While bumping your credit card spending when saving for a house might not seem like the brightest idea, you could be doing your chances of getting a mortgage more harm than good by avoiding plastic.

Those who have pawned off items and want to get them back may feel anxious following the news, but according to the company's website you can still do so.

Households have just one month left to make a PPI claim with their bank or credit provider. And with the clock ticking, PPI sharks have ramped up their campaign to get a chunk of your money.

New research reveals that nearly half of all UK credit card holders -around 17million people nationwide - have never switched their card.

Britain's biggest payday loan collapse since Wonga could be on the cards as QuickQuid is on the verge of going into administration, according to reports.

The popularity of the likes of Klarna and other firms which let you spread the cost of purchases over instalments means credit card providers are increasingly adopting that model instead.

Mature student Tamara Gray, 29, (pictured) got into financial difficulties after spending several thousand pounds on the websites Very and Shop Direct on a buy-now, pay-in-12-months basis.

The FCA this morning proposed banks should offer customers in financial difficulty an interest-free overdraft up to £500, and let them put credit card and loan repayments on hold for three months.

Sadly the numbers of lucrative cashback and rewards cards have dwindled over recent years. But are there still any cashback credit cards worth having? We take a look.

Banks reserve their best lending deals for those borrowers with the highest credit scores. To give yourself the best chance of getting a top rate, make some time to tidy up your credit file.

Every year most of us leave sorting out our holiday spends to the last minute, pushing up the cost. Check out our timeline to take advantage of the best cheap travel spending deals.

Starling Bank is offering its current account customers personal loans of up to £5,000 from 11 per cent APR. We give our verdict on whether they are worth considering.

Paying a £3,000 credit card bill over two years could cost £1,979 more in interest to an appliccant with a bad credit rating, according to data from TotallyMoney and Moneycomms.

Have you ever checked your credit report?  If the answer is no, the likelihood is: someone else has. We reveal five top tips for those who have never cast an eye on their financial CV.

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.

I have triggered a 10,000 point bonus for spending £15,000 on the card - but it says I can't get them until August 2020 and only if I renew. However, I don't want to pay the £140 annual fee for renewing.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?

The white plastic-looking 'K ring' (pictured) - which also comes in black costs £99.99. It is both waterproof and scratch-resistant and can be used to make contactless purchases.

The Foreign Office has now advised against all overseas travel, it's likely cancelling holidays is further up people's priorities than booking new ones - so what can air miles be spent on?

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Are you investing in the things that will help make the future that you want possible? Maybe it is something that we should all at least consider.

It’s so easy to come up with stories to tell ourselves to justify spending money. So I’ve started building up an armoury of reverse arguments to tell myself to help save.

A government needs to be able to be nimble, to cut spending where necessary and to raise money should it require.

Here are around six phone calls every year that almost every household needs to make if they don’t want their outgoings to suddenly balloon.

So how can we possibly plan our finances at a time of such uncertainty and disagreement about what is next to come for British households? I think there are a bunch of things we all can do to prepare.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost. In total I have accumulated £240 – and it’s taken next to no effort on my part at all.

I've been monitoring an online sale for over a year now and it never reverts back to its standard price. I've been taking screen grabs and now it's time to fight back.

A microadventure doesn't involve an expensive expedition, but just getting out of the rut of the daily grind and exploring the world around us on a shoestring. It's the perfect antidote to gloomy politics.

For all the confidence-boosting talk of a Boris bounce for the economy, shares, and the property market, it is the pound that tells the real story.

Those hoping that we might celebrate the start of a new decade with the base rate above 1 per cent for the first time in 11 years, look likely to have their hopes dashed at the moment.

The financial watchdog was right to crackdown on costly daily charges and even more expensive unauthorised borrowing. Its mistake was to trust the banks and not cap rates.

House prices have only ever been as expensive as they are now compared to wages twice in the past 120 years, but surprisingly before that they were considerably more costly, a deep dive shows.

The little-known salary sacrifice tax break for electric cars combined with a new zero rate benefit-in-kind rate could be a game-changer for green motoring.

Moves such as cutting higher rate tax relief are often depicted as hitting the wealthy older generation, but that's disingenuous.

The top rate of income tax is officially 45p, yet the removal of the personal allowance means the real top rate is effectively 60p - and those who pay it are not Britain's top earners.

The FTSE 100 has gone nowhere in 20 years, so why are investors told to think long-term? That is the question those of us who advocate investing deserve to face.

Estate agents, mortgage brokers and banks have a headache right now, while buyers, sellers and those due to move home don't know what on earth will happen.

Amid the coronavirus lockdown, that quintessentially British question is inevitably being asked: what will happen to house prices?

On 23 March, things were looking about as gloomy as they could get for investors, but shares have rebounded strongly since. What next?

Netflix's Tiger King: Murder, Mayhem And Madness has gone viral in Australia.

Hannah Gadsby became a global sensation after the release of her 2018 Netflix comedy special Nanette.

An Australian man currently living in 14-day quarantine has shared an ingenious hack for streaming Netflix and YouTube on a hotel TV, and it only requires two pieces of technology.

Viewers still can't get enough of the bizarre underworld of big cat breeding in Tiger King, along with supernatural thriller Code 8 and feel-good comedy Love Wedding Repeat.

U.S. streaming giant Netflix saw its share value climb to an all-time-high on Wednesday as more people around the world subscribe to the service as coronavirus lockdowns continue to keep people in.

Internet usage has skyrocketed in America over the last decade, with the average home consuming more than 38 times the amount of data that it used in 2010, going from 9GB to 344GB.

Netflix recently dropped a trailer for their newest dating reality series, Too Hot to Handle - launching Friday, April 17 at 5pm.

The 31-year-old shared a sneak-peek into her makeover process via social media Friday, posting a hilarious photo of her touching up her roots.

On hearing that his dark and, at times, almost unbearably moving comedy had been recommissioned, Ricky Gervais said, 'I have never had a reaction like this before. It's been insane.'