During his time in OM’s International Intensive School of Missions in Panama, Colombian Juank Giovannetti discovers his calling.

A woman in the ministry "Jewel of Hope" from OM Panama is moved by an act of love of her friends.

Words: Abbie Lyall

Historically returns are high.

Investors like something different.

A retired Fin24 user is looking at investing in a retirement annuity to provide him with a cash payout of R500 000 to ensure that he lives within his means. An expert responds.

A Fin24 user who was forced into early retirement is struggling to pay credit card debt amounting to over R109 000. An expert responds.

A Fin24 user set to retire in August this year is looking at options on where he can invest his pension payout.

A Fin24 reader looking to invest in a living annuity, was shocked to find that she would have to pay fees of up to R110 000 per annum. She wants to know if there are other options. An investment expert responds.

Nearly four years on from the day when Ellie Harrison's chips caused a national outcry, the artist is back to tell us more about why she did it – and how she survived that year in Glasgow in the media firing-line

"I'M hungry."

A Thousand Moons

The Importance of Being Earnest

That killer app only helps you if you can find it on your iPhone when you need it. Productivity expert Jill Duffy tells you how to keep your apps tidy and organized so they're always at your fingertips.

A FROSTY morning and the sun is yet to rise sluggishly over the horizon. Outside, though, already snippets of chirping bird song ring out from the pitch blackness. In my mind’s eye, I imagine little groups huddled high among the branches of the trees. Waiting and watching.

MY heart was beating as if it were trying to escape my body. My mind was racing and hands shaking. All from what would usually be the comfort of the sofa. Was I ready? Ready as I’ll ever be, I told myself. I was standing at the greatest watershed moment of my life and was acutely aware of it. I was about to come out publicly as gay to more or less everyone I knew, all at once, through a post on Facebook.

Tristan Hugh-Jones, oyster farmer

Andy Lowndes, music detective for dementia charity Playlist for Life

Nirmal Purja, mountaineer

Sandra Brydon, director of Home Group Scotland

GREAT news. I think. Glasgow is a great place in which to be looking for love, with 44 per cent of the city single, according to an online dating company.Why does this matter? Flash back to Valentine’s Day. There I was, lying in a pool of poetical blood, having been shot in the heart with the killer question no single man over a certain age wants to hear: “How many Valentine’s cards did you get?” asked a friend.

COMPLAINTS about holidays have overtaken job concerns as the number one issue for hundreds of Scots contacting two independent national advice services every day during the coronavirus crisis.

IT’S not everyone who’s given the chance to design their own tartan so when the opportunity arose, Vixy Rae didn’t need to give it a second thought.

Alan Scott, creative director at Johnstons of Elgin

Beth Pearson, author of The Coorie Home

SPONSORED EDITORIAL

Ingrid Newkirk isn’t sure exactly how many times she has been arrested. “Definitely a few dozen,” she’ll say, if you ask. I’ve just done exactly that, so right now the British-born founder of People for the Ethical Treatment of Animals (PETA) is running me through a sort of greatest hits of her law-baiting exploits and the jailtime they have brought her in the name of animal rights.

It was the highest catwalk show on earth, 300 metres above Everest Base Camp - and the Herald was the only paper in Britain to have a front row seat.

This season's colours and cuts mix up the wardrobe-staple trench, says Prudence Wade.

Joblessness now stands at the most since the Great Depression era of the 1930s after the coronavirus pandemic brought the US economy to a standstill.

The budget for Census 2021 is ringfenced and won't be compromised as Treasury seeks funds to fight Covid-19, says Statistician-General Risenga Maluleke.

State adviser says government was sympathetic to the economic difficulties caused by the on-going lockdown but growth in infections in areas such as the Western Cape are biggest risk to the faster reopening of the economy.

SA faces its gravest test in over 70 years, to rebuild an economy that was already in a protracted slump after the ravages of the Covid-19 pandemic. Yet, one could be forgiven for believing there's a wedge between the state's main actors tasked with the job of resurrecting a country that may see its jobless rate rise as high as 50%.

Once the coronavirus pandemic is over, the tourism industry will probably find that older, more affluent travellers are more hesitant to do so.

It’s been a nerve-wracking few years for the traditional auto industry. One Silicon Valley VC firm speculates on its future in an interview with Bloomberg.

Anecdotal evidence suggests that institutional investors in South Africa and across the globe are starting to take their ownership rights more seriously.

Why and how OM EAST produces Christian comics to reach minority peoples

OM sees God working in the lives of a few of the thousands of asylum seekers in Austria.

Partners of OM EAST distribute copies of My First Bible to Nenets children on the Yamal Peninsula in northern Arctic Russia.

A Crimean Tatar man shares how he gained courage and learnt vital truths through reading Into the Den of the Infidels, produced by OM EAST.

God provides for OM EAST’s Bosnia Schoolbags Project this year in special and surprising ways.

"The Lord gave me a verse out of Isaiah 50:5...I started to understand that I had a lot to give, and that God’s ways for me might lead me differently than I had thought," said OMer Evelyn.

Easter is a popular time for outreaches in Europe. Stories from last year inspire this year's team.

ANDY MURRAY may need to have another operation as he continues his bid to return to top-level tennis.

THE news earlier this week that Tennis Scotland will be on the receiving end of a £12 million package from the Lawn Tennis Association (LTA) is hugely significant.

ANDY MURRAY has had a bumpy ride over the past couple of years, undergoing hip surgery, staging a comeback which saw him win his first title in two years before another injury setback has seen him sidelined since the tail-end of last year.

SIR Andy Murray has sent a heartfelt message to NHS staff for their heroic work during the coronavirus crisis.

A look at how racism is being tackled in the Former Yugoslav Republic of Macedonia.