at Dad secretly gave his house to my sister 20 years ago - what can I do? By www.dailymail.co.uk Published On :: Fri, 21 Jun 2019 15:56:20 GMT My brother's wife went to the Land Registry and found the deeds were put in my sister's name in 1999. As far I know there was no will. Ian Johnston (pictured), solicitor at JMW Solicitors, replies. Full Article
at If we needed care, would we have to sell second flat our son lives in? By www.dailymail.co.uk Published On :: Fri, 28 Jun 2019 06:44:04 GMT We spent an inheritance and a lot of savings on buying a tiny flat for one son, but might we be forced to sell up if one of us needed care? Lawyer Ben Tyer (pictured) of GLP Solicitors replies. Full Article
at How do I stop my children's spouses getting my estate in a divorce? By www.dailymail.co.uk Published On :: Thu, 18 Jul 2019 13:09:19 GMT Can I ring fence my children's inheritance in my will should they divorce in the future so the in-laws do not gain anything from my estate? Lawyer James Ward of Kingsley Napley (pictured) replies. Full Article
at Critics slam 'absurd' Government stance on backdating state pension credits By www.dailymail.co.uk Published On :: Sun, 22 Sep 2019 08:30:30 GMT Gaynor Seymour, pictured with husband Andrew, lost state pension credits over an innocent paperwork error - but she can prove she looked after their daughter during the disputed period, she says. Full Article
at Does brother's deathbed gift of his house to my son stand without a will? By www.dailymail.co.uk Published On :: Thu, 26 Sep 2019 13:56:21 GMT My brother died two days after receiving a diagnosis. I had at his request organised a solicitor to visit him in hospital to arrange a will. He passed in June, two days before the appointment. Full Article
at Give mums their state pension credits back, say Treasury tax experts By www.dailymail.co.uk Published On :: Fri, 11 Oct 2019 14:33:31 GMT In a stinging report, tax officials said people 'can easily disadvantage themselves' in a system that 'appears illogical', and told the Government to find a way to restore lost credits to parents. Full Article
at How do you split an estate if care fees ate up a lot of the cash? By www.dailymail.co.uk Published On :: Fri, 01 Nov 2019 09:36:09 GMT As our relative was in a care home for the past five years the money she had left is less than the sum in her will. My husband inherits her property, but does he have to make up the cash shortfall? Lawyer Jim Sawer replies Full Article
at I am 30 and on £50k: How much should I save in a pension to retire at 60 By www.dailymail.co.uk Published On :: Tue, 12 Nov 2019 09:53:14 GMT How much do I need to be saving into my pension to achieve this, assuming I achieve returns of 7% a year and that I live until 85. Financial planner Kay Ingram (pictured left) replies Full Article
at Can I retire early at 58 with £420k in savings and £6k pension? By www.dailymail.co.uk Published On :: Tue, 03 Dec 2019 19:28:00 GMT I had an £84k pension but cashed it in when I was 55 to pay off debts. Since then, I have come into an inheritance so I have £420k in savings and have rejoined my company's pension scheme. Full Article
at City watchdog confirms it's looking into equity release By www.dailymail.co.uk Published On :: Thu, 12 Dec 2019 10:18:02 GMT Equity release customers could have been given the wrong advice it has emerged, as the City watchdog confirmed it is looking at mortgage lending practices to older borrowers. Full Article
at Is this the new PPI scandal? Financial watchdog announces probe into booming equity release market By www.dailymail.co.uk Published On :: Thu, 12 Dec 2019 16:37:30 GMT It is feared that equity release could soon echo the PPI mis-selling scandal which has rocked Britain in recent years. Experts last night said the industry was 'ripe for mis-selling'. Full Article
at Should I get power of attorney or is it a waste of money? By www.dailymail.co.uk Published On :: Sat, 28 Dec 2019 09:44:04 GMT I am 84 years of age, healthy and fit for my age. I have given my son a will drawn up by a solicitor. He inherits all my assets. He wants to have a power of attorney document drawn up. Please advise. Full Article
at DWP does not hold records of people who do not claim state pension By www.dailymail.co.uk Published On :: Wed, 01 Jan 2020 08:21:36 GMT Financial services firm Responsible Life submitted a Freedom of Information request and learned the DWP does not keep track of how many people fail to claim the state pension. Full Article
at Price of a funeral in 2020 is £4,417 - but a budget cremation is far less By www.dailymail.co.uk Published On :: Mon, 06 Jan 2020 11:04:18 GMT Funeral costs have increased by 3.4% over the past year, but the price of a direct cremation - meaning without a funeral service - fell by 5% to £1,626. Full Article
at What you need to know about pensions in 2020: Brexit, social care and tax By www.dailymail.co.uk Published On :: Mon, 06 Jan 2020 12:33:55 GMT The newly re-elected Government now has a majority that gives it the opportunity to solve major issues affecting retirement finances. Here's what you need to know. Full Article
at My ex is offering me a fifth of his pension in the divorce - is that fair? By www.dailymail.co.uk Published On :: Thu, 16 Jan 2020 09:10:06 GMT If I accept my husband's offer I would have less than half of the income that he is receiving, along with a five-year wait for my state pension. Lawyer Fiona Wood, pictured left, replies. Full Article
at JEFF PRESTRIDGE: Get radical, Chancellor, and kill off the death tax By www.dailymail.co.uk Published On :: Sun, 19 Jan 2020 10:41:32 GMT Some of the taxes we currently pay and a number of the tax breaks we are given to encourage us to save for old age are either too onerous or far too complicated. Full Article
at Tempted to cash a pension before 55? You are at serious risk of fraud By www.dailymail.co.uk Published On :: Mon, 20 Jan 2020 12:47:32 GMT Reputable firms don't encourage savers to take money out of pensions before they are 55, in the form of a loan or any other kind of cash payout, due to the stiff tax penalty. Full Article
at Can you start renovations on an inherited house before getting probate? By www.dailymail.co.uk Published On :: Tue, 21 Jan 2020 11:23:54 GMT As the executor I'm a bit concerned that we may be breaking the law if he starts the work before probate is granted. What should we do? Lawyer James Beresford, pictured, replies. Full Article
at Saga puts savings rates up for over 50s, who can now earn 1.5% By www.dailymail.co.uk Published On :: Wed, 22 Jan 2020 08:59:24 GMT The provider bucked the trend of falling rates, increasing the interest on its one-year fixed saver from 1.15 per cent. The account is operated by Goldman Sachs International Bank. Full Article
at Threat of frozen state pensions lifted for British expats in EU By www.dailymail.co.uk Published On :: Mon, 27 Jan 2020 09:29:31 GMT The withdrawal agreement under which the UK exits the EU on January 31 provides certainty on future state pension rises for current EU expats. Full Article
at Tax bill threat for workers forced to retire early By www.dailymail.co.uk Published On :: Wed, 29 Jan 2020 10:25:56 GMT Insurer Royal London says the hundreds of people who take early retirement every year due to work-related sickness could find themselves in breach of their annual pension saving allowance. Full Article
at I live in Canada but can I get my state pension paid in sterling? By www.dailymail.co.uk Published On :: Mon, 10 Feb 2020 09:02:32 GMT I have been a permanent resident in Canada and had dual citizenship since 1977. I have opened a sterling bank account with HSBC in Canada - can my British state pension be paid into it? Full Article
at Would you delay PART of your state pension to get more later? By www.dailymail.co.uk Published On :: Wed, 12 Feb 2020 00:01:53 GMT Savers who want to ease into or delay retirement should be allowed to take part of their state pension and put off drawing the rest, says Aviva. Full Article
at The £70 a week state pension adult dependency increase faces axe By www.dailymail.co.uk Published On :: Wed, 12 Feb 2020 09:58:41 GMT Former Army Major Adrian Furnival, pictured with wife Sheila, will soon have £70 stripped from his £260 weekly pension - yet was only told about the cut in February 2018 Full Article
at Pension tax relief cuts would be another bad intergenerational deal By www.dailymail.co.uk Published On :: Thu, 13 Feb 2020 06:00:46 GMT Moves such as cutting higher rate tax relief are often depicted as hitting the wealthy older generation, but that's disingenuous. Full Article
at Budget cremations for under £1k launched by Farewill By www.dailymail.co.uk Published On :: Fri, 06 Mar 2020 13:02:58 GMT The £980 cremation service is aimed at people wanting a budget or unconventional send-off for loved ones. Ashes are returned to a family, who can then mark a death at an affordable price. Full Article
at Public sector workers are now pensions 'aristocrats' By www.dailymail.co.uk Published On :: Mon, 09 Mar 2020 21:51:04 GMT According to the Office for National Statistics, 11 per cent of private sector workers who have a pension are in a generous final salary scheme. This compares to 92 per cent in the public sector. Full Article
at What to do with your pension if you are hard up or made redundant By www.dailymail.co.uk Published On :: Mon, 30 Mar 2020 09:53:18 GMT We explain how you can mitigate the fallout from reducing or ending pension contributions for a time. Don't panic, stay vigilant against scams, and keep paying in if you can afford it. Full Article
at Child benefit claims plummet, meaning more parents lose state pension credits By www.dailymail.co.uk Published On :: Wed, 08 Apr 2020 16:31:30 GMT The number of families claiming child benefit has plunged by 44,000 to 7.28m over a year, and has fallen by well over half a million since 2012. Full Article
at Pension withdrawals soar at start of tax year: Avoid these five pitfalls By www.dailymail.co.uk Published On :: Mon, 13 Apr 2020 08:31:34 GMT Tom Selby, a senior analyst at financial services firm AJ Bell, explains how first-timers and experienced investors can avoid unnecessary losses and big tax bills Full Article
at Switch away from 'flawed' RPI inflation in 2025 would cost BT £1.7bn By www.dailymail.co.uk Published On :: Mon, 13 Apr 2020 12:18:31 GMT Morten Nilsson said switching billions of index-linked government bonds it held from the Retail Prices Index to CPIH would cost it at least £1billion, due to a fall in the value of the bonds. Full Article
at Should state pension triple lock be axed to help pay for the coronavirus crisis? By www.dailymail.co.uk Published On :: Tue, 14 Apr 2020 10:53:21 GMT The guarantee should be abandoned to ensure the economic recovery from the coronavirus crisis is fair to working-age households, says the Social Market Foundation. Full Article
at Should you consider a direct cremation? It is the cheapest type of funeral By www.dailymail.co.uk Published On :: Mon, 20 Apr 2020 07:51:12 GMT No frills cremations cost around £1,600 on average, and ashes are returned to a family afterwards, allowing them to organise a personal memorial at a time of their choosing. Full Article
at How do I set up power of attorney during coronavirus lockdown? By www.dailymail.co.uk Published On :: Thu, 23 Apr 2020 08:10:44 GMT Registering lasting power of attorney might start taking longer than the usual eight weeks during the current crisis, but official oversight body suggests some temporary workarounds. Full Article
at What happens to my pension if I am furloughed? By www.dailymail.co.uk Published On :: Thu, 23 Apr 2020 11:23:17 GMT We explain how pensions are treated while people are furloughed, including what happens if you are in your employer's 'salary sacrifice' scheme. Full Article
at How do we convince our elderly father to sign a straightforward will? By www.dailymail.co.uk Published On :: Thu, 30 Apr 2020 07:42:28 GMT The only item in the will is his house, which will be split 50/50 between my brother and I anyway. There's nothing underhand going on in any way. Lawyer Jane Sutherland of Nelsons, pictured, replies. Full Article
at Amanda Holden shares selfie with girls Hollie and Lexi before nominating BGT judges to pet challenge By Published On :: Thu, 26 Mar 2020 16:29:19 +0000 The radio host, 49, shared a sweet selfie with daughters Hollie, eight and 14-year-old Lexi on Instagram on Thursday before nominating fellow BGT judges to a fun pet challenge. Full Article
at War veteran Colin Thackery says we have to be 'disciplined' to beat coronavirus By Published On :: Tue, 31 Mar 2020 13:54:28 +0100 Chelsea war veteran Colin Thackery, 90, told on GMB we have to be 'disciplined' and 'do what we're told' to beat coronavirus - but admitted he finds it 'highly amusing' that people are stockpiling toilet roll. Full Article
at BGT: First look at wild and wacky auditions ahead of Easter air date By Published On :: Wed, 01 Apr 2020 16:23:18 +0100 The preview features a montage of some of the show's wackiest auditions yet, as the nation sets out to wow judges Simon Cowell, David Walliams, Alesha Dixon and Amanda Holden. Full Article
at 'It's all about Eric and what he would like': Britain's Got Talent RETURNS to TV screens By Published On :: Tue, 07 Apr 2020 00:24:33 +0100 Britain's Got Talent will return to our TV screens on Saturday along bringing a new batch of contestants hoping to wow the judges with their skills. Full Article
at Alesha Dixon admits she's 'constantly at battle' with the prospect of having more kids By Published On :: Tue, 07 Apr 2020 13:09:33 +0100 The Britain's Got Talent judge, 41, has admitted she's 'constantly at battle' with the prospect of growing her family in this week's edition of the Happy Mum Happy Baby podcast. Full Article
at Ant McPartlin and Declan Donnelly recreate Jan Van Eyck's Arnolfini Portrait By Published On :: Tue, 07 Apr 2020 20:57:15 +0100 Ant McPartlin and Declan Donnelly looked unrecognisable as they recreated Jan Van Eyck's Arnolfini Portrait from 1434 on Instagram on Tuesday. Full Article
at Britain's Got Talent EXC: The judges can't bear to look at VERY bendy contortionist By Published On :: Fri, 10 Apr 2020 11:04:43 +0100 In a new clip released ahead of the series' debut, at the Manchester auditions the panel could not bring themselves to look at the contestant Full Article
at Alesha Dixon shares why the return of Britain's Got Talent has come at the right time By Published On :: Sat, 11 Apr 2020 01:23:52 +0100 Britain's Got Talent will return to our TV screens on Saturday night for its highly anticipated 14 series. Full Article
at BGT EXCLUSIVE: Amanda Holden reveals there are translators for CATS AND DOGS By Published On :: Sat, 11 Apr 2020 13:45:09 +0100 In an exclusive clip from the new online spin-off series Unseen, Amanda gives Simon some insight into translators that are available for their furry friends, leading him to say they've 'got to get one.' Full Article
at BGT: Amanda and Alesha in TEARS at choir Sign Along With Us as they receive the FIRST golden buzzer By Published On :: Sat, 11 Apr 2020 21:27:05 +0100 Britain's Got Talent saw choir Sign Along With Us leave judges Amanda Holden and Alesha Dixon in tears with their heart-rending rendition of This Is Me from The Greatest Dancer. Full Article
at BGT fans emotional as Simon Cowell kisses son Eric after being wowed by father and son magic act By Published On :: Sat, 11 Apr 2020 23:37:20 +0100 Britain's Got Talent fans were left emotional on Saturday as Simon Cowell sweetly kissed son Eric, 6, after being blown away by a father and son magic act. Full Article
at Ant McPartlin and girlfriend Anne-Marie Corbett join the nation in clapping for the NHS By Published On :: Sun, 12 Apr 2020 19:40:14 +0100 The Britain's Got Talent host, 44, and girlfriend Anne-Marie Corbett were seen showing their support for the NHS as they joined their neighbours in clapping for their heroes. Full Article
at Britain's Got Talent FIRST LOOK: Simon SWEARS at David during hilarious James Bond-style opener By Published On :: Sat, 18 Apr 2020 16:27:10 +0100 Saturday's BGT opening skit sees David greet Simon with a Union Jack car-boat causing the music mogul to swear, while the comedian later makes a remark about his recent weight loss. Full Article