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Two new mystery Realme phones visit TENAA - could be the X3 and X50 Youth

The plot continues to thicken around Realme's seemingly never-ending stream of new devices. Last month, a certain RMX2142 appeared on Chinese certification authority TENAA's website. Now, the very numerically-similar RMX2141 and the RMX2052 have joined its ranks. RMX2142 There are more than a few similarities between these devices, as listed by TENAA. All of them seem to have the exact same dimensions of 163.8 x 75.8 x 8.9mm, which, coincidentally, or rather not, match-up perfectly with the existing Realme X50m 5G. Same goes for the reported weight of the RMX2142 and the...




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Trends in Employing Overseas Scientists and Technicians in the UK

Employing foreign scientists and technicians and complying Home Office regulations is a difficult task for many UK laboratories. The United Kingdom is altogether suffering from skills shortages. The situation will be aggravated by decline of the EU workers.…




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40% Increase in the Number of Indian Students in UK

The fast growing nationalities of overseas students in the UK belong to the citizens of India, China, America and Saudi Arabia. The promising trendThere was a major increase in the number of Indian students pursuing their studies in the United Kingdom.…




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UK Study Visa - University Bodies Seek Improved Experience for Students

A coalition of UK associations at the university level, and a few support organizations, has urged the UK government, for improving the student visa system, in meeting its future goals. The goal is to get 600,000 global higher education students in the…




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UK PM Aims to Attract Top Global Scientists through a Fast and New Visa

The UK immigration rules are showing unexpected results but there is a positive side to them. There is a plan for the benefit of elite researchers and special professionals in engineering, science, and technology to immigrate and enjoy the fruits of…




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Recent Update Regarding the EU Settlement Scheme in the UK

The UK Government aims to leave the European Union on 31 October 2019 at 11 pm. This will result in loss of Freedom of movement in the present form on that date and time, in case there is a No-Deal for it. All the EU clients need to secure their status…




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English Language Skills Necessary in the New Immigration System of UK

The English language abilities of an applicant are likely to get a rank based on proficiency in the new British visa regime that is getting finalized by UK after it makes an exit from the EU.UK Immigration and Need for an Evaluation The authorities…




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UK Warmly Invites Overseas Graduates and Extends Work Visas for Two Years

The restrictive immigration policies of the UK appear to be over as it has decided to offer a work visa for two years after graduation from a British university to the overseas students. UK Jobs get a boostPresently, the duration for graduates having…




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UK Immigration: 63% Hike in Student Visas Issued to Indians by UK

There has been a 63 percent rise in the number of student visas allotted to Indians to study in the UK in the past one year, data published by UK's Office for National Statistics (O.N.S) reveals. Report Says Tremendous Growth in Student Visas from…




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The New Immigration Plan and a Fresh Environment in the UK

Every department has aims and objectives, and the numbers are the focus of the Immigration Department in the UK. There is an opportunity to make this system fair but the focus needs to be away from strict control of borders. Boris Johnson, the PM has…




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Prominent Features of the Non-Race-Based Immigration Program in the UK

There is an issue in the world for stopping uncontrolled immigration of nonwhite, as it adversely affects the world.Boris Johnson the UK Prime Minister has made a campaign promise to make an onslaught on migration to control and check it. There is a…




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The UK Set to Modify the 30000 Pounds Minimum Earning Requirement for Migrants

PM Boris Johnson is set to change the plan about the minimum £30,000 earning the threshold for migrants who aim to enter the UK after the exit of Britain from the EU.The Reasons Behind the DecisionThe proposal appears to not fit in with his plan to…




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Your Queries: Equities tend to deliver positive inflation adjusted returns in long run

Investment gains (in absolute terms) depend on the principal corpus invested and the returns delivered by the fund. Returns are a function of the performance of the asset class invested in.




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Your Money: Eight guiding principles when buying a health plan

Understanding your health coverage, getting familiar with the services covered and how much you will have to pay in case of an unfortunate eventuality is important.




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Your Queries: LTCG tax on sale of shares depends on holding period

Assuming that the shares are in the nature of ESOPs, they shall be taxed at two stages, once as perquisites in the hands of employees upon allotment and subsequently as capital gains upon sale of the shares.




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COVID-19 impact on equity investments: Continue SIP and diversify your portfolio

Retail investors should stay away from small and mid-cap stocks until the volatility settles. Instead, they should look at value investing.




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Embedded Value: Covid-19 not covered by accident insurance

Life insurance claims to the extent of basic sum assured if policyholder dies due to infection by the corona virus is admissible.




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Tax Talk: Know the benefits of creating HUF

HUF is taxable as separate person; hence one can save tax under basic exemption of Rs 2.5 lakh




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Your Queries: Mutual Funds -Balanced funds, hybrid funds can switch between equity & debt

Gold ETFs investors can exit only by selling to secondary market participants on the stock exchange.




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Covid-19: RBI relief on loan repayment: Should you avail of the 3-month moratorium?

Borrowers who opt for the moratorium on repayments will have to pay an additional interest charged on simple interest basis. Thus, those who have the capacity to repay should continue to make the payments regularly




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Your money: Term insurance is not just for death benefits but also for disability

The fundamental benefit of term insurance is the monetary benefit the dependents receive on the death of the insured.




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CBDT extends validity of lower withholding tax orders till June 30

CBDT said that assessees holding valid certificates for FY20 would get the benefit of extension, which otherwise would expire on March 31.




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Your Queries: Continue SIP when markets are falling to benefit from lower price

More units are bought when the market price of shares is low and lesser units are bought when the price is high.




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Fixed income: Falling interest rates? Ways to reduce re-investment risks

Investors should continue to invest in small savings schemes as the interest rates are still higher than that of bank FDs. They should look at tax-free bonds and avoid company deposits.




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Mutual Funds: Stay invested in equity if you have a long investment horizon

Regulations define specific structures / entities within mutual fund companies to safeguard investor monies from issues such as fraud, etc.




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After SBI and HDFC Bank, Bank of Baroda also cuts MCLR across tenors by 15 bps

BoB’s overnight and one-month MCLR has been revised to 7.40%, while the three-month MCLR was revised to 7.55%. Six-month MCLR has been revised to 7.85%, the bank said.




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Planning in a financial emergency: Six steps to being ready for a rainy day

With job losses & pay cuts likely in the wake of the Covid-19 pandemic, you need to take some special measures to cushion the impact and prepare for the worst




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Buy gold: Any correction is a good entry point

The macroeconomic backdrop has become favourable for gold; aim for 10-15% of portfolio alloc-ation to the yellow metal




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Provident Fund withdrawal for COVID-19: EPFO remits Rs 280 crore to subscribers under special window

Anticipating a huge surge in demand, it came out with a new software for online receipt and settlement of claims and deployed the software on March 29.




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Income Tax Exemption: Employees donating to PM-CARES fund via employers to get Section 80G benefit

The clarification came as the employees, in many cases, have donated a portion of their salaries the the fund through their employers.




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Stock Market Investment: Don’t invest just because the market is falling

Remember your financial goals and your risk appetite. If you have extra cash and investing for the long term, then go ahead and deploy your funds in a staggered manner.




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Relaxation in income-tax compliances: Deadline for several tax compliance measures extended

The due dates for issuance of any notice, intimation, notification, approval or sanction order, has also been extended by a period of three months.




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Better to buy comprehensive health cover than disease-specific cover: Insurance cos

However, if someone wants to buy a comprehensive health cover, it would cost them Rs 8,000-11,000 for Rs 10 lakh sum insured.




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Your Money: Digital payments, e-KYC make buying insurance, filing claims easy during Coronavirus lockdown

Most companies are encouraging their existing customers to use digital channels as there has been a surge of such requirements from customers along with scarcity of service personnel at insurance offices.




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Mutual funds: Exiting equity now may lead to missing out on any recovery subsequently

As of February 29, 2020; equities outperformed gold over the trailing 10-, 15- and 20-years, delivering annualised 10.39%, 13.89% and 12.0% respectively compared with 8.16%, 12.59% and 11.49% respectively delivered by gold.




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Coronavirus effect: EPFO extends due date for filing ECR for March

The EPFO’s decision to extend the due date for filing is expected to benefit about six lakh establishments, including four lakh establishments eligible under the Pradhan Mantri Garib Kalyan Yojana (PMGKY) package.




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Equity investments: Reap the benefits of a long innings

Patience, perseverance and quality stocks are needed to win the game of equity investments.




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Corona crisis: Time to re-jig your investment portfolio

Equity investors can tilt portfolio allocation towards large-cap and multi-cap mutual funds.




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Mutual fund investment: Why index funds can be a good bet now

Index funds are better for those unable to select quality stocks or bear the risk of near term under-performance from actively managed funds.




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Your Money: Investment tips for those opting for new tax regime

For example, PPF offers you returns of 7.1% per annum completely tax-free whereas an 8% FD may offer you only 5.6% if you’re in the 30% slab.




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Equity investments: It’s the right time to review your portfolio

Investing in high-quality companies and proven MF schemes always pays in the long term and these would be the first to recover




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Smart Plans: Four tips to ensure you are ready for uncertain times like COVID-19 pandemic

Make sure that you have the contact information of your reporting manger and HR department in a diary or phone or a place where your spouse can access the same easily.




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Dearness Allowance Hike for Central Government Employees, Pensioners: Implementation may be delayed

Dearness Allowance (DA) Hike Latest News: The April salary, which is due to be paid in a week’s time, was supposed to be based on revised DA, along with arrears for three months (January-March).




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Tax Talk: Know when your income can be clubbed

The income of a spouse or child is clubbed together with the income of major earner of the family when certain conditions are met.




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Coronavirus fallout: Rs 25,800 crore investments at risk as Franklin Templeton shutters six schemes

Debt schemes of mutual funds for long have been seen as low risk, but shuttering six schemes and leaving investors in a lurch will impact investor sentiment.




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UP government freezes state employees’ DA for 18 months, allowances for a year

The order issued by the state finance department will impact over 16 lakh state employees and officers, approximately three lakh teachers and 12 lakh pensioners.




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Sebi’s enhanced borrowing limits didn’t help MFs

Credit risk funds have been seeing redemptions over the last one year. Between March 2019 and March 2020, most credit risk funds had seen outflows barring ICICI Prudential Credit Risk Funs, IDFC Credit Risk Fund and Mahindra Credit Risk Yojana.




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Crude oil prices: How low oil prices can impact your investments

Low oil prices will have a positive impact on glass manufacturing, transport, industrial power, plastics, lubricants, petrochemical, , FMCG, paint, rubber & tyre manufacturing companies




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Provident Fund Query: Contributing 100% of Basic Salary to VPF; Is it eligible for Section 80C deduction?

VPF is the voluntary contribution by employees towards their provident fund account over and above the 12% contribution towards EPF.




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Your Money: Asset allocation and capital allocation — know the difference

The year 2020 is not going to be a year to forget. Understanding the nuances and re-learning the basics is a good thing to do.