ul Covid-19: MP calls for insurers to make full pay outs due to pandemic By www.insuranceage.co.uk Published On :: Wed, 22 Apr 2020 09:46:58 +0100 Jonathan Edwards has signed an early day motion calling on the government to instruct all insurers to use dividends to pay Covid-19 claims. Full Article
ul Insurance Covid-Cast - episode five: Could the FOS be key to help bring clarity and nix growing number of SME BI complaints By www.insuranceage.co.uk Published On :: Fri, 24 Apr 2020 10:45:41 +0100 In the latest episode of Insurance Post and Insurance Age’s new series of video casts brought to you while our journalists are in isolation lockdown we discuss the ongoing confusion around business interruption cover, and what is needed to bring some clarity to the situation Full Article
ul Insurance Covid Cast Episode Nine: Could Tiger King Joe Exotic cut it as a fraud fighter or handle big cats at Lloyd’s? By www.insuranceage.co.uk Published On :: Thu, 07 May 2020 10:30:23 +0100 In the latest Insurance Post and Insurance Age video cast brought to you while our journalists are in isolation lockdown we present first in an irregular series - Covid Culture Club - where we discuss things to watch and do at home. Full Article
ul EPUL teams with FloodFlash on property product By www.insuranceage.co.uk Published On :: Mon, 27 Apr 2020 12:17:31 +0100 Its parametric property investor proposition now allows brokers to get FloodFlash quotes at renewal and for new business. Full Article
ul Bariatric Surgery Things You Should Be Aware Of By www.articlegeek.com Published On :: When all other measures fail to control morbid obesity, weight loss surgery is a source of hope to the overweight. American doctors perform weight loss surgery over 140,000 times a year. The oldest form of weight loss surgery is the most familiar, stomach stapling. In this 30-year-old procedure, most of the stomach is sliced and then stapled shut. Full Article
ul Eat More Pectin For Successful Weight Loss By www.articlegeek.com Published On :: Wouldn't it be great if there was a way to not feel so hungry all the time when you are trying to lose weight? Well there is a way and it's not some new fad either, it's something that's natural, has no adverse side effects and might be sitting right in your fridge - fiber. Full Article
ul Alternatives For Cellulite Reduction By www.articlegeek.com Published On :: The following article lists some simple, informative tips that will help you reduce cellulite. This article can give you an insight into everything you've ever wanted to know about alternatives for cellulite reduction. Full Article
ul Affiliate Programs Multiply Your Sales By www.articlegeek.com Published On :: Using Affiliate Programs to increase your revenues. Full Article
ul Golden Rules For the Use of Autoresponders By www.articlegeek.com Published On :: Autoresponders are a perfect way to increase traffic to your site.There are many ways that autoresponders can help your business. One of the most important is their ability to track the effectiveness of your promotions.The appropriate use of auto responders can generate a large amount of business. Full Article
ul Article Distribution: How Will Your Results Vary? By www.articlegeek.com Published On :: It's not enough to just sit around and expect that your articles will bring you a good amount of traffic right after you submitted your articles for distribution. Full Article
ul Popular Mens Valentines Day Gifts By www.articlegeek.com Published On :: Not sure what to get as a Valentine's Day gift for the guy in your life? Many people are in exactly the same situation, so don't stress yourself about not being able to come up with a great romantic gift on your own. This holiday is really about the love you have for each other, and how much you enjoy spending time together. Full Article
ul Yummy Yuletide Recipes You Will Love By www.articlegeek.com Published On :: The Christmas holiday feast is one of the most embraced of holiday traditions. Here are some terrific yuletide recipes to include in your festive holiday dinner spread. Full Article
ul iPod Facts You Should Know By www.articlegeek.com Published On :: This article provides lots of information about iPod. It talks about the many iPod generations and its main features, as well as multimedia capability. Full Article
ul Ipod Most Popular Mp3 Mp4 player By www.articlegeek.com Published On :: This article describes the many iPods generations and features that made this product one of the most popular mp3 mp4 players of all times. Full Article
ul Scalp Massage to Improve Hair Loss and Stimulate new Growth By www.articlegeek.com Published On :: An obvious benefits of scalp massage is increased circulation. The increased blood flow helps to nourish the follicle. The scalp depends on blood flow to bring oxygen and nutrients to the hair follicles. Full Article
ul Hair Loss in Women, Could Stress Be The Culprit? By www.articlegeek.com Published On :: Stress causes actual physiological changes in our body. These changes throw off our entire equilibrium, and affect every system of our body. Hair loss is often the first symptom. Full Article
ul What Type of Hair Brush Should I Use for Healthy Hair? By www.articlegeek.com Published On :: There are many ways to brush your hair. There are many different types of hair brushes. And there are many different types of nutrients to take for health strong hair. Discover in this article information and tips on all of these three topics. Full Article
ul Petrol retailers should reduce their prices in line with falls in international petrol prices By www.accc.gov.au Published On :: Wed, 22 Apr 2020 08:43:00 +1000 22 April 2020Petrol retailers should not use the current pandemic to further increase profits, which the latest ACCC petrol industry report shows have risen in recent years, and should pass on the full benefit of falling oil prices to motorists, the ACCC has said. Weekly average international crude oil prices have decreased by around US$ 50 per barrel since the beginning of the year and this has largely flowed through to Australian wholesale petrol prices, which have decreased by around 50 cents per litre (cpl) in the same period. Over the same period, seven-day rolling average petrol prices across the five largest cities (i.e. Sydney, Melbourne, Brisbane, Adelaide and Perth) have decreased by around 45 cpl. These cities have regular petrol price cycles, which makes it difficult to assess the exact flow through of falls in international crude oil and refined petrol prices in the short term. “The drop in the crude oil price is good news for the Australian motorists. At this time the Australian economy needs all the assistance it can get, and lower world crude oil prices are one of the few positives from current world events,” ACCC Chair Rod Sims said. “In the larger Australian capital cities, petrol retailers took too long to pass on the savings from the rapid drop in international oil prices, and this did not reflect well on them.” In Hobart, Canberra and Darwin as well as many regional locations, retail prices have been much slower to come down and the extent of the falls has varied widely. Fuel prices are generally higher in regional Australia due to a number of factors, including lower population and demand, meaning there are fewer petrol stations, which often leads to less competition. There are also higher costs for transport and storage of fuel, and less convenience sales which can support the operation costs of petrol retailers when fuel prices are low. Price changes in regional centres can lag up to six weeks behind changes in the larger capital cities, because the turnover of stock is generally lower in the country. The reduction in demand for petrol due to current travel restrictions may have further exacerbated the lag. “We have previously found that the lack of vigorous and effective competition in some regional locations was a major reason for higher prices in those locations,” Mr Sims said. “Where there is competition, you tend to see lower prices. Giving your business to outlets that are pricing competitively sends a strong message to those that have high prices that they will lose your business. We recommend motorists compare prices on fuel price apps and websites, such as MotorMouth and the government schemes in NSW, WA and the NT, which also provide information on retail prices in regional locations.” “Especially at this difficult time, retailers must not take advantage of the situation to increase their profits, but should pass on savings to motorists,” Mr Sims said. “The ACCC’s role is to monitor the market closely, and we will continue to do this, particularly to keep the pressure on the petrol retailers at this time.” New ACCC report shows retail profits increased over time The latest ACCC petrol industry report reports on the revenues, costs and profits in the Australian petroleum industry up to June 2018. It includes financial results for the retail and wholesale sectors as well as for refining and across the total downstream industry. Retail sector net profits across all fuel products, convenience store and non-fuel services were $616 million in 2017-18, the last year covered by this report. The sector generated a record high $333 million in net profits on petrol products – regular unleaded petrol (RULP), premium unleaded petrol (PULP) and ethanol blended petrol (EBP). This equates to a record net profit of 3.0 cpl on petrol products, which was almost double the average in the period 2008-09 to 2013-14 of 1.6 cpl. About 60 per cent of petrol net profits ($199 million) were made on premium fuels, which only accounted for about a third of petrol sales by volume. “Much of the increase in net profits on petrol products was driven by sales of PULP, which has a significantly higher profit margin for retailers,” Mr Sims said. Net profits on PULP 95 and PULP 98 were 5.8 cpl and 5.9 cpl respectively, while net profits on regular unleaded were 1.5 cpl in 2017-18. PULP 95 and PULP 98 have become more expensive relative to the retail price of RULP. The annual average price differential between RULP and PULP 98, for instance, increased to 20.4 cpl in 2017-18, an increase of 3.9 cpl since 2009-10. Profits were also influenced by higher sales volumes of PULP (particularly PULP 98). Retailers also earn substantial profits from convenience store sales. Convenience and other non-fuel sales contributed around 37 per cent of total retail sector net profits (or $226 million) in 2017-18, illustrating their importance to petrol retailers’ businesses as the profit margins on these products are significant. “Petrol stations make most of their profits from convenience sales and premium fuel. The average net profits on regular unleaded, at about 1.5 cpl are only a small part of the price motorists pay,” Mr Sims said. The annual average retail price of RULP in the five largest cities in 2017-18 was 134.5 cpl. “Drivers who have the option, can save money by resisting the temptation of convenience foods at petrol stations and using regular unleaded petrol, although motorists should follow their car manufacturers’ advice,” Mr Sims said. Net profits in 2017-18 were stronger for refining and across the total downstream industry The number of refineries halved from eight in 2002-03 to four in 2017-18, significantly rationalising operations. The financial performance of the refining sector fluctuated over the same period. Refining net profits however recovered following several years of net losses after the Global Financial Crisis. Net profits reached $845 million in 2017-18, the highest since 2007-08. Overall profits for the total supply sector (which comprises refining, importing and transactions between refiners) were $1.19 billion in 2017-18. Wholesale sector net profits were about $976 million in 2017-18 across all products and services. They have fluctuated over time but have been relatively consistent since 2008-09. Net profits for the total downstream industry across all products and services were $2.78 billion (or 2.9 cpl), the highest recorded since 2007-08 and more than double the figure recorded for 2013-14 ($1.24 billion, or 1.4 cpl). For petrol products, total industry net profits were $1.44 billion in 2017-18, or 4.2 cpl, the highest recorded by the ACCC. They were around double the profits on petrol products across the industry in 2013-14 ($723 million, or 2.0 cpl). Notes to editors On 16 December 2019, the Treasurer issued a new direction to the ACCC to monitor the prices, costs and profits relating to the supply of petroleum products in the petroleum industry in Australia. As part of this direction, the ACCC produces industry reports that focus on particular aspects of consumer interest in the fuel market in relation to prices, costs and profits. This is the first industry report under the new direction. It reports on the revenues, costs and profits for the total downstream petroleum industry as well as for the following industry sectors: retail, wholesale, and total supply (which comprises refining, importing and transactions between refiners). The focus of this report is to provide transparency around the financial performance and the profitability of the downstream petroleum industry. It presents results from analysis of this data. The ACCC analysed the financial data of 11 companies: refiner–wholesalers – BP, Caltex, Mobil and Viva Energy independent wholesalers – Liberty, Puma Energy and United supermarket chains – Coles Express and Woolworths large independent retailers – 7-Eleven and On The Run. The ACCC previously reported on financial results to the end of 2013-14. This report includes data from 2002-03 to 2017-18 (the latest data analysed), but excludes results for 2014-15 and 2015-16, which was a period when the ACCC conducted other financial analysis of the industry as part of its regional market study reports. All results in this report are in real terms in 2017-18 dollars. Release number: 76/20ACCC Infocentre: Use this form to make a general enquiry. Media enquiries: Media team - 1300 138 917 Audience Media Topics Fuel Full Article
ul Investing in the Stock Market for the Individaul Investor By www.articlegeek.com Published On :: Understand how the markets work. History of the stock market. Why do companies sell stock? What's the difference between a "Bull Market" and a "Bear Market"? What is the role of a stock broker? Full Article
ul Regular Vacuuming of Your Rugs By www.411homerepair.com Published On :: Fri, 27 Mar 2020 00:00:00 EDT If an area rug under the table, to remember, the equivalent boundary extends parties, carpet should always be greater than the table itself. I remember the area to be selected to match the carpet, every room lifestyle. For example, sturdy fabrics and dark colors are ideal for high-traffic areas. On the other hand, the light tone carpet area cheering, to illuminate a room, deeper shades tend to add more warmth and comfort. Full Article Floors / Tile / Hardwood
ul Profiles of the Powerful: Advertising Exec Steve Grasse By www.articlegeek.com Published On :: After an hour with Ed, you begin to understand the intensity of his personal passion. You begin to understand it but I have a feeling that, even after days and days of exposure to him, you probably wouldn't get the whole picture. Full Article
ul Postcard Power! How To Instantly Generate More Business With Powerful & Inexpensive Postcards By www.articlegeek.com Published On :: How to sell more of anything via effective, cheap, useful, fruitful and intelligent advertising. Specific strategies to increase your sales in any type of business, online or off, without spending a fortune on copywriting. Full Article
ul How to Use Magnetic Marketing to Massively Multiply the Results of Your Advertising By www.articlegeek.com Published On :: It works without fail, every time. It can work with everything you are selling or promoting. It works on the principle of giving before receiving, and of offering more in value than you are getting in cash. Your prospect must perceive an increase for themselves in order to want to interact with you. Magnetic marketing is the technique that does this. Full Article
ul Should I Buy a Cuckoo Clock By www.articlegeek.com Published On :: Are you in need of a quality clock to keep time in your home? Do you want a timepiece that marks each hour by a sound? Are you interested in a unique and historic piece that is sure to bring beauty and charm to your home? Do you want a fabulous conversation piece that is sure to catch the eye (and ears) of all who visit your home? If your answer was "yes" to any of these questions, consider purchasing a cuckoo clock for your home. Full Article
ul Useful Remodeling Ideas - BEFORE You Get Started! By www.articlegeek.com Published On :: Home remodeling can be done for function or just because the house needs a new look, or a combination of the two. Full Article
ul Mallika Sherawat - Marriage Failure, Career Successful By www.articlegeek.com Published On :: This article is about hot Indian film actor Mallika Sherawat, her previous and present life. Full Article
ul THE ARTFUL DODGER BECOMES SEXY: The Rise of Clive Owen By www.articlegeek.com Published On :: Clive Owen reportedly fell about laughing when Angelina Jolie told him that he looked sexy in "Beyond Borders". Full Article
ul Dish Network DVR's and What You Should Know By www.articlegeek.com Published On :: Technology is improving all the time. One of the most exciting recent developments is DVR (Digital Video Recording) service, available from Dish Network. Full Article
ul Improving the Look of Your Kitchen? Here is What You Should Do By www.411homerepair.com Published On :: Tue, 04 Feb 2020 00:00:00 EST When you put your home on a selling list, a prudent buyer will first inspect your kitchen to get an overall idea about the place. Which speaks volumes about the importance of a beautiful kitchen. However, apart from the selling perspective, there are many reasons why your kitchen should always maintain a sparkling look. Full Article Kitchen / Bathrooms
ul Meta tag optimization results in high search engine ranking By www.articlegeek.com Published On :: Meta tags are frequently an overlooked factor which can improve the ranking of most any website. Full Article
ul A Guide to successful pay per click marketing By www.articlegeek.com Published On :: Pay per click management is one of the best methods to bring targeted traffic to a site. To make your PPC campaign successful you need to do proper keyword research to find out the appropriate keywords that best describe your services. Full Article
ul Why should one use Search Engine Optimization By www.articlegeek.com Published On :: The article explains why should SEO be used in order to get targeted traffic towards your site so that you can get more clients and do more sales. Full Article
ul SEO- 9 Ridiculously Easy Steps to the Top 10 By www.articlegeek.com Published On :: Search Engine Optimization companies are making a fortune by doing the menial work that is overlooked by many designers. It is ridiculously easy to do most of the work done by most SEO companies, all you have to do is create good habits. Full Article
ul Ultimate SEO Plan for Internet Marketers By www.articlegeek.com Published On :: Search engine optimization for your website should be one of a webmaster's main goals. Getting traffic from the search engines is not only free but is also constant (depending on what keywords that you are targeting) traffic. Full Article
ul Broadband Bullfight Heats Up By www.articlegeek.com Published On :: You've probably already heard that VoIP could cut a substantial chunk off your company's monthly telecoms bill, and that there is more than one provider that offers the service. Both these facts are true. It so easy for you to implement VoIP that you'll barely realise it's happened until your vastly reduced phone bill arrives. Full Article
ul The Parisian Rules of Tipping By www.articlegeek.com Published On :: Sitting at the terrace of a sidewalk cafe in Paris and sipping on a Perrier while watching passers-by is a pleasure many travelers promise themselves to experience when they are in Paris. But with the check comes the question: to tip or not to tip? Full Article
ul Four Critical Web Design Rules By www.articlegeek.com Published On :: Describes in detail four basic but critical website design rules. Following these rules helps webmasters build website content and layout that is effective, functional and loved by search engines. Full Article
ul Vitamin Supplements for Macular Degeneration Prevent Visual Impairment By www.articlegeek.com Published On :: Macular degeneration is an eye disease that most often affects people over the age of 60. Studies have shown that vitamin supplements and preventative care can slow the disease. Full Article
ul What Everyone Should Know About Reducing the Risk of Identity Theft By www.articlegeek.com Published On :: Identity theft commonly begins with the loss or theft of a wallet or purse. But there are many high-tech and low-tech ways criminals get their hands on your personal and financial information in order to commit identity theft. Education is the first step in reducung the risks. Full Article
ul Do Good Luck Symbols, Charms, Talismans & Amulets Really Work? By www.articlegeek.com Published On :: Every single Culture and Country of our Earth has spawned Good Luck Symbols, Charms, Talismans and Amulets. Volumes have been written about them. But do they really work and yield results? If no, Why? And if Yes, How? Read on for some critical facts not revealed earlier. Full Article
ul Tomahawk Throwing Competition Celebrates Native American Culture By rssnewsfeed.net Published On :: Sun, 14 Sep 2014 04:20:37 +0000 Info Twitter Find out more at this site. More. Keywords: Tomahawk sales info, Rmj tactical clothes, Tomahawk tactical, Rmj tactical clothes, Tomahawks for sale, Tomahawk for sale. Graphics: Share This Visual The post Tomahawk Throwing Competition Celebrates Native American Culture appeared first on RSS News Feed. Full Article Recreation and Sports
ul Create A Powerful Vision By www.articlegeek.com Published On :: Creating a vision for your business can literally pull you forward, making that vision a reality! Full Article
ul Radar Detectors - Could One Have Saved Me? By www.articlegeek.com Published On :: I remember it well! I was on a fast stretch of road, but keeping to the limit for that stretch. I came towards a village, where the speed limit dropped by 20mph... Full Article
ul The Four Most Important Kinds of Insurance You Should Have By rssnewsfeed.net Published On :: Thu, 29 May 2014 09:18:37 +0000 More Twitter Good refereneces. This is a great source for more. Keywords: Find an insurance agent gainesville, Commercial liability insurance quote, What is commercial insurance, Taxi insurance quote online, Renters insurance quote, Personal accident insurance policy. The post The Four Most Important Kinds of Insurance You Should Have appeared first on RSS News Feed. Full Article Insurance
ul 10 Reasons Why Vista is Much More Than a Spoon Full of Sugar By www.articlegeek.com Published On :: Every new operating system comes with advanced and much improved features. What is exciting to some is not so to others. Basically within a new system each user has his or her own individual preferences. Windows Vista or Longhorn as it was first known is a replacement for XP and is the "new" desk operating system scheduled to be launched by December 2006. Full Article
ul How to trade successfully in the Forex Market By www.articlegeek.com Published On :: Next we have a short lesson on compounding and how you can get rich on just 20 pips profit per day. Compounding is the only way to make serious money in the forex market so you won't want to miss this. See you then! Full Article
ul Why You Should Consider An Herbal Colon Cleanse By www.articlegeek.com Published On :: Herbal colon cleansing may decrease the risks of developing certain health problems. Many people who are affected by a health condition have found that cleansing can help their body rejuvenate itself naturally. Full Article
ul Ten Powerful Keys to Healing Yourself By www.articlegeek.com Published On :: Staying healthy is easy as being present, nurturing yourself and following ten simple steps each day. Full Article
ul Why You Should Get Polarized Replacement Lenses By rssnewsfeed.net Published On :: Tue, 24 Jun 2014 20:12:01 +0000 See more Twitter Good refereneces. This is a great source for more. Keywords: How to measure ray ban lens size, Replacement lenses for sunglasses, Oakley lens replacements, Replace lenses in sunglasses, Smith sunglasses replacement lenses, Sunglass lens replacement. Graphics: Post This Image The post Why You Should Get Polarized Replacement Lenses appeared first on RSS News Feed. Full Article Travel
ul Why is Online Learning so Popular (and is it for me)? By www.articlegeek.com Published On :: Online education (or 'webucation') has become incredibly popular over the past few years, and many universities are now offering part or all of their courses online. This article explores the reasons for the sudden surge in popularity and helps readers evaluate whether online education is a good option for them. Full Article