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How to avoid inheritance tax legally

There are many legal ways to dodge the dreaded 40 per cent 'death tax' if you want to pass on the maximum sum possible and are prepared to plan ahead.




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Who inherits when a family member dies without a will?

My 78-year-old brother died without leaving a will. He had no children and was divorced from his wife. Lawyer Gavin Holt explains the order of inheritance in such cases.




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Critics slam 'absurd' Government stance on backdating state pension credits

Gaynor Seymour, pictured with husband Andrew, lost state pension credits over an innocent paperwork error - but she can prove she looked after their daughter during the disputed period, she says.




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Heir hunting firm says I am owed an inheritance - is this a scam?

I have been contacted by a genealogy company which says a member of my family from my dad's side passed away in 2016 leaving no will. Lawyer Vicky Tassell, pictured right, of Nockolds, replies.




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Price of a funeral in 2020 is £4,417 - but a budget cremation is far less

Funeral costs have increased by 3.4% over the past year, but the price of a direct cremation - meaning without a funeral service - fell by 5% to £1,626.




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Time to keep your pensions promise, Boris! PM pledged to help victims

After meeting workers fleeced of their futures in the scandal, the now Prime Minister, pictured with victims with David Burgess, left, Sue Flood and Micky Nettle, pledged to take up their case.




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Will you live to your 90s? Number of nonagenarians soars by a third

This year, the total number of people aged 90 and above is expected to hit 616,000, up 36% since 2010 and vastly outstripping the 7% rise in the overall UK population.




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My ex is offering me a fifth of his pension in the divorce - is that fair?

If I accept my husband's offer I would have less than half of the income that he is receiving, along with a five-year wait for my state pension. Lawyer Fiona Wood, pictured left, replies.




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Rumoured new fix for doctor pensions crisis could mean windfall for ALL higher earners

The Treasury is reportedly considering raising a key threshold where the controversial 'taper' kicks in from £110k to £150k, but pension experts think this will be ineffective or 'a sticking plaster'.




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JEFF PRESTRIDGE: Get radical, Chancellor, and kill off the death tax 

Some of the taxes we currently pay and a number of the tax breaks we are given to encourage us to save for old age are either too onerous or far too complicated.




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Experts demand inheritance tax reform as thousands have to fill in forms for nothing

Thousands of families are being forced to complete complicated paperwork to report the value of a loved one's estate to the taxman when they die - even when there is no inheritance tax to pay.




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Tempted to cash a pension before 55? You are at serious risk of fraud

Reputable firms don't encourage savers to take money out of pensions before they are 55, in the form of a loan or any other kind of cash payout, due to the stiff tax penalty.




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Can you start renovations on an inherited house before getting probate?

As the executor I'm a bit concerned that we may be breaking the law if he starts the work before probate is granted. What should we do? Lawyer James Beresford, pictured, replies.




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Charity warns BBC over plan to strip over 75s of the free TV licence

Age UK has warned that hundreds of thousands of over 75s could struggle to pay for their TV licences if the BBC scales back on the benefit this summer in an effort to slash costs.




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Threat of frozen state pensions lifted for British expats in EU

The withdrawal agreement under which the UK exits the EU on January 31 provides certainty on future state pension rises for current EU expats.




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As the cost of funerals is soaring, would YOU forgo a funeral service to save £3,200?

The cost of funerals is soaring - rising more than £200 over the past year to an average of more than £4,400 this month. But a decent send-off can still be arranged for less than half of this price.




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Three-quarters of Britons risk being left without access to their cash

Which? found 77 per cent of 1,500 people surveyed in the UK held either one account or several with the same provider, leaving them stuck during online and mobile banking hitches.




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Former prison officer hit with a £100k bill after pension mistake

Former prison officer Paul Davidson, 62, pictured, was forced to retire early in 2012 after he suffered a breakdown. He spent a month in a clinic and his wife had to give up work to care for him.




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Should inheritance tax be replaced with a 10% gift tax?

nheritance tax at 40 per cent should be ditched and replaced with a 10 per cent tax on annual gifts of £30,000-plus and a new death allowance, says a report by MPs.




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I will inherit £25k while my younger brother gets £5m - can I fight this?

I feel aggrieved my inheritance is going to be £25k while my brother will likely get £975k from my father in addition to the £4m in properties he's already received.




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JEFF PRESTRIDGE: New Chancellor Rishi Sunak needs to make his mark...by improving our pensions

With the smell of a spring Budget in the air comes the rumour of yet more restrictions on the tax relief available to boost our pension saving. But how will Mr Sunak treat pension savers?




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Could an inheritance tax overhaul hit Bank of Mum and Dad?

Proposed changes to inheritance tax could make it more costly to help children onto the housing ladder, with a proposed 10% tax levied on sums above £30,000 given away each year.




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Should you start a final salary pension on your birthday or in April?

This case highlights how complicated the rules on final salary pensions can be to navigate. Find out what you should ask your scheme before triggering payments here.




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Steve Webb's best pension columns: 12 Christmas crackers

A selection of Steve's top columns can help you avoid being scammed, understand the mysteries of the new state pension, and gain peace of mind by making the most of your pension savings.




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Richest retirees have an income 17 TIMES bigger than poorest

The pension incomes of Britain's richest retirees are now 17 times higher than those of the poorest as the gap between the two has nearly doubled over the past decade.




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Public sector workers are now pensions 'aristocrats' 

According to the Office for National Statistics, 11 per cent of private sector workers who have a pension are in a generous final salary scheme. This compares to 92 per cent in the public sector.




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When will age you can access pension cash rise from 55 to 57?

Anyone aged 47 or under must plan ahead if they want to retire earlier than 57, or will need cash for other purposes like paying off mortgages, home renovations or university fees for their children.




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How do I get a will signed with two witnesses during coronavirus crisis?

With fear about coronavirus gripping the country, demand for wills is soaring. Law firms say they are seeing jumps in requests ranging between 30 and 70% compared with normal business.




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Savers struggling in coronavirus crisis warned against pension scams

Savers who are under financial pressure or have lost jobs should beware scammers tempting them to tap pension pots early or switch them into higher risk investments.




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Should state pension triple lock be axed to help pay for the coronavirus crisis?

The guarantee should be abandoned to ensure the economic recovery from the coronavirus crisis is fair to working-age households, says the Social Market Foundation.




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Coronavirus lockdown providing rich pickings for heartless criminals

So far they have cheated victims out of £2 million, using the fear of Covid-19 to launch a wave of scams that experts describe as 'sick'. We advise you on how to thwart the fraudsters.




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How do I set up power of attorney during coronavirus lockdown?

Registering lasting power of attorney might start taking longer than the usual eight weeks during the current crisis, but official oversight body suggests some temporary workarounds.




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I wrongly thought I got divorced - can my wife share an inheritance?

We separated 20 years ago. I am about to inherit from an estate and have a small private pension and a full state pension. Can my wife claim on them? Lawyer Lisa Pepper, of Osbornes Law, replies.




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Savers transferring final salary pensions will get warning letters

Any saver expressing interest in ditching a final salary pension is to be warned off in a letter telling them it's unlikely to be in their best interests.




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Britain's Got Talent announce new online spin-off Unseen to replace More Talent

The eight mini episodes will be released on ITV Hub minutes after the main show ends, to showcase some of the more bizarre and wacky acts who auditioned for the show.




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Simon Cowell enjoys family bike ride with Lauren Silverman and their son Eric, six, in Malibu

The music mogul, 60, has been self-isolating with his other half, 42, after California residents were put under lockdown in late March.




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Amanda Holden takes out her bin in style as she sizzles in shimmering fuchsia evening gown

The Britain's Got Talent judge, 49, donned a fuchsia dress with a daring leg spit as she strutted her stuff while taking out her rubbish.




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'It's all about Eric and what he would like': Britain's Got Talent RETURNS to TV screens

Britain's Got Talent will return to our TV screens on Saturday along bringing a new batch of contestants hoping to wow the judges with their skills.




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Alesha Dixon reveals she gets her daughter Azura, 6, to call her 'Miss Dixon' during homeschooling

The Britain's Got Talent judge, 41, said she is finally living her childhood dream of becoming a teacher as she appeared via video link on This Morning on Thursday.




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Britain's Got Talent EXC: The judges can't bear to look at VERY bendy contortionist 

In a new clip released ahead of the series' debut, at the Manchester auditions the panel could not bring themselves to look at the contestant




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Amanda Holden reveals she'd put 'ANYTHING in her mouth' if she went on I'm A Celebrity.

The BGT judge, 49, revealed she would take part on I'm A Celebrity but only on one condition and stated that she would 'put anything in her mouth' when it comes to the dreaded Bushtucker trails.




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Britain's Got Talent SPOILER: First audition sees contortionist and dancing Dachshunds

The new series, which was filmed earlier this year before the UK COVID-19 lockdown, sees St Anne's Gospel Choir from London kick off the auditions.




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Alesha Dixon shares why the return of Britain's Got Talent has come at the right time

Britain's Got Talent will return to our TV screens on Saturday night for its highly anticipated 14 series.




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BGT fans emotional as Simon Cowell kisses son Eric after being wowed by father and son magic act

Britain's Got Talent fans were left emotional on Saturday as Simon Cowell sweetly kissed son Eric, 6, after being blown away by a father and son magic act.




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Simon Cowell and girlfriend Lauren Silverman are LOCKED OUT of their Beverly Hills mansion  

The Britain's Got Talent judge, 60, and his girlfriend Lauren Silverman were in for a shock on Saturday after being locked out of their Beverly Hills mansion.




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Ant McPartlin and girlfriend Anne-Marie Corbett join the nation in clapping for the NHS

The Britain's Got Talent host, 44, and girlfriend Anne-Marie Corbett were seen showing their support for the NHS as they joined their neighbours in clapping for their heroes.




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Amanda Holden worries about grey hair in lockdown

Amanda Holden has admitted she's been thriving in lockdown - with the exception of her hair.




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Amanda Holden displays her bronzed legs in denim skirt paired with striped top

Amanda Holden looked effortlessly chic as she left the Heart Radio studios in London on Wednesday.




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Britain's Got Talent SPOILER: Frontline nurse who tested positive for COVID-19 wows judges

Beth Porch, 25, who sings to child cancer patients at Great Ormond Street Hospital, joined a hopefuls at the series 17 auditions which were filmed earlier this year before the UK COVID-19 lockdown




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Britain's Got Talent EXCLUSIVE: Amanda Holdenis left in shock by James Stott's EXPLOSIVE audition

In an exclusive clip from Saturday's show, the TV personality, 49, had her head in her hands as she stopped herself from watching Simon Cowell taking part in the act.