I like so many other veterans were contacted by a private financial adviser. We were promised good returns of 5-10 per cent a year and the opportunity to gain access to the funds at 55.

I have read the age at which she could take a personal pension will rise to 57 in 2028. My wife would be 53 and would have to wait four years. Is it legislated for currently? Steve Webb replies.

The weekly paid seem to be the most vulnerable to losing a qualifying year. Should they register as unemployed or play class 3 contributions so they don't miss out?

My wife was divorced with two children when we got married in 1976. I was a soldier in Germany. The only way she could get child benefit (so we were told) was to have it paid into my bank by the Army!

My wife was told she was not getting enough state pension as she was only getting 39 per cent of my payment when she should be getting 60 per cent.

My mum has always worked (some years part time) and raised three children. She is now separated from my dad. The amount she receives is way short of the full state pension.

This is Money's pensions agony uncle Steve Webb says most people don't have to pay tax on savings income, although he dubs the system 'absurdly complicated'.

If she takes the £10k pot she is liable for tax. This seems very unfair as every other year before this and after she will earn a lot under the limit. Can't she share the excess over several tax years?

My husband has a pension pot of around £380,000 which we don't want to use at present and is still being invested. We don't want an annuity as we would like our children to inherit.

Your employer is contributing a large part of the cost of your pension, and it brings many benefits including guaranteed payouts from retirement onward, says pensions agony uncle Steve Webb.

Do I have the right to challenge the delay in forwarding the employees' contribution due to the detriment this may have to pension performance?

I am 51 now and would like to retire at 60. I realise I need to be looking long term, but at the moment I just see thousands slipping away. Is there anything I can do to protect my pension pot?

My husband is terminally ill now. Will I receive any of his state pension when he dies? This is Money's pensions columnist, Steve Webb, explains how the rules work according to a couple's ages.

I have just found out I'm not divorced after 30 years. My state pension is very low. I'm only getting £78 per week. My husband gets a full pension. If I get divorced now, would I get more?

This is Money's agony uncle Steve Webb explains how final salary schemes work, and what happens to them in financially turbulent times.

The deadline for me to take a decision on the full lump sum without paying tax is due in summer 2021. Anything after that date, I have to pay up to 40 per cent tax on the lump sum if I take it out.

Do you think it is possible to successfully challenge this in a court of law, since I feel it is discriminating unfairly on grounds of marital status?

What happens to my pension if the insurance company has serious financial problems or goes bump? Our agony uncle Steve Webb explains what happens to pensions that are bought out by insurers.

Newcastle's potential new owners believe that the finances of the £300m takeover mean there will be no need to continue the controversial furlough scheme, according to the Telegraph.

Arturo Vidal is reportedly set to leave Barcelona this summer on the cheap, as his contract is set to expire in June 2021. Newcastle have emerged as contenders to sign the Chilean international.

Mark Jenson is the co-founder of The Mag, now the leading independent website on all things Newcastle United. He speaks out about what it is like to support a team owned by the retail giant.

Sources have disclosed that cash has now exchanged hands - with the remainder of the balance due when the Premier League approves the change of ownership.

EXCLUSIVE BY CRAIG HOPE: Mike Ashley was hours away from confirming the £300million sale of Newcastle United last week only for the Saudi owners in-waiting to insist on a delay.

According to ESPN, the club's new owners are looking to bring in a high-profile manager which will spell the end of Bruce's one-season stint at the club.

English football's biggest overseas broadcast partner beIN Sports have reportedly urged the Premier League to block Newcastle's proposed takeover from the Saudi Arabian-led consortium.

Al-Rumayyan was headhunted n to run Saudi Arabia's Public Investment Fund, which is worth around $330bn and has been funding the nation's push to host a growing array of sporting events.

The Magpies are close to finalising a £300million takeover by a Saudi Arabian consortium which is backed by the country's public investment fund.

The Premier League club are nearing a change of ownership after a £300million bid by a Saudi Arabia-lead consortium was accepted by controversial owner Mike Ashley.

A year has passed since the beheading of 37 Saudi men and still the families wait to receive the bodies. At the time, they did not even know their loved ones had been executed.

Both bodies have their versions of 'financial fair play' (FFP), with the Premier League limiting owner-subsidised losses to £105million over three years and UEFA limiting three-year losses to £26m.

It is the news Newcastle fans have been dreaming about for years - a big-money takeover and the possible departure of Mike Ashley. But how does a deal actually happen? Our expert reveals all.

Newcastle's proposed takeover would rocket them into the bracket of the world's wealthiest sports club. Temuri Ketsbaia feels the spending would have to be ruthless from day one.

Matt Ritchie believes Newcastle team-mate Jonjo Shelvey could play for Barcelona 'if only his head was screwed on'. Shelvey, 28, has been capped six times by England.

Assuming the takeover goes through, Newcastle's spending power would be transformed with former Tottenham manager Pochettino seen as the man to deliver a potential title challenge.

Haseeb Hameed and Joe Root's admirable resistance proved too little too late as England lost the third Test by eight wickets. Here, Sportsmail's Lawrence Booth takes a look at the talking points.

LAWRENCE BOOTH IN KANDY: England clinched a series victory over Sri Lanka on Sunday morning after taking the final three minutes in little over half an hour.

Manchester United held formal discussions with Inter Milan over the 26-year-old Belgium striker in London on Thursday, although it's understood that no formal offer has been made.

Antonio Conte began life as Inter manager in style, romping to a 4-0 win thanks to goals from Marcelo Brozovic, Antonio Candreva and debut strikes from Stefano Sensi and Romelu Lukaku.

Vincent Kompany says a lack of diversity within football institutions is part of the problem in tackling racism in the game. The Anderlecht boss has condemned fans who abused Romelu Lukaku.

Scotland captain Andrew Robertson has revealed that Steve Clarke's squad held their own crisis summit in the wake of last Friday's dismal home Euro 2020 defeat to Russia.

Romelu Lukaku has insisted he feels no pressure to score his 50th goal for Belgium after moving one goal from the milestone following his strike in a 4-0 Euro 2020 qualifying win at Scotland.

The former Ayr player has been selected for next month's European Championship qualifiers against Russia and San Marino after netting 15 goals in his first 12 games for his new club.

Romelu Lukaku scored his 50th international goal as Belgium thrashed San Marino on Thursday and became the first side through to the Euro 2020 finals.

Russia have confirmed they will play their upcoming Euro 2020 Group I qualification matches in their old kit as their new strip inverts the country's flag.

Going into the game, Finland were the only Nordic nation not to have played at a major tournament, but the 3-0 win secured their first passage, with the Sonera Stadium going wild.

RUSSIA 1-4 BELGIUM: Eden Hazard scored a brace as Belgium beat Russia 4-1 away to ensure they will finish top of Euro 2020 qualifying Group I.

Shane Duffy is ready to reach Euro 2020 the hard way after the Republic of Ireland saw automatic qualification snatched from their grasp.

In her role as Commodore-in-Chief of the Canadian navy, Princess Anne will Visit HMCS Regina, at sea, boarding in Vancouver and travelling to Esquimalt on Vancouver Island on May 1.

The Beatles: Get Back, a in depth look at the fraught recording sessions for 1970 release Let It Be, will premiere in the United States and Canada on September 4th.

Manny Ranga, 38, along with his wife Violeta Perez, 37, from Vancouver, Canada bought boxes of the wipes from their local Costco only to resell them at upwards of four times what they paid.