Equity investors can tilt portfolio allocation towards large-cap and multi-cap mutual funds.

Index funds are better for those unable to select quality stocks or bear the risk of near term under-performance from actively managed funds.

For example, PPF offers you returns of 7.1% per annum completely tax-free whereas an 8% FD may offer you only 5.6% if you’re in the 30% slab.

Investing in high-quality companies and proven MF schemes always pays in the long term and these would be the first to recover

Make sure that you have the contact information of your reporting manger and HR department in a diary or phone or a place where your spouse can access the same easily.

The due date for depositing statutory contributions, aggregating one-fourth of one employee’s monthly wages, towards provident fund, to be deposited by an employer, falls within the first 15 days of the next month.

Fund houses such as HDFC MF, Baroda MF, Nippon India MF, PGIM MF and UTI MF have exposures to debt papers issued by the Indiabulls Housing Finance, shows the data from Value Research.

Dearness Allowance (DA) Hike Latest News: The April salary, which is due to be paid in a week’s time, was supposed to be based on revised DA, along with arrears for three months (January-March).

The income of a spouse or child is clubbed together with the income of major earner of the family when certain conditions are met.

Debt schemes of mutual funds for long have been seen as low risk, but shuttering six schemes and leaving investors in a lurch will impact investor sentiment.

In other previous months of 2019-20, the number of new subscribers joining in the scheme ranged between 12.19 lakh and 14.70 lakh.

The order issued by the state finance department will impact over 16 lakh state employees and officers, approximately three lakh teachers and 12 lakh pensioners.

The longer you stay in the markets, the more you are likely to earn returns by letting the magic of compounding work for you.

Gold plays an important role as a diversifier in a portfolio due to its less than perfect correlation with other asset classes.

Low oil prices will have a positive impact on glass manufacturing, transport, industrial power, plastics, lubricants, petrochemical, , FMCG, paint, rubber & tyre manufacturing companies

Contingency planning, taking heath insurance and avoiding unnecessary expenses is critical.

An emergency fund equal to 6-12 months of your monthly expenses is the financial equivalent of N95 masks. And check your health insurance plan.

Q4 Ebitda was in line with estimates; RIL on track to be debt free by end FY21, which could drive rerating; TP revised to Rs 1,618.

Trade unions are of the view that the retirement fund body should set a definite timeline for employers to deposit the money already deducted from employee’s monthly salary.

Reduce your debts, cut expenses and choose investment products prudently to build your retirement corpus.

For those looking forward to luxury journeys on board Deccan Odyssey India , the news of possible cancellation of the service will come as dismay. According to the Maharashtra Tourism Development Corporation, new proposal for short itinerary and lesser haulage charges have been sent to Indian...

Luxury train travel around the world is in revival mode with more and more tourists opting for this mode of travel. As opposed to cramped luxury of airliners, luxury trains offer that much needed respite, privacy and exclusivity that luxury travelers mostly seek. When it comes to luxury train...

In part one of this blog series, we introduced the automation of AI (i.e., artificial intelligence) as a multifaceted and evolving topic for marketing and segmentation. After a discussion on maximizing the potential of a brand's first-party data, a machine learning method incorporating natural language explanations was provided in the context [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 2] was published on Customer Intelligence Blog.

In parts one and two of this blog series, we introduced the automation of AI (i.e., artificial intelligence) and natural language explanations applied to segmentation and marketing. Following this, we began marching down the path of practitioner-oriented examples, making the case for why we need it and where it applies. [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 3] was published on Customer Intelligence Blog.

The marketing industry has never had greater access to data than it does today. However, data alone does not drive your marketing organization. Decisions do. And with all the recent hype regarding the potential of AI, a successful cross-channel campaign is propelled by a personalized, data-driven approach injected with machine [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 1] was published on Customer Intelligence Blog.

In part one of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. In part two, we will share perspectives on: How SAS Customer Intelligence 360 completes analytic's last mile. How campaign management processes can easily [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 2] was published on Customer Intelligence Blog.

Your brand is customer journey obsessed, and every interaction with your company provides a potential opportunity to make an intelligent decision, deepen engagement and meet conversion goals. The hype of martech innovation in 2020 is continuing to elevate, and every technology vendor is claiming the following statement: "Bolster the customer [...]

SAS Customer Intelligence 360: Marketing AI vision was published on Customer Intelligence Blog.

In parts one and two of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. According to Daniel Newman (Futurum Research) and Wilson Raj (SAS) in the October 2019 research study Experience 2030: “Brands must [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 3] was published on Customer Intelligence Blog.

Digital transformation. Yup, I said it. It's over-hyped. But as SAS Chief Operating Officer and Chief Technology Officer Oliver Schabenberger says, "It's also real and powerful. Our world is being liquefied from physical assets into virtual assets, and analog processes into digital processes - the world is turning into bits [...]

SAS Customer Intelligence 360: Analytics as a guiding light was published on Customer Intelligence Blog.

Excitement levels are high for the March 2020 release of SAS Customer Intelligence 360, which includes multiple years of research and development culminating in enhancements to the platform's underlying data model. The changes will introduce the unification of a comprehensive data model recording both: Customer behavior -- what users are [...]

SAS Customer Intelligence 360: Unified data model, marketing attribution and AutoML was published on Customer Intelligence Blog.

In February, SAS was recognized as a Leader in the 2020 Gartner Magic Quadrant for Data Science & Machine Learning Platforms report. SAS is the only vendor to be a leader in this report for all seven years of its existence. According to us, the topic of the research is [...]

SAS Customer Intelligence 360: Analyst viewpoints was published on Customer Intelligence Blog.

After careful consideration of the evolving COVID-19 situation, SAS made the decision in March to cancel the in-person SAS Global Forum 2020 conference in Washington, DC. The health and well-being of SAS customers and employees was the company's top priority in making that decision, and while it's unfortunate that we [...]

SAS Global Forum 2020: Hybrid marketing with SAS Customer Intelligence 360 was published on Customer Intelligence Blog.

Datsun’s Go as well as Go+ models have now received a CVT option. These come in the top trim and boast a slightly higher fuel efficiency compared to their manual counterparts or at par. How are they to drive? Take a look at our video.

2020 TVS Apache RR 310 Track Ride Review: After some laps of the MMRT in Chennai, we’re convinced that the 2020 edition RR 310 has come forth with a new personality. Sure, the ride dynamics remain the same but it is now definitely more refined than ever before transforming the ride experience for the better. […]

BS-VI Honda SP125 is a successor to the CB Shine and has been upgraded inside and out. It is powered by a new 124cc BS-VI engine and it gets new features like silent start, LED headlamp, new pass switch. Abhilasha Singh takes out for a ride around Mumbai to find out more.

The Tata Nexon EV is going to launch in India soon. Its prices are expected to fall in the range of Rs 15 lakh to Rs 17 lakh. Here is out first drive review of what would be India’s first all-electric sub-four-meter SUV.

Delhi Government with Maruti Suzuki has introduced a new computerised driving test that applicants must complete in order to get a driving license. The Automated Driving Test Centres have been set up in 12 locations in Delhi and they test applicants with different parameters like Reverse S, Figure of 8 (8 Formation), overtaking, red light, […]

The Japanese policy makers are looking to frame a policy for bringing foreign workers to counter the rapidly growing – aging population, without naming it as an actual immigration policy. Japanese Conservatives give high importance to the cultural…

Citing security concerns, the Home Ministry of India puts on hold the proposal sent by Tourism Ministry to provide e-visa facility to the delegates visiting the country for conferences and meetings. According to an  official from Tourism Ministry,…

On Tuesday, the Cabinet of Thailand announced a new visa plan under which the permit to stay, of foreign nationals aged 50 or more, has been increased from one year to ten years. The vice-minister at the Prime Minister’s Office, Colonel Apisit Chaiyanuwat…

I bow to you, India. The traditional greeting of Namaste would be sounded all throughout the nation of India as the country of Malaysia looks to have a scoop of the tourism industry with a quicker and less expensive permit acquisition program. That comes…

Dennis Prager, right-wing writer, and radio talk host have drawn a lot of ire from most of the people in the press a couple of times. The most recent of which occurred when Dennis, who is a devoted Jew has repeatedly stated that there is a battle on…

Established in 2010, the Dubai World Centre is one of the largest airports in the UAE  and saw a traffic of over 900,000 in 2017. Dubai Airports, its operator, reported that the airport received a 6.4 percent growth from 850,633 people in 2016 to…

Before matters started getting worse between Russia and the United States, Russians could get the US travel visa within a week. But now, Russians have to wait for a minimum of eight months, making them restless. It is too long to wait for a travel visa…

The online shoe and clothing retailer's loyalty program offers different customer segments different relevant rewards.

The family restaurant chain uses demographic, behavioral, and purchase data to send targeted offers to its rewards members and grow visit frequency and spend among younger customers.

Direct selling, OTAs, loyalty. Travel intermediaries are having a strange impact on travel marketing.

How the global hotel chain's loyalty program offers the data it needs to create tailored experiences for its guests.

The details may be technical, but the concepts are clear when it comes to analyzing seasonal retail data

Creative government workforce approaches come in many forms. Some time ago, the US Environmental Protection Agency (EPA) offered employees an interesting choice to incentivize them to stay. Employees could either telework from home one day per week or receive $1,000. As Jon Lemon, principal industry consultant at SAS told the [...]

The post How analytics can shape the government workforce appeared first on Government Data Connection.