soon then listen to our top tips on how to get the best deal on your holiday money. 

 

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Inheritance tax rules, confusion over freelance tax payments and investing in fine wines

Inheritance tax rules are due for a shake up - FT Money editor Claer Barrett asks whether efforts to simplify the system can ever shake off its claim to be "Britain's most hated tax"? Next, experts discuss whether the IR35 tax rules are flawed or not. And finally, Alan Livsey, the FT's wine buff talks about an investment that is literally liquid - fine wine.

 

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Does your state pension add up?

Millions have used a government website to check their state pension, only to find they have missing years of National Insurance contributions. 

Presenter Claer Barrett and guests discuss what can be done, plus experts debate the future for inheritance tax and whether the cap on high cost credit should be extended. 

 

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Retirement homes, mobile phone bills and tennis club membership

Retirement property has a reputation for being a rip off, but several large operators claim to have reinvented the model. The FT's Money Mentor columnist Lindsay Cook joins Claer Barrett to discuss the issues. Next up, is your mobile phone a drain on your finances? Guy Anker from MoneySavingExpert tells us how. And finally, listeners hear from the FT's Rich People's Problems experts about the controversy surrounding his local tennis club.

 

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'Facebank', financial scams and shareholder rights

Facebook plans to shake up the finance world with a new digital currency called Libra - we hear about its pros and cons. Next up, we discover what Moll Flanders, the literary anti-heroine, can tell us about modern day bank fraud. And finally we find out how smaller shareholders can stand up for their rights. 

 

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Mid-life financial MOT, credit card debts and Britain's growing tax gap

Do you find yourself stumped by questions about how much to put towards your mortgage payment versus your investments? It may be time for a midlife financial MOT. Presenter James Pickford talks to FT reporter Lucy Warwick-Ching about why advisers are targeting people in their forties and fifties. Next, we speak to a woman who cleared credit card debt to the tune of £16,000. And finally, we discuss what's behind Britain's growing tax gap. 

 

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Warnings of unrest mount as outbreak hits food availability

G20 agriculture ministers urge governments not to disrupt global supply chains




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Court suspends lockdown in Malawi

Ruling sets precedent in continent where poorest fear cure could be worse than the disease




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China-Africa relations rocked by alleged racism over Covid-19

Africans in Guangzhou evicted from hotels and had passports confiscated, officials say




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Saudi Arabia repatriating thousands of migrants back to Ethiopia

UN official warns mass deportations risk spread of coronavirus to the region




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Nigeria in ‘crisis’ as oil receipts plummet

Africa’s biggest crude exporter seeks $7bn in emergency funds in face of imminent recession




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France to reallocate Africa aid money for fight against coronavirus 

Macron also backs calls for debt relief as he seeks to be seen as champion of continent’s interests




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Senior Africans propose ‘standstill’ on eurobond debt payments

Tidjane Thiam lends voice to call for private sector to join debt moratorium 




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Threat of catastrophe stalks developing world

Governments are fighting to keep the coronavirus pandemic at bay and their economies afloat




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Lockdown could be worse than disease in poor countries

Instructing people to stay at home is to confine millions to cramped housing




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Ethiopia postpones landmark national elections due to coronavirus

Social distancing curbs mean August vote cannot be held, says electoral commission




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What coronavirus will mean for Africa

The continent is facing an humanitarian and economic catastrophe, reports David Pilling




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Officials warn Africa is at ‘break the glass’ moment

Urgent action needed to avoid human and economic catastrophe




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Coffeeland by Augustine Sedgewick — the Java script

A history of coffee and its role in global capitalism is fact-filled and entertaining if occasionally over-caffeinated




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US and UK race to arrange flights for stranded citizens

Thousands affected as many flights cancelled and airports closed because of coronavirus pandemic




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African nations move swiftly to head off coronavirus spread

Fears over health systems prompt states to take early preventive measures




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Sincerity or self-branding: what defines millennial music?

From the unstoppable rise of hip-hop to the 'millennial whoop', what does today's new music sound like? And how has social media changed the relationship between artists and fans?


Harriet Fitch Little, India Ross and Griselda Murray Brown discuss Drake, Cardi B and DJ Khaled - in particular 'Wild Thoughts' ft. Rihanna and Bryson Tiller from 2017, which leans heavily on the melody and mood of Santana's 1999 hit 'Maria Maria', the coming-of-age soundtrack for the oldest cohort of millennials. 


Warning: this podcast contains a live 'millennial whoop'.

 

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Kate Bush's Wuthering Heights

When "Wuthering Heights" was released 40 years ago this year, it became the first song written and performed by a woman to reach number one in the UK charts. What was the song's — and Bush's — special appeal? Why have there been more parodies than straight covers? And why is it so popular now, with re-enactments of the music video taking place around the world? FT music writers Jude Rogers, Helen Brown and David Cheal discuss the song and its afterlife.

 

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1968: The Year that Music Changed

Set against a backdrop of protest and upheaval, the songs released in 1968 represent a turning point in music. FT pop writers David Cheal and Peter Aspden are joined by author Tot Taylor to debate the year's most important songs and artists, from Tyrannosaurus Rex, The Beatles and Pink Floyd to Joni Mitchell and Tim Buckley.

 

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The best Christmas music: a definitive guide

What makes a good Christmas song? Should it be cheesy or serious? And why do millennials love them? 

FT pop writers discuss festive classics old and new - from carols to Mariah Carey, Greg Lake to Phil Spector, Sufjan Stevens to Run-DMC. Plus, which 2017's best Christmas song: Gwen Stefani's 'You Make it Feel Like Christmas' or Sia's 'Santa's Coming for Us'?

 

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The Life of a Song: Strange Fruit

Billie Holiday’s 1939 'Strange Fruit' was called 'the first significant protest in words and music, the first unmuted cry against racism'. Other singers attempted it, from Nina Simone and Diana Ross to Jeff Buckley and Kanye West. But could any match the power of the impassioned original? FT pop writers David Cheal, Fiona Sturges and Helen Brown discuss the song's origins and afterlife.

 

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The Life of a Song: Make You Feel My Love

From Bob Dylan to Adele, the song that was first called 'a spare ballad undermined by greetingcard lyrics' is now a karaoke tearjerker. FT pop writers David Cheal and Helen Brown debate the origins, meanings and cover versions of 'Make You Feel My Love'.

 

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The Hits that Shook the World

In a special episode to mark the publication of The Life of a Song book, FT pop critics Helen Brown, David Cheal and Ludovic Hunter-Tilney debate whether a song can really change the world. Hear the stories behind the hits, from Bowie's 'Starman' to Jay-Z's 'Hard Knock Life (Ghetto Anthem)'.  


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The Life of a Song: Wild Thing

It achieved distinction in an era of elemental riffs, and journeyed effortlessly to and fro across the Atlantic. It also marked a turning point in the career of the greatest guitarist who ever lived: Jimi Hendrix. FT pop writers Peter Aspden and David Cheal discuss "Wild Thing" 50 years after Hendrix's groundbreaking performance at the Monterey Pop festival.  


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The Life of a Song: Elvis Presley's Heartbreak Hotel

The singer’s old label boss called the song ‘a morbid mess’, but it shot to number one in the US. Ahead of the 40th anniversary of Elvis’s death in August, FT pop writers Peter Apsden and David Cheal discuss the song's origins, dark appeal and afterlife. Credits: 104pro Media, Legacy Recordings, Entertain Me Ltd, Spectrum, Omnivore Recordings, Vengeance Records  


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The Life of a Song: Radiohead's No Surprises

Twenty years after they headlined Glastonbury, Radiohead return to the British music festival. FT pop writers Ludovic Hunter-Tilney and David Cheal discuss the band's lullaby of despair 'No Surprises' from their 1997 album OK Computer. Credits: Sire/Warner Bros, mudhutdigital.com, XL Recordings, Easy Star, SKIP Records  


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The Life of a Song: (I Can't Get No) Satisfaction

David Honigmann looks at how a sleeping Keith Richards dreamt up a riff that would later develop into a number one hit for Rolling Stones and become one of the most recognisable rock anthems of all times. Credits: ABKCO Records Inc, Universal International Music B.V, Rhino Atlantic, Virgin Records Ltd.  


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The Life of a Song: A Hard Rain's A-Gonna Fall

David Cheal looks at how Bob Dylan took inspiration from an old Scottish border ballad while writing this era-defining apocalyptic vision of what he saw as the violent, ignorant and hypocritical socio-political landscape of 1960s America. Credits: Sony Music Entertainment Inc, A Wing & A Prayer Ltd, Vanguard Records, Virgin Records. Patti Smith Nobel ceremony recording courtesy of: Nobelprize.org.  


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The Life of a Song: Je T'aime... Moi Non Plus

Helen Brown looks at how Serge Gainsbourg's infamously salacious love song originally written for Brigitte Bardot would become a hit for the French composer and his English girlfriend Jane Birkin, despite facing widespread bans and condemnation. Credits: Mercury France, Mercury Music Group, Rarity Music, Parlophone UK, Barclay.  


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The Life of a Song: The Message

Ian McCann takes a look at one of the greatest and most culturally influential rap songs by genre pioneers Grandmaster Flash & The Furious Five. A hit urban anthem, it almost wasn't recorded... Credits: Castle Communications, Warner Bros, Wagram Music, The Island Def Jam Music Group, Atlantic Records  


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The Life of a Song: Tainted Love

Sue Norris explores how a B-side by a little known American singer, Gloria Jones became a cult hit on the 1970s English northern soul scene, before being turned into one of the most recognizable pop songs of all time by Soft Cell. Credits: Universal Music TV, Universal Music Enterprises, Parlophone UK, Interscope Records, The Island Def Jam Music Group, Tacca Musique  


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The Life of a Song: O Sole Mio

Ian McCann looks at how a turn-of-the-century Neopolitan ballad was adapted into a hit for Elvis, before becoming an anthem for ice cream lovers and football fans alike. Credits: Bongiovanni, Delta, AP Music Ltd, Nuova Canaria, Randy's Group, Inc, Autarc Media GmbH  


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The Life of a Song: Let It Go

Helen Brown looks at how the most successful Disney song of all time became an unlikely favourite among prisoners and a "coming out anthem" for the LGBT community. Credits: Walt Disney Records, Black Crow Records  


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The Life of a Song: Hotel California

Peter Aspen looks at how The Eagles turned a few improvised chords into one of the most iconic, and enigmatic, rock songs of the 1970s. Credits: Rhino/Elektra, Parlophone UK, UMG Recordings, Elemental Records, Sony Music Entertainment  


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The Life of a Song: Midnight Train to Georgia

Sue Norris on how Cissy Houston and Gladys Knight respectively transformed the sound, and meaning, of Jim Weatherly's country number. Credits: X5 Music Group, Jim Weatherly, Carinco AG, Capitol Records LLC.  


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The Life of a Song: 9 to 5

Harriet Fitch Little on how Dolly Parton's anti-work anthem went from the movies to the White House to a muddy field in Glastonbury. Credits: Sony Music Entertainment, Capitol Steps, Pumpin' UK Records, Dolly Records, BBC/Glastonbury  


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The Life of a Song: Try A Little Tenderness

Amy Walker on how a saccharine love song was transformed by Otis Redding into a provocative and impassioned soul classic. Credits: Baierle Records, Cool Note, 104pro Media, Daxa production, Digital Remasterings, ABKCO Music & Records Inc., Rhino Atlantic, Universal Island Records, Roc-A-Fella Records, LLC/Shawn Carter  


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The Life of a Song: Wild is the Wind

David Cheal traces the song's journey from a forgotten 1950s melodrama to an enduring love ballad covered by Nina Simone, David Bowie and George Michael. Credits: Old Style, Blooming Jazz Records, Rhino/Warner Bros., Parlophone UK, One Little Indian Ltd, Lakeshore Records, Sony Music Entertainment UK Ltd.  


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The Life of a Song: Sukiyaki

The Japanese hit has been renamed and redefined by western artists from the Gipsy Kings to Snoop Dogg. Credits: JB Production, K-Tel, New Jersey, 2012 Carinco Neue Medien AG  


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The Life of a Song: My Way

Paul Anka originally wrote the song for, and in the persona of, Frank Sinatra, claiming he'd "never written something so chauvinistic, narcissistic, in-your-face and grandiose."  


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The Life of a Song: The Long Black Veil

For more than 50 years, this ballad's haunting charms have proved irresistible to many of the world's leading musicians. Credits: Firefly Entertainment, Black Sheep Music, X5 Music Group, Manhattan Records, UMC, Mute/BMG, Sony Music Classical, RCA Records Label  


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