Consumers who only make the minimum repayment on their credit card could be paying hundreds of dollars a year in high interest payments. To help, BETA partnered with the Treasury and Westpac to see if reminders could encourage consumers to pay earlier and save money. We found any type of SMS reminder resulted in a $134 (28 per cent) increase in repayments in the following month, compared to those who received no message. However, different SMS messages all had a similar impact and we were unable to detect an effect from sending email reminders. Overall, the findings suggest that sending an SMS reminder to credit card consumers before their payment due date is a simple, cost-effective way to improve their financial wellbeing.

"This study contributes to the limited evidence available on how invitational narrative approaches are used in the domestic and family violence field. It focused on invitational narrative ways of engaging and working with men who perpetrate domestic and family violence. Focusing on the processes and skills of practice embedded in invitational narrative ideas enabled the examination of different ways of engaging men that have the potential to lead to sustained change. Accordingly, the main aim of this study was to explore invitational narrative ways of working in order to build an understanding of the processes and skills that engage men and enable behavioural and attitudinal change." --Executive summary (page 6).

This report provides an overview of the implementation of the Water plan (Mary Basin) 2006 and summarises the findings of the assessments undertaken for the last five years. The plan supports urban water supply and a variety of industries including significant agricultural production, a growing tourism industry and fisheries.

Two Aboriginal Elders, one of whom had been removed from her family as a child, and the other who was affected by siblings and other family members being removed, provided consent to share their personal stories specifically for this resource, with the vision that people would be better informed and communication improved when delivering care. To respect their privacy, their stories have been de-identified.

Exploring and Affirming My Life is designed to v help the reader undertake a personal exploration of his or her own life. Often important life issues get overlooked in the bustle of modern living and a guided encouragement to find issues that need to be celebrated or need to be reconciled helps as we grow older. Reminiscence can be a natural process of life but on its own it doesn't always bring out those things we need to focus upon. This book encourages the reader to look at spiritual issues particularly, and to find the joy and the forgiveness which comes when our lives are in tune with the wonderful God who loves us so deeply.

The Regional Recycling Transport Assistance Package provides funding to support resource recovery and recycling in regional Queensland, helping fund the costs of transporting recyclable material from regional Queensland to facilities where it can be recovered or processed and turned into new products. Details regarding eligible applicants, projects and costs are provided in these guidelines.

The use of behavioural insights in public policy has traditionally focused on small, low cost 'nudges' to improve communications, increase compliance and enhance the way services are delivered. But BETA has begun to look beyond to identify a smaller set of 'richer veins' where BI can offer high financial and social impact. These areas includes consumer choice, financial decision-making and personal wellbeing.

Musée d'Orsay -- Exhibitions.

Diabetes in pregnancy -- Treatment -- Popular works.

Self-actualization (Psychology)

Memory.

Democracy -- Australia -- History -- 21st century.

Carr, Bob, 1947-

Elizabeth I, Queen of England, 1533-1603 -- Sexual behavior.

Environmental economics.

Museums -- Deaccessioning.

Hypertension -- Diet therapy -- Recipes.

Polish people -- Genealogy.

Archival resources -- Great Britain.

German Canadians -- Genealogy.

Employee motivation.

Greenland -- Discovery and exploration.

Wild plants, Edible.

Stone, E. Constance (Emma Constance), 1856-1902.

Fermented foods.

Brain -- Diseases.

Pollock, David.

Dawkins, Richard, 1941- -- Religion.

Self-help techniques.

Mayor, Thomas -- Travel -- Australia.

Intellectual property -- History.

Goal (Psychology)

Psychoanalysis.

Neurosciences.

Habiburahman, 1979-

Wildlife conservation -- Australia.

Change (Psychology)

Senses and sensation.

Poverty.

18th - 19th century.

European Sources Online (ESO) is an online database and information service which provides access to information on the institutions and activities of the European Union, the countries, regions and other international organisations of Europe, and on issues of importance to European researchers, citizens and stakeholders.

Open access titles available on the Science Direct platform.

This is the delivery platform that provides online access to the full text of individual Edinburgh Univeristy Press journals. The Wellcome Library offers access to selected titles from this publisher.