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I run a 6-figure freelance graphic design agency, and even during the pandemic we're on track to hit our $300,000 yearly goal. Here are 4 key things that have helped me retain clients and keep revenue strong.

Morgan Overholt is the founder and owner of Morgan Media LLC, a graphic design agency.Despite the unforeseen circumstances of the pandemic, her small business was ready to continue operating and functioning at full force.Her employees and clients were already accustomed to remote work, so shelter-in-place policies haven't greatly affected her, and she relies on other freelancers for work so she can scale her team to fit business needs.She advises other small businesses looking to pandemic-proof their companies lean on remote tools, get good at finding clients online, diversify their income streams, and keep their operations agile and lean.Click here for more BI Prime stories.Of the many challenges I expected to face when I quit my normal 9-to-5 job to launch a freelance graphic design agency




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Coronavirus is sinking the 2020 internship class, new LinkedIn data suggests - and it could impact Gen-Z careers for years

The number of new internships posted on LinkedIn has plummeted as businesses grapple with the economic fallout of the coronavirus pandemic.Not only have the youngest Americans seen a reduction in career opportunities because of the outbreak, they're also the more likely than older workers to be laid off.The United States is home to the largest outbreak of the novel coronavirus that has infected more than 1.5 million people across the globe.Visit Business Insider's homepage for more stories.Employers across the United States have slashed their internship programs as the coronavirus pandemic cuts profits.The number of new internship roles posted on LinkedIn's job boards is down approximately 60% since March 1, the career-oriented social media platform said in a statement to Business Insider.The




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How a local upstate New York fitness studio designed their own at-home bike delivery service in just a few days and boosted revenues while their doors remain shut during the pandemic

Mark Dellas PhotographyErika Brason.Companies shut down by the pandemic have had to come up with alternative revenue streams, including Rebel Ride, a local fitness studio in East Amherst, New York. Owner Erika Brason decided to make the studio's classes virtual and rent out her equipment. Renting out 59 bikes for delivery and pickup as well as making 34 workout videos took her and her team just two weeks to put together."This is the time to get noticed in ways you haven't in the past," Brason explained. "You basically have to reinvent your marketing strategies so that when the time comes, you can give people a really good reason to come back."Click here for more BI Prime stories.With the COVID-19 pandemic rattling businesses big and small - from bookstores and restaurants to shops and gyms




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How a small NYC grocery delivery business is coping with a 400% surge in demand during the coronavirus pandemic

The coronavirus has forced grocery delivery drivers on the front lines of the pandemic.Mirchi, a small New York City grocery delivery service with around 10 employees, is struggling to keep up with a 400% increase in demand.The company's founder said that "by day three, all of my employees were burnt out."View more episodes of Business Insider Today on Facebook.Since the spread of the coronavirus in the US, drivers like Remy Quezada Rodriguez are on the front lines of the pandemic, delivering food to Americans hunkered down at home. Rodriguez works for Mirchi, a small New York City grocery delivery service specializing in South Asian ingredients. Lately, the company has been inundated with orders of rice, spices, and other goods.To keep up with demand, the company's founder Naresh Mulchandani




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States and cities are stepping up to help businesses survive. Here are the best funding programs nationwide to help you pay rent, keep employees, and restructure your debt.

States and city governments are offering millions in loans and grants to businesses affected by the coronavirus pandemic. California's IBank is offering up to $50,000 in direct loans and loan guarantees for companies with fewer than 750 employees, while Maryland is granting $100,000 to manufacturers that can quickly pivot to make personal protective equipment (PPE) and other critical needs items. Most applications are submitted online and require basic business information as well as proof of how business revenue declined due to COVID-19.This piece will be updated as new information becomes available.Click here fore more BI Prime stories.As the coronavirus pandemic continues to disrupt the lives and operations of millions of American business owners, more state and local governments are offering




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Your business could defer taxes and get credits for keeping employees. An expert explains how to know if you're eligible.

Two tax provisions of the $2 trillion stimulus package could put cash back into small business owners' pockets almost immediately. Most businesses will be eligible to defer payroll taxes and receive tax credits for keeping employees.However, businesses may not be eligible for tax relief if they receive a forgiveable loan through the Paycheck Protection Program.To understand how business owners can take advantage of these programs Business Insider reviewed IRS guidelines and spoke with a small business advisor at Wiss & Co. accounting firm. Click here for more BI Prime content.Businesses that have been forced to close, limit operations, and lay off employees during the coronavirus pandemic have several lifelines available to them, two of which are tax-related and could put cash back in their




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10 major companies including Amazon, Facebook, and Salesforce that are offering cash and resources to businesses impacted by the pandemic - and how to apply

More than half of small businesses in the US have temporarily closed their doors, or plan to this month, due to the COVID-19 pandemic.Private organizations, including Amazon and Facebook, are teaming up to offer millions in cash grants and low-interest loans to small business owners.Amazon created a $5 million relief fund to support local businesses around its Seattle and Washington offices. Hello Alice is giving $10,000 emergency cash grants to distressed businesses in the US.Click here for more BI Prime stories.Organizations across the country are rallying together to support small businesses fighting to survive the COVID-19 quarantine shutdown.One in four small businesses nationwide have temporarily closed and another 40% expect to this month, according to a recent survey from MetLife and




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I'm saving money on rideshares and travel right now, but I'm not keeping that cash - I'm spending it at local businesses even if they're closed

Getty ImagesThe author is not pictured.I've had a little extra cash in my pocket since quarantine started - I'm saving money on rideshares, restaurants, travel, and more.Instead of keeping that money, though, I'm spending it on businesses I hope will stay open post-COVID. I've bought art, paid for online classes at a local gym, and pre-paid for an appointment with my hair stylist.I've decided not to save the extra money because my emergency fund is in good shape.Read more personal finance coverage.As the economy grinds to a halt in the wake of the coronavirus, I've found myself in the strange position of having a little extra cash on hand that I'm not accustomed to. For a little bit of context: I'm a freelance writer who's worked from home since 2015, and my industry has yet to be heavily




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Crisis managers are taking center stage during the pandemic - and can make a lucrative living. Here's how to break into the in-demand role, according to 5 veterans in the industry.

The Bureau of Labor Statistics says that the median salary for an emergency management director is around $83,000 per year.Business Insider interviewed five crisis management teachers and consultants who all stressed that strong communication and critical-thinking skills are key attributes of people who work in the industry.Roles vary across in-house and consultancy firms, and between government and corporate, but the skill sets required are largely the same.Read the news, practice thinking of solutions to big problems, and start looking for roles and internships in house.Click here for more BI Prime stories.Whether it's for a large-scale disaster such as the COVID-19 pandemic or more routine problems such as fires, cyber-security breaches, financial losses, or product recalls, crisis managers




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Federal relief loans for small businesses just dried up. Here's what to do if you need $1 million dollars or more to stay afloat

Getty ImagesAll of the PPP loan funds have been committed, but new Fed-backed loans could help some businesses come back after the crisis.Less than two weeks after launch, all of the $349 billion allocated to small businesses in the CARES Act has been committed.Lending could now come to a grinding halt as banks won't have the guarantee of the US Treasury to back up more loans.Business owners who still need financing greater than $1 million can take advantage of the Federal Reserve's Main Street Lending program, which will support additional loans from banks.The Fed's program backs four-year loans with payments and interest deferred for the first year.Visit BI Prime for more stories.Just 12 days after the launch of the Payroll Protection Program, all $350 billion in loans have been approved,




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How a data storage startup reached unicorn status by closing a new $100 million funding round during the coronavirus pandemic

GoogleSolutions like those from VAST Data can make AI adoption easier.Accessing stored data is a major problem that companies face in the quest to adopt artificial intelligence and other advanced analytical tools. VAST Data's all-flash storage solution makes it easier for corporations to quickly and continuously analyze large sets of information. The startup just raised $100 million, bringing its total valuation to $1.2 billion. This is on top of a recent $80 million funding round, of which $40 million still remains. "We did this to offer the peace of mind that we're here to stay forever," CEO Renen Hallak told Business Insider.Click here for more BI Prime stories.Artificial intelligence continues to be a major investment for companies, but enterprises are, in many cases, finding it exceedingly




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How a German drone taxi startup used crowdsourced ideas, an unexpected partner, and its outsider status to carve out a new multi-trillion-dollar opportunity in the transportation industry

When Florian Reuter joined German drone taxi startup Volocopter in 2015 as CEO, co-founders Stephan Wolf and Alexander Zosel had impressive tech, but no clear path to market."When we started out there was not even an idea of how these types of vehicles would ever be certified," Reuter told Business Insider. "Now we have a whole new category created for us."Volocopter now has equity funding of €122 million and the company continues to add corporate strategic partners to a list that includes Daimler, Intel, and Micron.Now, the team is focused on completing its certification with the European aviation authority to become the first commercial air taxi company.This article is part of a series on growing a small business, called "From 1 to 100."If disruption is the path to a billion-dollar startup,




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We're a couple who was furloughed from our jobs, so we're using the time in self-isolation to turn our passion project into a viable business - here's how we're making it happen

Anastasia Bendebury and Michael Shilo DeLay are the creators of Demystifying Science, a science literacy organization which clarifies confusing science.They were both furloughed from their full-time jobs amid the coronavirus pandemic, which led them to pour more time into their newly launched organization.To get through this tough period, they're cutting back where they can and reaching out to as many people as possible who might need their work.Separating business from couple life is key when kickstarting a project together, and ultimately taking the plunge to do it.Click here for more BI Prime stories.In early March when Italy issued its stay-at-home order, we were still at work. Michael was teaching high school physics, and Nastia was guiding science and wine tours in the Pacific Northwest.




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Moody's Slashes India's FY21 GDP Growth to 0%, Says Risk of Slower Economic Growth Rising

Moody's projected India's economic growth for 2020-21 fiscal at 0 per cent, lower than 4.8 per cent estimated in 2019-20.




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Rosie Huntington-Whiteley stuns in strapless black satin dress at Oscars bash with Jason Statham

Rosie Huntington-Whiteley and Jason Statham stepped out to attend the Vanity Fair post-Oscars party on Sunday evening.




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Nicky Hilton wows in slinky silver dress as she mingles with her a-list pals at Vanity Fair party

The socialite, 36, wowed in the slinky dress as she cosied up to her husband James Rothschild and mingled with family friends the Kardashians at the celeb-packed after party.




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Oscars 2020: Heidi Klum and Alessandra Ambrosio attend Vanity Fair after-party

Heidi Klum and Alessandra Ambrosio were putting on a playful display as they partied the night away at the star-studded bash on Sunday night.




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Pepperidge Farm makes COOKIE versions of the Oscar outfits on Milanos

A baker working for Pepperidge Farm whipped up icing versions of outfits worn by the likes of Natalie Portman, Billy Porter, and Janelle Monae - all on top of tasty Milano cookies.




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Lucy Boynton dazzles in ethereal gown alongside boyfriend Rami Malek at Vanity Fair Oscars party

British star Lucy made sure to command attention as she swapped her monochrome gown for an ethereal tulle one-shouldered dress.




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Filmmaker Taika Waititi slams Apple keyboards calling them 'impossible to write on' during interview

Apple's loathed Butterfly keyboards took the spotlight during a post-Oscars interview with filmmaker, Taika Waititi, the writer and director of 'JoJo Rabbit' which won an Oscar on Sunday.




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A peek inside the raucous Vanity Fair Oscars 2020 after-party

Following a series of dazzling appearances on the red carpet, once the stars entered the 26th annual Vanity Fair Oscar Party at the Wallis Annenberg Center




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1917's Sam Mendes fails to mask his shock as Bong Joon Ho scoops Best Director Oscar for Parasite

On Sunday night, odds-on favourite Sam - who directed 1917 - lost out on the prestigious award to Bong Joon-ho, for his direction of film Parasite




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Sharon Choi: Parasite director Bong Joon-Ho's translator

With Hollywood's biggest stars looking on, Parasite director Boon Joon Ho made history at Sunday night's Academy Awards as he stepped onto the stage to accept the Best Picture Oscar.




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Chrissy Teigen RIPS personality who criticized Parasite filmmaker's multilingual Oscars speech

Her husband John Legend, also wrote to Miller, 'Do they pay you for these dumb takes or is this something you do for fun.'




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For Parasite director Bong Joon-ho, the plot of his Oscar-winning tale has a personal meaning

TOM LEONARD: Parasite made history by becoming the first foreign language film to win Best Picture, the top award. Director Bong Joon-ho drew on his own experiences as a tutor to a rich family for inspiration.




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Critics blast Oscars 2020 for trying to make up for a lack of diversity with 'woke' speeches

Critics called Sunday's Oscars a 'shambles', saying the show lacked structure and almost passed for the Grammys due to a number of 'baffling production decisions'. 




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Jessica Mulroney plans dream weddings in the first trailer for her new Netflix series I Do, Redo

Jessica, 40, is the host of the upcoming Netflix reality series I Do, Redo, and the trailer for the new show debuted on Sunday night during the Oscars.




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Oscar-winning director Bong Joon-ho won't get to keep all four of his awards for Parasite

Despite his success, it was reported by Just Jared on Monday that he won't actually get to keep the Oscar for Best International Film, as the prize is awarded to the film's country.




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Khloé Kardashian is a vision in a white dress ahead of Beyoncé and Jay-Z's Oscars after-party

Khloé Kardashian gave her Instagram followers a close look at her stunning white gown from Beyoncé and Jay-Z's Oscars after-party. The reality star put on a busty display and showed off her long legs.




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Stassi Schroeder and Brittany Cartwright defend Katie Maloney after she was body-shamed

Vanderpump Rules stars Stassi Schroeder and Brittany Cartwright have defended their co-star Katie Maloney after she was body-shamed over the weekend.




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Rihanna teams casual with chic as she steps out in yellow hoodie and matching silk dress

The Barbados-born star teamed casual with chic during an appearance at La Cienega Boulevard restaurant The Nice Guy where the hit rapper was seen heading in hot on her heels during the night out




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Margot Robbie has been cast opposite Christian Bale in David O. Russell's next dramatic feature

She's been nominated for two Oscars, including a Best Supporting Actress nod at this past Sunday's awards, and she's already one of the busiest actresses in Hollywood.




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Kylie Jenner shows off her sizzling physique for LA dinner

The Keeping Up With The Kardashians, 22, looked sensational in a sizzling red ensemble which showed off every inch of her frame




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Leona Lewis showcases her toned abs in a champagne silk co-ord

The singer, 34, showcased her washboard abs in a silk champagne co-ord as she headed to a Bare Minerals party in Los Angeles on Thursday.




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Billie Eilish was sick and thinks she 'bombed' Oscars performance of the Beatles' Yesterday

She moved viewers with a rendition of the Beatles' Yesterday at the Oscars. But Billie Eilish is her own worst critic, as she revealed on New Music Daily With Zane Lowe this week.




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Jane Fonda, 82, insists she is DONE with plastic surgery: 'I'm not going to cut myself up anymore'

She debuted white hair at the Oscars on Sunday. And Jane Fonda, 82, has decided to fully embrace the trappings of her age, swearing off cosmetic procedures going forward.




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Film studio behind Parasite slams Trump for saying the film should not have won the Best Picture

During the Colorado speech on Thursday, Trump lamented that he did not agree with the outcomes of the Academy Awards after 'Parasite' - a South Korean film - won Best Picture.




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Pia Miller, 36, keeps it glam as she visits a wellness store in Sydney

She's dating one of America's top Hollywood talent agents, Patrick Whitesell, 55.




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Stacey Solomon shares graphic confession about 'first poo after birth'

Stacey Solomon, 30, Dagenham has been praised by Loose Women viewers for saying she was scared to go to the toilet after giving birth because it felt like her 'insides would come out'.




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Richard E. Grant reveals he once sought THERAPY to overcome his obsession with Barbra Streisand

The celebrated actor fell in love with Streisand after seeing her in 1968 biographical drama Funny Girl, prompting him to wrote her letter requesting she stay at his family home in Swaziland.




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Accused of being coronavirus carrier, man thrashed in UP's Aligarh; six booked

Aligarh, May 9 () A 25-year-old man was thrashed and left unconscious with serious injuries on suspicious of being a 'coronavirus carrier' in Uttar Pradesh's Aligarh. The incident took place on Friday evening outside a chemist shop in the Shivpuri locality of Aligarh. Police have booked six people in this regard. Abdul Samad fell unconscious after the accused attacked him, alleging that he was a 'coronavirus carrier', police said on Saturday. He was rushed to Malkhan Singh District Hospital by members of his family who arrived at the spot after people raised an alarm. According to the victim's father Laiqur Rehman, Samad was feeling dizzy after his Ramzan fast on Friday night. He had gone to a chemist shop in the neighbourhood to purchase some medicine where he was accosted by some people,




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Entrepreneurs in rural belts switch to making face masks amid COVID-19 crisis

Kolkata, May 9 () A number of entrepreneurs basedin rural areas of the country have taken to manufacturing facemasks amid dwindling demand for their regular produce in thewake of the coronavirus pandemic, an official said onSaturday.Around, 500 rural entrepreneurs have so far producedand sold 3.5 lakh such masks under the Start-up VillageEntrepreneurship Programme (SVEP), he said.They produce around 2,500 masks per day for healthprofessionals, policemen, media personnel and cleaning staff,the official said.In West Bengal, 38 entrepreneurs manufacture nearly600 masks a day in blocks of Dinhata, Pathar Pratima andManikchak in different districts of the state.The entrepreneurs, trained under SVEP -- under theNational Rural Livelihood Mission (NRLM) -- have sold 49,000masks in the state till date,




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COVID-19 challenges: TN forms panel under ex-RBI Guv Rangarajan to improve fiscal position

Chennai, May 9 () The Tamil Nadu government onSaturday set up a high-level committee headed by formerReserve Bank of India governor C Rangarajan to examine fiscalchallenges facing the state owing to the COVID-19 pandemic andsuggest the way forward to improve its fiscal position. The committee, which will also consist of FinanceSecretary S Krishnan as coordinator, will submit its report tothe government within three months, according to a GovernmentOrder. The committee, with 21 members, would assess theoverall immediate and medium term impact of the COVID-19pandemic on different sectors of the state's economy includingthe impact of lockdown, additional costs and implications dueto social distancing and their precautionary measures. Also, it would assess the opportunities and threatsin the




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Daughter of MP cop who died of COVID-19 appointed PSI

Bhopal, May 9 () The 23-year-old daughter of apoliceman who died of the novel coronavirus infection lastmonth in Madhya Pradesh has been appointed as sub-inspector inthe force by the state government, said an official onSaturday.The 59-year-old policeman, in charge of Neelgangapolice station in Ujjain district, died in an Indore hospitalon April 21 after getting infected while performing his dutyin a containment area, the official said."Minister for Home and Health Narottam Mishra spoke tothe 23-year-old woman on Saturday over phone and told herabout the appointment as PSI as announced by Chief MinisterShivraj Singh Chouhan. She is likely to join duty next week,"a state public relations department official said. ADU MASBNM BNM




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State varsities to implement academic calendar within month after lockdown is lifted: Bengal edu minister

Kolkata, May 9 () All the state universities inWest Bengal will implement the academic calendar in theirrespective institutions within a month after the lockdown islifted, Education Minister Partha Chatterjee said on Saturday.Chatterjee, who earlier in the day held avideoconference with vice-chancellors of all the stateuniversities, told reporters at an online press conferencethat the VCs have decided on how to conduct the classes andthe final semester examinations."The academic calendar, including examinations, willbe put into effect within a month after the lockdown islifted," he said.Chatterjee said the institutions have also receivedthe University Grants Commission (UGC) guidelines in thisregard and the issue came up in the meeting held during theday.He had earlier said that the UGC guidelines




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Jack Daniels alone and a karaoke version of Great Balls of Fire in a strip mall bar - how Justin Bieber spent the night as celebrities partied at the VMAs

The 22-year-old pop star missed out on the VMAs and instead partied alone at a bar in Studio City where he stunned regulars with a karaoke turn after a few neat whiskeys/




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A Lear to make even grown men whimper... the RSC's latest version is a thoughtful and multi-layered production, says QUENTIN LETTS 

Sir Antony Sher stars in the Royal Shakespeare Company's exceptional enactment of the classic King Lear, which impresses our reviewer Quentin Letts.




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Moby announces launch of vegan music festival at Mercy for animals 2016 Hidden Heroes charity Gala

Moby announces at Mercy for Animals gala that he will headline vegan festival




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Twin Peaks icon Julee Cruise sings at Creatures of the Wind Spring Summer 2017 collection

Twin Peaks icon Julee Cruise sings at Creatures of the Wind Spring Summer 2017 collection




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Ashley Graham models see-through top and bra as she promotes Plus-Size lingerie collection

On Saturday, the 28-year-old Sports Illustrated Swimsuit cover girl promoted her new Plus-Size lingerie collection at Nordstrom at the Oakbrook Center mall in Illinois.