I have £40,000 of unsecured debts - £20,000 on two credit card defaults - but having never missed a mortgage payment in 12 years, is it possible to obtain a mortgage?

It’s aimed at those travelling, living and working abroad to give them more flexibility when spending and sending money and to lower their overall costs.

Challenger bank, Tandem has launched a new best-buy credit card offering those without a perfect credit rating free holiday spending and cash withdrawals. We take a look.

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.

Last year 71,000 people used an IVA to become insolvent, a record. But are they being driven by firms looking to make money off debtors looking for advice, regardless of whether it's the right choice?

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.

Nearly three quarters of women said they'd think twice about someone if they debts, compared to 69 per cent of men, according to research from comparison website Finder.

A record number of people are heading to debt charities with help over guarantor loans - including Emma, pictured, who paid back £23k after borrowing £10k from Amigo Loans.

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

Future Finance does recommend students go through Student Finance first, but the cost of repayments should be a red flag for any students considering this option.

Dave Parr, 38, rang up Three in June to ask for a phone upgrade. Because he asked for a different delivery address, they thought it was fraud and when they couldn't contact him filed a fraud marker.

Ferry passengers incur the charge if they want to be dropped off or picked up by car, or park for the ferry at the end of the half-mile pier.

The Royal Mint announced it has teamed up with card providers Mastercard and Accomplish Financial to create 'Raris', aimed at high net worth individuals after something exclusive.

Households have £45bn more debt on credit cards, personal loans and overdrafts compared to the start of 2010 - growth of 25% in 10 years, Bank of England data shows.

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.

If you are someone who is looking to start the new year by paying off more of their debt, This is Money and its personal finance experts are here to help.

Tandem Bank is scrapping its existing, popular, cashback credit card for a membership deal offering a 1.5 per cent savings rate and a credit card that charges no interest, ever. Is it any good?

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

The UK economy is built on spending, often fuelled by debt - credit cards, personal loans, car finance. We don't want to shrink it, only keep it manageable; and keep the Jenga tower from falling.

The FCA today brought in measures which offer consumers struggling with their finances bigger fee-free overdrafts and the ability to freeze credit and loan repayments for three months.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

Next to a picture on social media app Snapchat of Ryan Reynolds teasing news about upcoming superhero film Deadpool 3, is a 'sponsored' post with its own teaser: that you can write off debt.

The Financial Conduct Authority said many were encouraged by the publicity blitz it launched in the summer of 2019 to warn consumers that they had limited time left to make a complaint.

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

Economics and comedy. Not a conventional pairing.But after spending a weekend at the world’s first economics and comedy festival, I can tell you they’re a match made in heaven.

There’s little in life more frenzied than booking a hotel online. You could plan an off peak trip to the back end of nowhere and it seems there'd be an inordinate number of people looking too.

Moves such as cutting higher rate tax relief are often depicted as hitting the wealthy older generation, but that's disingenuous.

If ever there was a time when investors needed a hero, it's now. And among the stock market capitulation, a ray of light has arrived with the latest list of Dividend Heroes.

On 23 March, things were looking about as gloomy as they could get for investors, but shares have rebounded strongly since. What next?

The former spouse of the show's incarcerated antagonist showcased an incredible makeover, as he displayed his new dentures

The presenter, 31, donned a blonde wig and a funky leopard print ensemble as he impersonated Tiger King's Carole Baskin in a hilarious TikTok video.

The White House Correspondents' Dinner will go on, with organizers swapping a late April date for one in August, the White House Correspondents' Association announced.

Camila Mendes plays a kind caregiver who gets much more than she bargained for in the new trailer for Netflix's Dangerous Lies.

Kaye Vassell, the mother to two of the singer's children, has moved to Missouri to be closer to new beau Deandra Buchanan, who is currently serving a life sentence.

'When I've been in a really serious depression, I'll drag myself to a yoga class - even if I don't want to be around people - tears streaming down my face,' said the star.

Written by composer and lyricist Andrew Lippa, the song tells the story from the perspective of Baskin, who may or may not have fed her husband Don to a tiger.

Her new movie Sergio starts streaming this Friday on Netflix .

The 31-year-old shared a sneak-peek into her makeover process via social media Friday, posting a hilarious photo of her touching up her roots.

The comedian, 58, gave himself a '£1.5 million cash windfall' after he secured a huge deal for a second series of the dark comedy, which is set for release on April 24.

On hearing that his dark and, at times, almost unbearably moving comedy had been recommissioned, Ricky Gervais said, 'I have never had a reaction like this before. It's been insane.'

Show developer Laura Gibson has revealed that she was first inspired to create the addictive new series after re-visiting the classic Seinfeld episode "The Contest" three years ago.

Google searches from April 2019 reveal Americans were interested in solving a Rubik's cube, but now people are searching for toilet paper and other necessities during the coronavirus.

Tiger King's Doc Antle revealed on Monday that he sleeps with an AK-47 gun following various death threats. Doc Antle rose to fame on the recent Netflix show, Tiger King.

The Democrat, main, quickly removed the post, inset, on Monday but still used the economic collapse to plug her Green New Deal.

The cost to have a barrel of US crude delivered in May fell to minus $37.63 on Monday as demand dried up and storage tanks neared capacity, meaning traders paid to have barrels taken away.

Unorthodox star Shira Haas shared a picture of her family's video call to her grandmother on Holocaust Remembrance Day.