Regulations define specific structures / entities within mutual fund companies to safeguard investor monies from issues such as fraud, etc.

From continuing with your SIPs to safeguarding your liquidity and investing in large-cap, multi-cap and index funds, make your market moves in a judicious way to avoid any investment mistakes.

With new developments in technology, it has become easier to get a quick personal loan.

BoB’s overnight and one-month MCLR has been revised to 7.40%, while the three-month MCLR was revised to 7.55%. Six-month MCLR has been revised to 7.85%, the bank said.

With job losses & pay cuts likely in the wake of the Covid-19 pandemic, you need to take some special measures to cushion the impact and prepare for the worst

Anticipating a huge surge in demand, it came out with a new software for online receipt and settlement of claims and deployed the software on March 29.

While debt funds saw sharp outflows, equity funds surprised the industry as it saw net inflows of Rs 11,722.74 crore in March — the highest in the current financial year.

Remember your financial goals and your risk appetite. If you have extra cash and investing for the long term, then go ahead and deploy your funds in a staggered manner.

The due dates for issuance of any notice, intimation, notification, approval or sanction order, has also been extended by a period of three months.

If you have a high credit score or work for an organisation that has a tie-up with a bank for subsidised interest rates, you can get a lower interest rate.

However, if someone wants to buy a comprehensive health cover, it would cost them Rs 8,000-11,000 for Rs 10 lakh sum insured.

Multi-asset funds of mutual funds can be a good option for asset allocation mix even as gold is a good diversifIer. Also, do keep emergency funds in debt funds & fixed deposits

Most companies are encouraging their existing customers to use digital channels as there has been a surge of such requirements from customers along with scarcity of service personnel at insurance offices.

As of February 29, 2020; equities outperformed gold over the trailing 10-, 15- and 20-years, delivering annualised 10.39%, 13.89% and 12.0% respectively compared with 8.16%, 12.59% and 11.49% respectively delivered by gold.

A one-year deposit with the country's largest lender earned interest at the rate of 5.7%, which works out to a 3.99% effective yield, assuming a tax rate of 30%.

Currently, there are several health insurance products in the market and every insurer designs products basis their underwriting guidelines, claims experience, risk assessment.

Index funds are better for those unable to select quality stocks or bear the risk of near term under-performance from actively managed funds.

You may avoid double taxation on your income by claiming tax relief if India has signed the Double Taxation Avoidance Treaty (DTAA) with the country of your residence.

Dearness Allowance (DA) Hike Latest News: The April salary, which is due to be paid in a week’s time, was supposed to be based on revised DA, along with arrears for three months (January-March).

The income of a spouse or child is clubbed together with the income of major earner of the family when certain conditions are met.

Debt schemes of mutual funds for long have been seen as low risk, but shuttering six schemes and leaving investors in a lurch will impact investor sentiment.

The order issued by the state finance department will impact over 16 lakh state employees and officers, approximately three lakh teachers and 12 lakh pensioners.

Now is the time to assess where you are in relation to financial goals, tax planning & cash inflows.

Experts said the debacle at Franklin could lead to redemptions from other debt schemes. Investors could lose a big chunk of the Rs 25, 800 crore worth of assets held in the six debt schemes that Franklin has wound down.

Gold plays an important role as a diversifier in a portfolio due to its less than perfect correlation with other asset classes.

There would also be a significant rise in disease-specific health plans as these are only for widespread infections as against normal hospitalisation in order to keep the cost of treatment low.

VPF is the voluntary contribution by employees towards their provident fund account over and above the 12% contribution towards EPF.

Banks are offering Covid-19 personal loans only to existing borrowers and pension and salary account holders

The EPFO has already extended to May 15 the due date for depositing statutory contributions for the wage month of March, due by April 15.

Contingency planning, taking heath insurance and avoiding unnecessary expenses is critical.

The year 2020 is not going to be a year to forget. Understanding the nuances and re-learning the basics is a good thing to do.

An emergency fund equal to 6-12 months of your monthly expenses is the financial equivalent of N95 masks. And check your health insurance plan.

Though overall growth in health business declined 11% in March, private players are likely to revive in FY2021.

The marketing industry has never had greater access to data than it does today. However, data alone does not drive your marketing organization. Decisions do. And with all the recent hype regarding the potential of AI, a successful cross-channel campaign is propelled by a personalized, data-driven approach injected with machine [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 1] was published on Customer Intelligence Blog.

In part one of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. In part two, we will share perspectives on: How SAS Customer Intelligence 360 completes analytic's last mile. How campaign management processes can easily [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 2] was published on Customer Intelligence Blog.

In parts one and two of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. According to Daniel Newman (Futurum Research) and Wilson Raj (SAS) in the October 2019 research study Experience 2030: “Brands must [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 3] was published on Customer Intelligence Blog.

Digital transformation. Yup, I said it. It's over-hyped. But as SAS Chief Operating Officer and Chief Technology Officer Oliver Schabenberger says, "It's also real and powerful. Our world is being liquefied from physical assets into virtual assets, and analog processes into digital processes - the world is turning into bits [...]

SAS Customer Intelligence 360: Analytics as a guiding light was published on Customer Intelligence Blog.

In February, SAS was recognized as a Leader in the 2020 Gartner Magic Quadrant for Data Science & Machine Learning Platforms report. SAS is the only vendor to be a leader in this report for all seven years of its existence. According to us, the topic of the research is [...]

SAS Customer Intelligence 360: Analyst viewpoints was published on Customer Intelligence Blog.

After careful consideration of the evolving COVID-19 situation, SAS made the decision in March to cancel the in-person SAS Global Forum 2020 conference in Washington, DC. The health and well-being of SAS customers and employees was the company's top priority in making that decision, and while it's unfortunate that we [...]

SAS Global Forum 2020: Hybrid marketing with SAS Customer Intelligence 360 was published on Customer Intelligence Blog.

Palace on Wheels is the brainchild of Indian Railways and Rajasthan Tourism Development Corporation. Functioning since 1982, this train has so far introduced the pristine locales of Rajasthan to millions of international guests in the country. Besides Agra and New Delhi, the train also traverses...

The luxury train Palace on Wheels is ready to welcome guests to embark on a spectacular sojourn across Rajasthan. The new season for the train that begins on 4th August 2010, Wednesday promises guests even more fun and excitement. A new feature in terms of a Spa coach has been added to the train...

For those who want to tour Rajasthan like maharaja on board Palace on Wheels train but at a lower price, the months of September and April offers perfect window of opportunity. Palace on Wheels, an Indian luxury train offer extravagant ride to the guests across some of the most fascinating...

The news that Palace on Wheels is sold out for November and taking the guest booking on waiting list comes as no surprise. Voted 4th Best Luxury Train in The World, Palace on Wheels is India’s most loved and popular tourist train. A joint venture of Rajasthan Tourism Development Corporation...

The peak season of the Palace on Wheels is going great guns this year. The booking of Palace on Wheels for the month of November is already sold out and only a few occupancy remains for the month of December and January. According to the sources, this is not surprising as Palace on Wheels is the...

Bajaj Platina 110 H-Gear, a 110cc motorcycle with an extra gear has been launched in the country recently and we were in Pune last week to ride it. The new Platina 110 H-Gear model is not just about a five-speed gearbox as there are multiple other updates that make the riding experience richer than before. […]

The fourth-generation Honda City, in its diesel guise, has been a part of the Express Drives’ long term fleet for the past four months. We have driven it extensively, be it in the bumper to bumper city traffic, or on the open stretches of a highway. We have evaluated this car based on all its […]

The Triber has been projected as a multi utility vehicle that is positioned against 5-seater hatchbacks and is priced lower than them too. In this video, we check out the space, features as well as the engine’s lugging power.

We have just driven the all-new Tata Altroz and we have been highly impressed with what Tata has been able to achieve. But, Tata Motors has made a huge blunder with the Altroz, watch the video and find out what?

The Maruti Suzuki S-Presso is beyond its plain looks and is a very capable entry-level car. Know this trait as well as others in this video.

Kia Motors’ second model for India is the premium MPV called the Carnival. It comes in many forms of seating capacity, lots of features, and an upmarket feel. But we explain why its not an Innova Crysta rival in this video.