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UK Warmly Invites Overseas Graduates and Extends Work Visas for Two Years

The restrictive immigration policies of the UK appear to be over as it has decided to offer a work visa for two years after graduation from a British university to the overseas students. UK Jobs get a boostPresently, the duration for graduates having…




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The UK Set to Modify the 30000 Pounds Minimum Earning Requirement for Migrants

PM Boris Johnson is set to change the plan about the minimum £30,000 earning the threshold for migrants who aim to enter the UK after the exit of Britain from the EU.The Reasons Behind the DecisionThe proposal appears to not fit in with his plan to…




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Your Queries: LTCG tax on sale of shares depends on holding period

Assuming that the shares are in the nature of ESOPs, they shall be taxed at two stages, once as perquisites in the hands of employees upon allotment and subsequently as capital gains upon sale of the shares.




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Smart Investing: Asset allocation in times of coronavirus

Stick to asset allocation matrix, take regular profits and go for bottom fishing in select stocks/ MF schemes in these turbulent times




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Your Queries: Income Tax -You can offset long term capital loss on share sale against any LTCG

Once tax liability is calculated, you may claim a deduction of TDS/ taxes paid on such rental income, to arrive at net tax demand due.




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Your Queries: Loans – banks will charge interest for 3-month moratorium period

The moratorium means in case of cash crunch in these extraordinary times, you may not pay the EMIs but the bank/FI will not classify your loan as a non-performing asset (NPA).




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Your Queries: Continue SIP when markets are falling to benefit from lower price

More units are bought when the market price of shares is low and lesser units are bought when the price is high.




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Notification on govt bearing EPFO contribution likely today

A total of 80 lakh employees involved in four lakh establishments are likely to be benefitted, the finance ministry had earlier said.




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Health insurance: No health cover? Go for Arogya Sanjeevani

This new standard health insurance policy available with every general and standalone health insurer takes care of basic health needs, and is a must for first-time buyers, especially in smaller towns




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Mutual Funds: Tips to make the most of bearish markets

From continuing with your SIPs to safeguarding your liquidity and investing in large-cap, multi-cap and index funds, make your market moves in a judicious way to avoid any investment mistakes.




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Your Income Tax Queries: NRIs do not need to quote Aadhaar in ITR or link PAN with Aadhaar

As per Section 44ADA, a resident individual, engaged in any business/ profession can declare income on presumptive basis only if gross receipts do not exceed Rs 50 lakh in previous year.




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After SBI and HDFC Bank, Bank of Baroda also cuts MCLR across tenors by 15 bps

BoB’s overnight and one-month MCLR has been revised to 7.40%, while the three-month MCLR was revised to 7.55%. Six-month MCLR has been revised to 7.85%, the bank said.




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Mutual Funds see net outflows of Rs 2.12 Lakh crore in March, highest since September 2018

While debt funds saw sharp outflows, equity funds surprised the industry as it saw net inflows of Rs 11,722.74 crore in March — the highest in the current financial year.




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Income Tax Exemption: Employees donating to PM-CARES fund via employers to get Section 80G benefit

The clarification came as the employees, in many cases, have donated a portion of their salaries the the fund through their employers.




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Stock Market Investment: Don’t invest just because the market is falling

Remember your financial goals and your risk appetite. If you have extra cash and investing for the long term, then go ahead and deploy your funds in a staggered manner.




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CBDT clarifies on TDS deduction by employers on old/new regime

The Budget this year introduced a new income tax regime under which individuals can opt for lower tax rates provided they don’t avail certain exemptions and deductions otherwise available under the law.




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Smart investing: Asset allocation in the time of Coronavirus crisis

Multi-asset funds of mutual funds can be a good option for asset allocation mix even as gold is a good diversifIer. Also, do keep emergency funds in debt funds & fixed deposits




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Coronavirus effect: EPFO extends due date for filing ECR for March

The EPFO’s decision to extend the due date for filing is expected to benefit about six lakh establishments, including four lakh establishments eligible under the Pradhan Mantri Garib Kalyan Yojana (PMGKY) package.




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Gross direct premium by non-life insurers sees 10.7% dip in March

Currently motor insurance has a 38-40% of market share of new premiums in non-life industry and weak auto sales number would further impact motor insurance business in the months to come.




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Insurers start standard health policy with sum insured Rs 1-5 lakh

Currently, there are several health insurance products in the market and every insurer designs products basis their underwriting guidelines, claims experience, risk assessment.




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Your Queries: Loans; Interest will be charged on moratorium period

Closing a home loan account involves outstanding loan repayment, signing some forms, request for return of original documents, collecting no-dues certificate as well as the final interest payment certificate.




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Smart Plans: Four tips to ensure you are ready for uncertain times like COVID-19 pandemic

Make sure that you have the contact information of your reporting manger and HR department in a diary or phone or a place where your spouse can access the same easily.




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Dearness Allowance Hike for Central Government Employees, Pensioners: Implementation may be delayed

Dearness Allowance (DA) Hike Latest News: The April salary, which is due to be paid in a week’s time, was supposed to be based on revised DA, along with arrears for three months (January-March).




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11.56 lakh new members added to ESIC scheme in February

In other previous months of 2019-20, the number of new subscribers joining in the scheme ranged between 12.19 lakh and 14.70 lakh.




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UP government freezes state employees’ DA for 18 months, allowances for a year

The order issued by the state finance department will impact over 16 lakh state employees and officers, approximately three lakh teachers and 12 lakh pensioners.




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Embedded Value: Plan for the year with insurance as first step

Now is the time to assess where you are in relation to financial goals, tax planning & cash inflows.




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Your Money: Stick to time in markets vs timing the markets

The longer you stay in the markets, the more you are likely to earn returns by letting the magic of compounding work for you.




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RBI’s credit window for mutual funds calms markets

Experts said the debacle at Franklin could lead to redemptions from other debt schemes. Investors could lose a big chunk of the Rs 25, 800 crore worth of assets held in the six debt schemes that Franklin has wound down.




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Your money: More power to Aadhaar based eKYC, video KYC needed

The RBI recently allowed banks to use Video KYC to validate loans and credit card applications. Video KYC is another effective mechanism to accelerate application processes wherein customers can use their smartphone cameras to validate themselves before a bank-appointed officer.




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LIC sells over 2.19 crore policies in FY20, highest in six years

The Irdai data showed that LIC saw its new business premiums at Rs 1.77 lakh crore in 2019-20 compared to Rs 1.42 lakh crore in the previous fiscal — a growth of 25.17%.




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Provident Fund Query: Contributing 100% of Basic Salary to VPF; Is it eligible for Section 80C deduction?

VPF is the voluntary contribution by employees towards their provident fund account over and above the 12% contribution towards EPF.




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Lockdown effect: FY2021 will be a volatile year for life insurance

The next two months will be weak and slowdown in Ulips to continue for the rest of the year




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Motor insurance: Making third-party cover more equitable

The motor third-party obligation of each insurer should be linked to the number of vehicles insured instead of premium derived from this segment, says Irdai panel.




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Your money: Are we ready for a ‘Pay As You Drive’ motor insurance policy?

While the third-party (TP) premium depends on your vehicle’s cubic capacity (CC), the motor own-damage is calculated basis the RTO/city you reside in and the make year and model of your car.




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New Tariff of the Indian Maharaja-Deccan Odyssey

Operators of Indian Maharaja-Deccan Odyssey Train, Travel Corporation India Ltd (TCI) have come up with the new tariff for the Indian Maharaja Train to target domestic travelers. On the launch of the new season of the Indian Maharaja-Deccan Odyssey the managing director Mr. Madhavan Menon said...



  • Wed
  • 21 Sep 2011 00:00:00

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SAS Customer Intelligence 360: Automated AI and segmentation [Part 2]

In part one of this blog series, we introduced the automation of AI (i.e., artificial intelligence) as a multifaceted and evolving topic for marketing and segmentation. After a discussion on maximizing the potential of a brand's first-party data, a machine learning method incorporating natural language explanations was provided in the context [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 2] was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Automated AI and segmentation [Part 3]

In parts one and two of this blog series, we introduced the automation of AI (i.e., artificial intelligence) and natural language explanations applied to segmentation and marketing. Following this, we began marching down the path of practitioner-oriented examples, making the case for why we need it and where it applies. [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 3] was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 1]

The marketing industry has never had greater access to data than it does today. However, data alone does not drive your marketing organization. Decisions do. And with all the recent hype regarding the potential of AI, a successful cross-channel campaign is propelled by a personalized, data-driven approach injected with machine [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 1] was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 2]

In part one of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. In part two, we will share perspectives on: How SAS Customer Intelligence 360 completes analytic's last mile. How campaign management processes can easily [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 2] was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Marketing AI vision

Your brand is customer journey obsessed, and every interaction with your company provides a potential opportunity to make an intelligent decision, deepen engagement and meet conversion goals. The hype of martech innovation in 2020 is continuing to elevate, and every technology vendor is claiming the following statement: "Bolster the customer [...]

SAS Customer Intelligence 360: Marketing AI vision was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 3]

In parts one and two of this blog series, we introduced hybrid marketing as a method that combines both direct and digital marketing capabilities while absorbing insights from machine learning. According to Daniel Newman (Futurum Research) and Wilson Raj (SAS) in the October 2019 research study Experience 2030: “Brands must [...]

SAS Customer Intelligence 360: Hybrid marketing and analytic's last mile [Part 3] was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Unified data model, marketing attribution and AutoML

Excitement levels are high for the March 2020 release of SAS Customer Intelligence 360, which includes multiple years of research and development culminating in enhancements to the platform's underlying data model. The changes will introduce the unification of a comprehensive data model recording both: Customer behavior -- what users are [...]

SAS Customer Intelligence 360: Unified data model, marketing attribution and AutoML was published on Customer Intelligence Blog.




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SAS Global Forum 2020: Hybrid marketing with SAS Customer Intelligence 360

After careful consideration of the evolving COVID-19 situation, SAS made the decision in March to cancel the in-person SAS Global Forum 2020 conference in Washington, DC. The health and well-being of SAS customers and employees was the company's top priority in making that decision, and while it's unfortunate that we [...]

SAS Global Forum 2020: Hybrid marketing with SAS Customer Intelligence 360 was published on Customer Intelligence Blog.




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Winter departure for Palace on Wheels begins today!

The luxury train Palace on Wheels is ready to welcome guests to embark on a spectacular sojourn across Rajasthan. The new season for the train that begins on 4th August 2010, Wednesday promises guests even more fun and excitement. A new feature in terms of a Spa coach has been added to the train...



  • Wed
  • 04 Aug 2010 00:00:00

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Bajaj Platina 110 H-Gear Review | Splendor Rival With Five Gears

Bajaj Platina 110 H-Gear, a 110cc motorcycle with an extra gear has been launched in the country recently and we were in Pune last week to ride it. The new Platina 110 H-Gear model is not just about a five-speed gearbox as there are multiple other updates that make the riding experience richer than before. […]




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Hyundai Venue DCT vs Tata Nexon AMT: Sub-4m petrol automatic SUV war

The Venue and the Nexon follow two separate approaches when it comes to tackling the sub-4m SUV space. One has a lot of features and a feel-good factor while the second one is the best its maker churns out and has got better daily usability. Which one is our choice? Lijo finds it out.




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MG Hector vs Tata Harrier vs Hyundai Creta Comparison: Hits, Misses and the Champion

MG Hector is the new kid on the block, but how does it match with Tata's Harrier and the reigning king of the compact SUV space the Hyundai Creta? We drive all three of these SUVs to decipher which of these you should sink your hard earned money into and have a happily ever after […]




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Maruti Suzuki XL6 Review: Just another boring MPV or not?

Maruti Suzuki XL6 is a brand new model which builds on the Ertiga offering a premium and sophisticated option in a 6-seat MPV at a price range Rs 9.8 to 11.46 lakh. With no direct rivals to compete against, the Maruti Suzuki XL6 is offered in two trim levels Zeta and Alpha from its NEXA […]




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Hyundai Grand i10 Nios Review: Does it beat the Maruti Swift?

The third generation i10 is finally here in India as the Grand i10 Nios. Build on a new platform, the Nios boasts a better quipped and more spacious cabin in a larger overall package and new styling. But is it better than the Maruti Suzuki Swift?




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Bajaj Pulsar 125 Neon Review | The most affordable Pulsar is not a compromise

Bajaj has used it’s existing Pulsar 150 platform to create the smaller Pulsar 125 Neon. The design, cycle parts, features and even the engine (stroke has been shortened and swept volume reduced) is borrowed from the bigger bike. The result is a good looking bike for those on a budget. How is it to ride […]