al ICICI Bank moratorium on debit card EMIs: All questions answered By economictimes.indiatimes.com Published On :: 2020-04-01T13:24:47+05:30 ICICI Bank, along with issuing details on availing the moratorium on loans and credit card dues, also issued a set of FAQs on moratorium for equated monthly instalments (EMIs) taken on debit cards. Full Article
al Investors can move these financial transactions online to deal with coronavirus impact By economictimes.indiatimes.com Published On :: 2020-04-13T06:30:00+05:30 As the country is staying at home to fight against the coronavirus, investors are adapting themselves to the online way of working with their finances. Full Article
al Real return on money in SBI saving account is -3% per annum By economictimes.indiatimes.com Published On :: 2020-04-15T09:39:34+05:30 The recent cut in the interest rate on savings accounts by leading banks has led to higher negative real returns on the accounts balances. Full Article
al Common application form issued for PPF, NSC and other small savings schemes By economictimes.indiatimes.com Published On :: 2020-04-16T13:56:21+05:30 It must be recalled that the finance ministry had revised rules and introduced separate forms for each small savings scheme via a notification in December 2019. Full Article
al How to use ICICI Bank's voice banking services on Amazon Alexa and Google Assistant By economictimes.indiatimes.com Published On :: 2020-04-20T12:04:00+05:30 To get the benefit of the voice banking offering, customers need to download the Alexa / Google Assistant and link their ICICI Bank account through a secure two-factor authentication process. Full Article
al Walk the Talk, Now! By economictimes.indiatimes.com Published On :: 2014-10-13T07:21:34+05:30 PM Narendra Modi began his maiden speech at UNGA by reminding the august audience of India’s hoary civilisational past. Full Article
al How much financial risk can you tolerate in current coronavirus-hit economy? Find out By economictimes.indiatimes.com Published On :: 2020-04-13T06:30:00+05:30 The stock market, bond market and other financial markets are feeling the negative effect of coronavirus. ET wealth presents a quiz to help you assess your risk appetite in the current market scenario. Full Article
al Family finance: Kumars need to stagger some of their money goals till income increases By economictimes.indiatimes.com Published On :: 2020-04-13T06:30:00+05:30 His goals include building an emergency corpus, saving for his children’s (including another child in future) education and weddings, and retirement. Full Article
al 9 practical steps to prepare for and navigate the financial crisis due to coronavirus By economictimes.indiatimes.com Published On :: 2020-04-13T06:30:00+05:30 Do not deny the possibility of losing the job, or being furloughed briefly. Full Article
al Coronavirus pandemic impact: Keep your investments liquid and focus on short term goals By economictimes.indiatimes.com Published On :: 2020-04-18T10:11:47+05:30 Any investment decision during this period should be made factoring in the short-term goals of an individual. Full Article
al Use Excel's binomial distribution to assess chance of success of your investments By economictimes.indiatimes.com Published On :: 2020-04-20T06:30:00+05:30 Applying this to financial markets helps investors to determine their chances of success in a fixed number of attempts (or trials). Another application of binomial distribution is to find out the probability of a company reporting positive growth in the EPS. Full Article
al Coronavirus & your money: Saving is crucial, so are these 5 expenses By economictimes.indiatimes.com Published On :: 2020-04-20T06:30:00+05:30 The looming uncertainty caused by coronavirus without a doubt requires cutting down on expenses. You need to start exercising monetary prudence and caution. However, don’t try to cut corners in these five expenses even at such a time. Full Article
al Covid stress test: How easily can you liquidate your financial assets should the need arise? By economictimes.indiatimes.com Published On :: 2020-04-20T06:30:00+05:30 Stores of value are worthwhile only if they can step up and be useful when we need them. Not if they also lose value, freeze up, or get locked when you must access them. In other words, you should be able to liquidate your assets without difficulty should the need arise. Full Article
al Conserving cash to dealing with debt: 6 ways you can fight the covid money crisis By economictimes.indiatimes.com Published On :: 2020-04-20T06:30:00+05:30 Liquidating assets to pay off debts is recommended only if you find it difficult to pay EMIs. Full Article
al Family finance: Salaried Pendse has enough time to reach financial goals By economictimes.indiatimes.com Published On :: 2020-04-20T06:30:00+05:30 His goals include building an emergency corpus, saving for his spouse’s business, child’s education and wedding, taking a vacation, and retirement. Full Article
al Family finance: Why Sharma will reach his financial goals with ease By economictimes.indiatimes.com Published On :: 2020-04-27T06:30:00+05:30 Financial Planner Pankaaj Maalde suggests that Sharma build an emergency fund of Rs 5.1 lakh, which is equal to six months’ expenses, and a medical buffer of Rs 10 lakh for his mother. Here's what his financial goals include. Full Article
al Has coronavirus pushed your goals further away? Take this SWOT test to find out By economictimes.indiatimes.com Published On :: 2020-04-27T06:30:00+05:30 No investment portfolio would have escaped the impact of coronavirus and the consequent financial troubles. Analyze the strengths, weaknesses, opportunities and threats in your financial plan in the following quiz and find out where you stand and what you need to do. Full Article
al Why you should keep financial assets organised and listed while you are alive By economictimes.indiatimes.com Published On :: 2020-04-27T06:30:00+05:30 We can do a lot without spending money, and money well spent can do a lot. Let your money help you and those around you live better. Rather than lying meaninglessly in expired bonds, unaccessed PPF accounts, unused vases and unworn dresses. Full Article
al Lockdown impacting your income? Do this now so that your future money goals are safe By economictimes.indiatimes.com Published On :: 2020-05-04T06:30:00+05:30 Incomes of many people, especially those who are self-employed, have been impacted due to the lockdown. To help you through these tough times, here is how you can cut down on current expenses so that your future goals are not at risk. Full Article
al Four ways to review and modify asset allocation in mutual funds By economictimes.indiatimes.com Published On :: 2020-05-04T06:30:00+05:30 As the financial markets scenario is changing, it is important to review and modify (if needed) the existing asset allocation. However, before going ahead, you should consult your financial advisor. Full Article
al Fresh drive to help illegal Indian workers in Saudi Arabia By economictimes.indiatimes.com Published On :: 2013-11-06T16:22:09+05:30 The number of Indians who left during the grace period till October-end is 1,34,281, the Indian Embassy here said in a statement. Full Article
al India to evacuate nationals from South Sudan By economictimes.indiatimes.com Published On :: 2016-07-11T16:10:59+05:30 South Sudan's capital is witnessing heavy fighting due to clashes between former rebels and government soldiers in several parts of the city. Full Article
al Franklin Templeton Mutual Fund apologises unconditionally to Sebi By economictimes.indiatimes.com Published On :: 2020-05-08T12:58:08+05:30 The fund house claimed that media outlets quoted its CEO Jenny Johnson out of context. Full Article
al Exide Life's term policy sales jump 200% in April due to COVID-19: COO By economictimes.indiatimes.com Published On :: 2020-05-08T14:58:53+05:30 However, Ashwin B added that there has been a significant drop in sales of non-term policies, witnessing a decline of 50 per cent. Full Article
al 10-year benchmark bond yields fall 14 bps more this week to hit levels last seen in 2009 By economictimes.indiatimes.com Published On :: 2020-05-08T15:49:43+05:30 A hike in taxes on fuels, which will add to government’s revenue, helped lift sentiment. Full Article
al MF SIP flows slow, equity fund flows halve; liquid funds boost debt AUM By economictimes.indiatimes.com Published On :: 2020-05-08T15:56:04+05:30 Amfi data released on Friday showed SIP inflows fell 3 per cent to Rs 8376.11 in April. Full Article
al Debt, hybrid mutual funds see large outflows in April; advisors blame Franklin fiasco By economictimes.indiatimes.com Published On :: 2020-05-08T18:19:27+05:30 The Franklin Templeton Mutual Fund fiasco seems to have hit the debt mutual fund space very hard. The data released by Association of Mutual Funds in India or Amfi reveals that most debt mutual fund categories have witnessed outflows in the last month. Full Article
al Union Bank of India cuts MCLR by up to 15 bps across all tenors By economictimes.indiatimes.com Published On :: 2020-05-08T20:05:09+05:30 Union Bank of India announced reduction in its MCLR up to 15 basis points across all tenors, effective May 11. Overnight MCLR has been reduced by 15 bps to 7.15 per cent from 7.30 per cent and one-month MCLR by 10 bps to 7.25 per cent. Full Article
al Lockdown period not to be counted for determining residency status of NRIs, foreign nationals: CBDT By economictimes.indiatimes.com Published On :: 2020-05-08T22:58:18+05:30 India has allowed discounting of prolonged stay period for determining the residency status in relief for NRIs. Full Article
al Young working professionals to cut down expenses as post-Covid world brings uncertainty, job loss By economictimes.indiatimes.com Published On :: 2020-05-09T12:06:08+05:30 Categories like essentials, at-home entertainment, health and insurance continue to show greater resiliency. Full Article
al Political Praxis By economictimes.indiatimes.com Published On :: 2014-10-07T05:28:27+05:30 If rulers can change the law to suit themselves, the rule of law does not exist, even if the laws are applied uniformly to the rest of society. Full Article
al Capital Issue By economictimes.indiatimes.com Published On :: 2014-10-15T07:12:34+05:30 While the free flow of international capital has many benefits such as reducing the cost of capital, increasing investment and economic growth Full Article
al Managing Talent By economictimes.indiatimes.com Published On :: 2014-10-17T05:18:50+05:30 Great managers know and value the unique abilities and even the eccentricities of their employees. Full Article
al On Social Change By economictimes.indiatimes.com Published On :: 2014-10-24T04:52:42+05:30 It’s incumbent upon every married woman to quickly bear a son.… She could be dismissed as a dokhtar zai, or ‘she who only brings daughters’. Full Article
al Ashok Paranjpe joins LIC Mutual Fund Trustee as an independent director By economictimes.indiatimes.com Published On :: 2020-03-18T20:51:16+05:30 Apart from Paranjpe, HN Motiwalla, Rammohan N Bhave and Thomas Panamthanath are other independent directors of the company while TC Suseel Kumar is a nominee director on the board of LIC Mutual Fund Trustee. Full Article
al "Change law that mandates 120 days' stay in India to qualify as NRIs" By economictimes.indiatimes.com Published On :: 2020-04-16T11:50:35+05:30 A law requiring 120 days' stay in India to claim Non-Resident Indian (NRI) status needs to be changed, an association representing NRIs has demanded, citing economic disruptions due to the coronavirus pandemic. Full Article
al Canadian permanent residents stranded in India as special flights are only accommodating citizens By economictimes.indiatimes.com Published On :: 2020-04-16T14:17:03+05:30 In official emails to permanent residents who have enquired about the availability of these flights, the high commission has indicated that at this point, the flights are available only to Canadian citizens and their immediate family members who are permanent residents and accompanying them on the flights. Full Article
al BR Shetty: The staggering rise and incredible fall of a billionaire By economictimes.indiatimes.com Published On :: 2020-04-25T23:00:00+05:30 BR Shetty landed in Abu Dhabi with $8 in 1973 and turned his sweat into a personal fortune worth billions. Full Article
al Indians at greater risk from COVID-19 in UK's health sector: Report By economictimes.indiatimes.com Published On :: 2020-05-01T20:47:11+05:30 "Indian men are 150 per cent more likely to work in health or social care roles than their white British counterparts," according to the report. Full Article
al Donald Trump taps Indian-American lawyer as US representative to World Bank's lending arm IBRD By economictimes.indiatimes.com Published On :: 2020-05-05T10:56:26+05:30 Ashok Michael Pinto, who has worked as a Special Assistant and Associate Counsel to former president George W Bush, was on Monday nominated as US Alternate Executive Director of IBRD for a term of two years. Full Article
al Analysis of 5 largest debt mutual funds across categories to see if investors should be worried By economictimes.indiatimes.com Published On :: 2020-05-04T06:30:00+05:30 ET Wealth studies the quality of papers held by the five largest schemes of different debt fund categories to see if investors should be worried. Full Article
al How to use Value at Risk tool to manage a stock’s downside risk By economictimes.indiatimes.com Published On :: 2020-05-04T06:30:00+05:30 The unabated volatility is intensifying downside risks in investments. Under these conditions, it is worth looking at statistics that can predict the potential loss a stock or a portfolio can suffer. Full Article
al 5 ways investors are impacted by closure of mutual fund schemes By economictimes.indiatimes.com Published On :: 2020-05-04T06:30:00+05:30 Investors will receive whatever amount the fund house is able to recover by liquidating the underlying investments in proportion of their holdings in the respective schemes. Full Article
al Lockdown forcing you to stop SIP in mutual funds? Try the pause option first By economictimes.indiatimes.com Published On :: 2020-05-04T14:20:29+05:30 You should explore the `pause your SIP’ option offered by mutual funds before finalising to stop your mutual fund investments through SIPs. Full Article
al Should I invest in these debt mutual fund schemes? By economictimes.indiatimes.com Published On :: 2020-05-04T15:49:19+05:30 While investing a debt mutual fund, one should make sure the category suits your time frame. Full Article
al EPF withdrawal: How to check, change bank account details in your EPF account By economictimes.indiatimes.com Published On :: 2020-05-05T10:18:05+05:30 It is important that your correct bank account with IFSC is linked to your Universal Account Number (UAN) to receive the credit of EPF funds timely. Full Article
al Time to rebalance your portfolio, invest more in equity mutual funds By economictimes.indiatimes.com Published On :: 2020-05-05T11:45:13+05:30 The global economy is already in recession. Travel and tourism, restaurants, movie theatres and scores of other businesses have suddenly come to a standstill. Full Article
al Which mutual fund should you choose to invest your surplus money? By economictimes.indiatimes.com Published On :: 2020-05-07T10:53:35+05:30 Many individuals have become extremely careful about their personal finance in the wake of Covid-19 pandemic and mounting concerns about possible job and pay cuts. Many of them have suddenly turned enthusiastic investors. Full Article
al Mutual funds to claim tax deduction of Rs 40,000 By economictimes.indiatimes.com Published On :: 2020-05-07T12:31:56+05:30 If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts. Full Article
al 5 lesser known facts about tax benefits of health insurance By economictimes.indiatimes.com Published On :: 2016-04-29T15:49:14+05:30 Premium paid towards health insurance for self, family and parents not only provides financial help in case of medical emergencies but also reduces tax liability. Full Article