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Thirty Thousand in Attendance for Shincheonji Church's 40th Anniversary Celebration Event

The global church headquartered in South Korea hosted a historic event to commemorate the major milestone.




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Things You Might Not Know About The Situation In The Middle East By Frances Fuller, Bestselling Author Of In Borrowed Houses

Best-selling author Frances Fuller lived and worked in the Middle East for 30 years. She offers an insider's view of the situation there and provides some surprising insights that traditional media does not cover.




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Are We Prejudiced Against The Middle East Asks Frances Fuller, Bestselling Author Of 'In Borrowed Houses'

Best-selling author Frances Fuller lived and worked in the Middle East for 30 years. She offers an insider's view of the situation there and provides some surprising insights that traditional media does not cover.




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Peace Walk and Art Exhibition in Houston Hosted by Global Peace Organization

The global organization's Houston chapter gathered people from all ages to walk around Hermann Park promoting world peace and harmony.




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Stop the Unfolding Igbo Genocide: President Bola Tinubu's Premature Accusations and Orders Against IPOB Violate International Humanitarian Norms, Warns BILIE Human Rights Initiative-London UK

BILIE Human Rights Initiative, a registered charitable organisation in England and Wales, expresses profound concern over recent developments in Nigeria regarding the Biafra Day Terrorist Attack in Aba




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Award-winning Author Mark D. Walker Announces Bestseller Status For His New Travel E-Book, The Guatemala Reader

Walker is the author of several award-winning articles and books. His second book, My Saddest Pleasures: 50 Years on the Road, was recognized by the Peace Corps Writers for Best Travel Writing. The Guatemala Reader debuted as a #1 New Release




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THE US EXPERTS: AMERICAN SANCTIONS NEED TO BE REASSESSED IN LIGHT OF THE EU COURT OF JUSTICE CLEARING DMITRY PUMPYANSKY

The recent ruling of the Court of Justice of the EU removing Dmitry Pumpyansky from the EU sanctions list bolstered the arguments of U.S. experts about potential unfairness and inefficiency of individual sanctions against Russian businessmen.




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FORMER USG EXPORT CONTROL VETERANS CREATE NEW INTERNATIONAL ADVISORY AND PUBLIC BENEFIT COMPANY

Export Controls and Sanctions Advisors LLC Celebrates its first Year of Success and Innovation in the World of Export Controls and Sanctions




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Elizabeth Graham Reveals New Details About the Relationship Between Donald Trump and Russia In Bestselling Ebook 'From Democracy To Democrazy'

Graham's new book is an intriguing and informative "must read" from a woman who is probably the best-informed American on the terrifying realities concerning Vladimir Putin's motivations and his control over Trump.




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Social Skills: Harnessing the Marketing Power of Industry Events

Photo credit: AJ Caneria  Editor’s Note: Social Skills is a bi-monthly feature in RISMedia’s Daily News focused on social media and digital marketing tips, trends and solutions for agents and brokers. As a real estate professional, attending industry events like RISMedia’s 2024 CEO & Leadership Exchange offers unlimited opportunities to expand your network and elevate…

The post Social Skills: Harnessing the Marketing Power of Industry Events appeared first on RISMedia.




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Top 3 Overlooked Marketing Tactics Every Listing Agent Should Use

Traditional marketing methods like generic ads, open houses and run-of-the-mill online listings are effective but often not enough to set you apart in an ever-changing and competitive real estate landscape.  Let’s explore three modern marketing strategies that can help you secure more listings in today’s real estate market. Live-hosted virtual tours Research shows that 97%…

The post Top 3 Overlooked Marketing Tactics Every Listing Agent Should Use appeared first on RISMedia.




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How Industry Experts See Trump’s Return to the White House Impacting Housing

As Trump’s victory over Democratic candidate Vice President Kamala Harris became apparent on Wednesday, bond markets reacted sharply. The benchmark 10-year Treasury yield jumped to 4.479%, its highest level since July, according to news reports. Mortgage rates responded in kind, with the average 30-year fixed rate rising to 7.13% on Wednesday, up nine basis points…

The post How Industry Experts See Trump’s Return to the White House Impacting Housing appeared first on RISMedia.




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Real Estate Leaders Remain Focused on Growth and Innovation

From left, Kuba Jewgieniew, Cory Vasquez and John Featherston. Photo by AJ Canaria In a panel discussion at RISMedia’s CEO & Leadership Exchange this past September, key industry executives came together to tackle the pressing topic of creating and maintaining strong company cultures in real estate. With the focus on culture, collaboration and leadership, Kuba…

The post Real Estate Leaders Remain Focused on Growth and Innovation appeared first on RISMedia.




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Consumer Confidence Up Slightly in August Due to Economy and Inflation

The Conference Board Consumer Confidence Index, which measures American opinions of current economic conditions and their outlook for the next six months, rose in August to 103.3, from an upwardly revised 101.9 in July, while the Present Situation Index—based on consumers’ assessment of current business and labor market conditions—improved to 134.4 from 133.1.  The Expectations…

The post Consumer Confidence Up Slightly in August Due to Economy and Inflation appeared first on RISMedia.




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Fannie Mae: Most Consumers Remain ‘Apprehensive’ About Housing Market

Consumers reported significantly greater optimism about the future direction of mortgage rates, despite showing little change in overall home buying sentiment, according to Fannie Mae data.  Fannie Mae Home Purchase Sentiment Index® (HPSI) for August increased 0.6 points to 72.1, up 5.2 points year over year. Fannie Mae added that a high of 39% of…

The post Fannie Mae: Most Consumers Remain ‘Apprehensive’ About Housing Market appeared first on RISMedia.




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4 Mortgage Refinancing Errors Your Longtime Clients Must Avoid

Maintaining client relationships means hopefully selling them another house in the future, and representing them as the seller agent as well. As such, it’s imperative you guide them in all aspects of homeownership even in times when they are not buying or selling. One key topic is refinancing. Here are four mortgage refinancing mistakes to…

The post 4 Mortgage Refinancing Errors Your Longtime Clients Must Avoid appeared first on RISMedia.




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US’ Ralph Lauren’s Q2 earnings exceed projections; raises FY25 outlook

Ralph Lauren Corporation reported Q2 FY25 earnings per diluted share of $2.31, up 5 per cent YoY on a reported basis, and $2.54 adjusted, a 21 per cent increase. Net revenue rose 6 per cent to $1.7 billion, while gross profit reached $1.2 billion with a margin of 67.0 per cent. Regional revenues grew, driven by strong results in Asia, Europe, and North America.




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US’ Capri Holdings’ Q2 FY25 revenue drops 16.4% to $1.08 billion

Capri Holdings has reported Q2 FY25 revenue of $1.08 billion, a 16.4 per cent YoY decline. Gross profit reached $694 million with a margin of 64.3 per cent. Versace, Jimmy Choo, and Michael Kors saw mixed results, with sales declines for Versace and Kors but slight growth for Jimmy Choo. Net income was $24 million, down from $90 million YoY.




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US’ Wolverine World Wide’s revenue falls 16.6% to $440.2 mn in Q3

Wolverine World Wide has reported Q3 revenue of $440.2 million, down 16.6 per cent YoY, with gross margin up 450 basis points to 45.3 per cent. Net debt fell to $563 million. For FY2024, the company projects revenue of $1.730-$1.745 billion, with a gross margin of 44.5 per cent and adjusted EPS between $0.80 and $0.90. Inventory is expected to decline by $85 million.




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Australia's apparel imports rise, fibre exports decline in Jul-Sept 24

Australia's apparel and clothing imports rose 3.43 per cent YoY to $3.368 billion in July-September 2024, despite a slight drop in September. Imports of textile yarn and related articles also increased by 4.11 per cent, while fibre imports fell 6.06 per cent. Exports of textile fibres saw a 7.69 per cent decline, continuing a downward trend from the previous fiscal year.




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US' textiles & apparel imports ease 0.8% in Jan-Sept 2024

US textile and apparel imports fell by 0.80 per cent to $80.449 billion from January to September 2024, compared to $81.094 billion in 2023. Apparel imports dropped by 2.57 per cent, while non-apparel imports rose by 4.55 per cent. China remained the top supplier, despite a 2.28 per cent decrease. Growth was seen in imports from Cambodia, Pakistan, India, and Vietnam.




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US textiles exports dip 2.7% to $17.3 billion in Jan-Sept 2024

In the first nine months of 2024, US textile and apparel exports fell by 2.76 per cent to $17.363 billion, down from $17.856 billion in 2023. While exports to Mexico rose by 2.86 per cent, shipments to major markets like Canada, China, and the Dominican Republic declined. Apparel, fabric, and yarn exports all saw decreases. In 2023, exports fell by 5.02 per cent, following growth in 2022.




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US textile & apparel import volume up 8.7%, export volume down 3%

US saw an 8.79 per cent increase in textile and apparel imports from January to September 2024, totalling 76,860.803 million SME compared to 70,652.999 million SME in 2023, according to OTEXA. Apparel imports rose by 2.57 per cent, while non-apparel imports increased by 11.05 per cent. Cotton product imports grew by 6.03 per cent and MMF products by 9.17 per cent.




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Using Pandas and SQL Together for Data Analysis

In this tutorial, we’ll explore when and how SQL functionality can be integrated within the Pandas framework, as well as its limitations.




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6 Shocking Ways Your House is Making You Sick

Changing seasons are hard on the body, especially when your immune system is not at its best. But, did you know that your house is making you sick? The dust mites, mold, cockroaches and pollens could be the foremost reasons for your headaches, congestion, sinus and even mental health.The interesting part is that these culprits continue staying in your house making you sick long after the allergy season is over. The situation can worsen to trigger allergic asthma.




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US to award Akash Systems up to $18.2 million for chips production




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Nvidia Stock Slips. SoftBank Deal Tells Us This About Its AI Chips.




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Tesla Stock Rises. Elon Musk Will Lead New Government Department for Trump.




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US Supreme Court to hear Nvidia bid to avoid securities fraud suit




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Cathie Wood Goes Bargain Hunting: 3 Stocks She Just Bought




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Trump Reportedly Urges Russian President To Deescalate War With Ukraine: Here's How Crude Oil WTI Futures Are Reacting




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Hold Up. Fed Chair Powell Just Issued a Dour Warning on the Economy. Is the Bull Market in Trouble?




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Lower Income Households Warming Up to Solar Power

Lower Income Households Warming Up to Solar Power hsauer Tue, 11/22/2022 - 14:18

Lower Income Households Warming Up to Solar Power

Despite its growing popularity, solar power remains a luxury that, typically, only more affluent households can afford, due mostly to the high costs of installation.

However, recent statistics show that the technology is not completely exclusive. A greater share of lower-income households and neighborhoods are having rooftop panels installed.

Lawrence Berkeley National Laboratory released the latest edition of its annual report, Residential Solar-Adopter Income and Demographic Trends. This November 2022 edition, updated from its initial 2022 report released in February, is based on address-level data for 2.8 million residential households across the country that have installed solar on-site. The latest update includes data on systems installed through 2021.

The report reveals some unsurprising statistics. For example, the median income for solar adopters was $110,000. This is above the national average of $79,000, and confirms that households with solar are more likely to have above-average means.

However, a closer look at the results reveals that solar technology is not exclusively for the rich. Several statistics show that the average income is trending downward, indicating that solar is becoming more accessible to those in lower-income tiers.

For example, according to the report, the average household income of solar adopters in 2010 was $129,000. This represents a drop of almost $20,000 in 11 years.

Also, the median income figure reveals that while half of the nation’s households with solar have incomes above $110,000, an equal number have incomes below that level.

Looking at that lower half a little more closely, the report finds that roughly one-third of all households that installed solar in 2021 had incomes between $50,000 and $100,000. Another 15% of households had incomes below $50,000. The most well-represented income category was composed of those households with incomes between $75,000 and $100,000. They comprised roughly 18% of the total number of households that installed solar last year.

The report also finds that the share of the solar market in disadvantaged communities has been rising over time. According to Department of Energy figures, the percentage of residential solar installations in these communities has more than doubled from 5% in 2010 to 11% in 2021.

Lastly, the report finds that solar markets are also moving into less-affluent states. While roughly half of the nation’s solar adopters are in California, which is a relatively high-income state, the market for solar is growing in states like Texas and Florida, which are considered middle- and low-income states, respectively.

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Increased Use of Robots for Warehouse Automation and More

Increased Use of Robots for Warehouse Automation and More cbeaty Tue, 11/29/2022 - 09:06

Increased Use of Robots for Warehouse Automation and More

Research and development in the use of robotics in warehouse and industrial settings is gaining momentum, fueling impressive growth in the market sector.

“Warehouse Robotics Market,” a June 2022 report from Future Market Insights (FMI), reveals that the global warehouse robotics market is projected to reach a value of more than $9.5 billion by 2032. In 2022, the market was on pace to exceed $5 billion, rising at a notable 13% compound annual growth rate throughout the forecast period. Robotics leverage digital technologies and computerization with artificial intelligence (A.I.) and machine learning to automate a host of operations.

“The market is likely to be driven by the growing trend of industrialization and the implementation of Industry 4.0,” according to the report.

Robotics services

Warehouse robotics are used in a variety of automated systems to bring greater efficiencies to processes in fulfillment, inventory and distribution. Different types of robotics, according to 6 River Systems, include automated guided vehicles for material and supply transport; automated storage and retrieval systems for inventory management; cobots, or collaborative robotics used to assist human personnel in performing tasks in the warehouse; articulated robotic arms that move products within warehouses; and goods-to-person systems that transport items to stationary pick stations.

Warehouse robots are applicable to many markets, including food and beverage, automotive, pharmaceuticals, electronics, construction, defense and oil and gas. Companies are investing huge dollars in research and development activities in the warehouse robotics market, especially in developed countries, for product innovation, more advanced automation and pursuit of quality production and manufacturing.

According to FMI, Amazon installed almost 15,000 robots in its U.S. warehouses to cut operations costs by one-fifth and meet increasing consumer demand. It used technology developed by Kiva Systems, a robotics company it would later purchase and rename Amazon Robotics. In October 2021, Amazon announced the opening of a new first-of-its-kind robotics manufacturing facility in Westborough, Mass. Amazon also unveiled plans to purchase iRobot in August 2022.

Market drivers and restraints

Important market drivers for the warehouse robotics market, according to FMI, include increasing demand of automation for time savings and cost reductions, increasing number of stock-keeping units, increasing demand and awareness toward quality and safety production, advancement in technology and increased use in various applications and industries such as food and beverage and electronics.

Some of the barriers cited in the report as potentially hampering the growth of the warehouse robotics market are the initial high adoption cost related to training and deployment, lack of awareness and difficulty in interacting with robots for some end-users.

The digital transformation and Industry 4.0 continue to revolutionize the way companies manufacture, improve and distribute products. Manufacturers are integrating new technologies, including internet of things, cloud computing, analytics, A.I. and machine learning into their production facilities and throughout their operations. That value proposition now includes robotics, for specific tasks and lessening the overall cost burden on the end-user.

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Great Leaders Use Tough Love to Improve Performance

Frances Frei, professor at Harvard Business School, says that trust, empathy - and even a bit of tough love - are all essential ingredients to strong leadership in today's world. Successful managers focus on the effect they have on others, not themselves. They also define a strategy and create a culture that drives employee behavior in their absence. Frei is the coauthor, along with Anne Morriss, of the book "Unleashed: The Unapologetic Leader’s Guide to Empowering Everyone Around You" as well as the HBR article “Begin with Trust.”




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Corporate America’s Work in Fighting Racism is Just Beginning

Ella Washington, an organizational psychologist at Georgetown University, argues that private sector American organizations have a big role to play in sustaining the fight for racial justice that has gained such momentum in recent weeks. She says that widespread protests should mark a shift in how companies and their leaders push for government policy change, think about diversity and inclusion in their own workplaces, and strive to combat bias and inequality in U.S. society. It not enough for CEOs to release statements and continue on with business as usual. To promote real change, they need to work on these issues each and every day. Washington is the coauthor of the HBR article "U.S. Businesses Must Take Meaningful Action Against Racism."




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Every Business Can Be a Subscription Business

Robbie Kellman Baxter, a strategy consultant, says that subscriptions aren’t just for newspapers and Netflix. She says they can help companies from local retailers to giant industrial manufacturers earn more consistent revenue and develop stronger customer loyalty. And she explains how even during an economic crisis, leaders can adopt a subscription business model to give their organizations a better chance of surviving and thriving. Kellman Baxter is the author of the book "The Forever Transaction: How to Build a Subscription Model So Compelling, Your Customers Will Never Want to Leave."




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Cultivate a Trans-Inclusive Workplace

Katina Sawyer, assistant professor at the George Washington University, says transgender workers continue to be overlooked even as organizational diversity initiatives become more widespread. Her research shows that many trans employees experience ongoing discrimination, from microaggression to job loss. Sawyer shares effective formal policies and details the informal ways managers can make their workplaces — physical and virtual — truly welcoming for trans people. Sawyer is the author, along with Christian Thoroughgood and Jennica Webster, of the HBR article "Creating a Trans-Inclusive Workplace."




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What Business Leaders Should Know About Cryptocurrency

Jeff John Roberts, an author and journalist, dug deep into the world of cryptocurrency to figure out what the rest of us really need to know about it. He acknowledges that the proliferation and volatility of digital currencies can make them seem like a fad but argues that the oldest among them -- bitcoin -- and the blockchain technology behind it are here to stay because they offer a more efficient way for companies and consumers to transact. He describes in plain English how crypto works and explains why now is the time for forward-thinking business leaders to understand -- and adapt to -- this new kind of currency. Roberts is the author of the book "Kings of Crypto: One Startup's Quest to Take Cryptocurrency Out of Silicon Valley and Onto Wall Street."




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What Sets Family Businesses Apart

Josh Baron and Rob Lachenauer, cofounders of BanyanGlobal Family Business Advisors, say that a family-run company has more flexibility than its publicly-traded counterpart to build a legacy and grow sustainably for the long term. But making critical decisions when there are family dynamics can be extremely challenging. They offer approaches to understand the real impact of ownership and effectively manage conflict. Lachenauer and Baron wrote “The Harvard Business Review Family Business Handbook: How to Build and Sustain a Successful, Enduring Enterprise.”




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Bill Gates on How Business Leaders Can Fight Climate Change

Bill Gates, philanthropist and founder of Microsoft, argues that, even as we work to end the global pandemic, we can't lose sight of another existential threat: climate change. He says that we need to take aggressive action to get to net zero carbon emissions by 2050 and insists that regulation isn't enough. Businesses need to pave the way forward by investing much more heavily in climate-friendly innovation. Gates speaks with HBR editor in chief Adi Ignatius about his new book, "How to Avoid a Climate Disaster: The Solutions We Have and the Breakthroughs We Need."




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CEO Series: Mastercard’s Ajay Banga on Promoting Financial Inclusion

Ajay Banga, the executive chairman and former CEO of Mastercard, has spearheaded a strategy focused on serving the previously unbanked via new technologies. During his 11-year tenure as president and chief executive, the company tripled revenues, increased net income six-fold, and saw its market cap rise from below $30 billion to more than $300 billion. He attributes this growth to setting ambitious goals, planning for the long term, and ensuring that all employees and customers feel valued.




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CEO Series: 23andMe’s Anne Wojcicki on Scientific Breakthroughs and Public Trust

Anne Wojcicki, CEO of 23andMe, spent a decade in healthcare and biotechnology before launching the DNA testing and analysis company in 2006. Her goal was twofold: to help individuals learn more about their own genetics, enabling them to pursue more personalized medical care, and to create a database of genetic information for commercial and academic researchers to promote broader improvements to the healthcare system. She speaks with HBR's Editor-in-Chief Adi Ignatius about tackling challenges in an emerging industry.




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What Business Leaders Need to Know About China Now

Elsbeth Johnson, senior lecturer at MIT’s Sloan School of Management, and Rana Mitter, professor of history at Oxford, argue that there's a lot about the Chinese political system and economy that business leaders from elsewhere in the world still misunderstand. They argue that democracy and a free market system aren't always as tightly linked as we think, and that many people in China also live, work, and invest differently than Westerners do. Better understanding these dynamics will be the key to business success in the world's most populous country. Johnson and Mitter are the authors of the HBR article "What the West Gets Wrong About China."




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What Anthropologists Can Teach Us About Work Culture

Greg Urban, anthropologist at the University of Pennsylvania, used to study indigenous tribes in Brazil. Now he hangs out in break rooms and boardrooms analyzing how people interact — and create and change culture — in organizations. He shares lessons and tips for managers to better understand and motivate their teams. Urban is the coauthor of the book "The Culture Puzzle: Harnessing the Forces that Drive Your Organization's Success."




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Find Focus in a Chaotic World

If you're feeling distracted, mentally fogged, and unable to pay attention to (or focus on if attention is in hed) the task at hand, you're not alone. The human brain is highly susceptible to often unproductive mind-wandering, and modern technology has only made the problem worse. But we all know that the best work comes when you're able to really zero in on an idea or problem for a sustained period of time. So we need better strategies for blocking out the external and internal noise. Dr. Amishi Jha, a neuroscientist and professor of psychology at the University of Miami and the author of "Peak Mind," offers recommendations based on studies of people in some of the most high-pressure jobs in the world.




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Anti-Bias Policies That Really Work in Customer Service

Alexandra Feldberg and Tami Kim, assistant professors at Harvard Business School and the University of Virginia Darden School of Business, respectively, say companies are overlooking an important place to root out bias: on the front lines with customers. While many firms are promoting a more equitable workforce through their HR functions, too few firms even realize how costly bias can be in everyday interactions between workers and customers. The researchers explain how organizations can identify and address this overlooked problem. Feldberg and Kim are the coauthors of the HBR article "Fighting Bias on the Front Lines."




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How to Use All Your Vacation — And Really Unplug

When was the last time you really took a sustained break from work? No emails. No calls. No taking care of that one little thing. For most of us — particularly in the United States -- it's been too long. As we head into the end-of-year holidays, we asked University of Texas psychology professor Art Markman and Cornell University associate professor Kaitlin Wooley to explain why it's so important to take real vacations (or even staycations) and how individuals, bosses, and organizations can do a better job of making them happen.




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Need a Reset? Try This One Quick Meditation Session (Bonus)

You've probably heard about the benefits of mindfulness and how meditation can help you achieve it. But you still can't find the inclination to start or the time to practice regularly. In this short bonus episode, Rasmus Hougaard, the CEO of Potential Project and a meditation expert who has studied with the Dalai Lama, takes us through a short exercise and explains why mindfulness is a game-changer for our careers and well-being. Skeptics welcome!




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How Government and Business Can Tackle Big Global Crises Together

It feels like a moment of panic for many. While there were some success stories in how public and private sector leaders managed the global pandemic, it isn't over, and many more crises -- from political polarization to climate change to new technological threats -- loom. But one leading political scientist is hopeful that countries and corporations can find ways to overcome their divisions and better collaborate on our most pressing issues over next ten years. He points to historic precedents and makes specific recommendations for the future, noting that in areas where political divisions cause roadblocks, it will be up to corporate leaders to ensure progress. Ian Bremmer is the president and founder of the Eurasia Group and author of the book “The Power of Crisis: How Three Threats – and Our Response – Will Change the World.”