Ameya Davda and Devak Davda at the Sewri facility. Pic/Datta Kumbhar

If there is one problem that most of us perennially face in our daily lives, it is the lack of storage space. But, one man's problem could well be another man's opportunity. Entrepreneurs Ameya Davda and Devak Davda's startup, Space Valet, is a case in point. Their recently launched service aims to be a one-stop storage solution that offers private, lockable and secure self-storage units of various sizes to stash your belongings.

Home away from home
"Think of it as the sophisticated spare closet or stock room you've always longed for in Mumbai," says Davda who along with his cousin Devak came up with this idea when they returned to India after completing their studies abroad. "I was in California and Devak in London, and while we were there, we learnt how popular cell storage is among people. It's a 60-year- old concept and almost a 40-billion dollar industry," he adds. On returning to Mumbai, Davda teamed up with his cousin to launch the startup which they felt would be a good fit in an overcrowded city. They then conducted a survey to find out if people would avail of a service like this. "People are always on the lookout for additional storage space, more so in Mumbai," he says. The top reasons for self-storage rental, he observed, was the lack of storage space at home, temporary storage while moving, and storing things people don't want or need. The most popular things being stored are wedding outfits and furniture.

A walk-in closet

How it works
The process is simple. You either call up the facility or browse the website and find a suitable storage plan. You then order as many boxes as you need, and then pack and label your belongings. "You don't need to move a finger. Our tie up with Movers and Packers ensures a pick-up facility. When you want your stuff back, go online and click on the tab to recall the boxes," he explains. The plan starts from R299 a month and goes up to R11,000. Storage options range from boxes to a large store room. The key to the storage lies with the customer only. Cleanliness and security are common concerns among customers, according to the results of their survey. The facility, therefore, has a designated person to solely look after the cleanliness of the storage space. There's also a 24x7 security and surveillance to keep the goods safe. "We maintain the right kind of environment so that your possessions don't deteriorate over time," he says. Now, the big challenge for the duo is to popularise the concept. "We want to educate people that this is a viable solution to your space crunch."

Where: www.spacevalet.in
Price: Rs 299 onward
Call: 9930832832

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Swaminathan

Born to a long line of musical heritage, V Selvaganesh first brush with music maestros was at home itself. His father, TH Vinayakam, fondly known as Vikku Vinayakam is a Grammy winning ghatam player, while his grandfather TR Harihara Sharma was among the pioneers of percussion in India. "I believe that I am blessed to be a part of a heritage that has made music its tradition rather than just a profession," says Selvaganesh, who is touted as the 'kanjira king'. He along with his son Swaminathan will be in the city to match beats in what promises to be a fun concert.

Speaking of his son, Selvaganesh says, "To perform alongside your child on one stage is a feeling that cannot be described. Swaminathan is an amazing son and a musician and most of the credit goes to my father. He is the one under whom Swami has trained." This father-son duo entirely relies on the magic of spontaneity when it comes to performing. "Our performances are not planned or rehearsed because everything is about that moment. It's like we play question and answers in the language of music. I throw questions at him and he responds. So, if you have to expect anything from this concert, that would be nothing. Everything will happen in that moment and you have to be there to witness it," he says.

Swaminathan will be playing the Kanjira with his father Selvaganesh

His first instrument of choice was the mridangam. But, despite that his grandfather would urge him to play the kanjira. "He made me understand that very few people are keen on playing the instrument, and fewer are good at it. When I realised it, I took up this instrument and weaved my career around it. Today, to have an entire album revolving around this instrument is a very proud feeling," says Selvaganesh.

When: 9 pm, June 1
Where: The Quarter
Entry: Rs 749-Rs 1,499
Log on to: insider.in

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Missed out on last week's Zal? You can read it here.

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Kashmiri filmmaker Rahat Kazmi is best known for his film Mantostaan

When Rahat Kazmi first shared the idea of making a film on Lihaaf with Tannishtha Chatterjee and Sonal Sehgal, they asked him if he would really dare to do such a thing. After all, Lihaaf has been fodder for controversy ever since Ismat Chughtai wrote it. It has been an uphill road for this Kashmiri filmmaker, who is best known for his film Mantostaan, that was based on four short stories by Saadat Hassan Manto. Kazmi's Lihaaf, that recently unveiled its first look at the Cannes Film Festival, has the world's attention now, especially, since Marc Baschet, Academy Award-winning producer came on board. Things are looking much more grand than Kazmi had imagined a year ago.

"I read Lihaaf for the first time as a teenager. I have always been drawn towards Urdu literature, having grown up in Kashmir. Stories of Chughtai and Manto are always fascinating. When you read them at a young age, they seem obscene, but as you grow older, you know better. My friends and I experienced something similar too. And I would keep going back to Lihaaf," says the 36-year-old. Having read it in English, Kazmi hunted down the Urdu version too, which was not easy given the controversy surrounding it. After it was published in 1942 in Urdu literary journal Adab-i-Latif, Chughtai had to defend herself in Lahore Court having being charged with obscenity. Kazmi's film, in fact, starts at the point where the police comes to Chughtai's house in [then] Bombay to summon her.

A still from the film

"The film has two parallel tracks — that of Lihaaf, the story, and that of the trial which is the outcome of the story. It's interesting that the story itself is a true account. Ismat's family confirmed to me that she indeed knew a begum on whom the story was based. And later, a grown up Ismat met her when she had remarried, and had children too," Kazmi says. It was not easy for him to convince Chughtai's family to grant him permission to make the film. "It's difficult for them to trust anyone. I met her daughter Sabrina and her grandson, Ashish Sawhny. When they got to know about Mantostaan, and the recognition it got internationally, they saw in me someone they could trust," he says.

In the film, Chatterjee plays Chughtai while Sehgal, Begum Jaan. Interestlingly, Baschet wanted to associate with the film after he saw the first cut. Until then, it was an independent production shot in three months. Lihaaf, Kazmi stresses, is not as much about homosexuality as it is about alternate sexuality. "This is a common misconception. Begum Jaan falls for her masseuse Rabbo only after she fails to find love in her husband. It's more about love and the need for physical affection." The visuals are a mix of risqué and suggestive. "The best thing about Chughtai and Manto is that they don't judge their characters. I have tried to do the same," he says. Now, as the film prepares for a world premiere — the choice is between Toronto and Venice — we ask Kazmi if he's concerned about reactions on home ground. "For me, it was cathartic to make it. As far as controversies are concerned, let's cross that bridge when we come to it," he says.

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A still from the short film Ahalya (2015)

We have all done it at some point in our lives. Watched a film or a documentary and played detective with it. Why does Anakin Skywalker get seduced by the dark side to become Darth Vader? Or, what is that makes Kareena Kapoor's character so confident and self-assured in Jab We Met? Or, what's the allure of the amoral Ma Anand Sheela in Wild Wild Country?

We love deducing human behaviour and motivations, especially those characters that seem to suggest one thing on the surface, and something else if you dig deeper. Which is why a recent screening of Ahalya, a short Bengali film made by Sujoy Ghosh, found nearly 120 takers at G5A Foundation in Mahalaxmi. A free screening by the Psychoanalytic Therapy and Research Centre (PTRC), the film was followed by a discussion through the lens of psychoanalysis.

Instead of looking at the film-making aspects, the psychological and emotional motives of the characters were the focus. Leading the discussion were psychoanalysts Nuzhat Khan and Micky Bhatia, faculty members at PTRC. "A great deal of our work and training, right from our students days, has got to do with mental illnesses, but there is a lot that we do which is not related to this. At seminars, we watched films, gaining a much deeper understanding of the characters," says Khan, recounting sessions where they have broken down films such as Black Swan, known for their obvious psychological depth, and also those such as Sanjay Leela Bhansali's Devdas.

PTRC's monthly screening followed by a psychoanalytic discussion. Pic/PTRC

Ghosh's film made headlines when it was streamed on YouTube in 2015, for its gripping plot that revisits the tale in The Ramayana. While you can look up the film online, Khan says that the discussion after the screening showed that there were several layers to the characters. One reading took on the young police inspector Indra's 'castration anxiety', one of Sigmund Freud's earliest psychoanalytic theories. Fearing punishment by Ahalya's husband, old enough to be his father, Indra tries to restrain his evident interest in Ahalya.

However, after he gets intimate with Ahalya, he is turned into a figurine — that's castration, symbolically, by the elderly husband showing the younger man who's boss. And, for that matter, Ahalya pretends to be an ingénue, while in fact she is a seductress. Once you explore these layers, says Khan, you will realise that there are no true villains in the film. "Had the filmmaker been there, he would have been aghast hearing our analysis," she laughs, adding, "Filmmakers, like other artists, express their subconscious or unconscious through their works. They are only semi-conscious of what they are doing. If they fully knew why, they may never make a film or any work of art.

"PTRC, a charitable trust, has been working in Mumbai for more than 40 years, almost quietly, to provide mental health services and also train professionals in the area. Given the rising interest in mental well-being, we use terms such as "repress" and "Oedipus complex" in our day-to-day lives. Banu Ismail, a child analyst and psychoanalyst with PTRC, says that at their film screenings, they open up discussions with the public to encourage different perspectives. "Psychoanalysis doesn't happen only in the consultation room. That said, there are several misconceptions about the area, and these events help clarify those," says Ismail, who will helm the next discussion of Gautam Vaze's Marathi short film, Aai Shapat on June 6 at G5A, focusing on anxiety guilt. The free screenings are followed by a lecture on another day, for which there is a registration charge.

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Pic Courtesy/Saffron and Pearls, Harpercollins India

As a 20-year-old, when Sarina Kamini first learnt that her Australian mother was suffering from Parkinson's, a part of her own Indianness, which her mother had so devotedly brought to the kitchen table at their home in Torquay, died. In a new book, titled Spirits in a Spice Jar (Westland Books, Amazon), Kamini says, it's possibly then that she had "stopped eating Indian food". It's ironic that while she attributes her Indian heritage to her father — he was Kashmiri — it was through her mum that she learnt the traditional family recipes, who in turn learnt how to cook Indian food from her mother-in-law, fondly known as ammi. Cooking these recipes would eventually be a way to heal, helping her make sense of the resentment she felt towards her mother's condition.

If Spirits in a Spice Jar traces the arc of a woman, coming to terms with the illness, another book, Saffron and Pearls: A Memoir of Family, Friendship and Heirloom (HarperCollins India) by Delhi-based Doreen Hassan, recounts how the author, who belonged to a Goan Catholic family, warmed up to her Hyderabadi husband's family and his rich food legacy. Last year, US-based Pakistani writer Bisma Tirmizi revisited her favourite dishes from the subcontinent through a journey of self-discovery of a young, obese girl, in the novel, Feast: With A Taste of Amir Khusro (Rupa Publications).

Doreen Hassan. Pic Courtesy/Saffron and Pearls, Harpercollins India

More writers are now exploring narratives around food, while showing how recipes too, are important to great storytelling. "I set out to tell the story of me, because I was so confused about who I was. I quickly realised that I couldn't understand mum unless I understood her connection to India. From my point of view, the connection was a mix of the material and the mystic [she loves the fashion as much as she appreciates the stories of faith], and food within our family is a real representation of that. Food ties my family to Hinduism through offerings and stories. So I had to write about Kashmiri food. Spices, for me, became the axis point where I could draw all of these thoughts together," says Australia-based Kamini.

Doreen says she started writing the book, with the intention of sharing heirloom recipes she had inherited after marrying her husband, Peter Toghrille Hassan, who is honorary Counsel General for the Russian Federation in Hyderabad. But, as she started work on the book, she "thought it might be interesting for people to know where the recipes came from". "That's how it turned into a memoir along the way," she says. Doreen believes that Hassan family's history is deeply influenced by food, and hence, it was crucial to the memoir too. "When people marry into a family, they often bring their own food traditions with them. It's fascinating to understand it," she says.

Sarina Kamini. Pic Courtesy/Kristy Jane Hoghton

In the book, she writes about the time she struggled with learning to cook, after she and her husband moved to Delhi from Hyderabad, with their two children. She, eventually went back to Hyderabad, and "met Peter's aunt, Zehra Alambardar, whom we called Phuppu Jani, and said, 'Please teach me how to make a few dishes.' She told me that she cooked by andaaz, or instinct. 'Beta, you have to watch and learn. I will make the dishes in front of you, and you write them down.'" That was how Hassan was indoctrinated into cooking.

She remembers the time when her husband invited the famous Pakistani singer Mehdi Hasan, to their home for dinner. "He was to sing at our home, and there would be 100 guests in attendance. I decided to make a Salim bakra, which is an entire goat, stuffed with eggs," she writes. Kamini says her fondest food memory is associated with paneer. "I'd always make sure I was close by when mum or dad began chopping the fresh paneer into pieces; I became adept at stealing bites," she says. Adding, "When I began cooking it for my own two boys, I, too, would have to shoo them away from the chopping block as they made attempts to sneak away with it. This kind of emotional continuity around food is what cements recipes into our hearts."

The Salim Bakra stuffed with chicken and eggs, and served with rice, which Doreen prepared for ghazal singer Mehdi Hasan

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Representational Image

Google has rewarded an Uruguayan teenager a "bug bounty" of more than $36,000 for disclosing a severe security flaw. Ezequiel Pereira's sporadic poking around has finally paid off in a big way: Google just awarded the Uruguayan teenager $36,337 for finding a vulnerability that would have allowed him to make changes to internal company systems, CNBC reported on Saturday.

"I found something almost immediately that was worth $500 and it just felt so amazing. So I decided to just keep trying ever since then," Pereira was quoted as saying by CNBC.

"It feels really good - I'm glad that I found something that was so important," he added.

Although, Pereira found the bug earlier this year, he only just got permission to write about how he discovered it this week, after Google confirmed that it had fixed the issue, the report said.

It marks Pereira's fifth accepted bug, but it's by far his most lucrative.

Pereira was about a month shy of 17 when he first got paid for exposing a Google security flaw through its bug bounty programme.

Pereira got his first computer when he was 10, took an initial programming class when he was 11 and then spent years teaching himself different coding languages and techniques.

In 2016, Google flew him to its California headquarters after he won a coding contest.

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The European Commission has hailed victory in a World Trade Organisation case concerning Russian anti-dumping duties on certain light commercial vehicles from Germany and Italy.

Russia should hike value-added tax by four percent to 22 percent and lower social security contributions, the International Monetary Fund has proposed.

The US-based National Bureau of Economic Research has released a new report that looks at which countries' taxpayers have the most wealth stored in so-called "offshore tax havens."

The European Commission has announced the imposition of new anti-dumping duties on imports of hot rolled flat steel products from four countries.

Legislation has been tabled in Russia's lower house of parliament, the Duma, to introduce a two-rate personal income tax regime, in place of the current flat tax regime.

The OECD has published new transfer pricing country profiles for Australia, China, Estonia, France, Georgia, Hungary, India, Israel, Liechtenstein, Norway, Poland, Portugal, Sweden, and Uruguay, bringing the number of such overviews published by the OECD to 44.

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In under 3 years, Yes Bank has gone from being a darling of investors to a pariah. Here's a look at the events that led to the crisis in 10 points.

1. 2017: RBI forces Yes Bank to disclose that there is big divergence in its non-performing loans of Rs 42 billion reported in the company's audited accounts for the year ended March 2016. The divergence further widened to almost Rs 64 billion a year later. To put this in perspective, the RBI audit had pegged its total gross non-performing assets (NPAs) at 5% for FY16, against the bank's own assessment of only 0.8% for the same year.
2. September 19, 2018: Not surprisingly, a year later, RBI refuses to give Yes Bank CEO Rana Kapoor an extension to his term as MD. The apex bank asks Kapoor to step down by end of January 2019. Kapoor fights back...but it always seemed like a battle he was set to lose.
3. November 27, 2018: Rating agency Moody's cuts bank's rating outlook to 'negative' from 'stable' citing concerns over corporate governance. This is a big whammy...for a bank, its credit rating is everything.
4. January 24, 2019: Yes Bank hires the head of Deutsche Bank India, Ravneet Gill, as its new CEO. There's hope...even though Gill has not run a bank of this size before. The stock price rallies 66% in the days following the appointment.
5. May 14, 2019: RBI appoints former central bank Deputy Governor R. Gandhi as additional director to Yes Bank's board - a rare move signaling an increased level of scrutiny on the lender.
   
   Yes Bank reports 91% drop in profit in 1QFY20, provisions surge and gross NPA ratio stands at 5%.
6. October 3, 2019: CEO Gill says bank is in talks with private equity firms, strategic investors and family offices to raise additional capital. Again, this appears to be good news.
7. October 31, 2019: Yes Bank gets binding investment offer of US$ 1.2 billion from a global investor. But this does not go down well as credibility of the likely largest investor is questioned in the media.
8. November 1, 2019: Yes Bank reports bigger-than-expected loss for 2QFY20, NPA to loans ratio swells to 7.4% and provisions swell to Rs 13.4 billion.
9. March 6, 2020: It's been months now and there is little progress on capital raising (other than rumours floating around). RBI takes over Yes Bank's board and imposes a month-long moratorium, imposing a limit of Rs 50,000 on withdrawals.
10. March 7, 2020: Stock price of Yes Bank crashes by nearly 60%. At it's worse the stock was down at Rs 5.7 that day. RBI shares a restructuring plan for Yes Bank...basically a bailout by SBI.

Well, then...that's the Yes Bank timeline. At the time of writing, stock price of Yes Bank was trading up by 31%.

Next time, when you think of buying a banking share...or making a deposit...be sure you understand the risk.

Coronavirus fears have spooked the investors worldwide with BSE Sensex and NSE Nifty falling over 25% this month, in line with many other global indices.

After sharp corrections in three trading sessions on March 9, March 12, and March 16 by 5.1%, 8.1% and 7.9% respectively, the Sensex crashed by an overall 22% this month.

Let's dive a bit deeper and look at how the impact has been on individual sectors...

1. While all sectoral indices are in a sea of red since the outbreak of coronavirus, here's a look at the worst hit sectors since coronavirus outbreak:

   Sector	Since 1 March (%)	Since 1 Jan (%)
   BSE Metal	-30%	-45%
   BSE Bankex	-31%	-37%
   BSE Oil & Gas	-24%	-36%
   BSE Auto	-24%	-36%
   BSE Finance	-30%	-36%
   BSE Realty	-31%	-36%
   BSE Capital Goods	-25%	-33%
   BSE Power	-22%	-32%
   BSE Basic Material	-26%	-32%
   BSE Consumer Discretionary	-24%	-28%
   BSE IT	-25%	-27%
   BSE FMCG	-18%	-22%
   BSE Consumer Durables	-24%	-20%
   BSE Healthcare	-15%	-15%
   BSE Telecom	-18%	-14%

   *Note that prices are as on 19 March 2020
2. As you can see in the table above, metal sector has been hit the worst on year-to-date (YTD) basis. Note that, the sector has been witnessing selling pressure since last two years. The coronavirus situation has only exacerbated the situation.
3. Another sector that is largely impacted is banking and NBFCs. After being the most preferred in the Indian equity indices for over half a decade, things have changed for stocks in the financial sector. In India it is a double blow for financial sector in the form of YES Bank fallout and prolonged slowdown which increased the chances of credit quality deterioration.
4. To put things into context, foreign institutional investors (FIIs) were heavily positioned in the Indian financial space, and stocks in the sector witnessed maximum inflows during good times. Downward spiral for financial sector began since IL&FS crisis.
   
   Both, BSE Bankex and BSE Finance Index have plunged over 30% since the beginning of the month.
5. Shares of most hotel, leisure and airline firms have tumbled over 60% year-to-date, as the coronavirus outbreak across the world has forced people to cancel vacation plans. India also stand to lose foreign tourists due to the entry restrictions that have been put in place. And this has meant things getting worse for hotels and airlines sector.
6. Out of the 90 stocks listed on BSE from tourism, hospitality and film distribution segments, only 15 have given positive returns YTD.
7. Another sector that's facing the brunt is the automobile sector. Coronavirus couldn't have come at a worse time for India's auto sector that is battling a prolonged slump in demand. The virus outbreak has added to the pain, hitting production and lowering the demand even further as consumer spending is unusually low. Reportedly, the correction in the auto index is now close to what was seen during the 2008 global financial crisis. BSE Auto Index is down 36% on a YTD basis.
8. The fall in other indices like FMCG, consumer durables, capital goods and IT is relatively moderate as they do not have any direct impact of the pandemic. However, they too have been witnessing selling amid the sharp correction in Indian share markets.
9. Interestingly, Indian pharma has been doing much better than the overall index. Since the beginning of March 2020, the Sensex is down by 26% while the BSE Healthcare index is down only by 15% (till 19 March 2020).
   • One factor is the rupee weakness which has weakened well beyond the Rs 75/$ mark. A weak rupee helps exporters and pharma obviously benefits.
   • Another factor is the spread of the novel coronavirus has led global investors to rush for pharmaceutical stocks recently, on back of a rise in demand for generics and branded generics leading to shortages and over-pricing for drugs.
10. However, as the markets took a breather on Friday, the sectors that rallied the most were BSE FMCG, BSE IT and BSE Oil & Gas indices, gaining over 8% each.

What do you think will be the long-term impact for these sectors? Well, you can let us know by dropping your views in the comments section below.

While most sectors have been falling, our co-head of research, Tanushree Banerjee believes in long term, Indian auto ancillaries, textiles, chemical companies, Pharma R&D contract manufacturers, will all be the major beneficiaries of what she calls the Rebirth of India megatrend.

Also, in times like these, our special report, How to Trade the Coronavirus Crash, will help you get a grip on the current market situation...and figure out ways to profit from it.

This is the most comprehensive report on how to trade the coronavirus, both from a short-term and long-term perspective. I strongly recommend you read it now. Claim your FREE copy here...

Happy Investing!

Most sectors in the Indian share markets have been drowning in a sea of red due to the crash led by coronavirus outbreak. The biggest blow, however, has been felt by the banking sector.

The sector was already reeling under pressure due multiple factors for quite some time. And things started getting worse since the start of 2020.

Here's a timeline showing some major events that happened in the Indian banking sector and led to the slowdown we are witnessing in the past few months...

1. Mounting Pile of Bad Loans: Indian banks have for years worked to beat down mounting piles of bad loans of the sort that led to the Yes Bank fallout. The ratio of gross non-performing assets (NPAs) at Indian banks rose to 11% in 2018 from about 2% in 2008, before starting to ease off.
2. IL&FS Crisis Kicks Off the Downward Spiral: Foreign institutional investors (FIIs) were heavily positioned in the Indian banking and financial space, and stocks in the sector witnessed maximum inflows during good times. However, they started noticing cracks with consistent negative performance in the banking and financial sector and started moving out of them. The downward spiral for these sectors began since IL&FS crisis camec out into the open.
3. Credit Quality Deteriorates: After being the most preferred sector for over half a decade, things started changing for stocks in the banking sector since 2020. This came as the sector witnessed a double blow in the form of YES Bank fallout and prolonged economic slowdown. And all this only led to credit quality deterioration for banks.
4. YES Bank Crash: The Yes Bank crisis and the sight of Rana Kapoor being taken to court in early March came in as one of the worst months for India's banking sector.
5. Bailout for Yes Bank: To save Yes Bank, a range of Indian lenders led by the State Bank of India (SBI), infused funds in return for an equity stake. The episode came as a jolt to investors, who worried it could exacerbate vulnerabilities in the financial system.
6. Panic Selling Amid SC Order: Then came another blow. Before the dust settled on Yes Bank, the Supreme Court ruled that telecom operators must pay dues worth billions owed to the government. This caused panic-selling in bank stocks due to their heavy exposure to the telecoms sector.
7. Coronavirus Threat: The challenges now facing India's banking sector have reached another order of magnitude due to the coronavirus threat to the economy. Banking stocks have been among the hardest hit.
8. Sharp Fall for BSE Bankex: The BSE Bankex has fallen about 46% so far this year, outpacing the 32% fall in the BSE Sensex. Shares of Axis Bank and IndusInd Bank have lost the most during this period.
9. Relief Measures: Owing to all these shocks, banks have sought various relief measures. On 27 March 2020, the Reserve Bank of India (RBI) came out all guns blazing to arrest a potential slowdown caused by coronavirus (Covid-19). It did not just lower the cash reserve ratio (CRR) by 1% to 3% but also cut the repo rate by 0.75%. Also, there is a three-month moratorium on payment of loan installments.
10. PSB Merger: Then came the major announcement effective from 1 April 2020. First announced in August 2019, the government's ambitious plan to merge 10 state-owned banks into four came into effect from 1 April 2020. The move, aimed at strengthening the banking system and creating more large institutions with size and scale, has seen...
    • Oriental Bank of Commerce and United Bank of India merged into Punjab National Bank,
    • Andhra Bank and Corporation Bank merged into Union Bank of India,
    • Allahabad Bank merged with Indian Bank, and
    • Syndicate Bank amalgamated into Canara Bank

So, that were some top pointers on what the Indian banking sector has been going through amid the coronavirus led stock market crash.

I reached out to Tanushree Banerjee, who is closely tracking the banking sector in the current scenario. Here's her view on the sector...

• The Covid-19 lockdown has hit cash flows of both individual borrowers and corporates. This, in turn, will impact their loan repayment capability.
  
  The RBI's repo rate cut came as a temporary lifeline for Indian companies with debt on books. It will offer both companies and retail borrowers some breather. If banks use this phase judiciously, it may save the NPA ratios from worsening significantly.
  
  However, only the banks that have adequate capital and provisioning cushion may be able to tide over the economic crisis. Eventually, another round of consolidation in private sector banks, like the one after 2002, cannot be ruled out.

Tanushree's latest StockSelect recommendation is one such midcap bank.

You can read the entire report here (requires subscription).

Also, speaking of ongoing stock market crash, our special report, How to Trade the Coronavirus Crash, is the most comprehensive report on how to trade the coronavirus, both from a short-term and long-term perspective. You can claim your FREE copy here...

And rest assured, Equitymaster is with you all the way on this journey. To that end, we have decided to offer you two of our premium learning courses free!

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Former Pakistan pacer Shoaib Akhtar says he cannot fathom why Mahendra Singh Dhoni has "dragged it for so long" as the right time for the maverick ex-India skipper to call it quits was after last year's ODI World Cup. Akhtar said he hopes the 38-year-old Dhoni gets a resounding farewell despite his resolute silence on what the future holds. "This guy has served to the best of his ability. He should leave cricket with dignity. I don't know why he dragged it for so long. He should have retired after the World Cup," Akhtar told PTI from Islamabad.

"If I would have been in his place, I would have hung up my boots. I could have played shorter formats for three-four years but I left [after the 2011 WC] as I wasn't into the game 100 per cent. So why drag?" he asked. Dhoni, who has not played a competitive game since the World Cup semi-final in July, was preparing to make a much-anticipated comeback with the IPL, which is now unlikely to take place due to the COVID-19 pandemic. If he had done well in the IPL, there was a possibility of him playing the T20 World Cup in October-November. Akhtar believes Dhoni is now in a limbo but deserves a grand send-off despite the anti- climactic turn of events.

Shoaib Akhtar

"As a country, you should let him go with a lot of respect and dignity. Give him a nice send off. He has won you the World Cup and done wonders for India. He is a wonderful human being at the same time. But right now, he seems to be stuck," he said. Akhtar said Dhoni should have ideally retired after last year's 50-over World Cup. "When he could not finish the game in the semi-final [v New Zealand], I felt he should have retired. Only he can answer why he didn't. He should have played a farewell series after that World Cup probably and then said goodbye in a manner befitting his great stature." Talking about the Indian team's inability to win a global event since the 2013 Champions Trophy, Akhtar said Virat Kohli's said: "Winning tournaments is one thing but staying at top is another. India is still the top-ranked Test team and among the top teams in the limited-overs format. We can't rate their performance only in ICC events.

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Former Indian opener Virender Sehwag has stated the real inspiration behind his swashbuckling batting technique was 'Angad' -- a character in mythological epic 'Ramayan'.

Sehwag, who was known for his great hand-eye coordination with minimal footwork, on Sunday shared a picture of 'Angad' on Twitter and said: "So here is where I took my batting inspiration from. Pair hilana mushkil hi nahi, namumkin hai. #Angad Ji Rocks."

So here is where i took my batting inspiration from :)

Pair hilana mushkil hi nahi , namumkin hai . #Angad ji Rocks pic.twitter.com/iUBrDyRQUF

— Virender Sehwag (@virendersehwag) April 12, 2020

According to mythology, it is believed that Angad -- who was part of vanar sena which helped Lord Ram in rescuing his wife Sita from Lanka -- was sent as an emissary to the court of Ravan in order to avoid war.

However, Ravan declined the offer and then to break his ego, Angad challenged that if anyone present in the court would be able to lift his feet from the ground then Lord Ram would accept defeat and leave Lanka.

But it is believed that none of the warriors present in Ravan's court was able to lift Angad's feet.

Sehwag, who played 251 ODIs and 104 Tests for India, scored 8,273 and 8,586 runs respectively. In fact, he is the only Indian cricketer to hit two triple centuries in Test cricket.

The swashbuckling opener also played 19 T20Is for India in which he amassed a total of 394 runs.

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Disappointed with Kapil Dev's response, Pakistan's Shahid Afridi has backed his former teammate Shoaib Akhtar's proposal for an ODI series against India to help raise funds for the less privileged in their fight against the COVID-19 pandemic.

Afridi told reporters in Kohat that he was surprised by the comments of Indian great Kapil and former IPL chairman, Rajeev Shukla, who outrightly dismissed Akhtar's suggestion. "The entire world is fighting against coronavirus and we need unity in our region to defeat this common enemy. Such negative comments don't help at all," Afridi said. "I don't see anything wrong with Shoaib Akhtar's suggestion for Pakistan and India to play cricket. "Kapil's reaction has surprised me. I expected better from him and feel one should not talk like this in these crisis times." Afridi said that he was also surprised at some of the "negative comments" Indian stars Harbhajan Singh and Yuvraj Singh's support for his charity foundation attracted.

"Sport is supposed to bring people together and build bridges. It is pretty disappointing." Afridi also urged Prime Minister Imran Khan to order the Pakistan Cricket Board (PCB) to restore departmental cricket in the country to save the livelihood of hundreds of domestic players. "I myself played for the departments and witnessed how departments really salvaged domestic cricket in Pakistan and helped it thrive decade after decade.

"Departments take good care of the players and spend lots of money on the development of domestic cricket, so how can departmental cricket hurt Pakistan cricket," questioned Afridi. He also questioned the PCB and the Pakistan team management for making a fitness of players a big issue. "They are always talking about hard training and fitness tests. I have never seen fitness tests taken with such frequency and the result is that many players are getting injured and many of them are also unhappy with the situation."

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With most people struggling with the Coronavirus pandemic-caused lockdown, staying upbeat is becoming a challenge.

Former Mumbai club cricketer and coach Kishore Harkisandas Kuvavala, 73, who is also a laughter therapist, is trying to make a difference albeit in the virtual space.

For the last 18 days, every evening at 6.30, Babulnath-resident Kuvavala goes live goes live from his Facebook account in an attempt to make people laugh and relieve some stress.

'Stress, a bigger threat'

He claims around 350 to 400 people join him live everyday for his fitness and laughter sessions. "Most people are worried about Coronavirus even if they are confined 24x7 to their homes. They are only watching and hearing about the pandemic during the day through various mediums. Corona will not be the biggest killer, but stress will surely have a huge impact on everybody.

There is nothing else left for people to talk about except Corona, it seems these days. So, I am trying to ease a bit of tension that's surrounding us today. Laughter is the best medicine. I have been championing this cause for over two decades now. I feel it can make a lot of difference to people especially in these times," a fit Kuvavala tells mid-day.

Kuvavala has always believed in leading an active life. He played competitive cricket on Mumbai's local circuit till he was 50. Kuvavala owes a lot to cricket. He got the Bank of Baroda job for his cricketing credentials. "I led the bank team too," he says with pride.

He played the famous Dr HD Kanga Cricket League in the 'A' Division for Young Maharashtra Cricket Club. He was also a Managing Committee member of the Mumbai Cricket Association in 1988-89 before taking up coaching.

Fitness first

Kuvavala decided to work towards spreading awareness on the importance of fitness after giving up the sport. In 1995, he began his journey as a laughter therapist, starting with lessons at Priyadarshini Park. Before the lockdown, Kuvavala and his group of 30 to 35 people would gather each morning at Chowpatty on Marine Drive for their dose of laughter. "Do we ever laugh at ourselves? When we do that, we laugh from the heart. There is an expression and feel involved in it. It is the best form of exercise. It fills you up with positivity," explains Kuvavala, who is often invited by top hospitals for laughter sessions. He also conducts laughter therapy activities for corporates. "I do that for a fee, though," he clarifies. "People nowadays have forgotten to laugh," he remarks.

With anxiety and sadness around due to the pandemic, all that Kuvavala wants to ensure is that people do not stop smiling.

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Former cricketer Mohammad Kaif on Wednesday said KL Rahul should only be used as a backup wicket-keeper so that workload on the player can be managed.

"People think that Rahul may become our main keeper in the future. But I feel that Rahul should be used as a backup wicketkeeper, if the main keeper is injured or he is not with the team then Rahul should be there because if you rely on him as the main keeper then chances of injuries will grow as the workload will increase on him," Kaif told ANI.

Kaif also feels that MS Dhoni should feature in the ICC Men's T20 World Cup and ruling the former captain out from the tournament will be 'unfair'.

"See people may have eyes on Dhoni that how he is going to play in the IPL (Indian Premier League) and then there will be talks of the T20 World Cup but my view is different from others. I do not judge Dhoni based on his IPL form. He is a great batsman and he is fit now, he wants to play IPL, do captaincy and is showing his availability. He has a winning mentality and knows how to win games under pressure," Kaif said.

"So, I think ruling him out will be unfair. See a lot of cricket is still left in Dhoni and when a player plays for this long, there are ups and downs in his career. It happens with every cricketer not just Dhoni," he added.

The ICC T20 World Cup 2020 is scheduled to be played between October 18 and November 15 at seven venues across Australia.

As the country continues to fight against the coronavirus crisis, Kaif urged people to adhere to the guidelines laid by the government and stay home.

"My message for the society is to be at home and follow what the government is saying then only we can beat this virus. At this stage, this is something very important for one and all to be at home," he said.

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India's limited-overs vice-captain Rohit Sharma has become brand ambassador of 'CricKingdom', a cricket academy based here which will also facilitate coaching through its online platform after the global COVID-19 pandemic subsides.

CricKingdom's online platform "will connect student, coaches, academies and facilities into an integrated ecosystem'. It will help in booking of coaches, ground/nets along with management of academies. "CricKingdom seeks to merge the time-tested theories that has produced legends in the game along with modern scientific training methodologies," Rohit was quoted as saying in the press release.

"The vision is far-sighted and it seeks to make every aspect professional and structured," said Rohit, who is also being proposed to be a Director. The academy also has Mumbai medium pacer Dhawal Kulkarni as one of its mentors. There are at least 20 coaches associated with this venture and most of them have worked at the grassroots and junior level. Notable names include Pradeep Ingale, Parag Madkaikar, Subhash Ranjane and Prathamesh Salunkhe. The coaching on offer is for four categories -- from 5-8 years, 8-13 years, 13 years and above and club and elite level cricketers.

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Team India boasts of a fast-bowling attack that skipper Virat Kohli says he is proud to lead. And the man who has been an integral part of the transformation of a young attack into world beaters is Mohammed Shami. Having started off under former skipper MS Dhoni, Shami is now the leader of the pack under Kohli. While bowlers tend to get slower as a Test match progresses, Shami is someone who gets better with each passing session and has time and again shown that he can be a match-winner in the second innings for Team India. So what is his area of focus when he has that ball in hand?

"I try to ensure that my pace doesn't fall below the 140kmph mark, but my focus is on the seam and swing. I have always tried to make sure that these two things remain perfect. I can bring pace with my physical strength and you can always work on it by doing strength training. But I have always given priority to swing and seam and never for a minute let them take a backseat," he smiles.

"As you keep playing, you learn a lot of things. It is all about following one process after the other. So, when you have learnt one trick and mastered it, you then move to the next one and work on that. In the beginning, I didn't have much idea about reverse swing. But slowly I came to understand what the process of reverse swing is all about and how it can be an integral part of a pace bowler's armoury," he explained.

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Binge watching has become the most common activity in the Coronavirus-forced lockdown. Mumbai's India all-rounder Shivam Dube is no different than the rest but his choice is rather unusual.

Dube, 26, who was drafted in the Indian team in place of injured Hardik Pandya (India v Bangladesh T20I series in November 2019), has been watching India's World Cup title campaigns spearheaded by MS Dhoni, for motivation.

India lifted the inaugural World T20 trophy in 2007 and the 50-over World Cup in 2011. "To keep my mindset healthy, I am watching India's two World Cup titles. They inspire me and provide me a pathway for what I can do for my country in the future. It keeps me motivated," Dube told Sunday mid-day on Saturday.

All-rounder Shivam Dube (right) with father Rajesh, mother Madhuri and sister Pooja at their Andheri East residence on Saturday

"I watched the 2011 ODI World Cup final many times because I am confident India can do it again [in 2023]. I also watched the T20 World Cup games several times. I think India are the best team in any format. I am sure we can win these two World Cups again," said Dube, who has featured in 13 T20Is and one ODI. Dube is working hard on his fitness at his Andheri East home. He was part of the Royal Challengers Bangalore team in the last IPL, where he scored 40 runs in four games. He was looking forward to playing the IPL again but it has been indefinitely suspended.

"I am missing everything of the IPL. It's difficult but we don't have a choice. We have to stay home and fight the virus," remarked Dube. But there are positives: "I am with my family after a long time, so I am helping my mother, father and sister as much as I can with household chores. I sometimes help my mother with cooking and cleaning. This also helps in bonding."

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Javagal Srinath spearheaded India's pace attack in the 90s with aplomb but former South African seamer Shaun Pollock believes the Indian never got the credit he deserved. Srinath played 67 Tests and 229 ODIs between 1991 and 2003, taking 236 and 315 wickets respectively. "I thought India's Javagal Srinath didn't get the credit he deserved," Pollock said during a Sky Sports podcast discussion with former West Indies fast bowler Michael Holding and England's Stuart Broad.

"In my era, you had great combinations like Wasim Akram and Waqar Younis for Pakistan and Curtly Ambrose and Courtney Walsh for West Indies. Australia had Glenn McGrath and Brett Lee. You now have James Anderson and Stuart Broad in this era." Pollock, who snapped over 400 Test wickets and amassed more than 3,700 Test runs in 108 Tests, said one bowler who left an indelible mark on him early in his career was West Indian pace great Malcom Marshall.

"(Malcom) Marshall was next level and I was lucky enough to meet him early in my career as it made me think about fast bowling in a completely different way," he said.

However, since his retirement in 2008, Pollock has been most impressed by his fellow countryman Dale Steyn, who had overtaken him as South Africa's leading wicket taker in Tests in December, 2018.

"But since I've stopped playing, l cannot have enough respect for (Dale) Steyn. His ability to shape the ball upfront at high speed and then come back later and reverse it," he said. "He cranked it up on flat wickets and had such a good action and variations. He is something special and his stats back it up."

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Fast bowler Josh Hazlewood is a "bit" surprised that Cricket Australia is struggling financially due to the COVID-19 pandemic but said players will work together with the governing body to overcome the crisis. With the coronavirus outbreak halting all cricketing action, Cricket Australia (CA) has laid off 80 per cent of its staff for the rest of the financial year which ends on June 30. Reports suggest that CA will run out of cash by August. "I was a bit surprised there but there has to be some impact, no doubt," Hazlewood was quoted as saying by 'Sydney Morning Herald'. Hazlewood said the financial crisis will hit cricketers too and they are ready for a reduced salary.

"We are no different from any other sport. It just depends how long it hangs around as to how much it is going to affect us, I guess. If it leads into next summer, it will be quite serious," Hazlewood said. "We're obviously partners in the game and we've always said that. We have ridden the highs and now its probably time to ride the lows, a little bit." CA and Australian Cricketers' Association (ACA) had an ugly pay dispute in 2017 but Hazlewood said relations have improved since and hoped this crisis will be handled better this time. "I think the relationship is a lot better now, between the ACA and CA. It's developed a long way in the last 18 months to two years, probably," he said. "... so that will go a long way towards having this episode (handled) a lot better than last time. It's all positive from our end and I think, from both ends. "Hopefully it's a lot better communication this time and I think you will see that in the coming weeks and the coming months. As long as they show a lot of transparency on all the numbers, all the players will be pretty happy with that."

According to the MOU signed in 2017, CA has to provide ACA with revenue estimates and a national contract list for the upcoming summer by April 30 and Hazlewood expects the deadline to be met so that players can be better prepared for the financial fallout. "April 30 is what the players want and it's in the MOU but I guess these are strange times. Anything can happen," Hazlewood said. "The ideal (situation) is that they're put out before April 30 and obviously then we will know, financially, what we can get ready for and how much of a percentage is lost and how much of our contracts are affected. "The sooner we know that, the more we can plan for the next 12 months." The global health crisis, which has killed more than 1.6 lakh worldwide, has put this year's T20 World Cup and India's tour of Australia under threat.

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Cricket is rightly considered as a religion in India and is the most celebrated sport in the country. Whoever makes a career in cricket has one longing wish to play for the country and Indian cricketers rightly inspire with their story and innumerable achievements. With a dream to become a cricketer since childhood, Jeel Pareshbhai Gajipara grew up looking at his hero Mahendra Singh Dhoni's journey as a sportsperson. Gajipara born on October 24, 2001, in Ahmedabad, Gujarat is a notable name in the cricket. Since his school, he was fascinated by the sport after which he decided to make become a cricketer.

Currently, he is pursuing his B.Com from GLS University. The young and good looking guy also loves to do modeling. However, he considers cricket as his only passion in life. He has played for both domestic as well as international tournaments. He has played for many tournaments from Nepal, Mumbai, Ahmedabad, Kolkata, and Hyderabad. The batsman has also created many records for himself including his smashing batting of 97 runs from 32 deliveries for the Mumbai domestic team. Some of his other best scores include 136 runs in 67 deliveries, 116 runs in 71 deliveries and 177 runs in 122 deliveries respectively.

These batting scores totally show his love for the sport and prove that he is here to stay. His hard work and passion for cricket will one day surely fulfill his dream. Calling MS Dhoni as his idol, Jeel has a dream of playing for India and be successful as the former Indian skipper. "Before playing for India, I want to play in the IPL (Indian Premier League)", he quoted. For his achievements, Jeel was also featured in a Gujarati newspaper and had his interview on E24 news channel. The young blood's journey is commendable and we hope to see him play for the Indian Cricket Team one day.

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The ICC's Chief Executives Committee (CEC) will discuss the financial implications of the COVID-19 pandemic over a conference call on Thursday in which the World Test Championship and the ODI league schedule will also come up for deliberation. The ODI league was to start in June but the first series under it -- South Africa's away three-match rubber against Sri Lanka in the first week of June -- was cancelled on Monday due to the pandemic.

ICC Chief Executive Manu Sawhney said: "This meeting is the first step of a collective process as we assess the impact of this ongoing global pandemic and work together so the sport can emerge from it in a strong position. "We need to share knowledge and start to build a deep understanding of what it will take to resume international cricket." It is clear that no concrete decision can be taken unless the ICC is able to figure out how many events it will lose due to the global lockdown which has brought the world to a standstill. "We are almost at the halfway point of the World Test Championship, and the Super League is yet to commence so we will consider a range of options for each with our Members. But it's still some way to go before," a senior ICC Board member told PTI on conditions of anonymity.

Sawhney admitted that they have a tough road ahead in uncertain times. "The scale of this task should not be underestimated and will encompass a myriad of factors until the public health situation has improved to a point that it is safe for our players, our employees, our fans and in a way that will not impact the public health situation adversely. "Countries will start to reopen at different stages and in different ways and we will need to respect that and have a holistic view of this to enable us to take well-informed decisions that mitigate the various risks as much as possible," the ICC Chief Executive added. Sawhney said that ICC is taking advice from Australian government with regards to hosting the World T20 in October.

"...we will continue to take advice from experts and authorities, including the Australian government. We will utilize all of the data and information available to us to ensure we can take responsible decisions around all competitions at an appropriate time that are in the best interests of our sport." The senior official, who has attended a number of ICC board meetings, made it clear that cancellation of another couple of Test series could heavily impact the WTC calendar. "Look, we had to finish the league phase by March 2021 with final at Lord's in June, 2021. India are more secured as they don't have any cancelled series till now and their next Test series in Australia starts end of November," the official said. "But England already have lost one against Sri Lanka. Also you don't know if West Indies and Pakistan can tour England this summer," he added. Although everyone is tight-lipped, an option of extending the calendar for the WTC might be explored where teams get to complete their bilateral Test engagements. Add to that, the 13-team ODI league with points system, where each team has to play eight bilateral 50-over series (three-match series). The ODI league will continue till March, 2022.

As per points table as on March, 2022, India as hosts (automatic qualification) and seven other teams will qualify directly to the World Cup. The bottom five will play a Qualifier with five associates and top two from there will complete the 10-team World Cup in 2023. "At this time CEC will discuss the collective process to consider impact of COVID-19 on the sport. The members would like to get an understanding from each other as to when cricket might restart in their respective regions and under what conditions," a CEC member said. It has also been learnt that as of now, the ICC won't tinker with the existing World T20 schedule in October-November as save 'Big Three' -- India, Australia and England-- the smaller nations might find it difficult to sustain without the event is expected to generate. In case the World T20 is shifted, the revenue stream, especially cash-flow will be severely affected. India will be represented at the CEC meet by BCCI secretary Jay Shah.

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Flamboyant India batsman KL Rahul is auctioning the bat he used during the World Cup last year and other memorabilia to raise funds for vulnerable children.

In a video message posted on Twitter on his birthday, Rahul said all proceeds from the auction will go to the Aware Foundation, that works to provide dispossessed, disadvantaged and vulnerable children in India the right to education. "I have decided to donate my cricket pads, my gloves, helmets and some of my jerseys to our collaboration partner Bharat Army. They are going to auction these things out and the funds will go towards the Aware Foundation," Rahul said. "It's a foundation that look towards helping children. It is very special and I couldn't pick a better day to do this."

The items up for auction, which started on Monday, includes Rahul's signed 2019 World Cup bat, Test, ODI and T20 jersey along with his batting gloves, helmet and pads. "Go on check out the auction and show some love for me and the children and let's stay strong together during this difficult time and all of us will come out of this stronger," Rahul said. The coronavirus outbreak has infected over 24 lakh people and caused more than one lakh deaths worldwide. In India, more than 17,000 people have been infected with 550 deaths reported.

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Sunil Gavaskar says India can swap the T20 World Cup with Australia and host it this year instead of the scheduled 2021 edition, provided the COVID-19 curve flattens in the country. Global sporting activities have come to a halt due the COVID-19 pandemic, jeopardising events like the 2020 T20 World Cup, scheduled in Australia from October 18-November 15.

India are supposed to host the next edition in 2021. "As we all know, Australia has barred foreigners from entering the country till September 30. The tournament starts mid-October so it is looking difficult at the moment," Gavaskar told India Today.

"Next year the T20 World Cup is in India. If India and Australia come to an agreement and the COVID-19 curve in India flattens out, they can swap. It can be held in India this October-November and next year in Australia around the same time."

The IPL too has been indefinitely postponed but there is a possibility of it being held in September. "If it (T20 WC swap) happens that way, IPL is just held prior to T20 World Cup so there is enough practice for the players. Then you can have T20 World Cup in November and Asia Cup in December in UAE. December is a much better time to host a tournament in the UAE," said the 70-year-old.

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Veteran India wicketkeeper-batsman and former captain Mahendra Singh Dhoni seems to be enjoying his quality time back at his lavish farmhouse located in Ranchi.

MS Dhoni's wife Sakshi Dhoni apparently shared ain Instagram Live video in which Mahi can be seen giving his daughter Ziva a ride on a motorbike in their farmhouse. 

The video was also shared by MS Dhoni's Indian Premier League (IPL) team Chennai Super Kings on Twitter immediately after it went viral. CSK went on to caption the photo with some fun play of words: "Thala Suthifying, literally. #WhistlePodu VC: @SakshiSRawat."

Thala Suthifying, literally! 😍ðŸ¦ÂðŸ’› #WhistlePodu VC: @SaakshiSRawat pic.twitter.com/0xpOxVoVET

— Chennai Super Kings (@ChennaiIPL) April 20, 2020

Sakshi Dhoni had also shared a cute photo of herself and MS Dhoni during lockdown as she playfully goes to lick his toes while he was immersed in his mobile phone.

In normal circumstances, MS Dhoni would have been currently leading three-time champions CSK in the 13th edition of the IPL. However, due to the coronavirus pandemic, the cash-rich league has been postponed indefinitely by the BCCI.

The former captain's participation at this year's T20 World Cup remains in doubt as he hasn't played international cricket since India's defeat at the hands of New Zealand in the World Cup semi-final last year.

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Brett Lee and Shoaib Akhtar were two of the fastest bowlers of their generation. Shoaib recently shared a clip from a popular Indian television show in which Lee talks about facing Shoaib in his prime.

Lee admits on the show that he was afraid of everyone while batting, "even the spinners."

While talking about the experience of facing Shoaib, he said, "So, I'm out batting and I'm sweaty and nervous," said Lee.

"My nickname is 'Binga' and I suddenly hear 'Binga, Binga'. I look up, and there's Shoaib, about 75 metres back. He goes 'I'm going to kill you'," Lee says pointing a finger to his forehead to mimic Shoaib at the time.

The Pakistani bowler was thus indicating that he was going to aim for Lee's head but instead the ball went to his toes.

"It's hit me straight on the foot. I've appealed to the umpire - 'Howzzat! That's gotta be out, surely?'" Lee says, with the audience in splits. "And you know what happened? That silly Australian umpire said not out."

Shoaib in his tweet said that Lee himself was quite a terror while bowling. "Binga being very humble there honestly. @BrettLee_58 himself was quite a terror on the field for the batsmen of that era," he said.

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Former India batsman Mohammad Kaif had thought the famous NatWest Series final, which India won defying odds against England, was lost when Yuvraj Singh got out in their daunting chase of 326 at Lord's in 2002.

India, led by Sourav Ganguly, won the final by two wickets with three balls to spare riding Yuvraj and Kaif's sixth-wicket stand of 121 runs. The Men in Blue were 146/5 at one stage when the pair joined hands and from there the rest was history.

Kaif remained unbeaten on 87 to take India home with Zaheer Khan at the other end but Yuvraj got out in the 42nd over on 69, with India still needing 59 for victory and four wickets in hand.

"When you (Yuvraj) got out, I thought the match is gone. I did not think we will win," Kaif said in an Instagram Live chat with Yuvraj.

"I was set, you were there. So I believed if we played till the end India win will. But you got out and India lost hope and my heart broke," Kaif added.

The victory, also remembered for Ganguly celebrating by opening his shirt at the Lord's balcony, changed Indian cricket forever in ways more than one.

Kaif also picked out Yuvraj's 25-ball 58 against Australia in the 2000 U-19 World Cup where the former was the captain as one of his best knocks despite the decorated southpaw smashing six sixes and having many other memorable knocks in his illustrious career.

"That innings, the way you dominated the likes of Mitchell Johnson, Shane Watson was amazing. You have many superb knocks, you hit six sixes...but to me at the U-19 level to see someone bat like that...was special. We all knew you will go far and play for a long time," Kaif said.

Rated as one of the best fielders in India, Kaif said he worked on his fielding as he wanted to stand out in one of the departments.

"I always wanted to be different and I wanted to focus on fielding. I worked really hard on my fielding."

Yuvraj added that he and Kaif changed the momentum for India on the field during those days.

"At point and cover we changed the momentum in a lot of ways. Now the team has so many good fielders but I feel we changed the momentum," said Yuvraj, himself a livewire.

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Controversial Delhi and Districts Cricket Association (DDCA) general secretary Vinod Tihara is in a Meerut jail for allegedly violating GST norms, a development which has come to light a month after he went "incommunicado" and fuelled speculation of being self-isolated with symptoms of COVID-19. "A Delhi resident named Vinod Tihara was arrested by Directorate of Revenue Intelligence (DRI) wing of Noida on March 17 on allegations of violations of GST norms and is currently in Meerut jail," SSP Meerut, Ajay Sahni, told PTI.

The SSP's version was later corroborated by Meerut Jail Superintendent Dr B P Pandey, who gave more details on the charges against Tihara. "Vinod Tihara, a resident of Delhi's Rohini has been in Meerut jail since March 17. The case no is 2/20 and he has been charged under Customs Act 132 and 135," Pandey said. Under Section 132 of Indian Customs Act, "if a person knowingly makes, signs or uses, or causes to be made, signed or used, any false declaration, statement or document in the transaction of any business relating to the customs, he shall be punishable with imprisonment for a term which may extend to 2 years, or with fine, or with both."

Under section 135, there are multiple clauses and sub clauses dealing with "misdeclaration, fradulent evasion and carrying, concealing or purchasing goods which are liable to confiscation." There was no immediate clarity on the exact violation Tihara has been accused of committing. Tihara is Delhi cricket's representative at the BCCI and an influential figure in state's cricket body. He had been "unreachable" since mid-March leaving DDCA officials, including members of his faction, flummoxed.

"For the longest time, we were under the impression that Vinod ji has tested positive for COVID-19. One or two people who contacted his family members were told that he is under isolation. His phone is switched off for the past one month," a senior DDCA office-bearer told PTI. During a recent online hearing in a matter of financial misappropriation of funds, organised by DDCA ombudsman Justice (Retd) Deepak Verma via Skype, one of the body's lawyers, known for his proximity to Tihara, told the apex council members that he had tested positive for novel coronavirus.

"We all freaked out as we had met Tihara till March 15 at various places. We told him that why weren't we informed as we all needed to quarantine ourselves. "He then changed track and said that if you people would have been COVID-19 positive, then you would have known by now. It was very suspicious," the Apex Council member who was suspended that day, said.

In fact, some of the members are now wondering how did a letter signed by Tihara in support of one of the lawyers, whose service was being terminated, was submitted to Ombudsman, when all this while he had been in jail.

It is understood that because of the lockdown, his bail plea has been deferred.

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Former skipper Inzamam-ul-Haq believes the difference between India and Pakistan teams during his playing days was that Indian players played for themselves while Pakistani players played for the team.

"When we played against India, their batting was more powerful than us on paper. But even our batsmen scored 30 or 40 runs, it was for the team, but for India, even if they scored 100 runs, they played for themselves," Inzamam said during the chat show with Ramiz Raja on YouTube.

"So, that was the difference between the two sides," he added.

Inzamam, who represented the national team in 120 Tests, 378 ODIs and 1 T20I between 1991 to 2007, played at a time when Pakistan used to dominate India on the cricket field.

However, in recent times, the tables have turned with India having an upper hand over their Asian neighbours.

Overall, Pakistan and India have played 59 Tests, 132 ODIs and 8 T20Is against each other in which India have won 9, 55 and 6 matches respectively while Pakistan have emerged victorious in 12, 73 and 1 games respectively.

When it comes to 50-over World Cup, India have won all the seven matches they have played against Pakistan. In T20 World Cup, India have won four out of five matches against Pakistan while the remaining one yielded no result.

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That Sachin Tendulkar is possibly one of the greatest cricketers India has produced is stale news. But did you know that he dubbed for his movie Sachin: A Billion dreams – in three different languages, namely Marathi, Hindi and English. The movie made by Ravi Bhagchandka was the first of sorts sports movie given that it had no-frills of a typical Hindi potboiler. And that, we hear was one of the conditions on which the Master Blaster agreed to allow the movie to be produced. Apparently, the producer chased Sachin for a good 8 months till the Master Blaster finally gave him the go-ahead.

While Ravi Bhagchandka was unavailable to comment, we heard that during the dubbing of the movie, Sachin developed a cough and a severe sore throat. (What else can one expect after dubbing in three different languages), but the God of Cricket did not quibble. He simply gulped down cups of green tea and hot water and just like on the field, he kept his composure and stayed at the job.

Wait, there are some more beans to spill - we can bet you have never heard before – that Sachin saw his own movie a mighty 15 times or more before it hit the theatres. This, we are told is because of the excessive dubbing and also because of the purist that he is – he just had to make sure that every sound and visual matched perfectly.

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Former India skipper Kapil Dev was pulled up by former Pakistan skipper Shahid Afridi after he turned down Shoaib Akhtar's proposal for a India-Pakistan series to raise funds to fight the Coronavirus outbreak. But Kapil has made it clear that he is standing his ground.

"You could be emotional and say that yes, India and Pakistan should play matches. Playing matches is not a priority at the moment. If you need the money then you should stop the activities at the border. The money which will be spent can be used to build hospitals and schools. If we really need money than we have so many religious organisations, they should come forward. It is their responsibility. We offer so much money when we visit the religious shrines, so they should help the government," Kapil told Sports Tak.

In fact, he wants everyone to look at the larger picture and not even think about cricket at present. "I am looking at the larger picture. Do you think cricket is the only issue we can talk about? I am rather worried about the children who are not being able to go to schools and colleges because that is our young generation. So, I want schools to reopen first. Cricket, football will happen eventually," he added.

Afridi had earlier said: "Kapil's reaction has surprised me. I expected better from him and feel one should not talk like this in these crisis times. Sport is supposed to bring people together and build bridges. It is pretty disappointing," he said.

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The coronavirus outbreak has brought the world to a standstill and sporting events across the globe have either been cancelled or suspended. And former India skipper Sunil Gavaskar has said that with the way things are going, live sporting action may return only after another 4-5 months.

"The way things are going we might not be able to see any live sport for maybe 4-5 months. That's gonna be tough not just on the current players but also those who follow sport," Gavaskar told India Today.

"There are so many fans of different sports, for them to be able to only look at the old action after a time it gets boring, for nostalgia you can go back and see what happened earlier but actually you wanna see live sport be it on television or ground and for that not being able to be seen till September that's a worrying thing and I am pretty certain that the officials of all the sports are planning plan a, b, c to get over this period of uncertainty," Gavaskar explained.

While there have been talks of holding an IPL behind closed doors, Gavaskar said that it should be the last option.

"I think that's gonna be absolutely the last resort otherwise you know when you can't have absolutely anyone at the ground only then you should play without crowds.

"Every performer likes to perform in front of a crowd which appreciates the skills and temperament. Same in theatre. So i think it's not going to be easy on the performers as well. Players also want to do the high fives and hugs."

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Former Pakistan off-spinner Saeed Ajmal is still not over the disappointment of missing Sachin Tendulkar's wicket in the lost 2011 World Cup semifinal against India and is now deriving solace from English umpire Ian Gould's recent assertion that the iconic batsman was indeed out. Tendulkar, who made crucial 85 runs in the semifinal at Mohali, was on 23 when Gould ruled him out LBW off Ajmal. But third umpire Billy Bowden, after a review, overturned the decision.

Gould, who served on the ICC's elite panel of umpires, recently said that he would stands by his decision of giving Tendulkar out. Recalling the incident, Ajmal, now 42, said, "It was straight in front and I was 100 percent sure he was out. Shahid Afridi, Kamran, Wahab and other players asked me was he (Tendulkar) out and I told them he is gone." He said he was heart-broken after the third umpire ruled Tendulkar not out. "I never got a chance to bowl to him in a Test so whenever I played against him in white ball cricket I always wanted to do my best. "More disappointing was that we lost the semifinal and it is obvious that Tendulkar's 85 runs made all the difference," he said on a television channel," he said.

"Even today, the third umpire's decision baffles me. Maybe luck was with him that day and he went on play such a crucial innings for his team," said Ajmal who played 35 Tests between 2009 and 2014, taking 178 wickets. He also took 183 wickets in 113 ODIs and 85 in 64 T20 Internationals. Ajmal said Gould was upset after his decision was overturned by the third umpire. The off-spinner's career, however, came to an unceremonious end after a tour of Bangladesh. His bowling action was reported in 2014 and he could not cope with the subsequent modification and retired in 2017.

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Flamboyant West Indies opener Chris Gayle has called his former teammate Ramnaresh Sarwan "worse than coronavirus", accusing the Guyanese of plotting his exit from Caribbean Premier League outfit Jamaica Tallawahs. The big-hitting Gayle, who has since moved to St. Lucia Zouks, blamed Sarwan for an alleged fallout with Tallawahs franchise, which did not retain him for the 2020 season after playing for them as a marquee player last year.

The opener claimed that Sarwan was behind his ouster as the former middle-order batsman wanted to take control of the franchise. "Sarwan, you are worse than the coronavirus right now," Gayle said in a video uploaded on his YouTube channel. "What transpired with the Tallawahs, you have a big part to play because you and the owner are like this (very close). You were the one at my last birthday party here in Jamaica, giving big speech about how far we have come."
Sarwan is the assistant coach of Jamaica Tallawahs.

Continuing his ballistic attack on his former West Indies teammate, Gayle went on, "Sarwan, you are a snake. You are so vindictive. You are so immature. You still stabbing people in the back. "When are you planning to change? Don't even consider seeing the 'Universe Boss' and saying 'Yo Chris' because I am telling you this straight up, that's it."

Gayle played his first four CPL seasons with Tallawahs before turning out for St. Kitts and Nevis Patriots in the next two seasons respectively. He returned to Tallawahs the previous season as a marquee player before his alleged fall-out with the franchise.

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Former India player VVS Laxman on Tuesday conducted his first online session for batsmen of Ranji Trophy runners-up, Bengal, and to start with, he focussed only on the mental aspect. During his two separate 45-minute sessions with Abhishek Raman and Kazi Junaid Saifi, Laxman also had in attendance Bengal coach Arun Lal, cricket operations manager Joydeep Mukherjee, and state U-23 coach Sourasish Lahiri. Bengal opener Raman, who frittered away a bright start last season, was given lessons on how to deal with failures and ways to regain confidence. "We talked about our last season. What were my mindset through the season."

A session with lot to learn from and how to prepare the mindset during ups and downs of the season," Raman said in a statement issued by the Cricket Association of Bengal. Raman started the season with successive hundreds, against Kerala and Andhra, but eventually aggregated 406 runs at 25.37 from 10 outings. Laxman talked about how to control the mind in order to avoid playing loose shots, importance of batting in the the first one hour of play on bowling friendly pitches. Rookie batsman Kazi, who made his debut and went on to play two matches, was told about how to ensure a seamless transition from age-group to senior cricket. "It was a very useful and important session today. Laxman sir was sharing his experience with me, how it is normal to be nervous, to be doubtful but at the same time one need to keep faith in himself and his abilities.

"What I learnt is that cricket is a learning process and you have to be consistent in your thought and preparation," Kazi said. The CAB will continue with its online classes with focus being on their top-order batsmen, their biggest letdown in an otherwise eventful season when they reached their first Ranji Trophy final in 13 years. But their dream to lift the title for the first time since 1989-90 remained unfulfilled with the team's top-order batting failing to rise to the occasion against Saurashtra. CAB president Avishek Dalmiya said this exercise is the way forward at a time when the world is under lockdown owing to the COVID-19 pandemic. "Our cricketers are at home yet working out under the guidance of the trainers. We also need to keep them in the proper frame of mind. "And the right way to do it was to engage them with mentors and coaches who would analyse their performances from the previous season and chalk out ways to overcome the challenges," he said.

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Former Pakistan speedster Shoaib Akhtar has claimed that Imran Nazir was a more talented batsman in comparison to Virender Sehwag but he didn't have the brain which the explosive Indian opener had.

"I don't think Imran Nazir had the brain that Sehwag had. I don't think Sehwag had the talent that Imran Nazir had. There is no comparison with regards to talent. We tried to contain him a little," Akhtar was quoted as saying on a TV show by Cricket Pakistan.

He, however, believes Pakistan didn't use Nazir well else the team would have had a better player in him than Sehwag.

"When he hit a brutal hundred against India in a match, I asked them to play Imran Nazir consistently but they didn't listen," he said.

"It is unfortunate that we do not know how to take care of our brands. We could have had a player better than Virender Sehwag in Imran Nazir. He had all the shots while also being a good fielder. We could have utilised him brilliantly but we just couldn't," he added.

Nazir played just 8 Tests, 79 ODIs and 25 T20Is for Pakistan, amassing 427, 1895 and 500 runs in the three formats respectively.

On the other hand, Sehwag represented India in 104 Tests, 251 ODIs and 19 T20Is in which he scored 8586, 8273 and 394 runs respectively.

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Former Indian cricketer Virender Sehwag on Wednesday expressed grief over the demise of the ace Bollywood actor Irrfan Khan.

Taking to Twitter, Sehwag condoled the death of the 'great talent' and wrote, "A great actor and a great talent. Heartfelt condolences to his family and well-wishers #IrfanKhan."

A great actor and a great talent. Heartfelt
Condolences to his family and well - wishers #IrfanKhan

— Virender Sehwag (@virendersehwag) April 29, 2020

Former Indian skipper Mohammed Azharuddin lauded Irffan's skills and termed him a 'versatile artist'.

"Saddened to hear about the shocking demise of #IrfanKhan. A truly talented & versatile artist and a great human being. May Allah grant him the highest place in Paradise. My heartfelt condolonces to the family & friends #RIPIrrfan," Azharuddin tweeted.

Khan passed away at Mumbai's Kokilaben Hospital on Wednesday while battling rare cancer. He was 53.

Khan was last seen on screen in 'Angrezi Medium'. He was not a part of the film's promotions owing to his ill health.

He was regarded as a fine actor by fans and critics alike with critically acclaimed films like 'The Lunchbox' and 'Paan Singh Tomar' to his credit.

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Veteran Bollywood actor Rishi Kapoor passed away today after he was admitted at the Sir HN Reliance Foundation Hospital in Mumbai.

Earlier today, Bollywood actor Amitabh Bachchan took to social media site Twitter to confirm the news of the death of Rishi Kapoor. 

Indian captain Virat Kohli expressed his emotions on Twitter following th demise of veteran Bollywood actor Rishi Kapoor by calling his death 'unreal and unbelievable' loss. Rishi Kapoor passed away a day after Bollywood star Irrfan Khan's demise on April 29, 2020.

"This is unreal and unbelievable. Yesterday Irrfan Khan and today Rishi Kapoor ji. It's hard to accept this as a legend passes away today. My condolences to the family and may his soul rest in peace," Kohli tweeted.

This is unreal and unbelievable. Yesterday Irrfan Khan and today Rishi Kapoor ji. It's hard to accept this as a legend passes away today. My condolences to the family and may his soul rest in peace 😟💔

— Virat Kohli (@imVkohli) April 30, 2020

Opening batsman Shikhar Dhawan also expressed his heartfelt condolences to the family and friends of the deceased.

"It's shocking to hear about the sudden demise of #RishiKapoor ji. My heartfelt condolences to his family and friends. May his soul rest in peace," Dhawan tweeted.

It's shocking to hear about the sudden demise of #RishiKapoor ji. My heartfelt condolences to his family and friends. 🙏🏻 May his soul rest in peace 🙏🏻 pic.twitter.com/pAfOGhdzm0

— Shikhar Dhawan (@SDhawan25) April 30, 2020

In September 2019, Rishi Kapoor returned to Mumbai after he was residing in New York for almost a year for cancer treatment.

Rishi Kapoor was last seen in the 2019 film 'The Body' alongside Emraan Hashmi and Shobita Sobhita Dhulipala.

Inputs from ANI

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