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Overdose Medication Distribution Planned For Smyrna Wednesday

Commissioner Navarro to provide Naloxone kits and training at event Insurance Commissioner Trinidad Navarro, in collaboration with Public Health’s Kent County Community Response Team, the First Presbyterian Church of Smyrna, and the Smyrna-Clayton Ministerium will provide free training and opioid rescue kits to residents on Wednesday, October 14 from 2:00 to 5:00PM. The event, taking […]




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State Auditor Kathy McGuiness and Insurance Commissioner Trinidad Navarro Partner for a Fraud Town Hall

DOVER, DELAWARE – Delaware State Auditor Kathy McGuiness and Insurance Commissioner Trinidad Navarro together will host a virtual Fraud Town Hall via Facebook live on Wednesday, October 21, 2020 beginning at 3:00 pm. The Auditor’s Office and the Department of Insurance want to jointly raise awareness of the types of fraud schemes both agencies regularly […]




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Workers’ Comp. Insurance Rates Drop for Fourth Consecutive Year

Decrease and Workplace Safety Program save businesses money during unprecedented time Insurance Commissioner Trinidad Navarro announced today that workers’ compensation insurance rates will decrease for the fourth year in a row, effective December 1, 2020. The voluntary market is seeing yet another double-digit decrease in loss costs, with an average 11.56% reduction, and residual market […]




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Delaware Finalist for International Insurance Domicile of the Year

Shortlisted for European Captive Review honor Insurance Commissioner Trinidad Navarro shared today that Delaware was named as one of three finalists for International Insurance Domicile of the Year within the European Captive Review Awards. The winning domicile will be announced in a virtual ceremony on November 26. Delaware is the fifth largest global captive domicile. […]




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Delaware’s First Mental Health Parity Examinations Complete

Regulated health insurers found to be in violation laws of that prohibit discrimination in mental healthcare, $597K in fees assessed Insurance Commissioner Trinidad Navarro has announced the completion of the first in a series of Mental Health Parity examinations on health insurers in Delaware. Investigations conducted by the Delaware Department of Insurance uncovered thousands of […]




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Dec. 15 Last Day to Sign Up for 2021 Coverage on Delaware’s Health Insurance Marketplace

For those who enroll by the deadline and pay their first premium, coverage will begin Jan. 1, 2021.




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New Report Outlines Plan for Strengthening Primary Care in Delaware

Provisional Affordability Standards aim to strengthen primary care in Delaware through increased investment Insurance Commissioner Trinidad Navarro announced the release of the Office of Value-Based Health Care Delivery’s initial provisional Affordability Standards as part of a new report, Delaware Health Care Affordability Standards: An Integrated Approach to Improve Access, Quality and Value, which includes plans […]




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Commissioner Navarro Signs Health Policy Letter to President-Elect Biden

Joins ten Insurance Commissioners in providing short- and long-term recommendations to the incoming administration A group of the nation’s state insurance commissioners joined together in a pledge to work with President-elect Joe Biden by providing health policy recommendations to the incoming administration. The commissioners share President-elect Biden’s vision that no American should have to go […]




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Department of Insurance Announces 2020 Year-End Data

Insurance Commissioner Trinidad Navarro highlights successes, resilience The Delaware Department of Insurance published today a series of statistics outlining performance and productivity during 2020. These metrics show successes notwithstanding the pandemic and operational changes such as working remotely. These data have been shared visually in the Department of Insurance 2020 Year in Review infographic. “Despite […]




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Consumer Alert: Liberty Mutual Policyholders Experienced Difficulty Filing Claims, Receiving Response

Company corrections ordered and completed Commissioner Trinidad Navarro has released a consumer alert for Liberty Mutual policyholders. In early December, the Delaware Department of Insurance became aware of unacceptable difficulties in contacting the company and filing claims by phone. The department ordered these issues corrected when discovered, and recently deemed the problems resolved. Policyholders reported […]




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Delawareans Will Have New Opportunity to Gain Health Insurance Through HealthCare.Gov from Feb. 15 to May 15

Delawareans looking for affordable health insurance will have an additional opportunity to sign up for coverage – including tax credits for eligible enrollees that help to reduce monthly premiums significantly.



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  • Sen. Chris Coons
  • Sen. Tom Carper

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Advances in Primary Care Reform Made Possible by Legislature

General Assembly sent key bill to the Governor The Delaware General Assembly passed legislation to increase Delawareans’ access to high quality, affordable health care through a series of reforms that will refocus Delaware’s healthcare system on primary care and improvements in value. Senate Substitute 1 for Senate Bill 120 requires commercial health insurance companies to […]




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Delaware Captive Insurance Legislation Signed by Governor

State’s dormancy laws now offer greater flexibility With the Governor’s recent signature, Delaware’s Captive Insurance Division is celebrating increased flexibility in its offerings to captive insurance companies. Senate Substitute 1 for Senate Bill 36 allows captives to be classified as registered series, offers clarity to provisions regarding insuring a parent company, and allows for a […]




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Mental Health Parity Examinations Find Inequities in Insurer Behavior

More than $1.3M in total fines assessed for coverage discrimination Insurance Commissioner Trinidad Navarro has announced the completion of additional Mental Health Parity examinations on regulated health insurers in Delaware. These violations resulted in $735,000 in fines and significant insurer corrections to create a less discriminatory environment in the future. Combined with two examinations completed […]




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General Assembly Moves in Unison to Protect Consumers, Local Businesses, from Excessive Pharmaceutical Costs

Expanded oversight of Pharmacy Benefits Managers possible Legislation to further regulate the Pharmacy Benefits Manager industry was passed by the General Assembly in late June and sent to the Governor with unanimous bipartisan support. HB 219, sponsored by Rep. Andria Bennett, Sen. Spiros Mantzavinos, Senate President Pro Tempore Dave Sokola, and Rep. Mike Smith, would […]




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Three Residents Indicted for Insurance Fraud by Grand Jury

Late last month in New Castle County, a Grand Jury indicted multiple residents for insurance fraud. The indictments stem from Department of Insurance Fraud Prevention Bureau investigations, in partnership with the Delaware Department of Justice. They allege that following vehicle accidents, each indicted resident did knowingly present false information to auto insurers or otherwise caused […]




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Delaware to Regulate Multi-Billion-Dollar Pharmacy Benefit Manager Industry, Protecting Consumers and Local Businesses

Department of Insurance will lead effort to rein in monopolistic behavior and excessive pharmaceutical costs Insurance Commissioner Trinidad Navarro announced today that the Delaware Department of Insurance will begin the process of building and enforcing regulations regarding Pharmacy Benefit Managers (PBMs) as a new law goes into effect. The new authorities of the department will […]




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Workers’ Comp Rates to Decrease for Fifth Consecutive Year

Double-digit drop effective December 1 Insurance Commissioner Trinidad Navarro announced today that workers’ compensation insurance rates will decrease for the fifth year in a row, effective December 1, 2021. The voluntary market is seeing yet another double-digit decrease in voluntary market loss costs, with an average 21.02% reduction, and residual market rates will go down […]




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Report Finds Gender Disparity in Auto Insurance Premiums, Women Charged More for Same Coverage

Legislative effort to end rating practice announced Insurance Commissioner Trinidad Navarro and the Consumer Federation of America (CFA) today released Gender Disparities in Auto Insurance Pricing, a new report that shows many women are being charged more by auto insurers based solely on their gender. Data shows that many Delaware women pay more per year […]




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Stephen Taylor to Lead Delaware Captive Bureau

The Delaware Department of Insurance today announced that industry veteran Stephen Taylor has joined the department as the incoming Director of its world-renowned Captive Bureau. Taylor will succeed Steve Kinion, who transitions out of the role on September 30. “Stephen Taylor’s extensive experience as an innovative yet meticulous insurance regulator stood out amongst contract applicants […]




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Cristine Vogel Named Director of Value-Based Health Care Delivery

Experienced healthcare management strategist hired after lengthy national search Insurance Commissioner Trinidad Navarro welcomed Cristine Vogel to the Delaware Department of Insurance as its Director of Value-Based Health Care Delivery this week after a lengthy national search to fill the role. As the inaugural Director, Vogel will lead efforts that relate to value-based care, primary […]




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Office of Value-Based Health Care Delivery Issues Annual Progress Report

Identifies Areas of Compliance and Opportunities to Continue Health Care Payment Transformation Early in March, Insurance Commissioner Trinidad Navarro and Cristine Vogel, the Director of the Department’s Office of Value-Based Health Care Delivery, issued the Annual Review of Carrier Progress Towards Meeting Affordability Standards. Vogel leads the Department’s efforts relating to value-based care, primary care, […]




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2022 Year-End Data Released By The Department of Insurance

Consumers continue to benefit from carrier expansion and insurer oversight The Delaware Department of Insurance (DOI) has published its annual performance and productivity data, indicating continued success in serving consumers throughout the state. “In the face of inflation, climate change, the pandemic, and other challenges, our priority remains the same: the residents of our great […]




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CONSUMER ALERT: Data Breach of Genworth Third-Party Vendor

Insureds, agents, and beneficiaries should watch for notification On June 16, PBI Research Services, a third-party vendor for Genworth Financial, disclosed a data breach that impacted the personal information of an estimated 2.5-2.7 million individuals, including about 8,000 Delaware residents. At this time, the company has indicated that the potentially compromised information may include agents, […]




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Update On Recent Insurer and Third-Party Data Breaches

More than 37,500 Delaware agents, policyholders, beneficiaries impacted Following the receipt of additional data breach reports from insurers, including those related to the breach of the MOVEit file transfer services system used by third-party vendors, the Delaware Department of Insurance is updating this consumer alert and will be updating the online posting as information is […]




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Delaware Launches D&O Guidance, Other Improvements to Foster Captive Industry Growth

Process and regulatory changes developed in partnership with the Delaware Captive Insurance Association Insurance Commissioner Trinidad Navarro and the Delaware Captive Insurance Association (DCIA) are proud to announce a series of process and regulatory improvements intended to ensure Delaware remains a top domicile for businesses seeking to form captive insurance companies. The news was shared […]




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Major Cybersecurity Event Impacting Health Care, Pharmacy Operations

Delays impacting operations, including payments and insurance transactions Earlier this month, one of the nation’s largest health care companies experienced a cybersecurity attack immobilizing much of the industry. Change Healthcare, a subsidiary of UnitedHealth Group that also operates as Optum Solutions, states that it interacts with 1 in every 3 patient records. Their systems are […]




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Northeast Insurance Departments Highlight Lyme Awareness Month

Regional Insurance Commissioners developing new model law to prevent and treat Lyme The Northeast Zone of the National Association of Insurance Commissioners is promoting National Lyme Disease Awareness Month this May, announcing that the regional group aims to work toward development of a model law aimed at preventing and treating Lyme disease. The CDC estimates […]




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Most Reliable Vendors To Buy Replica Rolex Super Clone Watches

Here's all you need to know about the two vendors that deal with the finest quality Rolex replica watches




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Sensex Rises By 305 Points, Nifty By 103 In Early Market Trade

Equity benchmark indices rallied in early trade on Wednesday amid continuous foreign fund inflows along with buying in heavyweight IT stocks, Reliance Industries and HDFC Bank.




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Indian Equity Market Enters Coveted USD 4 Trillion Club For 1st Time Ever

The combined market valuation of all listed companies on the leading stock exchange BSE reached the USD 4-trillion milestone for the first time ever today.




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125 Projects Taken Up For Exploration Of Critical Minerals, Says Minister

The government on Wednesday said 125 new projects have been taken up in the current financial year for exploration of critical minerals.




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Nandan Nilekani, Nikhil Kamath On Forbes Asia Heroes Of Philanthropy List

Nandan Nilekani, co-founder of Infosys, KP Singh, chairman emeritus at DLF, and Nikhil Kamath, co-founder of Zerodha, have been named on the 17th edition of Forbes Asia's Heroes of Philanthropy list released today.




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GDP Grew By 7.6% In Q2 Compared To 7.8% In Q1

India's economy grew 7.6 per cent in the September quarter of this fiscal and remained the fastest-growing large economy, mainly due to better performance by manufacturing, mining and services sectors, the government data showed on Thursday.




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Nifty Hits All-Time High After Upbeat Growth Data, Sensex Up 300 Points

Nifty hit a fresh record high on Friday, as faster-than-expected economic growth in the September-quarter added to optimism over the global interest rate outlook.




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Sensex, Nifty Touch All-Time High Day After BJP's Poll Victory In 3 States

India's benchmark indexes opened at fresh all-time highs on Monday, aided by strong domestic macroeconomic data and elevated bets of a US rate cut in March




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Decoding The Importance & Usage of Digital PR Link Building By BrandingExperts.com

Enhance your website's visibility in search engine results and attract more organic visitors by integrating digital public relations into your overall marketing strategy.




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Beyond SEO With Content Marketing Strategies | BrandingExperts.com

As a fundamental aspect of a robust digital marketing plan, content marketing offers a diverse strategy to foster long-term online growth and to forge a durable connection between brands and their consumers.




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Why Your Business Needs A Crisis Management Plan

The article will provide strategies for effectively leveraging these tools to your advantage




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फोटोग्राफर ने लिया व्हेल मछली की आंखों का ऐसा क्लोज अप शॉट, दिल थामे देखती रह गई दुनिया, लोग बोले- इन आंखों में Galaxy है

Whale Eye: हाल ही में Rachel Moore नाम की फेमस फोटोग्राफर ने हंपबैक व्हेल की निगाहों को इतनी खूबसूरती से कैमरे में कैप्चर किया कि देखने वाले बस एक टक देखते ही रह गए.




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Study tips : अपने बच्चे को सिखाएं पढ़ाई के ये 4 तरीके, क्लास में हमेशा आएगा फर्स्ट

हम यहां पर आपके बच्चे के लिए पढ़ाई करने के कुछ मजेदार तरीके बता रहे हैं, जिससे वो न सिर्फ एकेडमिक में बल्कि स्कूल की अन्य गतिविधियों में पहला नंबर पर रहेगा. 




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Mike Tyson vs Jake Paul: 27 साल के बॉक्सर से लड़ने जा रहे हैं 58 साल के माइक टाइसन, जानें OTT पर कब और कहां देख सकेंगे ये मुकाबला

Mike Tyson vs Jake Paul Boxing Fight: जैक पॉल और माइक टाइसन बहुत जल्द आपस में टकराने वाले हैं. ऐसा इवेंट बॉक्सिंग के इतिहास में पहली बार होने जा रहा है.




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Stock Market Today: शेयर बाजार में नहीं थम रही बिकवाली, सेंसेक्स-निफ्टी में गिरावट का सिलसिला जारी

Stock Market Today on 13 November: सेंसेक्स पर लिस्टेड शेयरों में एम एंड एम, टाटा स्टील, मारुति, सन फार्मा, रिलायंस, नेस्ले इंडिया, जेएसडब्ल्यू स्टील और पावर ग्रिड टॉप लूजर्स रहे.वहीं, एनटीपीसी, भारती एयरटेल, हिंदुस्तान यूनिलीवर, एशियन पेंट्स, कोटक महिंद्रा बैंक, एक्सिस बैंक और एचडीएफसी टॉप गेनर्स रहे.




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By Election : 10 राज्यों की 31 सीटों पर वोटिंग जारी, जानें कहां-कहां डाले जा रहे वोट

20 नवंबर को ही महाराष्ट्र विधानसभा की 288 और झारखंड की 38 सीटों पर चुनाव होंगे. इसके अलावा महाराष्ट्र की नांदेड़ लोकसभा और उत्तराखंड की केदारनाथ विधानसभा सीट पर इसी दिन उपचुनाव है.




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Jharkhand Assembly Election Live Updates: झारखंड में 43 सीटों पर वोटिंग जारी, 11 बजे तक हुआ 29.3 % मतदान

Jharkhand Assembly Elections 2024: झारखंड में आज पहले चरण में 15 जिलों की 43 सीटों पर मतदान हो रहा है. वहीं केरल की वायनाड लोकसभा सीट पर भी वोटिंग जारी है.




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Why Bonita At Heritage Village & Spa Is South Goa's Must-Visit For Food Lovers

Whether you're a seasoned traveller or a first-time visitor, Bonita's exciting menu and welcoming vibe make it a must-visit for food lovers in South Goa!




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Rakul Preet Singh Shares Joy Of First Diwali After Marriage And It Includes This Grand Chappan Bhog

Rakul Preet Singh gave fans a glimpse of her Diwali celebrations, filled with traditions and a grand food offering known as chappan bhog.




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Feeling Anxious? Here Are 5 Delicious Ways Food May Help Calm Your Nerves

We eat food every day, so why not fuel our bodies and minds the right way? Check out these awesome tips to kickstart your journey to better eating!




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Masaba Gupta Is Still Eating This Special Cake Three Days After Her Birthday

Masaba Gupta shared an Instagram story describing her delicious birthday cake crafted by chef and baker, Pooja Dhingra.




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Couple Breaks Up After Girlfriend Denies Eating Leftovers At A Friend's BBQ Party

A woman was left shocked when she was offered food at a BBQ only after there were some leftovers.