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How Fannie and Freddie Prop Up America's Favorite Mortgage

Fannie Mae and Freddie Mac back about half of new mortgages in the U.S. Now, talks are heating up about reshaping or shrinking the two companies, a move that could impact millions of Americans. Photo: Heather Seidel/The Wall Street Journal




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Cry, my beloved school


A wide-cross section of academicians and civil society organisations have come together to express dissent at the threat of closure of a well known rural school in Bandhyali, Rajasthan. They are demanding that the government honour its own commitments to provide free, good education to all children, reports Deepti Priya Mehrotra.




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Victims have rights too


The Supreme Court thinks that judges in the Best Bakery case should have taken a more pro-active role, using a range of mechanisms to ensure justice. This, the court says, can be done without undermining the fundamental fairness of the trial, or the accused's rights. Manju Dhall reports.




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Not by mainstream schools alone


Do alternative schools work? After all, every child has to ultimately face a society that puts a premium on competitiveness and commodification. Or are alternatives only an option for children of parents from a certain class of society? Deepa A finds out.




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Should education be compulsory?


The Education Bill 2003 is well-intended, but its implication for contemporary Indian conditions must be examined first, says Sankrant Sanu.




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New stimulus for college education


The UGC has given the green signal to a plethora of value-added, job-oriented diploma programmes in colleges and varsities. An Education World report.




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Swelling support for common schools


The new government's higher priority to education is seeing experts and activists revisit the 40-year old Kothari Commission recommendations for a common school system. Summiya Yasmeen reports.




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Vital reform agenda for Indian education


To mark its fifth anniversary, EducationWorld asked several educationists and industry leaders with proven commitment to improving the education system to write prescriptions for a renaissance of Indian education. Dilip Thakore threads the responses together.




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Autonomy comes closer, but debates persist


For decades, there have been concerns that India's universities were being bogged down by the number of institutes they had to manage. Recently, the University Grants Commission accepted in principle that autonomy must be green-lighted. But debates on the freedom of institutions remain inconclusive, reports Deepa A.




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Government stalling sec. school reforms


The central government's own figures indicate that many as two-thirds of those eligible for secondary education remain outside the school system today. A Central Advisory Board of Education (CABE) committee estimates that 88,562 additional classrooms will be required in 2007-08 and over 1.3 lakh additional teachers. Deepa A reports.




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Imperiling public education


Most private schools are not elite at all, contrary to public perception, and the Right to Education Act will let them run amok at the expense of the public education system, writes E S Ramamurthy.




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The Reservation syndrome


There has been a needless focus on the Right to Education Act's provision of aspirational seats in private schools. Only a small fraction of public schools students can benefit from this, writes E S Ramamurthy.




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Non-compliance and violations of RTE Act in TN schools


The Comptroller and Auditor General (CAG) of India’s report on Tamil Nadu (General and Social Sector) for the year ending on March 31, 2014 got tabled in the state assembly last month. Himanshu Upadhyaya analyses the report and asks question on the non-responsiveness of the state government to CAG’s performance review.




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Common tongue? How mother tongue instruction influences education


Tarun Jain and Revathy Suryanarayana explore the link between vernacular language use in schools and educational achievement using data from large-scale historical events in South India.




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The dark side of Indian homes


Women domestic workers and children narrated horrific stories of violence and abuse at a recent public hearing in New Delhi, co-organized by the National Commission for Women (NCW). Organizers aimed to raise public awareness. Teresa Barat reports.




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Tripura promotes Kok-Borok in tribal schools


In 2005, the Education department of Tripura decided to give a push to Kok-Borok as a medium of instruction at the Junior Basic level to help tribal students learn in their mother tongue. Ratna Bharali Talukdar reports on the challenges as well as the gains from a strong focus on education in recent years in the state.




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Schooling the children of migrant labourers


As more poor migrant children face exploitation in Kerala, some schools are coming up with ways to enrol and retain them. A few schools now have more migrant than local students, Navya P K points out.




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Tomorrow's citizens : imperiled today


Children in 21st century India are having to deal with a rapidly gathering danger: a degrading environment from pesticides, air pollution and unsafe toys to contaminated rivers and more. Ramesh Menon surveys the troubling landscape.




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No end to a shameful practice


Despite laws abolishing the inhuman practice of manual scavenging, over a million dalits in 'superpower India' are caught in a vortex of severe social and economic exploitation. Even the central government pleaded lack of resources in failing to implement the law effectively, writes Sunil Kuksal.




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Accountable at home


The India Together editorial




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Govt shining, Media mining


The India Together editorial.




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Information and public policy


The disconnect between civil society and government has led to successive generations of policy and implementation failures. The India Together editorial.




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The merit of reservations


Caste is still the overriding indicator of social and economic status; until that is no longer true, affirmative action should remain. The India Together editorial.




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Budgets are not outcomes


The new government's candour that meaningful reforms must permeate into the institutions beyond the budgetary process itself is a start. The India Together editorial.




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Sins of commission


Questions raised by the inclusion of World Bank and Asian Development Bank representatives in the committees of the Planning Commission should not be forgotten, even if the move has been rolled back. The India Together editorial.




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Whose Prime Minister?


For Manmohan Singh, the tortuous road to the high office he occupies may be both fortuitous and a handicap. He is not the Prime Minister by right or popular mandate, but simply the man deemed most suited to occupy that role in the midst of the most notable political currents. The India Together editorial.




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Development advocacy: is it working?


Now that the early days of the UPA government are behind us, we must begin to judge the administration not by its responsiveness to advocacy alone. Even when governments listen, deeper gaps in the policy arena can thwart progress, and the challenge is to overcome these as well. The India Together editorial.




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The litmus session


How will the progressive agenda fare in Parliament this Budget session in the face of mounting incoherence in the ruling coalition? An encore of past failed alliances is in nobody's interest, but brinkmanship is deeply infused into coalition calculus. Only political parties themselves can change that. The India Together editorial.




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A poor imitation


We continuously embrace the capital-forming ideas of the West, without examination of the sometimes invisible support systems behind them, or notions of citizenship in those countries. As a result, our grand ideas for development often produce grotesque results. The India Together editorial.




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Can media catalyse India's development?


Possibly, but perhaps not alone. There are plenty of obstacles within our unjust and deeply hierarchical civil society outside of the media. Still, an important connection exists between journalism and the strengthening of civil society: citizenship. The India Together editorial.




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Moral bathwater, dance-bar babes


Why are our publicly held/debated notions of morality limited to a few things such as the world of those castigated as sexual outliers? Partly, the fault lies in our public discourse - a discourse that has turned conversations about morality itself into rare events. The India Together editorial.




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Government proposes, Parliament disposes


In our system of government, elected representatives of the people make laws, as well as administer them. Although the constitution separates these roles well, in practice, we find that the lawmaking role is nearly always superceded by administrative preferences, and only limited benefits result from the legislative discourse. The India Together editorial.




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A genuine secularism, please


Why are the more liberal practices of Muslim citizens only called upon during times of negative perception of Islam itself? Why should we then not take the liberalism of the average Khan to be real representation of Muslims at all times? The India Together editorial.




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A qualified freedom


For hundreds of millions of citizens, the pursuit of dignity and happiness remains an unfinished journey. Political parties are still busy interpreting freedom for the people, rather than simply giving it to them. As a result, the appearance of independence is strong, whereas in practice there is much more to be done. The India Together editorial.




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Free expression, without contempt


Most public matters before judges are simply 'in court', and not necessarily sub judice to the extent that voicing one's views about them publicly would merit contempt charges. The courts should recognise the distinction formally, with a clear standard for separating the two. The India Together editorial.




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Ministries must stop being regulators


Regulation that is working well, as well as others that plainly speak of misgovernance, are both instructive; the road forward lies in separating regulation from the government, and vesting this instead in independent and autonomous bodies created by Parliament. The India Together editorial.




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Less government, by default


While endless rounds of complaint and criticism have been seen in every arena, this has not led the public to demand that the size of government be reduced. How long will this last? The India Together editorial.




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Orienting your board member


Aarti Madhusudhan outlines the do's and dont's of getting new NGO Board members to be an integral part of the organisation.




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The curse of manual scavenging


Despite laws banning dry latrines and the transport of human excreta, thousands of people still make their livelihood this way, sometimes even working in government departments. The social structure has also forced nearly all of this work on to Dalit women and girls. Sachin Kumar reports.




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Changing notes of music education


A largely oral system for transfering knowledge has been shaken by the advent of modern methods of learning, and by great changes in Indian society. But there are positive developments too; learning music is now more democratic than in the past. Varupi Jain speaks to noted practitioners who are alert to this transformation.




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Nomads together


A National Convention of Nomads and Adivasis was organized last month in Delhi. This was perhaps one of the first attempts to give a unified political voice for Adivasi and Nomadic communities in India. G. N. Devy writes on the efforts to make this convention happen, and its import.




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Ruth Manorama, voice of Dalits


Ruth Manorama is a women's rights activist well known for her contribution in mainstreaming Dalit issues. Herself from the Dalit community, she has helped throw the spotlight on the precarious situation of Dalit women in India. She calls them "Dalits among the Dalits." A peacewomen profile from the Women's Feature Service and Sangat.




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The discrimination 'curriculum' in M.P.'s schools


Schools are meant for making better citizens out of our children but in the Dewas district of Madhya Pradesh, they are forging and reinforcing caste-bondages instead. Inclusive education seems a far cry in the villages of Dewas, reports Shuriah Niazi.




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No reason to be MIFFed


The tenth Mumbai International Flim Festival has just closed. And obviously, the ilm-makers who protested MIFF 2003 have got their message across that they won't tolerate government interference. Now, the films aren't censored any more. Darryl D'Monte reports.




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Mayawati: A Dalit's daughter strides towards Delhi


While Mayawati's projects to build parks and statues have drawn derision in the drawing rooms of the stately homes in the country, the people at her rallies are in awe of her. Her work is Dalit power, they feel and will make her immortal. Kulsum Mustafa has more.




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Re-imagining India with new data


A quiet but steady revolution seems to be underway as both government and private individuals and organizations increasingly explore ways to make more data available to the people and in various innovative ways to facilitate application. Shamala Kittane reports.




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Promoting philanthropy in India


If charitable giving in India is to rise to the next level, the social sector needs to take more serious note of donors' preference for active involvement in the use of donations, explains Shankar Jaganathan.




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Bodies for sale, by men too


Male prostitution, both forced and voluntary, is a reality that is often forgotten in the discourse on gender rights and issues. Tejaswini Pagadala throws light on the lives of male sex workers in the country.




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From Hema to Hemiya, the complex world of Indian names


What's in a name? Apparently a lot in a country like ours, where even today regressive practices like identifying a person's caste by his or her surname or identifying a woman by her husband's name continue unabated, writes Navya P K.




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Eradicating caste from people’s minds


Casteism and the state of our civil society were the major issues discussed at the recently held Difficult Dialogues conclave in Goa. It was organised by the South Asia Centre of the London School of Economics India Summit 2016 and the Television Trust for the Environment. Darryl D’Monte, who participated in one of the panel discussions, reports.