Panic over coronavirus has badly shaken the world's financial markets, culminating, on Monday, in the FTSE 100 suffering its sharpest one-day fall since the height of the 2008 crash.

The FTSE 100 has gone nowhere in 20 years, so why are investors told to think long-term? That is the question those of us who advocate investing deserve to face.

Lifetime Isas allow under-40s to save for a home and retirement at once, and the Government is offering free top-ups worth up to £32,000 if you max out your fund.

No one quite knows where the gold price is heading - up or down - but the precious metal's reputation as a safe haven in troubled times is resulting in record investor demand.

You can now put your money into an investment Isa wrapper, leave it in cash and invest it in stocks gradually over the course of the year. All the major fund supermarkets will allow you to hold cash.

Following the closure of millions of businesses due to the coronavirus, many firms are looking to do all they can to hang on to cash reserves to help them through the difficult time ahead.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best.

Tight controls haven't inhibited Terry Smith in running his well-honed Fundsmith investment empire that spans London, Connecticut and Mauritius, where he lives.

It arises from the fact that many of the country's leading income-orientated trusts have sufficient income buffers (reserves) in place to withstand a hostile dividend environment.

I looked for a safe investment and came across Wellesley & Co. I received a call, apparently from Wellesley but which turned out to be from a scammer. And I instructed my bank to transfer cash.

While mini-bonds are not normally protected, B&G used a regulated company to drum up clients and raise money, which means investors who poured money in that way could be entitled to a payout.

Five years has always been the standard stipulation from financial experts as the minimum period that small investors should plan to remain in the market.

Uncertainty may be the new normal. But investors would still like to know whether share prices are close to their lows, or if there is worse to come. The answer is: it's complicated.

These are investment trusts whose shares last week were trading at discounts to asset value in excess of 10 per cent. They are all trusts run by respectable investment houses.

Liberum's central estimate is based on the assumption that house prices will have a 'soft landing' and fall by 7 per cent in real terms.

Many leading investment platforms offer ready-made Isa portfolios, but what is in them?

Older people who are anxious about their pensions or other finances can book a 'no strings attached' call with a regulated financial adviser.

Some dividends will survive and Simon McGarry, senior equity analyst at Canaccord Genuity Wealth Management, narrows down the field.

In a little under two weeks the reward for digitally mining Bitcoin will be halved from 12.5 coins per block to 6.25, constricting the supply of the cryptocurrency and potentially driving up price.

Accesso provides tickets and queuing technology to some of the world's biggest theme parks, museums and popular attractions - from Legoland to Six Flags and Universal.

Experts say the trend is not unusual in times of economic uncertainty, where investors look for items that hold or increase in value while the stock markets are volatile.

Royal Mail employees have kept services operating in the midst of a crisis. So it is surprising Back has chosen, since the shutdown began on March 23, to hunker down with his family abroad.

Georgieva scratched at an old wound when she said that the UK should seek an extension beyond the transition period for leaving the EU. Brussels gave the Bulgarian her job and she has not forgotten.

Far be it for me to comment on the US's medical response to the coronavirus, but amid these failings the US does appear to have managed the business piece remarkably well.

For everyone managing a pension or investment fund, Shell's decision to slash its dividend by two-thirds and suspend promised share buybacks will be a profound shock.

The Manchester City right-back hosted a £2,000 sex party with escorts while the Aston Villa captain crashed his £70,000 Range Rover after partying at a friend's flat.

With clubs exploring different ways to freshen up squads amid the financial impact of the coronavirus outbreak, Barca and Spurs are looking into a swap deal for the two midfielders.

Ed Woodward has warned that Manchester United will curb their spending this summer and cannot break the world transfer record to sign Harry Kane from Tottenham for £200million.

Without a largely-forgotten friendly in front of 21,000 people at Wembley 30 years ago this weekend, there would have been no Italia '90 in the sense of Paul Gascoigne and England changing history.

Cristiano Ronaldo and Lionel Messi have ruled the football globe for more than a decade, but Jose Mourinho believes Ronaldo Nazario eclipses both the Juventus and Barcelona stars.

Tottenham Hotspur goalkeeper Hugo Lloris has heaped praise on manager Jose Mourinho, saying it's 'a privilege' to talk to him on a daily basis. 

The 27-year-old, who has undertaken two separate fortnights in quarantine, is likely to have to self-isolate for another 14 days with the authorities tightening up measures for those jetting into the country.

Former Chelsea and Tottenham manager Andre Villas-Boas says he has not interest in ever coaching in the Premier League again as it doesn't fit his style of management.

Top-flight clubs began the process of allowing their players back into training facilities on Monday, with Arsenal, West Ham and Brighton all welcoming first-team stars back. Spurs have now followed.

England midfielder Harry Winks has called on men to be open about any struggles they are having with life in lockdown.

Origi and Alexander-Arnold combined to put Barcelona to the sword in last year's Champions League semi-final second leg at Anfield last year, overturning a three-goal deficit.

Barcelona midfielder Arthur Melo (in picture) says he has no intention of leaving the club for Tottenham or Juventus. The talented Brazilian has been discussed by Spurs and the Italian champions.

Spurs have been making headlines for all the wrong reasons in relation to the coronaviurs in recent times but with the help of Jose Mourinho they are stepping up their aid in the fight against Covid-19.

England captain Kane suffered the hamstring injury at Southampton on New Year's Day and has now recovered, but Mourinho expressed doubts over the striker's match sharpness.

Now in charge of Tottenham, Mourinho (left) insists he was not aware that the 15-year anniversary was today and is instead looking towards winning a fourth Premier League title in total.

Mauricio Pochettino tugged on Tottenham heartstrings this week when he spoke of his love for the club enduring despite his sacking in November.

Tottenham's second-choice goalkeeper Paulo Gazzaniga says he is not dwelling on Harry Kane's £200million transfer rumours as he is only 'thinking of him as a Tottenham player'

Son isn't the first footballer to serve his country. Sportsmail has looked at some of the other stars to have swapped the pitch for the army barracks or helped their country in some capacity.

It was the game former Premier League referee Mark Clattenburg revealed 'was by far the hardest match' he ever had to officiate - the Battle of the Bridge on this day four years ago.

Ndombele, Tottenham's record signing for £54million, appears ready to try and make the most of his time in north London and prove his critics wrong according to the Telegraph .

The Bulgarian fighter claimed Joshua was afraid of him, promising to rip his world titles away from him and derail his hopes of an undisputed fight against Tyson Fury.

Chelsea winger Willian has already sealed his reunion with pal Jose Mourinho by agreeing to join Tottenham, according to beIN Sports.

Comolli has claimed a select few of Europe's biggest clubs will be able to 'sweep the transfer market' this summer and buy some of the hottest prospects for heavily discounted fees.

Despite announcing that his 'ambition was to stay at the club next season' earlier this week, PSG are intent on allowing Meunier's deal to run it's course, according to Le Parisien.

Levy made the trip to Van Gaal's house in Noordwijk to try and persuade the Dutchman to replace Tim Sherwood shortly after firing him in May 2014 but wanted to keep negotiations under wraps.