All you need to do is make a few simple changes to the way that you spend your money and you’ll have found yourself a brand new source of income.

Travel a lot for work? We have crunched the numbers to help you choose the most lucrative credit card offering air miles, reward points and cashback to use for work expenses

Challenger bank, Tandem has launched a new best-buy credit card offering those without a perfect credit rating free holiday spending and cash withdrawals. We take a look.

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

Ferry passengers incur the charge if they want to be dropped off or picked up by car, or park for the ferry at the end of the half-mile pier.

The Royal Mint announced it has teamed up with card providers Mastercard and Accomplish Financial to create 'Raris', aimed at high net worth individuals after something exclusive.

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?

Households have £45bn more debt on credit cards, personal loans and overdrafts compared to the start of 2010 - growth of 25% in 10 years, Bank of England data shows.

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

A large number of buy now, pay later users do not know the full implications of missing payments while a large chunk don't believe the terms and conditions are clear enough.

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.

I have triggered a 10,000 point bonus for spending £15,000 on the card - but it says I can't get them until August 2020 and only if I renew. However, I don't want to pay the £140 annual fee for renewing.

Visa's scheme marks the first time all the UK's banks will pay small stores to offer cashback. Beccy Soper (pictured), of Beccy's Greengrocers in Stockbridge, Hampshire, said: 'It's a win-win'.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

UCAS will stop sending out emails advertising private student loan provider Future Finance, the student charity announced today, following a backlash over the promotions

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?

Credit card customers of high street bank Halifax have reportedly been hit by charges when trying to make Klarna repayments, the buy now, pay later firm said.

The white plastic-looking 'K ring' (pictured) - which also comes in black costs £99.99. It is both waterproof and scratch-resistant and can be used to make contactless purchases.

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.

Payment providers across the UK have upped their contactless payment limits from £30 to £45 in an effort to help customers cut down on cash usage. 

The FCA today brought in measures which offer consumers struggling with their finances bigger fee-free overdrafts and the ability to freeze credit and loan repayments for three months.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.

The Bank of England's latest credit conditions survey revealed lenders believe the availability of household unsecured credit will decrease between April and June amid coronavirus.

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

Guess what has experienced inflation ten times higher than house prices, gold, petrol or even a pint of beer in central London? Directory enquiries.

Here are around six phone calls every year that almost every household needs to make if they don’t want their outgoings to suddenly balloon.

Party manifestos are not exactly known for their jokes. But as I trawled through them all over the past few days there were two lines that at least made me snigger.

Filling out a simple application form can feel like running a gauntlet of spam. One wrong move and you could be pelted with ‘special offers’, junk mail and interrupting text messages for eternity.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost. In total I have accumulated £240 – and it’s taken next to no effort on my part at all.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost.

Walking down the high street with friends on Saturday, we heard an elderly gentleman at a cash machine shout: ‘My card! They’ve taken my card!’

I don't have a Vanguard account, but if someone said they wanted an easy and cheap way to build their wealth, opening one and picking a Lifestrategy fund would be near the top of my list of things to try.

For all the confidence-boosting talk of a Boris bounce for the economy, shares, and the property market, it is the pound that tells the real story.

Those hoping that we might celebrate the start of a new decade with the base rate above 1 per cent for the first time in 11 years, look likely to have their hopes dashed at the moment.

The financial watchdog was right to crackdown on costly daily charges and even more expensive unauthorised borrowing. Its mistake was to trust the banks and not cap rates.

The little-known salary sacrifice tax break for electric cars combined with a new zero rate benefit-in-kind rate could be a game-changer for green motoring.

Estate agents, mortgage brokers and banks have a headache right now, while buyers, sellers and those due to move home don't know what on earth will happen.

What is galling for me and many of my fellow Britons due to fly, is quite how awkward airlines are being in allowing us to get our money back.

Whenever I see such rates I feel compelled to ask: 'Why if you have money that you don't need for seven years would you not invest it for a better return?'

On 23 March, things were looking about as gloomy as they could get for investors, but shares have rebounded strongly since. What next?

Fans of Tiger King: Murder Mayhem And Madness have come up with a shock theory that suggests Jeff Lowe is actually Carole Baskin's abusive first husband Michael Murdock.

The presenter, 31, donned a blonde wig and a funky leopard print ensemble as he impersonated Tiger King's Carole Baskin in a hilarious TikTok video.