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Cartoon: Gated-Ade

Young entrepreneurs are crushing it on collecting personal data




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6 Email Marketing Tips To Stand Out In The Inbox

Bring some 'oomph' to your audience with these simple content hacks




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Android 10 rolling out to Xperia 10 and 10 Plus

Sony's Xperia 10 and 10 Plus were the midrange counterparts to last year's flagship Xperia 1. Sony did promise an update to Android 10 in "early 2020" but the two midrangers had to wait a bit longer to finally get the latest Google firmware update. With the COVID-19 outbreak disrupting most companies' regular operations the delay is understandable and the good thing is the latest Android version is finally hitting the duo. For the time being, the rollout is limited to select regions and carriers. It bears the 53.1.A.2.2 build number and also adds the March security...




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MIUI 12 to go global on May 19

MIUI 12 officially announced in late April alongside the Mi 10 Youth smartphone. It was initially introduced to the Chinese audience, but now Xiaomi has scheduled a global launch which will take place on May 19. The date was revealed by the Twitter account of MIUI with a cheeky teaser - there was a math problem that is apparently still trending around the marketing office of Xiaomi. The answer is obviously 19, even if Xiaomi has decided to use two different pictures for the very same number, which is a common mistake third-grade students make in math class. The date might be...




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CEO shares Realme X3 SuperZoom photo, confirms 60x zoom

CEO Madhav Sheth officially confirmed that the Realme X3 SuperZoom is coming - and that it will have a 60x zoom camera. He shared a photo of the Milky Way taken with the phone's Starry Mode and challenges you to try and get a better shot with your current phone. So, this is clearly a periscope camera that we're talking about, likely with 6x optical zoom. Of course, the 60x magnification is achieved with digital processing, but astro-photography relies on a lot of computational skills anyway (astronomers have been doing image stacking for years before phones started doing it). The shared...




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Xiaomi brings Mi 10, Mi Box, new Mi True Wireless earphones to India

Xiaomi had a massive announcement today in India - the company finally introduced the Mi 10 smartphone, the Mi True Wireless Earphones 2, and also unveiled the Mi Box 4K - an Android TV gadget for streaming video content with voice-assisted remote control. The Xiaomi Mi 10 comes with Snapdragon 865 chipset and 8 GB RAM, while storage is either 128 GB or 256 GB. The price is INR49,999 ($660/€610) or INR54,999 ($727/€672), but some fans might be disappointed to learn that the Mi 10 Pro won't be arriving in India for now. They are left with the vanilla version that has a 108 MP main...




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Honor X10 5G photos from Everest shared before phone's announcement, Honor 30 Pro+ shots too

A few days ago China sent a survey team to study Mt. Everest, today they reached the Advanced Base Camp at 6,500m (21,300ft). What's interesting about this expedition (besides the scientific work that it will do) is that two photographers, Li Pu and Cai Qing, used two Honor phones to capture some beautiful shots. One of these was the Honor X10 5G, which hasn't been officially announced yet (so these are the first official camera samples from the phone). The five shots have 10MP resolution, since pixel binning was used - the X10 will feature a custom Sony IMX600ysensor with 40MP raw...




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Moto G8 Power review




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Samsung, Xiaomi, Oppo and vivo set to restart manufacturing in India

After implementing a countrywide lockdown in March due to the COVID-19 pandemic, the Indian government has begun to slowly lift its restrictions. These measures forced manufacturers like Samsung, Xiaomi, Oppo and vivo to temporarily suspend their smartphone production but with the eased restrictions all four are getting back to normal working conditions. Samsung Noida factory Samsung India issued a statement where it confirmed smartphone production in its Noida factory has already been restarted in limited capacity. Xiaomi also confirmed its manufacturing partner Foxconn has been...




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UK PM Aims to Attract Top Global Scientists through a Fast and New Visa

The UK immigration rules are showing unexpected results but there is a positive side to them. There is a plan for the benefit of elite researchers and special professionals in engineering, science, and technology to immigrate and enjoy the fruits of…




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Britain Needs to Welcome A New Point-Based Immigration System

Britain will soon accept immigrants only when they possess the right skills. An immigration system based on points is common to Canada, Australia, and New Zealand and in the immediate future, it appears that Britain will join them. The election results…




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UK Immigration: 63% Hike in Student Visas Issued to Indians by UK

There has been a 63 percent rise in the number of student visas allotted to Indians to study in the UK in the past one year, data published by UK's Office for National Statistics (O.N.S) reveals. Report Says Tremendous Growth in Student Visas from…




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The UK Set to Modify the 30000 Pounds Minimum Earning Requirement for Migrants

PM Boris Johnson is set to change the plan about the minimum £30,000 earning the threshold for migrants who aim to enter the UK after the exit of Britain from the EU.The Reasons Behind the DecisionThe proposal appears to not fit in with his plan to…




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Your Queries: Equities tend to deliver positive inflation adjusted returns in long run

Investment gains (in absolute terms) depend on the principal corpus invested and the returns delivered by the fund. Returns are a function of the performance of the asset class invested in.




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Your Money: Three tips to manage funds in the time of Covid-19

This is a real test for us as investors. Some of us are getting jittery because we are watching our overall returns deteriorating and some of us are thinking it is an opportunity to add more to our existing portfolio.




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Coronavirus relief package: Govt to pay employer, employee’s PF contribution for 3 months

The regulations under the EPF will be amended to include “pandemic” as a reason to allow non-refundable advance of 75% of the accumulated amount or three months of the wages, whichever is lower, from their accounts.




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Covid-19: RBI relief on loan repayment: Should you avail of the 3-month moratorium?

Borrowers who opt for the moratorium on repayments will have to pay an additional interest charged on simple interest basis. Thus, those who have the capacity to repay should continue to make the payments regularly




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Your Queries: Loans – banks will charge interest for 3-month moratorium period

The moratorium means in case of cash crunch in these extraordinary times, you may not pay the EMIs but the bank/FI will not classify your loan as a non-performing asset (NPA).




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Covid-19 & your money worries: Tips to handle the impact on your finances

When it comes to surviving financial crisis, focus on what you can control and you can do rather than on what you cannot control or what is not possible to do now




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Your Queries: Continue SIP when markets are falling to benefit from lower price

More units are bought when the market price of shares is low and lesser units are bought when the price is high.




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Want to save tax: Should you go for PPF or ELSS?

To achieve the stated investment objective, the fund manager of an ELSS maintains a diversified portfolio of equity-and-equity related instruments, and practices a bottom-up approach to stock picking that is market-cap and sector agnostic.




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Notification on govt bearing EPFO contribution likely today

A total of 80 lakh employees involved in four lakh establishments are likely to be benefitted, the finance ministry had earlier said.




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Fixed income: Falling interest rates? Ways to reduce re-investment risks

Investors should continue to invest in small savings schemes as the interest rates are still higher than that of bank FDs. They should look at tax-free bonds and avoid company deposits.




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Mutual Funds: Tips to make the most of bearish markets

From continuing with your SIPs to safeguarding your liquidity and investing in large-cap, multi-cap and index funds, make your market moves in a judicious way to avoid any investment mistakes.




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Your Income Tax Queries: NRIs do not need to quote Aadhaar in ITR or link PAN with Aadhaar

As per Section 44ADA, a resident individual, engaged in any business/ profession can declare income on presumptive basis only if gross receipts do not exceed Rs 50 lakh in previous year.




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Planning in a financial emergency: Six steps to being ready for a rainy day

With job losses & pay cuts likely in the wake of the Covid-19 pandemic, you need to take some special measures to cushion the impact and prepare for the worst




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Provident Fund withdrawal for COVID-19: EPFO remits Rs 280 crore to subscribers under special window

Anticipating a huge surge in demand, it came out with a new software for online receipt and settlement of claims and deployed the software on March 29.




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Income Tax Exemption: Employees donating to PM-CARES fund via employers to get Section 80G benefit

The clarification came as the employees, in many cases, have donated a portion of their salaries the the fund through their employers.




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Top location app: HERE beats Google Maps and TomTom

Ranked as Counterpoint’s top location and mapping platform in the world




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Stock Market Investment: Don’t invest just because the market is falling

Remember your financial goals and your risk appetite. If you have extra cash and investing for the long term, then go ahead and deploy your funds in a staggered manner.




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Insurance: Four tips to keep your risk cover intact

Though there is an additional 15-day grace period due to the Covid-19 lockdown for renewal of insurance policies, pay the premium if you have the cash flow. And buy a health insurance plan if you don’t have one




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Your Queries: 3-month moratorium on education loan; on gold loan also if EMI-based

If you have a high credit score or work for an organisation that has a tie-up with a bank for subsidised interest rates, you can get a lower interest rate.




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Better to buy comprehensive health cover than disease-specific cover: Insurance cos

However, if someone wants to buy a comprehensive health cover, it would cost them Rs 8,000-11,000 for Rs 10 lakh sum insured.




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Mutual funds: Exiting equity now may lead to missing out on any recovery subsequently

As of February 29, 2020; equities outperformed gold over the trailing 10-, 15- and 20-years, delivering annualised 10.39%, 13.89% and 12.0% respectively compared with 8.16%, 12.59% and 11.49% respectively delivered by gold.




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Corona crisis: Time to re-jig your investment portfolio

Equity investors can tilt portfolio allocation towards large-cap and multi-cap mutual funds.




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Want to beat recession? Don’t forget to buy gold

Increase your allocation to gold via the gold fund route from the safety and comfort of your home.




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Equity investments: It’s the right time to review your portfolio

Investing in high-quality companies and proven MF schemes always pays in the long term and these would be the first to recover




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Your Queries: Loans; Interest will be charged on moratorium period

Closing a home loan account involves outstanding loan repayment, signing some forms, request for return of original documents, collecting no-dues certificate as well as the final interest payment certificate.




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Smart Plans: Four tips to ensure you are ready for uncertain times like COVID-19 pandemic

Make sure that you have the contact information of your reporting manger and HR department in a diary or phone or a place where your spouse can access the same easily.




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Akshaya Tritiya: Apply online to buy sovereign gold bonds this season

The first tranche of Sovereign Gold Bond (SGB) this financial year is on till April 24, and investors who apply and pay digitally get a Rs 50 per gram discount on the Rs 4639 per gm price of each bond




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COVID-19 relief measure: Firms may get EPF relief for April too

The due date for depositing statutory contributions, aggregating one-fourth of one employee’s monthly wages, towards provident fund, to be deposited by an employer, falls within the first 15 days of the next month.




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HC protection to Indiabulls Housing Finance: MFs see no immediate cause of worry

Fund houses such as HDFC MF, Baroda MF, Nippon India MF, PGIM MF and UTI MF have exposures to debt papers issued by the Indiabulls Housing Finance, shows the data from Value Research.




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Coronavirus fallout: Rs 25,800 crore investments at risk as Franklin Templeton shutters six schemes

Debt schemes of mutual funds for long have been seen as low risk, but shuttering six schemes and leaving investors in a lurch will impact investor sentiment.




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11.56 lakh new members added to ESIC scheme in February

In other previous months of 2019-20, the number of new subscribers joining in the scheme ranged between 12.19 lakh and 14.70 lakh.




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Your Money: Stick to time in markets vs timing the markets

The longer you stay in the markets, the more you are likely to earn returns by letting the magic of compounding work for you.




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Franklin Templeton says will return money to investors

Franklin Templeton MF also said that their commitment to India remains steadfast as they have been early as patient investors in India.




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Your money: More power to Aadhaar based eKYC, video KYC needed

The RBI recently allowed banks to use Video KYC to validate loans and credit card applications. Video KYC is another effective mechanism to accelerate application processes wherein customers can use their smartphone cameras to validate themselves before a bank-appointed officer.




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Insurance: COVID-19 to lead to spike in demand for health and life cover

There would also be a significant rise in disease-specific health plans as these are only for widespread infections as against normal hospitalisation in order to keep the cost of treatment low.




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Provident Fund Query: Contributing 100% of Basic Salary to VPF; Is it eligible for Section 80C deduction?

VPF is the voluntary contribution by employees towards their provident fund account over and above the 12% contribution towards EPF.




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Employers allowed to defer statutory PF contribution

The EPFO has already extended to May 15 the due date for depositing statutory contributions for the wage month of March, due by April 15.