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Fin24.com | Investors struggling to find returns and protect their capital in unusual prevailing climate

Extremely low or negative yields in global markets make it challenging for investors to generate meaningful returns, says Brian McMillan of Investec Structured Products.




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Fin24.com | 3 'practicalities' to consider before investing in property in Africa – expert

Africa can be a challenging place to do business and property investment is not exempt from some, often unique, challenges, says a Nedbank expert.




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Fin24.com | 3 challenges ahead for investors - strategist

There are three challenges facing investors going forward, HSBC chief market strategist at HSBC Private Bank tells Fin24.




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Fin24.com | Organisation with an interest in financial literacy, invited to take part in Money Smart Week

Money Smart Week SA, a financial literacy campaign aimed at motivating and empowering South Africans to become more educated about their finances, is taking place from March 23 to 28, 2020.




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Fin24.com | As South African investors eye 2020, the Budget looms large

Finance Minister Tito Mboweni’s February Budget speech will be scrutinised for evidence the country is doing enough to preserve its last remaining investment grade rating from Moody’s.




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Fin24.com | Tips to start saving right now

When starting your savings journey, contribute the maximum tax-free allocation and then explore further options that suit your risk appetite and profile, says an expert.




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Fin24.com | Want to invest in gold? Here's how to get started

There's more than one way to invest in the yellow metal: either by buying it in its physical form, or investing in shares linked to gold. Fin24 asked the experts how to get started.




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Fin24.com | Taxpayers invested about R1.6 billion in Section 12J projects

Interest in Section 12J has grown each year, with the current financial year being no different, says Jonty Sacks, a partner at Jaltech.




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Fin24.com | Experts say the Section 12J incentive is misunderstood - we asked them to explain

Many investors do not fully understand the tax incentive and structure of a Section 12J venture capital investment, according to a managing director involved in this sector.




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Fin24.com | How investment debit orders can help you build long-term wealth

Don't wait until you have a large amount of money to invest: the key to building wealth is just starting somewhere and letting your returns generate over time, says Ebrahim Moola of Bobats Wealth Solutions.




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Fin24.com | 12 tips for taxpayers to better understand section 12J investments

By the end of February, most taxpayers are looking for every opportunity to reduce their tax liabilities.




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Fin24.com | Coronavirus and retirement savings: 5 things experts want you to think about

Instability in local and international stock markets – mainly due to concerns over the impact of the coronavirus – might have you concerned about preserving your retirement savings.




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Fin24.com | Coronavirus and investment: Keep your eye on the long-term prize

The "scare" reaction in the markets due to the coronavirus pandemic, has removed "froth" and returned risk markets to much fairer valuations, says an investment expert.




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How Gun Violence Is Changing Friday Night Football

As shootings break out at high school athletic events, districts must grapple with major questions about their role in keeping venues safe.




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North Dakota spring high school sports, activities cancelled




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Cybersecurity professional speaks to students via Zoom

Penn State Greater Allegheny’s current students recently joined a virtual conversation about Cybersecurity Analytics and Operations, Greater Allegheny’s newest 4-year program starting this fall.




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Virtual tutoring and parent sessions available for local school district

Community and university leaders collaborate to help students and parents residing in the McKeesport Area School District.




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Volkswagen gives UEFA Futsal EURO 2018 wheels

The 55-vehicle Volkswagen fleet which will transport players and officials at UEFA Futsal EURO 2018 has been handed over to the tournament organisers.




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Futsal EURO final: Portugal v Spain – all you need to know

Holders Spain face neighbours Portugal for the second time in a UEFA Futsal EURO final, putting their title on the line in Ljubljana on Saturday: read the full lowdown, including where to watch.




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Serving God through coffee shops and carpentry

Jose, an Argentinian worker serving in Southeast Asia, tells of how he entered overseas service and what he has seen God do through his not-so-typical ministry.




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Strength to overcome

During special Easter outreaches to women in red light areas, outreach workers go in the knowledge that Jesus is with them and His resurrection power gives hope, strength and life.




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Unexpected love and respect

Rosario, Argentina :: Church members from a vulnerable community learn about human trafficking and experience care and respect.




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Visiting an underground church

Despite being aware of the need for discretion when talking about Jesus, Argentinian Cecilia felt no fear while she was in Central Asia.




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Seizing every opportunity

Buenos Aires, Argentina :: Maintenance crew share Christ's love with local welders helping repair Logos Hope.




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'They don’t understand what love is'

Noy shares her journey of experiencing God's love for herself and forgiving the community that persecuted her family.




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Investing time, not wasting it

For Roberto Ramirez, serving God in missions has been one step of faith after another.




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Legal clinic at Happy Valley LaunchBox expands scope in response to pandemic

Effective immediately and for the foreseeable future, the Entrepreneurship and Assistance Clinic is expanding its scope and service offerings to small Pennsylvania businesses, in response to the COVID-19 pandemic.




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Penn Staters stock shelves, continue to serve students at campus pantries

Penn Staters across the Commonwealth are embodying the “We Are” spirit by keeping campus food pantries open and shelves stocked to continue to serve students in need during the coronavirus pandemic.




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Hazleton native joins campus athletics department as new trainer

Hazleton native Megan Bobish has joined the Penn State Hazleton Athletics Department as the newest member of its team.




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Virtual services keeping Hazleton students, campus connected during crisis

Penn State Hazleton’s Student Services and Engagement team is continuing to forge personal connections with students while operating under the restrictions in the virtual environment created by the COVID-19 crisis.




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Fish, wine, and social media: Hazleton virtual research fair winners announced

Wine, fish, and excessive use of social media were a few of the topics that earned students top honors in Penn State Hazleton's first-ever virtual Undergraduate Research Fair.




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These School Boards Wanted to Be More Effective, so They Went to Harvard

A new Council of the Great City Schools effort aims to fill in a training gap for an important constituency: school boards.




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A Conservative Agenda for School Board Members

School boards are well positioned to push back against so much of the influences of the "progressive" left on our schools and our society, write Michael J. Petrilli and Chester E. Finn Jr.




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Hacked and Cut Off From the Public: This Is School Board Business in the Coronavirus Crisis

Social distancing is forcing school business to be conducted virtually, putting school boards in the difficult spot of making crucial decisions on spending and other issues without the same level of public input.




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How School Boards Should Respond to Coronavirus

It's vital that school boards make it clear that leaving students without access to meaningful instruction for 4-6 months is unacceptable, says national school board guru AJ Crabill.




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World Campus helps students find mental health services no matter where they are

Katie Marshall, Penn State World Campus mental health case manager, connects students learning online to resources in their own communities.




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New Virtual Idea TestLab application deadline is May 15

Happy Valley LaunchBox powered by PNC Bank is accepting applications through May 15 for its Idea TestLab that will now be hosted virtually in June. Open to the community, the four-week Idea TestLab program is designed to help teams evaluate the viability of their business ideas by coaching them through a proven method of customer discovery and problem analysis.




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Campus Recreation to host Virtual 5K

Campus Recreation, a unit of Penn State Student Affairs, is hosting the first ever “We Are Penn State Virtual 5K,” with the opportunity to benefit the Penn State Student Care and Advocacy Student Emergency Fund.




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World Campus students elect student government leaders for 2020-21

Online learners at Penn State have elected 10 leaders to the World Campus Student Government Association to serve in the 2020-21 school year.




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Fitness instructors lead virtual classes during remote learning

Penn State Campus Recreation is now offering a library of more than 50 workouts online through YouTube as well as live classes that are held every business day on the Penn State Campus Recreation Instagram. Group fitness instructor Alexis "Lexi" Neimeyer talked about her experience on the transition to virtual fitness classes.




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Student nurses are even more motivated to serve during COVID-19

As the COVID-19 pandemic continues to spread across the nation, nurses worldwide are coming to the frontlines of health care to help patients every day. Penn State student nurses, Megan Lucas and Lorrie Youngs, are among the ones helping those in need and their experiences have reinforced their passions about becoming a nurse in the first place.




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Penn State degree is this military wife’s hardest but proudest achievement

Penn State World Campus student Julie Brubaker balanced her family, job, and earning her bachelor’s degree, all while her military husband was deployed.




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Efficacy and Effectiveness of the PCV-10 and PCV-13 Vaccines Against Invasive Pneumococcal Disease

CONTEXT:

Pneumococcal conjugate vaccines (PCVs) (pneumococcal 13-valent conjugate vaccine [PCV-13] and pneumococcal 10-valent conjugate vaccine [PCV-10]) are available for prevention of pneumococcal infections in children.

OBJECTIVE:

To determine the vaccine effectiveness (VE) of PCV-13 and PCV-10 in preventing invasive pneumococcal disease (IPD) and acute otitis media (AOM) in children <5 years.

DATA SOURCES:

Systematic searches of Medline, Embase, Cumulative Index to Nursing and Allied Health Literature, Web of Science, and Cochrane.

STUDY SELECTION:

Eligible studies examined the direct effectiveness and/or efficacy of PCV-10 and PCV-13 in reducing the incidence of disease in healthy children <5 years.

DATA EXTRACTION:

Two reviewers independently conducted data extraction and methodologic quality assessment.

RESULTS:

Significant effectiveness against vaccine-type IPD in children ≤5 years was reported for ≥1 dose of PCV-13 in the 3 + 1 (86%–96%) and 2 + 1 schedule (67.2%–86%) and for PCV-10 for the 3 + 1 (72.8%–100%) and 2 + 1 schedules (92%–97%). In children <12 months of age, PCV-13 VE against serotype 19A post–primary series was significant for the 3 + 1 but not the 2 + 1 schedule. PCV-10 crossprotection against 19A was significant in children ≤5 years with ≥1 dose (82.2% and 71%). Neither PCVs were found effective against serotype 3. PCV-13 was effective against AOM (86%; 95% confidence interval [CI]: 61 to 94). PCV-10 was effective against clinically defined (26.9%; 95% CI: 5.9 to 43.3) and bacteriologically confirmed AOM (43.3%; 95% CI: 1.7 to 67.3).

LIMITATIONS:

Because of the large heterogeneity in studies, a meta-analysis for pooled estimates was not done.

CONCLUSIONS:

Both PCVs afford protection against pneumococcal infections, with PCV-10 protecting against 19A IPD, but this VE has not been verified in the youngest age groups.




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Access to STEM Instruction Is Uneven




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Video-Based Teacher Collaboration Helps Teachers Find the 'Story of Science'

After a successful pilot, a professional development program is looking to expand its lesson-study approach to rural teachers.




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Abusive Head Trauma in Infants and Children

Abusive head trauma (AHT) remains a significant cause of morbidity and mortality in the pediatric population, especially in young infants. In the past decade, advancements in research have refined medical understanding of the epidemiological, clinical, biomechanical, and pathologic factors comprising the diagnosis, thereby enhancing clinical detection of a challenging diagnostic entity. Failure to recognize AHT and respond appropriately at any step in the process, from medical diagnosis to child protection and legal decision-making, can place children at risk. The American Academy of Pediatrics revises the 2009 policy statement on AHT to incorporate the growing body of knowledge on the topic. Although this statement incorporates some of that growing body of knowledge, it is not a comprehensive exposition of the science. This statement aims to provide pediatric practitioners with general guidance on a complex subject. The Academy recommends that pediatric practitioners remain vigilant for the signs and symptoms of AHT, conduct thorough medical evaluations, consult with pediatric medical subspecialists when necessary, and embrace the challenges and need for strong advocacy on the subject.




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Neurodevelopmental Outcomes of Preterm Infants With Retinopathy of Prematurity by Treatment




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Visit an Indian Paradise, and You’ll Never Want to Leave

India, this magical land, has irresistibly captivated crowds of visitors because of definite motives: incredible Indian charms, numerous residues of past ages, and various sacred points for pilgrimage. Tourism in India has always been among the most full-blown spheres of the state's politics. India tourism allows traveling to all the most famous places, you may wish to visit. Among them, there are illustrious palaces and groves, forts built in both oriental and English colonial manners, and...




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3 Ways to Translate Conversations in Real Time With Google Assistant

Google Translate is not the only app that can help you converse with someone speaking a different language. Here's how to translate real-time conversations with the Google Assistant.




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How to Run Windows 10 From a USB Drive

Loading and running Windows 10 from a USB drive is a handy option when you're using a computer saddled with an older version of Windows.