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Pension tips for married couples and benefits available

It may not seem like a grand romantic gesture, but making sure your spouse is financially comfortable in retirement, will go a long way towards securing your future happiness together.




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Does my late husband's ex-wife have a claim on pensions left to me?

My husband died very suddenly three months ago. He had changed his pensions over for me to be the beneficiary. His ex-wife has now contacted me. Can she have a claim on his pensions?




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My late father made a mystery 'daughter' his heir - how do I fight his will?

This has come as a huge shock. My father's family have no clue who this woman is. Dad's new will was written less than a year before death while he was sick in hospital.




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Grandparents providing childcare are urged to claim state pension credits

Hundreds of thousands of grandparents and other family members could be missing out on valuable credits towards the state pension worth around £250 a year in old age, new research reveals.




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If we needed care, would we have to sell second flat our son lives in?

We spent an inheritance and a lot of savings on buying a tiny flat for one son, but might we be forced to sell up if one of us needed care? Lawyer Ben Tyer (pictured) of GLP Solicitors replies.




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Critics slam 'absurd' Government stance on backdating state pension credits

Gaynor Seymour, pictured with husband Andrew, lost state pension credits over an innocent paperwork error - but she can prove she looked after their daughter during the disputed period, she says.




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DWP does not hold records of people who do not claim state pension

Financial services firm Responsible Life submitted a Freedom of Information request and learned the DWP does not keep track of how many people fail to claim the state pension.




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Are you missing out on pension tax relief by not claiming it on your annual return?

Thousands of taxpayers are not including correct information about their pensions on their annual returns, according to mutual insurer Royal London.




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Prudential sparks anger by delaying pension payments

Pat Savage, 73, has been waiting since October for a compensation payment of around £3,500. The retired construction health and safety manager bought a standard annuity with the Prudential when he retired.




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Charity warns BBC over plan to strip over 75s of the free TV licence

Age UK has warned that hundreds of thousands of over 75s could struggle to pay for their TV licences if the BBC scales back on the benefit this summer in an effort to slash costs.




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Should inheritance tax be replaced with a 10% gift tax?

nheritance tax at 40 per cent should be ditched and replaced with a 10 per cent tax on annual gifts of £30,000-plus and a new death allowance, says a report by MPs.




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Would you delay PART of your state pension to get more later?

Savers who want to ease into or delay retirement should be allowed to take part of their state pension and put off drawing the rest, says Aviva.




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Will pension tax relief be slashed to 20% for all?

A raid on popular pension tax breaks to drum up cash for other Government projects is reportedly on the cards at the upcoming March Budget.




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My chef husband gets paid via tips in a tronc - can we claim child benefit?

Would tips be taken into consideration for child benefit? If they aren't then his income falls below the threshold at which child benefit is removed. The child benefit rules and common traps explained...




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Should you start a final salary pension on your birthday or in April?

This case highlights how complicated the rules on final salary pensions can be to navigate. Find out what you should ask your scheme before triggering payments here.




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RUTH SUNDERLAND: We need a Budget for savers

If the new Chancellor Rishi Sunak wants to appeal to Tory voters in the shires and the new converts in the Red Wall seats of the North, he should use his first Budget to end the war of attrition on savers.




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Social care system faces collapse in 2029, the Government is warned

A 'tipping point' will be reached where older people are unable to afford care, councils lack funding, and care homes don't have enough room to meet demand, warns the 'Elderly Care Crisis' report.




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Claim pension credit if you are over 75 and could lose free TV licence

Pension credit is a benefit for the poorest pensioners, and a surge in applications is likely to be underway due to the decision to means test pensioners for the free TV licence.




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Budget cremations for under £1k launched by Farewill

The £980 cremation service is aimed at people wanting a budget or unconventional send-off for loved ones. Ashes are returned to a family, who can then mark a death at an affordable price.




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Pensions chief warns older workers face delayed retirement after rout

Barry O'Dwyer, chief exec of insurer Royal London, said the catastrophic rout caused by the coronavirus could mean some people nearing retirement age no longer have enough money left to live off.




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Child benefit claims plummet, meaning more parents lose state pension credits

The number of families claiming child benefit has plunged by 44,000 to 7.28m over a year, and has fallen by well over half a million since 2012.




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Switch away from 'flawed' RPI inflation in 2025 would cost BT £1.7bn

Morten Nilsson said switching billions of index-linked government bonds it held from the Retail Prices Index to CPIH would cost it at least £1billion, due to a fall in the value of the bonds.




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Should you worry about your final salary pension as deficits deepen?

Many savers have ditched these generous guaranteed pensions in recent years, often tempted by huge transfer value offers. We reveal six things you must consider if you're tempted.




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Savers transferring final salary pensions will get warning letters

Any saver expressing interest in ditching a final salary pension is to be warned off in a letter telling them it's unlikely to be in their best interests.




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Amanda Holden says the NHS 'saved her life' as she urges public to take part in #ClapForCarers event

The Britain's Got Talent judge, 49, praised the NHS amid the ongoing coronavirus crisis, while speaking about them on Wednesday's edition of Heart Breakfast.




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Britain's Got Talent announce new online spin-off Unseen to replace More Talent

The eight mini episodes will be released on ITV Hub minutes after the main show ends, to showcase some of the more bizarre and wacky acts who auditioned for the show.




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Simon Cowell continues to display his slimline physique as he walks his beloved dogs

Opting for a  casual grey T-shirt and shorts, Cowell, 60, looked relaxed as they prepared fro a coastal stroll through the upmarket suburb.




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Simon Cowell enjoys family bike ride with Lauren Silverman and their son Eric, six, in Malibu

The music mogul, 60, has been self-isolating with his other half, 42, after California residents were put under lockdown in late March.




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Alan Carr takes out his bin in a sparkling silver jumpsuit and orange wig

The comedian's husband Paul Drayton uploaded the hilarious clip to Instagram with the RuPaul's Drag Race UK judge wearing the sparkling suit with a bright orange wig.




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Amanda Holden and Ashley Roberts play with a heart-shaped pillow in fun clip

The Britain's Got Talent judge, 49, and the Pussycat Doll, 38, put on typically playful displays as they larked around their empty office at Global Studios in a bid to cheer up the nation on Tuesday.




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Amanda Holden puts on a leggy display in a navy polka dot minidress and white heels

The presenter, 49, looked effortlessly stylish as she slipped into a navy polka dot dress, teamed with white heels as she left her Heart Radio show on Tuesday.




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Ant McPartlin and Declan Donnelly recreate Jan Van Eyck's Arnolfini Portrait

Ant McPartlin and Declan Donnelly looked unrecognisable as they recreated Jan Van Eyck's Arnolfini Portrait from 1434 on Instagram on Tuesday.




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Inside Alesha Dixon's lavish Hertfordshire home

The Britain's Got Talent judge, 41, gorgeous Hertfordshire property boasts chic furniture, a large garden, and a spacious gym that is jam-packed with everything Alesha needs to keep fit.




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A glimpse inside Amanda Holden's VERY lavish lockdown 

Amanda Holden has shared a glimpse into her extremely glamorous lockdown life on Instagram.




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BGT EXCLUSIVE: Amanda Holden reveals there are translators for CATS AND DOGS

In an exclusive clip from the new online spin-off series Unseen, Amanda gives Simon some insight into translators that are available for their furry friends, leading him to say they've 'got to get one.'




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Simon Cowell and girlfriend Lauren Silverman are LOCKED OUT of their Beverly Hills mansion  

The Britain's Got Talent judge, 60, and his girlfriend Lauren Silverman were in for a shock on Saturday after being locked out of their Beverly Hills mansion.




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Ant McPartlin and girlfriend Anne-Marie Corbett join the nation in clapping for the NHS

The Britain's Got Talent host, 44, and girlfriend Anne-Marie Corbett were seen showing their support for the NHS as they joined their neighbours in clapping for their heroes.




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Amanda Holden displays her bronzed legs in denim skirt paired with striped top

Amanda Holden looked effortlessly chic as she left the Heart Radio studios in London on Wednesday.




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Amanda Holden mows the lawn in her WEDDING DRESS

Amanda Holden has shared a short clip of herself mowing the lawn in a wedding dress and tiara on Instagram as she made the most out of another day in lockdown.




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Britain's Got Talent FIRST LOOK: Simon SWEARS at David during hilarious James Bond-style opener

Saturday's BGT opening skit sees David greet Simon with a Union Jack car-boat causing the music mogul to swear, while the comedian later makes a remark about his recent weight loss.




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BGT fans are moved to tears by NHS nurse's ballad amid coronavirus pandemic

Viewers took to Twitter in droves to declare she'd 'done the National Health Service proud' after Beth wowed with her emotional ballad about saving lives in Great Ormond Street Hospital.




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Alan Carr shocks with resemblance to Love Island star Curtis Pritchard

Alan Carr's fans were left baffled by his viral photo challenge on Sunday.




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Amanda Holden puts on a stylish display in a plunging black floral gown as she heads to work

The Britain's Got Talent judge, 49,looked stunning as she arrived for another work day at the radio studios in London on Wednesday.




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Alesha Dixon gives Kelly Hoppen a tour of her palatial lounge... who tells her what's wrong with it

Alesha Dixon took to Instagram Live with Kelly Hoppen on Wednesday night, so that the interior designer could critique the Britain's Got Talent judge's living room.




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Amanda Holden puts on a casual chic display in Comic Relief's Love Wins T-Shirt as she heads to work

The Britain's Got Talent judge, 49, looked sensational in a casual chic ensemble as she arrived at work in London on Thursday.




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Amanda Holden flaunts her toned physique as she embarks on her daily exercise with her dog Rudie

The Britain's Got Talent judge, 49, opted for a simple grey vest and matching leggins as she listened to music during her walk in the sunshine on Monday.




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BGT hopeful Bhim Niroula 'has no idea who Ant and Dec are' 

A source claimed ahead of his audition the hotel manager, 54, asks the presenting duo to introduce themselves hinting he'd never heard of them despite their 30 years in the spotlight.




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Amanda Holden, 49, displays her enviable figure in sporty chic ensemble on a bike ride

Amanda Holden showed off her latest racy exercise outfit on Instagram as she went for a bike ride on Saturday.




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Simon Cowell playfully pushes David Walliams off the desk after the comic serenades him

The playful altercation happened while comedian David tried to serenade Simon during an audition by Bhim Niroula, who sang a self-penned love song.




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Britain's Got Talent EXCLUSIVE: Amanda Holden reveals live finals will take place in the autumn

Amanda Holden has shed some new light on when the Britain's Got Talent live shows will take place, after the COVID-19 crisis halted production on the current series.