ed

Time to keep your pensions promise, Boris! PM pledged to help victims

After meeting workers fleeced of their futures in the scandal, the now Prime Minister, pictured with victims with David Burgess, left, Sue Flood and Micky Nettle, pledged to take up their case.




ed

Fear not! Your first tax return DOESN'T need to be a nightmare

For many of the 660,000 people who reach state retirement age each year, this may be the first time they are responsible for working out their own tax bill. Here, we explain what you need to know.




ed

Rumoured new fix for doctor pensions crisis could mean windfall for ALL higher earners

The Treasury is reportedly considering raising a key threshold where the controversial 'taper' kicks in from £110k to £150k, but pension experts think this will be ineffective or 'a sticking plaster'.




ed

A new permanent pensions commission is needed to solve 'unfinished business' of reform

Pensions Minister Guy Opperman and shadow pensions minister Jack Dromey have called for for a new independent 'arms-length' government body in a think-tank report.




ed

Tempted to cash a pension before 55? You are at serious risk of fraud

Reputable firms don't encourage savers to take money out of pensions before they are 55, in the form of a loan or any other kind of cash payout, due to the stiff tax penalty.




ed

Can you start renovations on an inherited house before getting probate?

As the executor I'm a bit concerned that we may be breaking the law if he starts the work before probate is granted. What should we do? Lawyer James Beresford, pictured, replies.




ed

Redundancy has a 40% drag effect on pension savings

People aged 39-54 who suffered compulsory redundancy have average pensions savings of £120,634 - while those who avoided being laid off have £202,017.




ed

Threat of frozen state pensions lifted for British expats in EU

The withdrawal agreement under which the UK exits the EU on January 31 provides certainty on future state pension rises for current EU expats.




ed

Tax bill threat for workers forced to retire early

Insurer Royal London says the hundreds of people who take early retirement every year due to work-related sickness could find themselves in breach of their annual pension saving allowance.




ed

Should inheritance tax be replaced with a 10% gift tax?

nheritance tax at 40 per cent should be ditched and replaced with a 10 per cent tax on annual gifts of £30,000-plus and a new death allowance, says a report by MPs.




ed

The pension payback victims who refused to pay back...and won 

Some pensioners, such as Royal Navy veteran Arthur Mullett (pictured) and former Royal Mail delivery driver Chris Slaytor, have refused to accept the huge shock bills, they received after mistakes were made.




ed

Aviva stopped my 96-year-old mum's annuity over an address mix-up

Ellen Wade's son and daughter-in-law got embroiled in a bizarre misunderstanding over her address - despite being easily able to prove she had lived there since the mid-1970s.




ed

How do I find out how much pension I have saved?

Some 54% said they were unaware of the current size of their pots, and a further 8% couldn't answer, while 38% said they did know.




ed

Will pension tax relief be slashed to 20% for all?

A raid on popular pension tax breaks to drum up cash for other Government projects is reportedly on the cards at the upcoming March Budget.




ed

JEFF PRESTRIDGE: New Chancellor Rishi Sunak needs to make his mark...by improving our pensions

With the smell of a spring Budget in the air comes the rumour of yet more restrictions on the tax relief available to boost our pension saving. But how will Mr Sunak treat pension savers?




ed

How can an £18,000 investment-linked insurance policy be worth 60p?

The controversial investment-linked insurance policies were popular decades ago, but have since been all but abandoned by customers and firms after an explosion in complaints.




ed

Pension pots locked as financial advisers can't afford insurance

One financial advice firm has told how its premiums rose from £3,700 in 2009 to £45,000 in 2019. Another adviser says premiums jumped from £22,736 in 2017 to £112,000 in 2018.




ed

RUTH SUNDERLAND: We need a Budget for savers

If the new Chancellor Rishi Sunak wants to appeal to Tory voters in the shires and the new converts in the Red Wall seats of the North, he should use his first Budget to end the war of attrition on savers.




ed

BEN WILKINSON: Freedom can be costly when it comes to pensions

Five years after the introduction of pension freedoms, the Association of British Insurers is warning that many middle-aged savers may not be doing what's best with their pension pots.




ed

Social care system faces collapse in 2029, the Government is warned

A 'tipping point' will be reached where older people are unable to afford care, councils lack funding, and care homes don't have enough room to meet demand, warns the 'Elderly Care Crisis' report.




ed

Claim pension credit if you are over 75 and could lose free TV licence

Pension credit is a benefit for the poorest pensioners, and a surge in applications is likely to be underway due to the decision to means test pensioners for the free TV licence.




ed

Budget cremations for under £1k launched by Farewill

The £980 cremation service is aimed at people wanting a budget or unconventional send-off for loved ones. Ashes are returned to a family, who can then mark a death at an affordable price.




ed

Pensions chief warns older workers face delayed retirement after rout

Barry O'Dwyer, chief exec of insurer Royal London, said the catastrophic rout caused by the coronavirus could mean some people nearing retirement age no longer have enough money left to live off.




ed

What to do with your pension if you are hard up or made redundant

We explain how you can mitigate the fallout from reducing or ending pension contributions for a time. Don't panic, stay vigilant against scams, and keep paying in if you can afford it.




ed

How do I get a will signed with two witnesses during coronavirus crisis?

With fear about coronavirus gripping the country, demand for wills is soaring. Law firms say they are seeing jumps in requests ranging between 30 and 70% compared with normal business.




ed

Child benefit claims plummet, meaning more parents lose state pension credits

The number of families claiming child benefit has plunged by 44,000 to 7.28m over a year, and has fallen by well over half a million since 2012.




ed

Savers struggling in coronavirus crisis warned against pension scams

Savers who are under financial pressure or have lost jobs should beware scammers tempting them to tap pension pots early or switch them into higher risk investments.




ed

Switch away from 'flawed' RPI inflation in 2025 would cost BT £1.7bn

Morten Nilsson said switching billions of index-linked government bonds it held from the Retail Prices Index to CPIH would cost it at least £1billion, due to a fall in the value of the bonds.




ed

Should state pension triple lock be axed to help pay for the coronavirus crisis?

The guarantee should be abandoned to ensure the economic recovery from the coronavirus crisis is fair to working-age households, says the Social Market Foundation.




ed

What happens to my pension if I am furloughed?

We explain how pensions are treated while people are furloughed, including what happens if you are in your employer's 'salary sacrifice' scheme.




ed

I wrongly thought I got divorced - can my wife share an inheritance?

We separated 20 years ago. I am about to inherit from an estate and have a small private pension and a full state pension. Can my wife claim on them? Lawyer Lisa Pepper, of Osbornes Law, replies.




ed

Amanda Holden says the NHS 'saved her life' as she urges public to take part in #ClapForCarers event

The Britain's Got Talent judge, 49, praised the NHS amid the ongoing coronavirus crisis, while speaking about them on Wednesday's edition of Heart Breakfast.




ed

War veteran Colin Thackery says we have to be 'disciplined' to beat coronavirus

Chelsea war veteran Colin Thackery, 90, told on GMB we have to be 'disciplined' and 'do what we're told' to beat coronavirus - but admitted he finds it 'highly amusing' that people are stockpiling toilet roll.




ed

So, David Walliams, is your granny REALLY a gangster? the author was asked by child fans

To grown-ups, David Walliams (pictured, with child fans Evie and Ed) is the Little Britain star who brings his humorous touch to Britain's Got Talent. But to children, he's the reigning king of fiction.




ed

Simon Cowell continues to display his slimline physique as he walks his beloved dogs

Opting for a  casual grey T-shirt and shorts, Cowell, 60, looked relaxed as they prepared fro a coastal stroll through the upmarket suburb.




ed

Amanda Holden and Ashley Roberts play with a heart-shaped pillow in fun clip

The Britain's Got Talent judge, 49, and the Pussycat Doll, 38, put on typically playful displays as they larked around their empty office at Global Studios in a bid to cheer up the nation on Tuesday.




ed

BGT fans emotional as Simon Cowell kisses son Eric after being wowed by father and son magic act

Britain's Got Talent fans were left emotional on Saturday as Simon Cowell sweetly kissed son Eric, 6, after being blown away by a father and son magic act.




ed

Simon Cowell and girlfriend Lauren Silverman are LOCKED OUT of their Beverly Hills mansion  

The Britain's Got Talent judge, 60, and his girlfriend Lauren Silverman were in for a shock on Saturday after being locked out of their Beverly Hills mansion.




ed

Amanda Holden displays her bronzed legs in denim skirt paired with striped top

Amanda Holden looked effortlessly chic as she left the Heart Radio studios in London on Wednesday.




ed

Amanda Holden mows the lawn in her WEDDING DRESS

Amanda Holden has shared a short clip of herself mowing the lawn in a wedding dress and tiara on Instagram as she made the most out of another day in lockdown.




ed

Britain's Got Talent SPOILER: Frontline nurse who tested positive for COVID-19 wows judges

Beth Porch, 25, who sings to child cancer patients at Great Ormond Street Hospital, joined a hopefuls at the series 17 auditions which were filmed earlier this year before the UK COVID-19 lockdown




ed

Amanda Holden dazzles in a turquoise gown as she greets fans ahead of pre-recorded BGT auditions

The TV judge, 49, wowed in a turquoise gown as she greeted fans at the Britain's Got Talent auditions, which were recorded weeks before the COVID-19 lockdown.




ed

BGT: David Walliams left reeling as a motorbike daredevil nearly destroys his manhood

The comic took to the stage during the heart-stopping performance which saw motorcyclist Jack Price perform an array of dangerous stunts on top of and around him.




ed

BGT: Ant and Dec award their Golden Buzzer to comedy singer Jon Courtenay

Following an emotional audition which saw him pay tribute to his two sons, the Manchester performer earned a place in the live semi-finals.




ed

BGT fans are moved to tears by NHS nurse's ballad amid coronavirus pandemic

Viewers took to Twitter in droves to declare she'd 'done the National Health Service proud' after Beth wowed with her emotional ballad about saving lives in Great Ormond Street Hospital.




ed

Britain's Got Talent SPOILER: Kevin Quantum's fiery audition leaves the judges GOBSMACKED

Contestant, Kevin Quantum, leaves the judging panel made up of David Walliams, Simon Cowell, Amanda Holden and Alesha Dixon gobsmacked with his fiery stunt.




ed

Britain's Got Talent SPOILER: Elton John impersonator takes to the stage in a dazzling red ensemble

Judging by new images, Saturday's episode looks like it won't disappoint as an Elton John impersonator, West End star and daredevil are set to perform.




ed

Amanda Holden flaunts her toned physique as she embarks on her daily exercise with her dog Rudie

The Britain's Got Talent judge, 49, opted for a simple grey vest and matching leggins as she listened to music during her walk in the sunshine on Monday.




ed

Britain's Got Talent EXCLUSIVE: Dance act The Coven leave the judges terrified

In an exclusive clip from Saturday's show, the act can be seen making a dramatic entrance to the stage dressed as a troupe of zombies, with their moves making Amanda Holden gasp: 'Wow!'




ed

Windswept Amanda Holden, 49, showcases her tanned legs

The Britain's Got Talent judge, 49, looked stunning in a pretty blue number which flowed freely in the blustering April breeze