Regular saving in relatively safer financial instruments yielding moderate returns can work wonders over a long period of time.

As coronavirus closures continue to put businesses on life support, a record number of people are filing jobless claims to overwhelmed state labor departments. WSJ explains why some states are struggling under the historic load. Photo Illustration: Carlos Waters/WSJ

Gig workers are playing a bigger role in the American economy during the global pandemic. WSJ's Gerald F. Seib explores whether their eligibility for unemployment insurance will continue after the virus passes. Photo: Justin Heiman/Getty Images

This week, Senate lawmakers return to Washington to start working on the next round of aid for households and businesses. WSJ's Gerald F. Seib explains how Congress may need to come to a trade-off that pleases both parties. Photo: Patrick Semansky/AP

Covid-19 is commonly compared to the regular seasonal flu, but one has proven to be more dangerous than the other. WSJ’s Gerald F. Seib explains why the coronavirus is treated more seriously than the flu. Photo: Zuma Press

Uber and Lyft are aggressively cutting costs as fewer people take rides, UnitedHealth will offer customers $1.5 billion of help and discounts, and Russia’s Vladimir Putin moves to ease lockdowns amid economic challenges. WSJ’s Jason Bellini has the latest on the pandemic. Photo: Josh Edelson / AFP

As Congress considers another round of aid to offset the economic impact of the coronavirus pandemic, Republican lawmakers are starting to worry about the long-term effects on the federal deficit. WSJ’s Gerald F. Seib explains. Photo: Eric Gay/AP

Country's largest commercial banking entity State Bank of India (SBI) is now developing a low-cost model to compete with payments banks. "We are working out on a low-cost structure to compete with the payments banks for getting access to people ...

Ratings agency Crisil today said the upcoming payment banks (PBs) will largely focus on the underbanked areas like the East, Northeast and Central regions, and the existing lenders should not worry about them. "We do not expect them to ...

So gold notched its biggest one-day drop in 30 years. What’s next? Despite the heavy losses, broken technical levels and waves of margin calls, the options market for the yellow metal is beaming with optimism.

Amid an increase in confirmed cases of the new coronavirus in the U.S., more companies, religious institutions and schools are asking people to stay at home if they may have come into contact with the virus. WSJ follows the case of one man under voluntary self-quarantine. Photo: Sam Dziekan

A recent report published by Toxics Link reviews the waste management situation that India has to deal with on the fast-widening information-technology highway.

Except a standout municipality in AP, none of the other towns and cities in India are complying with a Supreme Court directive on waste management. Surekha Sule reports.

Declared 'protected' by the central government way back in 1984, the Chimmony Wildlife Sanctuary in Kerala has suffered from emboldened poachers who have met with little resistance from authorities. But with community involvement, a local development committee holds some hope of restoring protection, reports Deepa A.

"Why are the Expert Committees of Ministry of Environment and Forests dominated by ex-bureaucrats, politicians and engineers?" asked over 60 non-profit organizations earlier this month in an open letter. Kanchi Kohli was one of the drafters of the letter to Ministry that has asked for a reconstitution of the flawed committees.

Public participation and decision-making to safeguard the environment have been highly contentious issues in modern India. Sunita Dubey traces this to the prioritisation of development over conservation, and to lessons drawn from the wrong precedents.

Why is the world's largest democracy hesitant to apply the core principles of democracy in its environment regulatory processes? Sunita Dubey traces this to its many origins in colonialism, the role of the state, international treaties, and a strong nexus between industry and government.

The climate system is a global, inter-locking one, and its many facets cannot be considered in isolation. However, this is precisely what the National Action Plan on Climate Change has done, writes Sudhirendar Sharma.

Kerala’s Left-dominated 141-member legislative assembly adopted a resolution on 11 July urging New Delhi to withdraw the Environmental Impact Assessment Notification of 2006. The resolution says the notification is “against the interest of Kerala State, nature, environment and people.” M Suchitra reports.

As Indian companies look to resources in other countries, some of the issues that have become familiar at home are surfacing elsewhere too. Shripad Dharmadhikary reports.

The NGT Bill, 2009 includes a number of flawed passages, which would need to be corrected before it is deemed fit for passage from Parliament, writes Gopal Krishna.

While the Biological Diversity Act is touted by the government as a conservation legislation, its application does not show much evidence of this intent. Kanchi Kohli reports.

Kerala's biodiversity board has asked Chief Minister V S Achutanandan to reject single window clearance for the 'High Tech City' project at the exhilarating Valanthakad island in the backwaters outside Kochi. P N Venugopal reports.

Are glaciers in the Himalayas retreating? India depends greatly on these water sources, and we should therefore be more cautious in assessing this risk, writes Darryl D'Monte.

It is one thing to decide in a court of law that the floodplain of the Yamuna does not extend to the site of the Commonwealth Games village. It is quite another thing to keep the river out. Kanchi Kohli reports.

The transformation from consumerism to sustainability depends critically on how we change our culture, scientists and philosophers at an annual forum meeting in Italy agreed. Darryl D'Monte reports.

The denouement at Cancun wasn't all that different from Copenhagen. India agreed to take on binding emission cuts, while industrial countries did no more than make sympathetic noises. Darryl D'Monte reports.

The replacement of CFCs by more benign HCFCs and HFCs has removed the risks linked to ozone depletion, but these gases continue to contribute to global warming. Darryl D'Monte reports.

Construction of a project that requires environmental, coastal zone and forest permissions cannot begin until all of these are secured. Or can it? Kanchi Kohli reports.

An expert committee set up by the MoEF to study the impact of hydropower projects in the Alaknanda-Bhagirathi basin raises hope, but can it break the mould of the past to bring about the measures so critically needed? Shripad Dharmadhikary explores.

Per Supreme Court's order without environment clearance mining of sand is prohibited across the country but as Kanchi Kohli reports reality is different. Illegal sand mining is on rise to meet the increasing demand of the construction industry and impacting the ecosystem of our rivers and communities depending on the river.

Darryl D’Monte reports from the Climate Change Conference in Paris, on the consultations in progress and in particular, the stance of the developed world, its implications for India and the world at large.

Mumbai is closer to finalising its 20-year development plan, from 2014 to 2034. The plan might be hiding more than it reveals, writes Darryl D'Monte.

Darryl D’Monte looks into why World Bank through its affiliates continues to fund coal power stations in India despite its claims to contrary.

Paul Basil of the Chennai based Rural Innovations Network (RIN) on the story of an irrigation invention that promises many benefits to farmers.

Rapid industrial growth brought wealth but also unchecked pollution to the town of Vapi. It impacted the local fishing communities by destroying their livelihoods. Manisha Goswami and Bharat Patel report on the decades of damage caused by the chemical industries in the area.

A few months of learning using the primers developed by Utthan have helped over 2000 women in the ravine regions of Bundelkhand so far; they no longer rely on the assistance of others for their daily reading needs. Freny Manecksha reports that crossing this threshold helps open the women many other doors too.

An alleged incident of molestation within campus premises at one of Calcutta’s most prestigious universities and the events following it have led to huge upheaval and student protests. But does the entire episode also signify a continuation of a disturbing trend? Shoma A Chatterji reports.

The Clemenceau has set sail for India, and the spotlight is on the ship-breaking industry at Alang, where workers' safety takes a last-row seat and owners operate without fear of regulatory enforcement or punishment. Ramesh Menon writes that the toxic cargo presents an opportunity to reverse this tide of disgrace.

Meghalaya's vocational training system, despite being funded by New Delhi as well as the state government, has two problems. One, there is dearth of adequate number of Industrial Training Institutes (ITI). Two, the placement record is poor and does not generate demand. Ratna Bharali Talukdar finds out what went wrong.

Indian communists are often chastized for not supporting the Quit India movement of 1942. But a far greater crime of which they were guilty is little talked about nowadays. This took place six years later, when the Communist Party of India fomented an insurrection to strangle the infant Indian state at birth, writes Ramachandra Guha.

The centenary of admitting Dalit children into public schools in Kerala is an opportunity to remember Ayyankali, whose leadership of the movement isn't part of mainstream history. A proper retelling of this history is now the responsibility of a new generation of historians, writes N P Chekkutty.

Now that the Nehru-Gandhis once more control both party and government, P V Narasimha Rao can be mentioned in Congress circles only if it is possible to disparage him, writes Ramachandra Guha.

15-year-old Raje was left home alone in Chennai on 17 January while her family attended the Sunday church. When they returned, it was to find she had hung herself from the living room fan. Krithika Ramalingam reports on Tamilnadu's growing suicide numbers in the 10-19 age group.

Many widows and destitute women in the fishing communities of Tamilnadu have been left out of tsunami relief because of acute gender bias. Men are also abusing relief funds on liquor, with women bearing the brunt. In the meantime, NGOs are trying to erode rigid attitudes with social awareness, reports Freny Manecksha.

Stone quarries, brick kilns, sand mining and silk weaving are stealing SC/ST children out of school in Kancheepuram and Thiruvallur districts of Tamilnadu. Krithika Ramalingam reports on the hard reality these children face.

The desire for quality education for all children is noble and surely one shared by all. But Tamilnadu's Samacheer Kalvi makes that more difficult, writes Parth Shah.

These days, select impoverished neighbourhoods in Chennai have become the nursery of future champion boxers. Girls in these neighbourhoods are receiving training in boxing, something that has given them the confidence to stand up for themselves and dream big, reveals Hema Vijay.

Stem rust, the worst of the three rusts that afflict wheat plants, has made a comeback. Wheat crops in Africa have been at its mercy and the fungus has already broken into the middle-east. India is directly in its path, scientists predict. Sudhirendar Sharma has more.

While 'good' science has been given a quiet burial, the party for the biotechnology industry has just begun, writes Devinder Sharma.