A Fin24 user wants to know whether paying off a car loan or credit card will make her credit score 'look better.'

A Fin24 user who was forced into early retirement is struggling to pay credit card debt amounting to over R109 000. An expert responds.

A Fin24 user urgently seeks guidance on how to pay off debt owing to the amount of R82 000. An expert responds with workable solutions.

A Fin24 reader looking to invest in a living annuity, was shocked to find that she would have to pay fees of up to R110 000 per annum. She wants to know if there are other options. An investment expert responds.

IN THE winding lanes of Barcelona’s historic Barri Gòtic it’s no surprise to find a little cheese shop tucked amongst the boutiques and antique shops. What is unexpected though is that this shop, Formageria La Seu, the only one on the Iberian peninsula to feature artisanal cheese from all over Catalonia and Spain, is owned and run by a Scots woman – Katherine McLaughlin.

OK, most of us will never be able to enjoy the first growths from Bordeaux, but you don't have to spend a grand on a bottle to realise that when it comes to cabernet and merlot blends, Bordeaux is still the region to beat.

ONCE a staple of drive-thrus and fast food restaurants, burgers have had something of an image overhaul in recent years.

GO ON, be honest, when was the last time you picked a bottle of Australian cabernet off the shelf? Cab merlot or cab shiraz perhaps but cabernet on its own seems to have fallen out of favour with the public these days but it’s such a shame as it really is the undisputed King of Australian wines.

Nearly four years on from the day when Ellie Harrison's chips caused a national outcry, the artist is back to tell us more about why she did it – and how she survived that year in Glasgow in the media firing-line

"I'M hungry."

IF there's one thing that online news proves without any shadow of uncertainty, it's that there's no knowing what will capture the popular imagination.

ALASTAIR Stewart’s “resignation” is a good example of how anti-racism has moved from the streets into the boardroom. Anyone involved in anti-racist campaigns in the 1980s will remember the left wing nature of many of these campaigns.

Try to make sense of this if you can. The other day, a fund-raising event for the Democratic presidential candidate Pete Buttigieg, who is gay, was disrupted by protesters. But they weren’t the kind of protesters you’d expect to get angry about a gay candidate. The protesters were gay themselves. It was a protest against a gay man staged by gays. It was gays against gays. It was pink on pink. It was confusing.

A Thousand Moons

IT is a truth universally acknowledged – at least by its advocates – that all things inexorably advance the cause of independence.

The Importance of Being Earnest

Apple's Podcasts app is available on mobile and the desktop, but in macOS Catalina, a new standalone Podcasts app replaces iTunes. Here's how to subscribe, listen, and adjust settings on iOS, iPadOS, iTunes, and Mac.

That killer app only helps you if you can find it on your iPhone when you need it. Productivity expert Jill Duffy tells you how to keep your apps tidy and organized so they're always at your fingertips.

Your iPhone may be well protected against malware, but it can't protect your data as it travels the internet. Installing one of the best iPhone VPN apps can keep your information safe and private, even when you're connected to the web through an insecure Wi-Fi hotspot.

You’ve probably played many of the most popular games made for your iPhone, but have you played all of the very best mobile games out there? Here are the 50 best iOS titles you can play right now.

With more than 2 million titles available in the App Store, it's tough choosing which ones to install. We help you decide with our top app picks in a dozen key categories.

A FROSTY morning and the sun is yet to rise sluggishly over the horizon. Outside, though, already snippets of chirping bird song ring out from the pitch blackness. In my mind’s eye, I imagine little groups huddled high among the branches of the trees. Waiting and watching.

Tristan Hugh-Jones, oyster farmer

Andy Lowndes, music detective for dementia charity Playlist for Life

Nirmal Purja, mountaineer

GREAT news. I think. Glasgow is a great place in which to be looking for love, with 44 per cent of the city single, according to an online dating company.Why does this matter? Flash back to Valentine’s Day. There I was, lying in a pool of poetical blood, having been shot in the heart with the killer question no single man over a certain age wants to hear: “How many Valentine’s cards did you get?” asked a friend.

Not since the Second World War has attention been so firmly focused on food. Before coronavirus we took a steady availability for granted. Now after coronavirus we’re wondering just how secure our food chain really is.

THOSE last times.... we all of us have memories our minds keep running back to in these social distancing times. The last time we gathered, last time we swam together, the last drive to a beach. One of mine is the post-swim hot tub at the Scottish Winter Swimming Championships in the chilly waters of Loch Tay – around 30 of us crammed in there, many in fancy dress, some in swim make-up, a great, crowded bath of joy.

Ryanair has said it expects up to 3,000 jobs to be lost as part of a restructuring of the airline.

COMPLAINTS about holidays have overtaken job concerns as the number one issue for hundreds of Scots contacting two independent national advice services every day during the coronavirus crisis.

RIGHT now, Shahbaz Majeed should be heading to Glencoe. Or flying over central Scotland. Or making his way to Harris which he has been trying to get back to since his first visit in 2018. Or maybe visiting some other part of Scotland so he can capture it in a photograph. Instead, he is at home in Dundee (where he is web development manager at the University of Dundee), “climbing the walls,” and looking forward to life after lockdown.

What is it?

IT’S not everyone who’s given the chance to design their own tartan so when the opportunity arose, Vixy Rae didn’t need to give it a second thought.

Ingrid Newkirk isn’t sure exactly how many times she has been arrested. “Definitely a few dozen,” she’ll say, if you ask. I’ve just done exactly that, so right now the British-born founder of People for the Ethical Treatment of Animals (PETA) is running me through a sort of greatest hits of her law-baiting exploits and the jailtime they have brought her in the name of animal rights.

It was the highest catwalk show on earth, 300 metres above Everest Base Camp - and the Herald was the only paper in Britain to have a front row seat.

IF ever we needed to indulge in a bout of collective escapism, if only for 60 minutes on a Sunday night, then that time is now. Thankfully ITV has just the thing – Belgravia, the latest big budget costume drama from Downton Abbey creator Julian Fellowes and a series that positively ripples with dimples, quiffs, honey-coloured chiffon frocks, eye-popping millinery and glamorous uniforms.

The Reserve Bank bought R11.4 billion worth of government bonds from the secondary market during April, as part of its measures to introduce liquidity to the market.

Joblessness now stands at the most since the Great Depression era of the 1930s after the coronavirus pandemic brought the US economy to a standstill.

The budget for Census 2021 is ringfenced and won't be compromised as Treasury seeks funds to fight Covid-19, says Statistician-General Risenga Maluleke.

State adviser says government was sympathetic to the economic difficulties caused by the on-going lockdown but growth in infections in areas such as the Western Cape are biggest risk to the faster reopening of the economy.

The head of the International Monetary Fund said Friday that previous estimates for the world economy to contract by three percent this year were too optimistic.

SA faces its gravest test in over 70 years, to rebuild an economy that was already in a protracted slump after the ravages of the Covid-19 pandemic. Yet, one could be forgiven for believing there's a wedge between the state's main actors tasked with the job of resurrecting a country that may see its jobless rate rise as high as 50%.

Canada shed three million jobs in the last two months due to the coronavirus lockdown, causing the unemployment rate to shoot up to 13% in April, the government reported Friday.

It’s been a nerve-wracking few years for the traditional auto industry. One Silicon Valley VC firm speculates on its future in an interview with Bloomberg.

The Black Business Council stood by Minister of Tourism Mmamoloko Kubayi-Ngubane and South Africa's Broad-Based Black Economic Empowerment policy.

Why and how OM EAST produces Christian comics to reach minority peoples

Profile of a veteran driver with OM EAST

OM EAST - Just before Easter 2010, the Hitchings travelled to Serbia with Simon (OM EAST) to deliver 1200 copies of "My First Bible" in Arli to the Arli church...

During Easter, the oldest town in Austria celebrated the life of Jesus and furthered the dream of planting a church.