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Securing the Best Mortgage Rate

If you are looking to purchase a new home or refinance the one you are currently living in, you will want to find the best mortgage rate out there.




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On Line Mortgage Quotes

The mortgage industry is a very competitive one, so if you are on the market for a mortgage, or refinancing your existing one, you may want to consider getting a few quotes on line.




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Glossary of common terms used during the mortgage process

A layman's glossary of 34 terms commonly used during the process of arranging a mortgage in the UK.




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Assumption, Assuming a Mortgage

This type of mortgage scenario might just be a nice fit for someone who is looking to save money on closing costs and assume a low interest rate.




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Bad Credit Mortgage Refinance

If you are looking to refinance your mortgage but believe you will be unable to because your credit may be challenged by late payments, bankruptcy, charge off's, or unpaid medical bills to name a few, don't worry, there is hope.




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Obtaining a Mortgage On-line

A mortgage for first time home buyers or people who are looking to refinance their homes has become much easier in later years' thanks to the internet and the ability to obtain a mortgage on-line.




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The Right Time for Mortgage Refinancing

Mortgage refinancing can be the easiest way to improve a bad credit situation. Here's why.




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Mortgage Refinancing

If you are interested in Mortgage Refinancing, it is normally for one of two reasons. Either to get a lower interest rate to save money in interest payments over the life of the loan. Or, you are interested in refinancing with cash out.




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Reverse Mortgage

Before applying one needs to do a lot of home work i.e. research work, that can include talking to a financial experts, going through bank literatures etc.




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Bad Credit Mortgage Refinancing

Bad Credit Mortgage Refinancing Program involves paying the earlier mortgage with the Bad Credit loan amount taken from another lender.




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California Home Mortgage

To apply for the best California Home Mortgage program one has to fill in an application form and provide information such as the social security numbers, marital status, current address, birth date, employment and salary information etc.




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Second Mortgage a Good First Step

Many homeowners are taking out second mortgages to get needed cash. Even borrowers with bad credit can come out ahead by using their home equity wisely.




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An Autumn Garden for Halloween

There's no better time to enjoy the spectacular beauty that nature has to offer than during the autumn season. This is an ideal occasion for entertaining friends and family, especially around Halloween. Why not take advantage of all the vibrant colors and stimulating textures that autumn provides by creating a garden themed around this exciting holiday.




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Reindeer Games

Much to the delight of children everywhere, reindeer really do exist! Learn some quick facts about these beautiful animals that you can share with your child the next he or she asks if Rudolph is real.




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What Is A VoIP Gateway?

A Practical Introduction to VoIP Gateways




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Keyman Insurance - Protect Yourself Against Your Biggest Businesses Risks

Keyman insurance is one of the most overlooked insurances for business - but also one of the most important. This article looks at the risks it can cover for Directors, Shareholders, partners and employees alike.




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Travel Insurance - Few Bargains for the Over 65's

If you going on holiday abroad you'll need travel insurance. But if you're over 65 you're find the cost extortionate. This article points out why, indicates likely costs and tells you some of the small print to look out for.




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Electricity and gas companies to co-operate on relief package

1 May 2020

The ACCC has granted conditional interim authorisation to allow the Australian Energy Council and wholesale and retail energy businesses to co-operate to provide financial relief to residential and business customers who may be financially impacted by the COVID-19 pandemic.

This interim authorisation allows business in the electricity and gas markets to hold discussions, share information, and enter into arrangements for the purpose of providing financial relief and other measures to small, medium and large businesses, and to expand support under existing hardship programs for residential customers.

“We know the COVID-19 pandemic is having a significant economic impact on consumers and businesses in Australia, which is why we have granted this interim authorisation,” ACCC Chair Rod Sims said.  

“Energy is an essential service and this is an important opportunity to allow energy market participants to support consumers and businesses through the pandemic.”

Importantly, authorisation is only granted on the condition that any agreements between energy retailers are not materially inconsistent with the relevant applicable principles in the Australian Energy Regulator (AER) Statement of Expectations of energy businesses: Protecting consumers and the market during COVID-19.

The Statement of Expectations sets out ten principles the AER expects businesses to adhere to during the COVID-19 pandemic to ensure the continued safe and reliable supply of energy to homes and businesses. This includes expectations about payment plans and hardship arrangements, no disconnections and deferring referrals to debt collection agencies for recovery actions.

“The AER’s Statement of Expectations provides important principles that should be adopted by energy retailers in their dealings with customers during the COVID19 pandemic, and we expect  any conduct under this authorisation to meet or exceed the expectations set out in these principles” Mr Sims said.

The AEC must also regularly update the ACCC and the AER about the information shared and the decisions made by retailers as part of the authorisation.

The ACCC and AER will also be invited to attend any meeting where the energy retailers discuss or agree on financial relief arrangements. This will provide important transparency and oversight of these discussions.

“We believe that allowing the AEC and energy businesses to work together will enable customer relief to be provided more quickly and efficiently than it would if the parties were to work on these measures independently,” Mr Sims said. 

“We will closely monitor the effect of these arrangements and when it is appropriate for this authorisation to be revoked.”

Having granted interim authorisation for the arrangements, the ACCC will now seek feedback on the application for final authorisation which is sought for a period of 12 months from the date of authorisation.

More information, including the ACCC’s interim authorisation decision, is available on the ACCC public register.

Background

The Australian Energy Council is an industry organisation representing 23 major electricity and downstream natural gas businesses operating in the wholesale and retail energy markets.

Notes to editors

ACCC authorisation provides statutory protection from court action for conduct that might otherwise raise concerns under the competition provisions of the Competition and Consumer Act 2010.

Section 91 of the Act allows the ACCC to grant interim authorisation when it considers it is appropriate. This allows the parties to engage in the proposed conduct while the ACCC is considering the merits of the substantive application.

The ACCC may review a decision on interim authorisation at any time, including in response to feedback following interim authorisation.

Broadly, the ACCC may grant a final authorisation when it is satisfied that the likely public benefit from the conduct outweighs any likely public detriment.

Release number: 
87/20
ACCC Infocentre: 

Use this form to make a general enquiry.

Media enquiries: 
Media team - 1300 138 917
Audience




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Natural Supplements for Womens Health: Blood Sugar

One of the problems that women face is a blood sugar. There are number of factors that can cause high blood sugar levels. With some dietary changes and a little help from supplements you can achieve a healthy blood sugar levels in your body.




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Controlling Intestinal Gas Naturally

Intestinal gas, flatulence, farting or breaking wind is a natural part of the digestive process. This odorless gas, although at times embarrassing, is the result of good digestion. Every day, our body produces one to three pints of gas that is ultimately passed. For some, gas is an ongoing problem. Discover alternative and natural healing methods in which you can reduce or eliminate the awkwardness of intestinal gas.




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Advergames Build A Unique Brand Experience With Consumers

Today's hard-to-reach consumers are turning from traditional media to new forms of electronic entertainment, making them more difficult to reach through classic advertising mediums. One way to address this is through advergames.




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The Rich Look like Beggars, and the Beggars Look like Kings

If you saw my father on a normal day, you'd feel sorry for him. You'd think he was a beggar. But he's not. He's one of the wealthiest and fastest growing landowners in northern Mississippi.




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Omega 3 Fish Oil EPA and Chronic Fatigue Syndrome

What is the real science behind ethyl epa fish oil and why it could be helping so many people




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Why Omega-3 Fatty Acids are so Essential to our Health

Find out why omega-3 fatty acids generally, and fish oil specifically, is important.




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11 Fail Proof Habits for Producing a Floodgate of Energy

Learn about smart ways for boosting your energy levels.




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Hoodia Products Screened for Legal Sourcing

Is your Hoodia brand legally sourced in South Africa? Find out how you can tell and why it is important.




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Xbox 360 - Gamer's Dream Machine

The Xbox360 is a video game console that is visionary. It competes with the Sony Play Station 3 and Nintendo Revolution. A gamers' dream machine, the Xbox 360 is sold in two versions a premium edition that has a hard drive, a wireless controller, headset, Ethernet cable, a HD AV cable, and an Xbox live silver subscription and a core system. ed.




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A New Level in Gaming

Those of us of a certain age can remember a time when computer gaming signified all the excitement inherent in a game of Pong, that toe-curlingly breathtaking game where one or two players hit a computerized ball against a computerized wall or between tow, you guessed it, computerized paddles




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Xbox 360 - Gaming Now

With a variety of gaming consoles available today, all produced by well known and high profile corporations, it can be difficult to know which one is the best to invest your hard earned money in




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Latest Law and Legal Articles at ArticleGeek.com

Read the latest Law and Legal Articles from ArticleGeek.com




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Dressing to Win Your Golf Game

Golf is about patience, vision, and what you wear. That's right, what you wear can have a major effect on your game. Golf is a unique game that doesn't always spell out a specific dress uniform for golfers, but if you aren't thinking about what to wear your game can suffer. Included below are some tips for golfers of any age, and a ability to improve their game by selectively choosing what they wear.




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Gadgets for Golf

There are tons of golf gadgets out there, mainly because of the incredible increase in popularity of the sport. The more people who are ready to play the game, the more they're all looking for ways to improve their game.




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Latest Nintendo Wii Game Articles at ArticleGeek.com

Read the latest nintendo wii game articles from ArticleGeek.com




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How To Gain Monopoly-Like Profits Through Ethnic Marketing

Learn to generate monopoly like profits from finding a loyal, enthusiastic untapped segment of ethnic customers.




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10 Reasons Why Vista is Much More Than a Spoon Full of Sugar

Every new operating system comes with advanced and much improved features. What is exciting to some is not so to others. Basically within a new system each user has his or her own individual preferences. Windows Vista or Longhorn as it was first known is a replacement for XP and is the "new" desk operating system scheduled to be launched by December 2006.




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Rochester Magazine

Looking for the latest news, things to do, or hot takes from the Flour City? Living in Rochester may not be much like living in a place like New York City, but that does not mean that there is a dearth of nightlife, fine dining, or entertainment, either. Rochester Magazine is here to help you […]

The post Rochester Magazine appeared first on RSS News Feed.




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Have You Ever Considered a Garden Inside Your House?

Citation Twitter Find more on this here. More like this article. Keywords: Hydroponic systems for sale, Best way to grow indoors, Indoor grow cabinet, Best way to grow indoors, Grow box, Grow cabinets.

The post Have You Ever Considered a Garden Inside Your House? appeared first on RSS News Feed.



  • Food and Drink

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Network Against the Coup in Thailand and the Rural Poor Dilemma

All is not well in the Land of Smiles, and not everyone is happy with the coup and the way the aftermath has panned out.




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Galactic Mystery - Matter - On the Dark Side

Scientific inquiry can be described as a sequence of observations leading to a hypothesis which must be tested by experimentation. The results either validate or invalidate the hypothesis which was under test. Unfortunately, the interpretation of the data sometimes does not elucidate some new truth but rather eclipses our thoughts into a new era of ignorance.




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How to Gain Respect and Support for Yourself and Your Business

To gain respect from others, you have to respect yourself first. People will give you their undying respect as long as they recognise that you portray these 3 key attributes: trustworthiness, integrity and mindfulness. Because having these qualities demonstrates your level of consciousness and maturity.




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Affordable Pitching Machines For Little League Organization

The smaller youth baseball leagues want to contemplate finding as many tools of the pastime that will grant the greatest chance for youngsters to learn correctly and develop their skills as feasible. To begin with, you can discover pitching machine models that weigh just thirty pounds, which are ext




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Understanding The Chinese Pregancy Calendars

A comprehensive article discussing the Chinese Pregnancy Calendar - Learn the fundamentals and how to read a Chinese Pregnancy Calendar.




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Making a Splash with Water Features in the Garden

No matter what size or type of garden you have, there are a number of water features that will fit into any design or space, as well as any budget. A garden pond can add special qualities to nearly any landscape.




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Old-Time Favorites: Plants for Your Garden Worth Remembering

Many old-time favorite plants are worth remembering so why not rediscover the past by incorporating some old-fashioned beauties into your own garden.




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What Can You Do About Unwelcome Gang Influence?

There are many reasons why youngsters--and that includes boys and an increasing number of girls--join gangs. When you see your child falling under this unwelcome gang influence, here are some essential steps.




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Not Sure if Preschool is Right for Your Child? Think Again

Great link Twitter Good references here. Ger more information on this topic here. Keywords: Private schools in toronto, Preschool advantages versus disadvantages, Private school grants, Elementary school enrichment programs, Montessori richmond hill, Toronto montessori school. Graphics: Share This

The post Not Sure if Preschool is Right for Your Child? Think Again appeared first on RSS News Feed.



  • Education and Reference

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Reverse Mortgages for Retirees – Boon or Bane?

It’s a commonly quoted statistic that nearly half of American families have no retirement savings. For many people facing retirement, their homes may be the only asset they have to help fund their post career living expenses. Over the last few years there have been a lot of stories about reverse mortgages where retirees sell […]

The post Reverse Mortgages for Retirees – Boon or Bane? appeared first on RSS News Feed.




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Cheap Sourcing - Is it the new purchasing game in town or is it the most ancient practice on Earth

Cheap sourcing is not a new game in town for procurement departments to brag about, it is in fact the oldest game in town since all empires in history were built and motivated by finding new cheaper sources to please their citizens.




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Mortgage Broker Training

If you are looking for a career change, you could consider the mortgage industry, as it gives individuals the opportunity to get onto the high earnings ladder, fast.




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Mortgage Advisers Wanted

The key to being successful in the mortgage industry is persistency but getting fixed up with work requires something else, EXPOSURE.