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Taming Siachen’s raging waters

Making a world record for first ever rafting expedition in the Siachen Glacier, Madurai man Captain K.R.C. Pratap shares his experience of rafting through the Nubra and Shyok rivers.




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The summer shape-up challenge

Experts share cool tips for a hot weather workout.




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Let us go then you and I

Walking your dog is good for your body, mind and soul as Mini Anthikad Chhibber discovers




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A kickstart to self defence

There are ways to safeguard your physical and mental well being, say martial arts trainer Kyoshi K.S. Sekar and Krav Maga master S. Sreeram who will soon teach in Coimbatore




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A sense of community

The importance of the Anjali mudra, and how to do it




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A jog through Bengaluru’s parks

Open-air gyms, yoga sessions, walking. There is a flurry of activity happening in Bengaluru’s parks, and these spaces are accessible to all, irrespective of class and age.




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Fitness with friends

The pursuit of good health has been made easier with the arrival of apps that count calories and connect with other fitness enthusiasts




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Golden milk




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Taking Chennai for a ride

A bicycle café, active clubs and more than 100 super randonneurs. The author explores Chennai’s vibrant cycling culture




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The reel deal: Unconventional Tamil Instagram influencers on their rapid success

Meet the Tamil influencers who rely on staying grounded, as they cook, eat and work out, drawing massive follower counts along the way




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Editorial. Gold users must get a transparent Re-based price

There is a need to provide consumers with a transparently derived domestic reference rate which is under regulatory supervision




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Editorial. Biden’s late withdrawal leaves the Democrats in a spot

The Democrats now have to decide afresh a new candidate to replace Biden and, as a result, their overall response to Trump whose worldview is diametrically the opposite to theirs




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Editorial. Buying into stock dips risky in current global milieu

The Indian economy is less reliant on US exports than Asian peers and local IT services companies are not AI-driven. But ‘decoupling’ theories can fall by the wayside pretty quickly when global risk aversion takes over




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Editorial: Easy entry for market advisers is good, but not fee control

SEBI could have dispensed with controls on levy of fees. Also, the proposal to dilute the qualification criteria for registered advisers seems ill-advised




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Editorial. Incentives for vehicle scrappage need to be better

The 2021 scheme spoke of a 5 per cent discount by OEMs which has now been cut sharply, with caveats that it would be applicable only on select models, and for one or two years




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Editorial. Gig workers’ e-shram enrolment must be stepped up

Their dual identity as entrepreneurs and workers gives rise to the apprehension that they may miss out on social security benefits




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Editorial. Generation gap

Vatsalya should not replicate all NPS features




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Editorial. Agri Stack can be transformative, but implementation will be a challenge

Land records remain contested, despite over 90 per cent digitisation. Concerns over data theft and cyber fraud cannot be disregarded




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Editorial. End compensation cess

States can benefit from GST rate rationalisation




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Editorial. E-DRIVE incentive for EVs falls short

The incentives for all private vehicles are lower than under the five-year FAME 2 scheme which came to a close this April




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Editorial. Senior cover

PM-JAY will need tweaks to deliver geriatric care




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Editorial. Loose ends in SEBI’s colo scam and other probes

There are multiple instances of SEBI’s orders being overturned by SAT, displaying lack of rigour in its investigation




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Kings and queens

India stamps its authority on the global chess stage




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Editorial. Green games

EU Deforestation Regulation should be resisted




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Editorial. RBI’s diktat on sharp lending practices in gold loans welcome

Non-compliance by lenders must be strictly dealt with by the central bank




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Editorial. Farm price support should go beyond procurement

Bhavantar can work well in tandem with e-NAM which improves price realisation. This can reduce the Bhavantar outgo




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Editorial. Satcom can complement telecom services in remote areas

Tech advancements have made it possible for satcom players to offer seamless broadband connectivity directly to the users’ smartphones, bypassing traditional cell towers




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Editorial. Green truths

Greenwashing guidelines good, but could be sharper




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Editorial. RBI right in reining in usurious micro lending

But sudden ‘cease and desist’ orders can also affect the bond markets from where NBFCs raise funds




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IndusInd Bank Q2 PAT tanks 40 per cent on higher provisions, bad loans

NIM moderates as deposits outpace credit growth



  • Money & Banking

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RBI slams high-cost lending, calls for affordable credit from Microfinance Institutions

MFIs should not justify steep rates with access issues, says Jayant Kr Dash, Executive Director; Senior RBI official suggests Blended Finance could hold some answer for this issue



  • Money & Banking

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PNB Housing Finance Q2 net up 22.7 per cent at ₹470 crore 

The portfolio asset quality continues to improve with Gross NPA at 1.24 percent as on end September 2024



  • Money & Banking

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Govt can waive off GST on health cover, step up focus on insurance penetration: FGII CEO Anup Rau

Removing GST on health insurance would make it more affordable, driving higher penetration and reducing the government’s burden



  • Money & Banking

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PNB Housing Finance to expand corporate lending portfolio to boost margins, says MD & CEO Kousgi

Confident of sustaining Q2 bottomline growth performance in remaining quarters this fiscal 



  • Money & Banking

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Cholamandalam Investment posts 26% rise in Q2 net at ₹963 crore

Murugappa Group’s NBFC, Cholamandalam Investment & Finance Co Ltd, reported a strong double-digit growth across key metrics in the September quarter and the first half of this fiscal year. Net income for Q2 surged 37 per cent y-o-y to ₹3,238 crore, up from ₹2,367 crore.



  • Money & Banking

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Indian banks increased their overseas presence during 2023-24 : RBI Survey

During the year, the number of branches and employees of foreign banks in India also expanded by 0.6 per cent and 1.4 per cent, respectively



  • Money & Banking

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Shriram Finance PAT up 18 per cent; announces 1:5 stock split

The vehicle finance focused NBFC also announced a 1-to-5 stock split, along with a dividend of ₹ 22 per share today



  • Money & Banking

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Cholamandalam MS General Insurance H1 Results: PBT jumps 60% to ₹350 crore

Chola MS reports an 11.6% Y-o-Y rise in GWP to ₹4,136 crore in H1 FY25; MD V Suryanarayanan says focus on profitable growth continues to drive performance



  • Money & Banking

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FSIB recommends Ashok Chandra as MD and CEO of Punjab National Bank

Chandra is currently an Executive Director at Canara Bank.



  • Money & Banking

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Bank unions push back against government ‘micromanagement’ in employee performance reviews

More than 1 lakh bank employees likely to be affected by DFS instruction to banks, says AIBEA General Secretary Venkatachalam



  • Money & Banking

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RBI grants online payments aggregator license to Jio Financial arm JSPL

Jio Financial, helmed by veteran banker K.V. Kamath, already runs a shadow bank and an insurance brokerage and has joined forces with BlackRock Inc. to start an asset management business



  • Money & Banking

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Compliant with gold loan norms, will further strengthen audit processes: CSB Bank MD

Bank expects its advances and deposits to rise at least 30-50 per cent faster than the banking system



  • Money & Banking

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Finova Capital raises $135 million in Series E round led by Avataar Venture Partners, Sofina, others

Finova will use the funds to grow its loan book, invest in technology, expand geographically and further its vision of enabling financial inclusion at scale



  • Money & Banking

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BoB to open 600 branches, strengthen ‘RAM’ loan focus: Chief Chand

BoB Chief Debadatta Chand says FY25 credit, deposit growth targets revised down to balance CD ratio



  • Money & Banking

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CoinDCX integrates decentralised custody inside its app

This feature allows users to move their holdings from CoinDCX’s custody to a decentralised decentralized wallet, meaning their assets will be stored directly on the blockchain



  • Money & Banking

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IIFL Finance grows its gold loan portfolio by ₹2,000 cr about a month after RBI lifted lending ban

IIFL Finance’s gold loan book had shrunk from ₹26,000 crore in early March 2024 to ₹10,000 crore by September 19, 2024



  • Money & Banking

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SBI appoints Debasish Mishra as Chief General Manager of its New Delhi Circle

Debasish Mishra has experience across Credit, Operations, Forex, IT, HR, and MSME sectors, both in India and overseas



  • Money & Banking

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For new players, existing expense of management regulations are a challenge: Zuno General Insurance CEO

Zuno General Insurance continued to grow faster than the industry in the second quarter of this fiscal, says Shanai Ghosh, MD & CEO of the company



  • Money & Banking

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SEBI proposes ₹1 crore minimum investment, mandatory demat form for securitised debt instruments

Securitised debt instruments (SDIs) issued privately to be offered to a maximum of 200 investors, public offers to remain open for a minimum of three days and a maximum of 10 days, proposes SEBI




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Banks’ NIM falls in Q2 as RBI penal charge diktat takes effect, deposit cost rises

Bankers expect pressure on NIM to continue in Q3



  • Money & Banking