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Four Reasons You Should Not Use Your 401k to Pay Off Your Credit Card

Q:  We have $30,000 in credit card debt and it seems it will take forever to get it paid off.  Should I use money from my 401(k) to pay off that debt?  I am 35 years old. A:  I realize when you see that money sitting in your 401(k), that there is a temptation to tap into it so you can make that credit card debt disappear.  I also realize that it seems to take forever to make progress on your credit cards, especially if all you are paying is the minimum payment.  But using your 401k money to pay...




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When Success Feels Like Failure

What does success in your job look like? Is it advancing in your career to higher positions? Is it earning more money? Is it making a difference in the world? Would God ever call you to something knowing that your efforts would fail? I’ve often found these questions to be interesting thoughts to ponder. God called Moses to stand up to Pharaoh, but then hardened Pharaoh’s heart so that he wouldn’t give in until enduring the various plagues. Ultimately, I think most of us would consider Moses’ “...




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A Prayer for a Business Idea Leads to Financial Breakthrough

It’s said some cooks are born, not made, and Anne Grimes agrees.  “I think I was born with a pan and a spoon in my hand, ” laughs Anne. “By the time I was nine, I was baking cakes for neighbors and had a business going.”   Anne’s love of cooking continued after she married. She and her husband started a local bakery. But after a few years, jobs in her town were scarce, and the people there moved out. “All of a sudden, the town just dried up. And so, there was very little business there. So, we...




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Are You Taking Enough Risks in Your Career?

I recently read an article that asked the question, “Are you taking enough risks?”  This is an important question in our work life because without taking risks we will not grow.   While some people's personalities drive them toward taking risks, many people only take risks in their professional life when forced to do so. The layoffs and furloughs forced by COVID-19 have catapulted workers out of what felt like stable jobs into unexpected job searches. Millions of people found stability replaced...




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Once Bankrupt Now Prosperous 

Linda Beavert never thought she’d be able to enjoy retirement. “I've just sailed through it. I know because God's held my hand, you know.  He answers, and he leads me and there's just no better peace, no better confidence.” For most of their thirty-seven-year marriage, Linda and her husband struggled financially, even though they both worked full-time. “I was never comfortable about our money situation. We didn't know about budgeting; we never budgeted, and we lived from hand to mouth, just...




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Frank Nico on 2020 Year-End Giving

Visit CBNLEGACY.org, call 1-800-333-2373 or email PlannedGiving@CBN.org     Year-End Ideas - Optimizing Charitable Giving  There are three focus areas when deciding on optimizing charitable giving while maximizing tax deductions: Appreciated Investments  Cash  Retirement Plans  Appreciated Investments Gifts of Stock Select a highly appreciated stock held for 1-year+ in a brokerage account. Donate stock shares by DTC wire transfer. Benefits Receive an itemized charitable tax deduction at...




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Full Bank Account, Empty Heart

Work hard and play hard was the mantra that Eric Pavlack lived by. For 17 years, he traveled across the country laying railroad tracks which paid well but triggered a habit of reckless spending. “Because I was selfish, money was very important. and I’m making all this big money and I wasn’t used to it. I was spending it right and left. Guns, hunting trips, motorcycles, weightlifting stuff, trucks, cars.” In order to afford his lavish lifestyle, Eric worked extra hours. “I bought stuff on a whim...




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Discovering America's Black DNA

DNA tests are uncovering family histories. In some cases they're also revealing mixed bloodlines and the buried history of slavery. For African Americans, this can be emotionally-charged. What do you do when you find out one of your direct ancestors was a slave owner? And does it open the door to new conversations about racial justice and social healing?

Original Air Date: March 10, 2018

Guests:

Alex GeeErin HoagAnnette Gordon-ReedAnita Foeman

Interviews In This Hour:

How Do You Know Ruben Gee?Searching for America's Racial History in a GraveyardUncovering America's Buried History: The Story of Thomas Jefferson and Sally HemingsChanging Our Conversation About Race Using Genetic Testing

Further Reading:

"Black Like Me" podcast




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Living In Skin

We all miss touching things — groceries, door knobs, hands, faces. And most of all, skin. The living tissue that simultaneously protects us from the world, and lets us feel it. In this episode, the politics, biology, and inner life of your skin.

Original Air Date: April 18, 2020

Guests:

Angelo BautistaTiffany FieldAlissa WatersNina Jablonski

Interviews In This Hour:

My Problem With SkincareEven During Quarantine, You Need A 'Daily Dose Of Touch'Reclaiming Scars As Works Of ArtThe Science Of Skin Color




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Traveling By Book

Before the time of commercial flights and road trips, we traveled to far off places without taking a single step. All you had to do was open a book. From Africa to England, to a kamikaze cockpit, and to realms of fantasy. Books aren’t just books. They’re passports to anywhere.

Original Air Date: March 14, 2020

Guests:

Philip PullmanRuth OzekiRobert MacfarlanePetina Gappah

Interviews In This Hour:

Philip Pullman on 'The Pocket Atlas of the World''His Dark Materials' Author Philip Pullman On The Consciousness Of All ThingsA Diary Becomes A Time CapsuleRuth Ozeki on 'Kamikaze Diaries'Petina Gappah on 'Persuasion'The Empire Writes Back: Author Discusses Explorer David Livingstone's Complicated LegacyRobert Macfarlane on 'The Living Mountain'




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What Afghan Women Want You to Know

The women of Afghanistan are elected officials, school teachers, actors, TV contest winners, ancient rug weavers, and whisperers of forbidden poetry. The Taliban are starting to put down their thumb. But these women want you to know they are more than the timid victim under a burqa.

Original Air Date: October 02, 2021

Guests: 

Humaira Ghilzai — Eliza Griswold — Anna Badkhen — Rafia Zakaria

Interviews In This Hour: 

What's the future of culture in Afghanistan? — For Afghan weavers, the world is a carpet — Generations of Afghan women sharing the landay — How Afghanistan became America's 'first feminist war'




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Rethinking the Holidays

We’re in the holiday season of the worst pandemic of our lives. Canceling our gatherings is the safe thing to do. But, how can we still — creatively and safely — connect with the people we love? Maybe there are some opportunities for us this year, too.

Original Air Date: November 28, 2020

Guests: 

Priya Parker — Stanley Weintraub — Peter Reinhart — Helen Macdonald — Gregg Krech

Interviews In This Hour: 

A Pandemic Holiday Season Offers Opportunities For Community, Too — Stanley Weintraub on the World War I Christmas Truce — Peter Reinhart on the Spiritual Importance of Bread — Helen Macdonald On 'The Dark Is Rising' — How to Cultivate Gratitude

Never want to miss an episode? Subscribe to the podcast.

Want to hear more from us, including extended interviews and favorites from the archive? Subscribe to our newsletter.




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If Your Clothes Could Talk

Whether you know it or not, your closets are filled with personal information. About your identity, your values, your personality. And every day, you wear it all right out the door for the whole world to see.

Do you think about what are you saying with your clothes?

Original Air Date: March 16, 2019

Guests: 

Angelo Bautista — Avery Trufelman — Carolyn Smith — agnès b. — Jo Paoletti

Interviews In This Hour: 

Finding Yourself By Finding Your Style — From High Fashion to Heather Gray T-Shirts, Choosing Your Style Is A Privilege — A Year Of Wearing Clothing Only Made By Hand — How Blue Became 'Boy' And Pink Became 'Girl' — The Fashion Icon Who Despises Fashion

Never want to miss an episode? Subscribe to the podcast.

Want to hear more from us, including extended interviews and favorites from the archive? Subscribe to our newsletter.




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Time Beyond The Clock

Clocks and calendars chop time into increments – minutes, hours, days, years. It’s efficient, and it helps us get to meetings on time. But when we invented artificial time, we gave up natural time, and a deep sense of connection to the larger universe. What does time feel like when you stop counting it?

Original Air Date: January 04, 2020

Guests:

Alexander Rose — Douglas Rushkoff — Wade Davis — Brian Swimme — Laura Williams — Rachel Sussman

Interviews In This Hour:

Alexander Rose on The Clock of the Long Now — Reclaiming Time — The Eternal Moment — Brian Swimme on Organic Time — Laura Williams on a Tidal-Powered Moon Clock — What It Looks Like To Live For 600K Years

Never want to miss an episode? Subscribe to the podcast.

Want to hear more from us, including extended interviews and favorites from the archive? Subscribe to our newsletter.




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When the Keto and Mediterranean Diets Marry

PROBLEM-SOLVING Dr. Don Colbert is known for helping people live a healthy lifestyle by following the Ketogenic diet. As a medical doctor who has treated over 50,000 patients, he says the answers to people's ailments are almost always linked to what they eat.  Unexpectantly, Dr. Colbert noticed many people who said they were on the Keto Diet, including some of his patients, were placed on statins for high cholesterol. Some were also suffering from joint pain, muscle aches, fatigue, gut issues,...




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Radio Personality Gets His Voice Back

Jeff Blackwell has been a beloved on-air talent for Catholic Community Radio in Baton Rouge for many years, but in 2020, Jeff was in a fight for his life. After going to dinner with his wife Diane, he became violently ill.   “I knew I was sick,” Jeff says. “I had never felt that bad before in my life. I couldn’t hold anything down. I finally told my wife, ‘I've got to go to the ER. I can't handle it.’"  Jeff was then admitted to a local hospital. He was later transferred to ICU where his...




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Aging in the Future Never Looked Better

LONGER LIFE EXPECTANCY  People are living far longer than they did in decades past. Dr. Roizen says life expectancy in the U.S. has increased 2.5 years every decade for the last 170 years. For example, a woman who was expected to live to age 42 in 1850 is now likely to see age 80. One reason for this, he points out, is better sanitation, public health measures, and vaccines which produced an increase in the survival and health of the young in the first half of the 20th century. In later years,...




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Know Your Body to Get Healthy and Fit

WHAT IS METABOLIC FLEXIBILITY? While most people have heard the term metabolism, the majority of them likely can’t explain what it means, Dr. Ian says. “Your metabolism is the collective effort of billions of cells in your body that are carrying out chemical processes (work) every second of your life – even when you’re sleeping -- that allow you to live and function and be who you are.”   Dr. Ian says metabolism basically involves the breakdown of food into small, simple nutrients, and the...




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Aging Gracefully with Model Kim Alexis

AGING NATURALLY AND GRACEFULLY  Now in her 60’s, Kim is determined to age as naturally and healthfully as possible, and to help others to do likewise. Through personal research, she’s learned a lot about what’s beneficial to put in and on our bodies, and what’s not. For example, she’s decided not to color her hair, use fillers (e.g. Botox), or have plastic surgery. Kim believes we can all age more naturally through daily choices about food, avoiding toxins, exercising, and educating ourselves...




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Battling Snakes and Poison—Just for a Drink!

The only source of water for Idealis was a river in their remote village in Indonesia.  But the path there can be dangerous.  Idealis explained, “When we went to the river to collect water, we often found snakes along the way. It took an hour to get water.”  Idealis lives with his mom, who is a widow.   His mother said, “The river water is contaminated because people put poison in it to kill fish. It makes the water smell bad and makes us sick when we drink it.”    Idealis explained, “When I...




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Cancer Couldn’t Kill an Iron Man

After surgery removed a brain tumor, Jay Hewitt felt safe, but a year later, he was diagnosed with terminal brain cancer. Finding strength in the verse, “When I am weak, then I am strong,” he began training for an Ironman Triathlon during chemotherapy. 




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Workplace Violence or Terrorism? CA Massacre Probe Unfolds

A day after a mass shooting in San Bernardino, California, authorities are trying to figure out why a couple would embark on a deadly killing spree.




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God’s a Promise Keeper

God keeps His promises. You’ve probably heard that before, but have you experienced God’s promise-keeping abilities in your own life?  Whenever I think about God’s promises, I think of Abraham. God made some big promises to Abraham, including some that were hard to trust. He would be the father of many nations and God would take care of him. God also promises that He will take care of us (see Matthew 6:25-34). After job loss left me without a home, I struggled with feeling disappointed with how...




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Construction Workers Move to the Office

Construction is a historic trade with several and ever-changing disciplines. Prior to 1980, the industry was focused on the worker in the field.




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What You Need to Know About Flashing a Window

Tips to keep in mind about window installation.




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Walk Around

OSHA is reviewing a regulation that may change OSHA inspections.




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Know Your Product Line

Be informed on contractors’ rules if you are selling a product to them.




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Passion for Work

Are there cultural differences between the European and American trades?





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A Colorful Makeover

PPG announced the completion of a Colorful Communities project in East Point, Georgia, that provided a colorful makeover for Tri-Cities High School as part of the company’s New Paint for a New Start initiative. More than 70 volunteers joined representatives from educational nonprofit Heart of America to paint a fresh coat of color throughout the school’s classrooms and hallways.




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NIE Awards – Reminder to Start Thinking Submissions

The NIE Awards submission process will be open from approximately late Aug. through Nov. 28, 2022. 




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TaskBrand Prep-Paint-Finish Wiping System: A Complete Five-Step Solution

Painting and refinishing is a painstaking, multi-step process that requires attention to detail and quality materials to achieve the desired outcome. The necessary materials extend beyond the coating or paint being applied.




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San Diego Contractor Pays Workers $363,000 in Back Wages and Damages

The U.S. Department of Labor forced a San Diego contractor to pay thousands of dollars to employees for back wages and liquidated damages, reported Amber Coakley of Fox 5 San Diego.




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Contractor Forced to Pay More Than $360K in Damages and Back Wages

If you are an employer, you know there are strict laws about minimum wages and overtime. But what about the time your workers spend preparing for a job or being trained?




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EIFS Finds a Niche in the Marketplace

EIFS offers an option packed building model that first gained its appeal in Atlanta, and is now used in major cities all across the country. 




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Showcasing Pride in the Trades to a New Generation of Workers

Where does one start? How about right around 7,500 B.C. when individuals in Jordan began using a form of plaster on interior walls?




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Workforce Development: Attracting Generation Z

As more Baby Boomers enter retirement, the need for skilled workers is increasing across the American economy. The construction industry is not immune. Add on the struggle with convincing young people that a college degree isn’t always the ticket to a good life and skilled trades are a viable career choice. How can the construction industry recruit good talent?




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Checklist for Business Owners

For many business owners, it is estimated that as much as 80 to 90 percent of their net worth is tied up in the value of their company.




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What You Should Know about Florida’s New Property Insurance Law

How Florida lawmakers’ attempt to make property insurance more affordable could affect your business.




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Time for a Breakthrough

Escaping the entrepreneur's trap in the construction industry.




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Is Training the Key to Employee Retention? One Company Says “Yes”




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How to Work Effectively with Your Local Building Department

Building departments and the hardworking professionals working within them are the silent defenders of our communities. By overseeing the permitting, inspection and occupancy authorization processes for new construction, renovations and repairs, your local building department plays a vital role in ensuring that projects are built to applicable building safety codes and standards.




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ClarkDietrich Adds BlazeFrame Tape to Line of Firestopping Products

ClarkDietrich is giving framing contractors greater flexibility in leveraging the firestopping power of its BlazeFrame family of products with the introduction of BlazeFrame Tape.




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Announcing Abhishek Chhabra, FCIA’s New Director in the Middle East and Asia

The Firestop Contractors International Association announced the appointment of Abhishek Chhabra as its director in the Middle East and Asia.




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NFPA Seeks Comments About Comprehensive Battery Hazards Standard Development

Batteries are increasingly being used in a vast array of applications, from consumer products and micromobility devices, known as e-bikes and e-scooters, to electric vehicles and utility-grade energy storage systems. As use of these devices has grown, so too has the number of fire incidents associated with them.




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38 - How to Discipline Your Team ... is spanking still allowed?

Today we talk through that terrible, horrible, uncomfortable word; Discipline. How do you effectively correct or discipline your team when/if it’s needed? Should it really come down to that? Oh boy.

James and Dustin dig deep into the realities of this topic within our worship teams and how to make sure we are the best we can be.

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The Worship Podcast is powered by All About Worship in partnership with WeAreWorship. This episode also features Song Capture.

Subscribe to the podcast:
theworshippodcast.com
linktr.ee/theworshippodcast 

You can also connect with The Worship Podcast on social media:
The Worship Podcast on Facebook
The Worship Podcast on Instagram
The Worship Podcast on Twitter




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40 - You Suck. How to Deal with Critics.

Taking criticism can be tough. It can also come from many different people in your life, family, leaders, peers and even your congregations.

How you deal with the critics is a topic we all have to deal with at some point in our lives, so James and Dustin go in depth, head first, with how to handle these situations. Check it out!

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The Worship Podcast is powered by All About Worship in partnership with WeAreWorship. This episode also features Song Capture.

Subscribe to the podcast:
theworshippodcast.com
linktr.ee/theworshippodcast 

You can also connect with The Worship Podcast on social media:
The Worship Podcast on Facebook
The Worship Podcast on Instagram
The Worship Podcast on Twitter




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Rising Green Youth Hub Blog - Giving Haringey’s young people the chance to make real change

We are giving our young kids in the borough the chance to make a real change for their peers.




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Adventures in Drywall: The Merry Pranksters

Once upon a time, long before there were ads for lawyers on every corner, television, radio station, billboard and listed on 72 pages of every phone book in the country, job-site practical jokes were commonplace.




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Adventures in Drywall: Rock Off, Rock On

We had dodged more than one nor’easter up to that point, and were enjoying the effects of global warming, so when a friendly competition between three friends materialized into the Rock-Off for Michael’s Way, weather was not even a consideration.




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Adventures in Drywall: Knuckles Deep

Everyone who grinds it out day after day in the construction trenches, has at least one story of “stupidity unbecoming a human.” Some stories have tragic endings, while others generate belly laughs for years to come.