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Dad secretly gave his house to my sister 20 years ago - what can I do?

My brother's wife went to the Land Registry and found the deeds were put in my sister's name in 1999. As far I know there was no will. Ian Johnston (pictured), solicitor at JMW Solicitors, replies.




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If we needed care, would we have to sell second flat our son lives in?

We spent an inheritance and a lot of savings on buying a tiny flat for one son, but might we be forced to sell up if one of us needed care? Lawyer Ben Tyer (pictured) of GLP Solicitors replies.




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How do I stop my children's spouses getting my estate in a divorce?

Can I ring fence my children's inheritance in my will should they divorce in the future so the in-laws do not gain anything from my estate? Lawyer James Ward of Kingsley Napley (pictured) replies.




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Critics slam 'absurd' Government stance on backdating state pension credits

Gaynor Seymour, pictured with husband Andrew, lost state pension credits over an innocent paperwork error - but she can prove she looked after their daughter during the disputed period, she says.




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Does brother's deathbed gift of his house to my son stand without a will?

My brother died two days after receiving a diagnosis. I had at his request organised a solicitor to visit him in hospital to arrange a will. He passed in June, two days before the appointment.




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Give mums their state pension credits back, say Treasury tax experts

In a stinging report, tax officials said people 'can easily disadvantage themselves' in a system that 'appears illogical', and told the Government to find a way to restore lost credits to parents.




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How do you split an estate if care fees ate up a lot of the cash?

As our relative was in a care home for the past five years the money she had left is less than the sum in her will. My husband inherits her property, but does he have to make up the cash shortfall? Lawyer Jim Sawer replies




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I am 30 and on £50k: How much should I save in a pension to retire at 60

How much do I need to be saving into my pension to achieve this, assuming I achieve returns of 7% a year and that I live until 85. Financial planner Kay Ingram (pictured left) replies




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Can I retire early at 58 with £420k in savings and £6k pension?

I had an £84k pension but cashed it in when I was 55 to pay off debts. Since then, I have come into an inheritance so I have £420k in savings and have rejoined my company's pension scheme.




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City watchdog confirms it's looking into equity release

Equity release customers could have been given the wrong advice it has emerged, as the City watchdog confirmed it is looking at mortgage lending practices to older borrowers.




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Is this the new PPI scandal? Financial watchdog announces probe into booming equity release market

It is feared that equity release could soon echo the PPI mis-selling scandal which has rocked Britain in recent years. Experts last night said the industry was 'ripe for mis-selling'.




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Should I get power of attorney or is it a waste of money?

I am 84 years of age, healthy and fit for my age. I have given my son a will drawn up by a solicitor. He inherits all my assets. He wants to have a power of attorney document drawn up. Please advise.




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DWP does not hold records of people who do not claim state pension

Financial services firm Responsible Life submitted a Freedom of Information request and learned the DWP does not keep track of how many people fail to claim the state pension.




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Price of a funeral in 2020 is £4,417 - but a budget cremation is far less

Funeral costs have increased by 3.4% over the past year, but the price of a direct cremation - meaning without a funeral service - fell by 5% to £1,626.




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What you need to know about pensions in 2020: Brexit, social care and tax

The newly re-elected Government now has a majority that gives it the opportunity to solve major issues affecting retirement finances. Here's what you need to know.




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My ex is offering me a fifth of his pension in the divorce - is that fair?

If I accept my husband's offer I would have less than half of the income that he is receiving, along with a five-year wait for my state pension. Lawyer Fiona Wood, pictured left, replies.




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JEFF PRESTRIDGE: Get radical, Chancellor, and kill off the death tax 

Some of the taxes we currently pay and a number of the tax breaks we are given to encourage us to save for old age are either too onerous or far too complicated.




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Tempted to cash a pension before 55? You are at serious risk of fraud

Reputable firms don't encourage savers to take money out of pensions before they are 55, in the form of a loan or any other kind of cash payout, due to the stiff tax penalty.




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Can you start renovations on an inherited house before getting probate?

As the executor I'm a bit concerned that we may be breaking the law if he starts the work before probate is granted. What should we do? Lawyer James Beresford, pictured, replies.




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Saga puts savings rates up for over 50s, who can now earn 1.5%

The provider bucked the trend of falling rates, increasing the interest on its one-year fixed saver from 1.15 per cent. The account is operated by Goldman Sachs International Bank.




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Threat of frozen state pensions lifted for British expats in EU

The withdrawal agreement under which the UK exits the EU on January 31 provides certainty on future state pension rises for current EU expats.




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Tax bill threat for workers forced to retire early

Insurer Royal London says the hundreds of people who take early retirement every year due to work-related sickness could find themselves in breach of their annual pension saving allowance.




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I live in Canada but can I get my state pension paid in sterling?

I have been a permanent resident in Canada and had dual citizenship since 1977. I have opened a sterling bank account with HSBC in Canada - can my British state pension be paid into it?




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Would you delay PART of your state pension to get more later?

Savers who want to ease into or delay retirement should be allowed to take part of their state pension and put off drawing the rest, says Aviva.




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The £70 a week state pension adult dependency increase faces axe 

Former Army Major Adrian Furnival, pictured with wife Sheila, will soon have £70 stripped from his £260 weekly pension - yet was only told about the cut in February 2018




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Pension tax relief cuts would be another bad intergenerational deal

Moves such as cutting higher rate tax relief are often depicted as hitting the wealthy older generation, but that's disingenuous.




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Budget cremations for under £1k launched by Farewill

The £980 cremation service is aimed at people wanting a budget or unconventional send-off for loved ones. Ashes are returned to a family, who can then mark a death at an affordable price.




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Public sector workers are now pensions 'aristocrats' 

According to the Office for National Statistics, 11 per cent of private sector workers who have a pension are in a generous final salary scheme. This compares to 92 per cent in the public sector.




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What to do with your pension if you are hard up or made redundant

We explain how you can mitigate the fallout from reducing or ending pension contributions for a time. Don't panic, stay vigilant against scams, and keep paying in if you can afford it.




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Child benefit claims plummet, meaning more parents lose state pension credits

The number of families claiming child benefit has plunged by 44,000 to 7.28m over a year, and has fallen by well over half a million since 2012.




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Pension withdrawals soar at start of tax year: Avoid these five pitfalls

Tom Selby, a senior analyst at financial services firm AJ Bell, explains how first-timers and experienced investors can avoid unnecessary losses and big tax bills




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Switch away from 'flawed' RPI inflation in 2025 would cost BT £1.7bn

Morten Nilsson said switching billions of index-linked government bonds it held from the Retail Prices Index to CPIH would cost it at least £1billion, due to a fall in the value of the bonds.




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Should state pension triple lock be axed to help pay for the coronavirus crisis?

The guarantee should be abandoned to ensure the economic recovery from the coronavirus crisis is fair to working-age households, says the Social Market Foundation.




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Should you consider a direct cremation? It is the cheapest type of funeral

No frills cremations cost around £1,600 on average, and ashes are returned to a family afterwards, allowing them to organise a personal memorial at a time of their choosing.




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How do I set up power of attorney during coronavirus lockdown?

Registering lasting power of attorney might start taking longer than the usual eight weeks during the current crisis, but official oversight body suggests some temporary workarounds.




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What happens to my pension if I am furloughed?

We explain how pensions are treated while people are furloughed, including what happens if you are in your employer's 'salary sacrifice' scheme.




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How do we convince our elderly father to sign a straightforward will?

The only item in the will is his house, which will be split 50/50 between my brother and I anyway. There's nothing underhand going on in any way. Lawyer Jane Sutherland of Nelsons, pictured, replies.




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Amanda Holden shares selfie with girls Hollie and Lexi before nominating BGT judges to pet challenge

The radio host, 49, shared a sweet selfie with daughters Hollie, eight and 14-year-old Lexi on Instagram on Thursday before nominating fellow BGT judges to a fun pet challenge.




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War veteran Colin Thackery says we have to be 'disciplined' to beat coronavirus

Chelsea war veteran Colin Thackery, 90, told on GMB we have to be 'disciplined' and 'do what we're told' to beat coronavirus - but admitted he finds it 'highly amusing' that people are stockpiling toilet roll.




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BGT: First look at wild and wacky auditions ahead of Easter air date

The preview features a montage of some of the show's wackiest auditions yet, as the nation sets out to wow judges Simon Cowell, David Walliams, Alesha Dixon and Amanda Holden.




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'It's all about Eric and what he would like': Britain's Got Talent RETURNS to TV screens

Britain's Got Talent will return to our TV screens on Saturday along bringing a new batch of contestants hoping to wow the judges with their skills.




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Alesha Dixon admits she's 'constantly at battle' with the prospect of having more kids

The Britain's Got Talent judge, 41, has admitted she's 'constantly at battle' with the prospect of growing her family in this week's edition of the Happy Mum Happy Baby podcast.




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Ant McPartlin and Declan Donnelly recreate Jan Van Eyck's Arnolfini Portrait

Ant McPartlin and Declan Donnelly looked unrecognisable as they recreated Jan Van Eyck's Arnolfini Portrait from 1434 on Instagram on Tuesday.




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Britain's Got Talent EXC: The judges can't bear to look at VERY bendy contortionist 

In a new clip released ahead of the series' debut, at the Manchester auditions the panel could not bring themselves to look at the contestant




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Alesha Dixon shares why the return of Britain's Got Talent has come at the right time

Britain's Got Talent will return to our TV screens on Saturday night for its highly anticipated 14 series.




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BGT EXCLUSIVE: Amanda Holden reveals there are translators for CATS AND DOGS

In an exclusive clip from the new online spin-off series Unseen, Amanda gives Simon some insight into translators that are available for their furry friends, leading him to say they've 'got to get one.'




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BGT: Amanda and Alesha in TEARS at choir Sign Along With Us as they receive the FIRST golden buzzer

Britain's Got Talent saw choir Sign Along With Us leave judges Amanda Holden and Alesha Dixon in tears with their heart-rending rendition of This Is Me from The Greatest Dancer.




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BGT fans emotional as Simon Cowell kisses son Eric after being wowed by father and son magic act

Britain's Got Talent fans were left emotional on Saturday as Simon Cowell sweetly kissed son Eric, 6, after being blown away by a father and son magic act.




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Ant McPartlin and girlfriend Anne-Marie Corbett join the nation in clapping for the NHS

The Britain's Got Talent host, 44, and girlfriend Anne-Marie Corbett were seen showing their support for the NHS as they joined their neighbours in clapping for their heroes.




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Britain's Got Talent FIRST LOOK: Simon SWEARS at David during hilarious James Bond-style opener

Saturday's BGT opening skit sees David greet Simon with a Union Jack car-boat causing the music mogul to swear, while the comedian later makes a remark about his recent weight loss.