Dave M. Finklang, CPA/CGMA, MBA, tax partner at Anders, has been named a Best Accountant in St. Louis by Small Business Monthly (SBM). Each month, SBM polls readers and asks them to help identify the best in the region in… Read More

The post Anders Partner Dave Finklang Named a Best St. Louis Accountant appeared first on Anders CPAs.

Accounting is an extremely competitive industry, especially for those fresh out of college. Accounting firms are always trying to recruit the best up and coming accountants to grow their staff. Accounting graduates may have certain firms that they are interested… Read More

The post What Employers Look for in Recent Accounting Graduates appeared first on Anders CPAs.

Giving back is part of our social responsibility and corporate culture at Anders, and we proudly support local charitable, civic, community and trade organizations. The Anders Community Impact Report takes an in-depth look at our commitment, connections and involvement in… Read More

The post Anders Releases Annual Community Impact Report appeared first on Anders CPAs.

As a firm, we strive to inspire people to be the best they can be, both personally and professionally. To help empower our employees’ overall health and well-being, each year Anders has a Wellness Initiative that focuses on helping improve… Read More

The post How Anders is Focused on a New Decade of Wellness in 2020 appeared first on Anders CPAs.

If you are just beginning your career, you may have recently had a professor or advisor help you with your resume. If you already have years of service under your belt, it has probably been a while since you edited… Read More

The post What Recruiters Look for in a Resume appeared first on Anders CPAs.

My DIY project for the weekend is to build a planter box with trellis to support a climbing vine, and I think I’ll stain it black. Last year I built some vegetable trellises and before that a criss cross wall trellis. I still have them both and they still function and look amazing! April is

I’ve written about my love of seascapes, but I truly love landscapes too, especially ones that have a vintage vibe when they’re enlarged on a canvas or a big frame. Landscapes have that power to transport you outdoors and to another place, something we could all use a little more of right now. :) I’m

Do the new Distress Oxide colors have you asking “what is the difference between the original Distress ink and new Distress Oxide ink?” Let’s test it!

Microsoft recently introduced the Teams application into the Office 365 product stack as a replacement for Skype for Business. While Teams is a replacement for Skype’s meetings and messaging, Microsoft expanded the tool, adding even more capabilities to help businesses… Read More

The post Microsoft Teams: An All-in-One Collaboration Tool for Your Business appeared first on Anders CPAs.

October typically brings Halloween ghost stories, pranks and trick or treating, but scary stories about cyberattacks and trickery around data breaches run rampant all year long. Aside from Halloween, October is also National Cybersecurity Awareness Month (NCSAM), bringing awareness to… Read More

The post Trick or Treat: Cybersecurity Awareness Month Brings Light to Cyberattacks appeared first on Anders CPAs.

All startups have one thing in common when it comes to cybersecurity: they all are at some level of risk of a costly data breach. Startup business owners may not even be aware of certain vulnerabilities including ransomware, phishing, data… Read More

The post Cybersecurity for Startups: A 5 Step Plan for Preventing Costly Data Breaches appeared first on Anders CPAs.

Is your company prepared to support the imminent demand for remote work options caused by the coronavirus? Take this quick Remote Work Assessment to identify potential issues in your technology environment and avoid problems later when deploying a Work from… Read More

The post Is Your Company Equipped to Implement a Work from Home Policy? Take the Remote Work Technology Assessment appeared first on Anders CPAs.

The spread of coronavirus is creating significant disruption for many businesses. More and more companies are encouraging employees to work remotely, primarily in a Work from Home (WFH) arrangement. The ability to have your company thrive in these challenging conditions… Read More

The post Top 5 Ways Your Business Can Leverage Technology for Remote Work appeared first on Anders CPAs.

As a Microsoft Gold Partner, Anders CPAs + Advisors is offering a FREE 2-part recorded webinar series to help jumpstart your company’s remote work efforts using Microsoft Teams.
Webinar 1 – Intro to Work from Home (WFH) Collaboration with Microsoft… Read More

The post Recorded Webinar Series: Collaborate from Home with Microsoft Teams appeared first on Anders CPAs.

The Financial Accounting Standards Board (FASB) recently approved a revised accounting standard intended to provide more information about an employer’s financial obligations to multiemployer pension plans. The revised standard, which the FASB expects to finalize in September 2011, will require… Read More

The post Employer Disclosures for Multi-employer Pension Plans Approved by FASB appeared first on Anders CPAs.

The Missouri Department of Revenue has announced the 2019 individual income tax year changes, effective for the tax year beginning January 1, 2019, which will be reflected on 2019 Missouri individual income tax returns.
Income Tax Brackets
The income tax… Read More

The post Missouri Announces Individual Income Tax Changes for 2019 Tax Returns appeared first on Anders CPAs.

As we enter year three of the qualified business income (QBI) era, if you have not yet taken steps to maximize your deduction under this tax law – the time is now. Over the past two years, we have seen… Read More

The post Overcoming Obstacles for Utilizing the QBI Deduction appeared first on Anders CPAs.

The IRS has officially extended the federal income tax filing and payment deadline from April 15 to July 15, 2020 as part of relief efforts around the COVID-19 pandemic. All American taxpayers and businesses will have three additional months to … Read More

The post IRS Extends Federal Tax Filing Deadline to July 15 in Response to COVID-19 appeared first on Anders CPAs.

Federal and state tax credits and incentives can help fund new business ventures and offset project expenses, saving your company time and money. Whether your company is adding jobs, investing in new technology or expanding its footprint to additional locations, there are credits designed to help fund these projects. Below we have outlined relevant tax...

The post A Guide to Tax Credits and Incentives for Missouri Businesses appeared first on Anders CPA.

GagliardiPhotography/Shutterstock

• As spring passes by under lockdown, many Americans are wondering if it's safe to visit their mom for Mother's Day this year. 
• Claudia Finkelstein, a doctor and associate professor of family medicine at Michigan State University, says that if either you or your parent have a chronic illness, are over the age of 65, or live in an urban area, it's unwise to plan an in-person visit.
• If you are able to visit your mother, however, try to meet outdoors and avoid physical contact — which may be challenging if you have children.
• Visit Business Insider's homepage for more stories.

As a physician, mother, daughter, and socially responsible human, I'm finding Mother's Day to be complicated for me this year, as it is for millions. Questions of whether and how to see my adult children and my own elderly mother present medical and ethical quandaries. As an associate professor of family medicine with a focus on wellness, as Mother's Day approaches, I'd like to share with you my thinking about this using some tools to aid discernment.

Wouldn't it be great if choosing time with parents or offspring were ever an easy decision to make? However, the answer is rarely that simple. This year, in the midst of a global pandemic and the need to continue to practice social distancing, the decision is even more complex than usual.

See the rest of the story at Business Insider

NOW WATCH: A cleaning expert reveals her 3-step method for cleaning your entire home quickly

See Also:

• Scott Galloway: Amazon can and should offer all of its Prime members COVID-19 testing 'at a scale and efficiency that makes America feel like South Korea — competent'
• 14 countries that are paying their workers during quarantine — and how they compare to America's $1,200 stimulus checks
• This is the most common zodiac sign among the world's richest billionaires

SEE ALSO: 5 ways for parents to motivate their kids and avoid tantrums at home during the coronavirus, according to a parenting expert

READ MORE: There's such a thing as having a 'social allergy' to someone you dislike. Here's how to keep the peace, no matter what situation you're in.

AP Photo/Evan Vucci

• More than a dozen people who may work near President Trump and Vice President Pence have tested positive for the coronavirus this week.
• On Friday, Pence's press secretary Katie Miller tested positive for the virus. Eleven Secret Service agents have also tested positive for COVID-19, along with one of President Trump's valets. Ivanka Trump's assistant has also caught the coronavirus, but that person has been working remotely for weeks. 
• Because the virus spreads easily when people are in close contact, the US Centers for Disease Control and Prevention urges anyone who's been exposed to someone who's caught the coronavirus to stay home for 14 days.
• FDA Commissioner Stephen Hahn, who worked with Miller recently, said he'll stay home for the next two weeks, but the President and Vice President remain out and about. 
• Visit Business Insider's homepage for more stories.

The coronavirus arrived at the White House this week.

Vice President Mike Pence's Press Secretary, Katie Miller, tested positive for the virus on Friday. 

See the rest of the story at Business Insider

See Also:

• The US taught the world public health. Now it's getting schooled.
• New research found coronavirus antibodies in over 99% of recovered patients. Here's what science says about immunity.
• The CDC is warning of potential measles outbreaks as kids miss getting vaccines while in lockdown

Jabin Botsford/The Washington Post via Getty Images

• San Antonio City Council in Texas has unanimously voted to label terms including "Chinese virus" and "kung-fu virus" as hate speech.
• It was responding to a growth in racist and antisemitic incidents in the city, triggered by the coronavirus crisis.
• "Unfortunately, during times of crises, we do see the best of humanity and sometimes we also see the worst," said Mayor Ron Nirenberg. 
• Senator Ted Cruz called the decision "nuts," saying that the city council was "behaving like a lefty college faculty lounge." 
• It comes after Trump faced criticism for his use of the term "Chinese virus" at a White House Coronavirus Task Force press briefing.
• Visit Business Insider's homepage for more stories.

The city of San Antonio in Texas has unanimously passed a resolution condemning the use of terms such as "Chinese virus" and "kung-fu virus" as hate speech.

It also encouraged residents to report "any such antisemitic, discriminatory or racist incidents" to the relevant authorities following several incidents in the city since the pandemic began, reports San Antonio's WOAI-TV.

See the rest of the story at Business Insider

NOW WATCH: Inside London during COVID-19 lockdown

See Also:

• Shanghai Disneyland cast members told to wear face masks and avoid guest contact ahead of next week's reopening as China emerges from pandemic
• Half of all Brooklynites are white, but 97.5% of the borough's social distancing arrests were of people of color
• Russia is fast becoming a coronavirus epicenter, with health workers still reporting PPE shortages. Putin is already thinking about reopening.

AP Photo/Alex Brandon

• The federal government on Saturday announced initial plans for distributing a promising coronavirus drug, remdesivir.
• The drug, manufactured by Gilead Sciences, was authorized for emergency use last week, but doctors and hospitals weren't sure how they were going to get it.
• The Department of Health and Human Services now say the drug is first being distributed to health departments in some hard-hit states, and the departments can distribute it to hospitals as they see fit. 
• Eventually, HHS expects the drug to be delivered to all 50 states, terrorities, the Veterans Health Administration and the Indian Health Service. 
• Visit Business Insider's homepage for more stories.

The federal government released its initial distribution plans today for the promising coronavirus drug, remdesivir, which was approved for emergency use last week. 

The drug, donated by manufacturer Gilead Sciences, "will be used to treat hospitalized COVID-19 patients in areas of the country hardest hit by the pandemic," the US Department of Health and Human Services' Office of the Assistant Secretary for Preparedness and Response (ASPR) said in a press release.

See the rest of the story at Business Insider

NOW WATCH: How the Navy's largest hospital ship can help with the coronavirus

See Also:

• The coronavirus drug remdesivir was OK'd for emergency use a week ago. The plan to get it to patients is still mired in confusion.
• Dispensed: Hospitals are stuck waiting for a promising coronavirus treatment
• 'It's hard to pay off your medical school loans in this kind of a job': Doctors who can protect the world against pandemics are in short supply

Lisa Eadicicco/Business Insider

• The $400 iPhone SE stands out for its fast performance, compact design, and effective camera.
• Still, the iPhone SE is lacking some of the camera features found on similarly priced Android rivals.
• Overall, the phone is best suited for Apple loyalists upgrading from an older device like the iPhone 6S that want something affordable and familiar.
• Visit Business Insider's homepage for more stories.

Apple's iPhone SE is unlike any iPhone Apple has released in the past two years. In fact, it looks a lot more like the the iPhone you probably remember from 2017 and earlier, back when iPhones still had home buttons and smaller-sized screens.

I switched from the $1,000 iPhone 11 Pro to Apple's new iPhone SE recently, and overall I've found it to be a solid option for Apple fans looking for a cheap, portable device. The smaller and lighter size is easy to manage and operate with one hand, and Touch ID brings some convenience that Face ID can lack. 

But of course, since it's significantly cheaper than the iPhone 11 and 11 Pro, it's lacking in some areas. It doesn't have an ultra-wide-angle camera or low-light photography capabilities, for example, even though similarly priced Android devices offer some of those features.

After spending a couple of weeks with Apple's cheapest iPhone, here are my favorite (and least favorite) things about it.  

The iPhone SE runs on Apple's latest iPhone processor, which makes it feel snappy and fast.

The iPhone SE runs on Apple's A3 Bionic processor, the same chip that powers the iPhone 11 and iPhone 11 Pro. As a result, the iPhone SE feels snappy and fast in daily use.

I found this to be especially true when switching from my old iPhone 8 to the SE. In most cases, it was able to launch apps, render 4K video clips, and find surfaces more quickly in augmented reality than Apple's more-than-two-year-old iPhone 8.

That being said, the iPhone SE is pretty similar to the iPhone 8 in just about every other way, save for a few exceptions. It's best suited for those upgrading from an iPhone 7 or older. 

The A13 Bionic is the major advantage the iPhone SE has over similarly-priced Android phones, many of which may offer more sophisticated cameras but run on less powerful processors. 

It's small and compact, which means it's easier to use with one hand and fit into pockets.

The iPhone SE is the most compact iPhone Apple has released in years. It has a 4.7-inch screen just like the iPhone 8, and weighs noticeably less than the iPhone 11 and 11 Pro.

The iPhone SE weighs 5.22 ounces, while the iPhone 11 weighs 6.84 ounces and the iPhone 11 Pro weighs 6.63 ounces. 

It's also the only iPhone Apple sells that comes with a Touch ID home button.

Although I've grown accustomed to swiping up from the home screen to return home and unlocking my phone just by looking at it, I've really appreciated having Touch ID again.

Apple's fingerprint sensor sometimes works a bit faster than Face ID in my experience when unlocking my phone. And since Face ID works best when held directly in front of your face, I often have to physically pick up my phone to unlock it when using the iPhone 11 Pro. 

With the iPhone SE, by comparison, I can unlock my phone just by resting a finger on the home button without having to move the device. It's a small convenience, but one that I've come to appreciate.

See Also:

• Dock workers in Belgium are wearing monitoring bracelets that enforce social distancing — here's how they work
• How to restart a game on your iPhone and clear the app’s data in iCloud
• Apple has started reopening some stores, and precautions like temperature checks could be a sign of what shopping will look like after the pandemic

SEE ALSO: Apple is expected to release a new Apple Watch this fall — here are the features we want to see

Reuters

• House lawmakers on Friday demanded five large, publicly traded companies return the $10 million loans they received that were meant for small businesses. 
• Only one company, MiMedx, said it would return the $10 million Paycheck Protection Program loans.
• Just 48 public companies of the 387 that received PPP loans have returned the money. 
• Visit Business Insider's homepage for more stories.

US representatives blasted five publicly traded companies for taking Paycheck Protection Program loans means for small businesses, leading at least one to return the money.

The House subcommittee on the coronavirus crisis sent letters] to MiMedx, Quantum, EVO Transportation & Energy Services, Gulf Island Fabrication, Universal Stainless, and Alloy Products on Friday demanding they return loans received from the treasury. MiMedx said late Friday it was repaying its $10 million loan.

See the rest of the story at Business Insider

NOW WATCH: Inside London during COVID-19 lockdown

See Also:

• 37 of the best graduation gifts you can give to upcoming high school or college grads
• The best Showtime TV shows of the last decade — and the worst
• Online learning is growing faster than ever — we compared 4 of the top platforms leading the way

Aaron Lavinsky/Star Tribune via Getty Images

• Diagnostic or polymerase chain reaction (PCR) tests are currently being used to diagnose patients with COVID-19.
  
  
• Antibody tests allow for more accurate tracking of the spread of the coronavirus. People who test positive for coronavirus antibodies can also donate plasma.
• Antigen testing is not on the market yet, but Massachusetts-based E25Bio is among several companies seeking FDA approval for at-home test kits.
• Visit Business Insider's homepage for more stories.

With new information released all the time, it can be difficult to keep track of how doctors are testing for the coronavirus. 

While identifying and treating infected patients is critical, some tests add to our greater understanding of the pandemic's size, impact, and direction. Here is a breakdown of the differences between diagnostic, antibody, and antigen testing.

See the rest of the story at Business Insider

NOW WATCH: 'I'm not going to sit up here and pretend like it's a joke': 3 coronavirus patients share their stories from quarantine

See Also:

• Experts predict chaos and crime during coronavirus vaccine rollout
• Experts weigh in on how much a dose of a successful coronavirus vaccine could cost
• A New Zealand healthcare worker describes the unique stress of waiting for waves of coronavirus cases to hit when so far they haven't

Lisa Larkin MD & Associates

• Ultrawealthy and sometimes asymptomatic Americans are using concierge doctors to access COVID-19 tests amid a nationwide shortage.
• The doctors, whose monthly fees can range up to $10,000 a month and don't accept insurance, can offer coronavirus antibody test results in as little as two hours; results for the general public can take days.
• Even some concierge doctors question the ethics of offering tests to their wealthy clientele that aren't available to the general public.
• Both concierge doctors and their clients told Business Insider that America's health care system is dysfunctional, and that patients are healthier operating outside it.
• Visit Business Insider's homepage for more stories.

Jamie Gerdsen, the 46-year-old CEO of Cincinnati-based construction company Apollo Home, wanted his 200 employees to know how seriously he was taking the coronavirus pandemic. To prove it, he decided to get tested in April. 

For Gerdsen, the process was simple. All he had to do was call his doctor, set up an appointment time for him and his wife, and get to his doctor's drive-through testing center. At the center, they showed their IDs, answered a few questions, and got their fingers pricked, all without getting out of their car. The results came into Gerdsen's email inbox two hours later. 

See the rest of the story at Business Insider

NOW WATCH: We tested a machine that brews beer at the push of a button

See Also:

• Airbnb has laid off 25% of its staff. Meet CEO Brian Chesky, who cofounded the company in 2008 to help pay his San Francisco apartment's rent and is now worth $4.1 billion.
• Here's how the 1% are getting their booze during the pandemic, from wine concierge services to online premium liquor retailers that sell $10,000 bottles of whiskey
• Elon Musk and Grimes just welcomed their baby boy. Here's how the eccentric CEO makes and spends his $38.2 billion fortune.

SEE ALSO: 

DON'T MISS: 

Francesco Pecoraro/Getty Images

• New York Governor Andrew Cuomo on Saturday said at least three children have died in New York from a rare condition that's being linked to the coronavirus.
• The illness, called "pediatric multisystem inflammatory syndrome" has symptoms similar to the Kawasaki disease and toxic-shock syndrome, including fever, rash, stomach pain, diarrhea, and vomiting.
• Children in at least six European countries have also come down with similar symptoms recently.
• Visit Business Insider's homepage for more stories.

Three children who had COVID-19 in New York are dead, after they developed rare heart issues that may be linked to the novel coronavirus. 

"The illness has taken the lives of three young New Yorkers," Governor Cuomo said at a news conference on Saturday. All three kids were under 10 years old. 

See the rest of the story at Business Insider

See Also:

• The US military is barring anyone who was hospitalized due to COVID-19 from enlisting
• Almost 12,000 meatpacking and food plant workers have reportedly contracted COVID-19. At least 48 have died.
• New York's coronavirus outbreak was a 'primary gateway' for the disease's spread around the US, a researcher says

Reuters

• Elon Musk says Tesla may leave its Palo Alto headquarters and Fremont, California factory. 
• In a tweet Saturday morning, the chief executive continued his outrage against shelter-in-place orders that have forced most non-essential businesses to close. 
• Last week, Musk likened the rules to fascism, and urged leaders to "give people their goddamn freedom back." 
• Visit Business Insider's homepage for more stories.

After a week of decrying coronavirus shelter-in-place orders that have left Tesla's main factory shuttered and unable to produce vehicles, Elon Musk says the company may move its factory out of the state.

"Tesla is filing a lawsuit against Alameda County immediately," the chief executive said on Twitter Saturday morning. "The unelected & ignorant 'Interim Health Officer' of Alameda is acting contrary to the Governor, the President, our Constitutional freedoms & just plain common sense!"

See the rest of the story at Business Insider

NOW WATCH: How waste is dealt with on the world's largest cruise ship

See Also:

• Tesla has secured a $565 million loan for its factory in Shanghai where the company just halted operations
• Elon Musk and Grimes gave their baby an unusual name with multiple hidden meanings, and it may have a hidden connection to the X-Men
• Watch Elon Musk pronounce his baby's name, which he says Grimes mostly picked out

Vachira Vachira/NurPhoto via Getty Images

• The White House reportedly plans to go ahead with a plan to institute temperature screenings at 20 US airports in order to instill confidence that air travel is safe, according to USA Today.
• According to leaked emails, a top CDC official said that such a strategy was ineffective and asked that the agency be excluded from the plan.
• Temperature checks do not account for asymptomatic COVID-19 cases, pre-symptomatic cases, or people with COVID-19 who do not have a fever.
• The report comes one day after an Associated Press report found that the White House had buried CDC guidance for re-opening businesses, schools, and churches.
• Visit Business Insider's homepage for more stories.

The Trump administration reportedly ignored guidance from the Centers for Disease Control and Prevention over temperature screenings at airports and plans to go ahead with them, even though they were ineffective in initially preventing the spread of COVID-19 in the US.

The move, which would require temperature screenings at 20 US airports, was detailed in leaked documents reported by USA Today on Saturday. In an email to officials at the Department of Homeland Security, Dr. Martin Cetron, the director of global mitigation and quarantine at the CDC had argued "thermal scanning as proposed is a poorly designed control and detention strategy as we have learned very clearly." 

See the rest of the story at Business Insider

NOW WATCH: Inside London during COVID-19 lockdown

See Also:

• A French doctor says a sample shows the country had its first coronavirus case in December, a month earlier than previously thought
• The coronavirus could kill 3,000 Americans per day by June 1, according to leaked projections from the Trump administration
• Oklahoma city immediately dropped its face mask order after residents threatened violence against employees who were enforcing the rule

Netflix

• This week's most popular movies on Netflix include its original thriller "Dangerous Lies" and "Den of Thieves."
• Netflix introduced daily top lists of the most popular titles on the service in February.
• Streaming search engine Reelgood keeps track of the lists and provides Business Insider with a rundown of the week's most popular movies on Netflix every Friday.
• Visit Business Insider's homepage for more stories.

The Netflix action movie "Extraction" is pacing to be the streaming giant's biggest movie premiere ever, but it was dethroned this week as the service's most popular movie. Another Netflix original, "Dangerous Lies," stole the crown.

Netflix introduced daily top 10 lists of its most viewed movies and TV shows in February (it counts a view if an account watches at least two minutes of a title).

Every week, the streaming search engine Reelgood compiles for Business Insider a list of which movies have been most prominent on Netflix's daily lists that week. On Reelgood, users can browse Netflix's entire movie library and sort by IMDb or Rotten Tomatoes ratings.

This week's list also includes "Den of Thieves," another movie starring Gerard Butler after his "Angel Has Fallen" enjoyed a few weeks on the list.

But the real winner this week is Netflix itself, as five of the seven movies on the list are Netflix originals. 

7. "The Willoughbys" (2020 — Netflix original)

Netflix description: "Four siblings with horribly selfish parents hatch a plan to get rid of them for good and form a perfectly imperfect family of their own."

Rotten Tomatoes critic score: 89%

What critics said: "Though the film-makers are indebted to Edward Gorey and Lemony Snicket — and pay musical homage to Mark Mothersbaugh's work on The Royal Tenenbaums — they find their own voice, when it counts." — London Evening Standard

6. "Murder to Mercy: The Cyntoia Brown Story" (2020 — Netflix original)

Netflix description: "After 16-year-old Cyntoia Brown is sentenced to life in prison, questions about her past, physiology and the law itself call her guilt into question."

Rotten Tomatoes critic score: 75%

What critics said: "A moving reflection of what criminal justice reform means in personal terms." — New York Times

5. "Arctic Dogs" (2019)

Netflix description: "When he stumbles upon evil Otto Von Walrus's scheme to melt the Arctic, ambitious delivery fox Swifty assembles a ragtag crew to protect the planet."

Rotten Tomatoes critic score: 13%

What critics said: "There's really not much to recommend about this film: the animation lacks texture, the score is overwrought, the plotting is scattershot, and the character design is uninspired." — AV Club

See Also:

• The top 19 TV shows people have started watching while social distancing, from 'Schitt's Creek' to 'Breaking Bad' and 'Ozark'
• Nicolas Cage will play Joe Exotic of 'Tiger King' in a scripted TV series
• The top 5 TV shows returning in May, from 'Homecoming' to 'Dead to Me'

SEE ALSO: Insiders say major questions hang over DC Universe as its parent company prepares to launch Netflix rival HBO Max

Business Insider Intelligence

• This is a preview of The Payments Ecosystem research report from Business Insider Intelligence.
• Purchase this report.
• Business Insider Intelligence offers even more consumer coverage with Payments & Commerce Pro. Subscribe today to receive industry-changing payments and commerce news and analysis to your inbox.

The power dynamics in the payments industry are changing as businesses and consumers shift dollars from cash and checks to digital payment methods. Cards dominate the in-store retail channel, but mobile wallets like Apple Pay are seeing a rapid uptick in usage.

At the same time, e-commerce will chip away at brick-and-mortar retail as smartphones attract a rising share of digital shopping. Digital peer-to-peer (P2P) apps are supplanting cash in the day-to-day lives of users across generations as they become more appealing and useful than ever.

See the rest of the story at Business Insider

See Also:

• Xinja cut its Stash high-yield savings account rate, likely attempting to weather the current crisis
• PayPal's slowdown began to improve in April as stay-at-home orders tick up e-commerce usage
• Jobs for thousands of young consultants are being upended. From delaying start dates to cutting internships, here's what 8 top firms, like Deloitte and McKinsey, are doing.

In the US, store closures are at an all-time high. 

Business Insider Intelligence

With 88% of total sales, brick-and-mortar is still the dominant driver of retail spend in the country, but in-store earnings aren't growing fast enough to keep the doors open.

See the rest of the story at Business Insider

See Also:

• The best Showtime TV shows of the last decade — and the worst
• Amazon's ad business looks strong despite the pandemic
• Amazon posts highest e-commerce growth in over three years

Scott Halleran/Getty Images

• College sports won't return this fall if colleges remain closed, the NCAA president Mark Emmert said in an interview May 8. 
• While if, how, and when schools reopen remains to be seen and will surely vary across campuses, the goal is keeping students, including student-athletes, safe. 
• It will be a "very unusual school year," Emmert said, and the NCAA will need to adapt accordingly.  
• Visit Business Insider's homepage for more stories.

No one knows for sure what college campuses will look like in fall 2020, but it's clear students won't be kicking off their higher education in large auditoriums for convocation, initiating brothers at fraternity parties, or flirting with dormmates in mess hall buffet lines. 

Now, there's a good chance many won't be cheering for their sports teams — even remotely — either, NCAA presient Mark Emmert said in an interview with NCAA's college basketball correspondent Andy Katz May 8.  

See the rest of the story at Business Insider

NOW WATCH: Pathologists debunk 13 coronavirus myths

See Also:

• Fox News hosts Jeanine Pirro and Brian Kilmeade received priority treatment for PPE requests from Kushner's coronavirus team, according to a new report
• The White House hopes Americans will suddenly stop dying of coronavirus
• NY Gov. Cuomo picks daughter Mariah as 'informal advisor' for coronavirus mask wearing campaign

More contractors go bankrupt due to cash flow than they do because of profitability. Given the unprecedented events of COVID-19, the construction industry is particularly prone to major cash flow issues that could easily bankrupt your business. During this webinar session we will address critical cash flow considerations. This webinar is co-hosted by NECA and the Construction Financial Management Association (CFMA). The presenter is Michael McLin, Managing Director at Maxim Consulting Group responsible for leading several service line teams within the firm.

The U.S. Department of Labor's Occupational Safety and Health Administration (OSHA) has issued interim enforcement guidance to help combat supply shortages of disposable N95 facepiece respirators (N95 FFRs). This is the latest step to ensure availability of respirators. More information at the USDOL website.

This Small Entity Compliance Guide (SECG) is intended to help small businesses comply with the Occupational Safety and Health Administration’s (OSHA) Respiratory Protection standard (63 FR 1152; January 8, 1998). OSHA’s goal for this document is to provide small entities with a comprehensive step-by-step guide complete with checklists and commonly asked questions that will aid both employees and employers in small businesses with a better understanding of OSHA’s respiratory protection standard.

NECA is pleased to report that the U.S. Treasury Department released new guidance on April 7, 2020, clarifying that companies with under 500 employees do qualify for loans under the new Paycheck Protection Program (PPP). This change comes after association staff raised concerns with Congressional leaders and officials at the Small Business Administration and the Department of Treasury.

Meeting planning in the face of COVID-19 can be very stressful. None of us are in control and no one can predict what is going to happen moving forward. The most important thing is to be patient. Do not make rash decisions, weigh all of your options and contact NECA National Staff if you need absolutely anything. If you can, try and look at meetings 30 days at a time because the news is changing daily and this can make a difference with your contract clauses.

With many construction sites remaining operational during the COVID-19 pandemic, it is extremely important to maintain compliance with all social distancing guidelines and requirements. NECA developed recommendations that are specific to construction projects that continue to be operational. While these are fairly comprehensive, they are not all-inclusive. The needs of each site can vary. State or other local requirements can be more restrictive and would take precedent.

NECA is excited to announce the launch of the NECA Educational Advancement Resource Network (EARN), an initiative designed to facilitate relationships and learning between individuals in electrical construction firms and institutions of higher education.

The Penn-Del-Jersey Chapter, NECA has donated to 20 health care facilities, systems, or foundations throughout Pennsylvania and Delaware to fight the COVID-19 pandemic.

The U.S. General Services Administration has issued an order to accept e-signatures for surety bonds to allow infrastructure projects to move forward.

The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) today announced an interim enforcement response plan for the coronavirus pandemic. The response plan provides instructions and guidance to OSHA Area Offices and compliance safety and health officers (CSHOs) for handling coronavirus-related complaints, referrals, and severe illness reports.

The Chief Executive Officer of the National Electrical Contractors Association, David Long, issued a statement on being named to the Great American Economic Revival Industry Group for Construction/Labor/Workforce.

NECA and NECA Safety have been monitoring federal, state, and local information relating to the nationwide COVID-19 pandemic. In addition to working with the IBEW on a National Disease Emergency Response Agreement (NDERA), NECA Safety has developed numerous safety talks, resources, and safety program templates to assist members in overall safety responsibilities during this time of emergency.

Visit online for resources and more information from international and federal agencies responding to this crisis.

Now October 5-7, 2020 in Chicago, IL

NECA has made the difficult decision based on the nationwide COVID-19 pandemic to postpone the 10th Annual NECA Safety Professionals Conference (NSPC), originally scheduled to take place in May in Scottsdale, AZ. Instead, the conference will run concurrent with the NECA Convention and Trade Show in Chicago, IL, on October 5-7, 2020. Much of the original lineup and all the general sessions remains on the agenda. Please make plans to attend this 10th Annual Celebration of the NSPC. Visit https://www.necasafetyconference.com/ for up to date information.