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Why you need to supplement 'indemnity' health covers with 'defined-benefit' health insurance plans

For complete protection from rising medical costs, one needs both indemnity as well as defined-benefit type of health plans.




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Growth or Re-investment or Payout? Clear the confusion

Take a marathon for instance; while one runner may have a calculative approach, another might count on his unmatched stamina to run for miles together without stopping - but both could be champions in the same sport, just that their approach is different.




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Chasing trends? May not be a good idea

Trampoline competitors go through stringent training to attempt complex maneuvers which, if not done with a strategy in place, could lead to accidents and falls.




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Play the balancing act of gymnastics in your investments!

Gymnastics is a great combination of strength, balance, flexibility and grace.




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The Great Escape: 9 exploited in Yemen steal boat, set sail for India

Nine Indian fishermen who were allegedly harassed and not paid by their employer in Yemen for nearly a year have escaped that country by stealing their employer's boat and sailing for Kochi, a peril-filled voyage of than 3,000 km of open sea, according to the families of two of the fishermen.




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COVID-19: Indian missions in UAE open online registration for its citizens who wish to fly home

"It is informed that the Embassy of India, Abu Dhabi and the Consulate General of India, Dubai, have started a database to register Indians wishing to travel back to India under COVID-19 situation. The details can be entered through the website of the Embassy by following the link 'Register in Database of Indians to Travel Back to India under COVID-19 situation'," India in Dubai tweeted.




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Acko General Insurance offers one month free auto insurance amid COVID-19 lockdown

"To support customers during this time where their car/bike will not be in use, Acko General Insurance has decided to not charge insurance for one month and has announced an industry-first initiative that gives a one-month insurance extension to car and bike owners," Acko General said.




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Ulip holders may get option to stagger maturity payments to cushion current stock market impact

Where unit-linked policies mature and fund value is to be paid in lumpsum, Life Insurers may offer staggered settlement option to policyholders. This onetime option is regardless of whether such option exists or not in the specific product.




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Renewal date for health insurance policies extended but will you be insured in this period?

The policy does not stay in force unless renewed. This means any claim filed during the grace period is not considered by the insurer for the settlement. It is advisable to renew the policy before the renewal date is missed or the grace period starts




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Health insurers must decide coronavirus treatment requests within 2 hours: IRDAI

The Insurance Regulatory and Development Authority of India (IRDAI) has issued norms for general and health insurers for quick settlement of claims filed by policyholders for coronavirus (COVID-19) disease/infection.




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You may be allowed to pay health insurance premium in instalments amid coronavirus outbreak

You may now get the option from your insurer to pay your health insurance premiums on a monthly, quarterly or half-yearly basis in addition to the current option of paying premiums on an annual basis amid coronavirus outbreak.




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BHARTI AXA General Insurance to offer ‘pay as you drive’ motor insurance policy

Notably, Bharti AXA General Insurance’s proposal for a usage-based motor insurance product was shortlisted by the Insurance Regulatory and Development Authority of India for its regulatory sandbox project.




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Important that US continues to get access to talent critical to recovery phase: Nasscom

US President Donald Trump has signed an executive order pausing immigration for 60 days to protect the jobs of Americans laid off due to the COVID-19 pandemic. ​​Nasscom noted that the US Department of Homeland Security (DHS) has provided an excellent roadmap for any subsequent potential recommendation for non-immigrant and other visa categories.




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Donald Trump's temporary Green Card ban aims to 'turn off the faucet' of new immigrant labour: Report

President Donald Trump's executive order to temporarily halt issuance of green cards aims to "turn off the faucet" of new immigrant labour and is the beginning of a broader strategy to reduce the flow of foreigners into the US.




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Coronavirus: US announces relaxations for H-1B visa holders and Green Card applicants

The US government has given a grace period of 60 days to H-1B visa holders and Green Card applicants.




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Government suspends all visas, bars travel by OCI card holders

The Home Ministry also said it has kept in abeyance multiple-entry life-long visas given to Overseas Citizens of India card holders till international travel remains suspended.




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COVID-19: All visas, OCI cards for foreign nationals outside India remain suspended

All existing visas issued to nationals of any country who have not yet entered India, will remain suspended till prohibition on international air travel of passengers from/to India is lifted. Exceptions include Visa issued to diplomats, official passport holders, those in UN/international organisations, and those on Employment and Project visas.




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US senators ask Donald Trump to suspend H-1B for engineers; ease rules for doctors, nurses to fight coronavirus

They have also asked for the suspension of the Optional Practical Training (OPT) programme which lets foreign students in science, technology, engineering and mathematics (STEM) work in the United States for up to three years after graduating. In 2019, over 223,000 people had their OPTs approved or extended.




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H-1B visa denial rates at 30% for first quarter of FY20

IT service companies and consultancies, which normally place people at third-party locations, reported higher visa denial rates than US technology firms, as has been the case over the past few quarters. Cognizant (60 per cent), Infosys (59 per cent) and Deloitte (40 per cent) had the highest number of denials in the top 25 list.




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NRIs’ residential status comes under I-T lens

An NRI is spared tax on income outside India. A resident is required to pay tax on global earnings.




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Non-residents, not-ordinarily residents in tax tangle: Experts

"CBDT may need to clarify reporting requirement for unlisted equity shares in foreign companies for NR/NOR,” said Sonu Iyer, tax partner and people advisory services leader at EY India.




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No intention to tax global income of NRIs in India, says FM

In order to avoid any misinterpretation, it is clarified that in case of an Indian citizen who becomes deemed resident of India under this proposed provision, income earned outside India by him shall not be taxed in India unless it is derived from an Indian business or profession.




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Income Tax department may ask NRIs to explain 'bloated' income

Clarification that overseas earnings of bona fide workers won’t be taxed is ambiguous, say experts.




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The evergreen board games in their digital versions

At a time of uncertainty, people are seeking comfort in friends and the familiar - which also includes a collection of board games, we used to play as children. Here're some of the most popular online board games in India that have been offering refuge to people seeking entertainment during these testing times.




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Why your identity should be more than your day job

Psychology says your identity is the way you define your uniqueness through your past, present and future.




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How women can bridge the large gender pay gap

Your career is undeniably the biggest investment of your working life. Where the gender pay gap exists, it means that for the same work, you are getting a lower salary due to your gender. Progressive workplaces understand and take steps to fill this gap.




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Finding a new job in a recession will be a challenge. Here's what you should do

If the economy tanks into a recession, you and everyone else are at risk of losing his job. Finding a new job in a recession will be a massive challenge and hence you need a battle plan.




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Being the world’s best in what you do is the path to wealth. Here's how talent stacking can help

Skill stacking is the most efficient way to multiply your earning ability. Not everyone has the time, ability and resources to single-mindedly pursue one skill to perfection. However, there is a faster way.




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Don’t forward work emails to a personal a/c, separate work & life: Centre

“Create a separate user profile with minimal privileges for work-only use. Close all work-related windows, applications, files, and documents when not in use. Do not use work email addresses to sign up for unauthorised, free tools. Grant access to your employees to corporate network only though a company-approved VPN with multi-factor authentication,” the advisory states.




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A Girl and her Tent

Well, technically, it’s really a girl, her tent, and another 30 lbs of gear strapped to her back (while she hikes up a mountain) but...




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Victory Lap: Year Seven

Can I just start by saying, holy shit… year seven? I mean, what the hell have I been doing for the last seven years? (Besides...




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Garden Upgrades 2019, Part 1

Last year I used the word “manageable” to describe spring on the farm, and, I mean… that’s hilarious. I didn’t know that was even an...




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The Greenhouse Returns

This thing… I’m not sure if I’ve had a single project on the farm that has brought me such varying levels of joy, frustration, and...




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Garden Upgrades 2019, Part 2

Let me start by saying that I have had mixed feelings about my veggie garden, pretty much since I put the first beds in six...




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Endings and Beginnings

Even before I knew how to name it (or identify it) one of the core principles of my life was always to follow my energy....




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Stocks in news: Apollo Tyres, Rites and India Cements

Stocks in news: Apollo Tyres, Rites and India Cements





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IndiGo Q3 profit jumps 168% to Rs 496 crore; revenue rises 26%

IndiGo Q3 profit jumps 168% to Rs 496 crore; revenue rises 26%





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PNB Q3 Earnings: PSU lender reports Rs 492 cr loss on higher provisioning

PNB Q3 Earnings: PSU lender reports Rs 492 cr loss on higher provisioning





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Infosys Q4 results: Profit rises 6% to Rs 4,321 crore; firm suspends FY21 guidance citing uncertainty

Infosys Q4 results: Profit rises 6% to Rs 4,321 crore; firm suspends FY21 guidance citing uncertainty





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Tech Mahindra Q4 results: Profit falls 29% YoY to Rs 804 crore; revenue rises 7%

Tech Mahindra Q4 results: Profit falls 29% YoY to Rs 804 crore; revenue rises 7%





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Sensex falls 470 points, Nifty below 9,000; L&T climbs 6%, Airtel 4%

Sensex falls 470 points, Nifty below 9,000; L&T climbs 6%, Airtel 4%





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Sensex sheds 310 pts; Nifty ends below 9k; banking, financial stocks drag

Sensex sheds 310 pts; Nifty ends below 9k; banking, financial stocks drag





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Sensex ends two-day losing run, Nifty just shy of 9,000

Sensex ends two-day losing run, Nifty just shy of 9,000





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Sensex jumps 1,080 points, Nifty tops 9,300; IndusInd jumps up to 8%

Sensex jumps 1,080 points, Nifty tops 9,300; IndusInd jumps up to 8%





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Sensex zooms 986 pts on RBI booster, Nifty ends at 9,293; banking stocks rally

Sensex zooms 986 pts on RBI booster, Nifty ends at 9,293; banking stocks rally





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Sensex gains 59 points, Nifty ends flat; J&K Bank surges 20%

Sensex gains 59 points, Nifty ends flat; J&K Bank surges 20%





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Oil price collapse sends Sensex tumbling 1,011 pts; Nifty ends below 9K

Oil price collapse sends Sensex tumbling 1,011 pts; Nifty ends below 9K





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Sensex, Nifty trade flat; RIL climbs 5% on Facebook deal

Sensex, Nifty trade flat; RIL climbs 5% on Facebook deal





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Sensex rises 100 points, Nifty tops 9,200; Voda Idea rallies 10%

Sensex rises 100 points, Nifty tops 9,200; Voda Idea rallies 10%





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Sensex falls 500 points, Nifty below 9,200; ICICI Bank declines 4%

Sensex falls 500 points, Nifty below 9,200; ICICI Bank declines 4%