I like so many other veterans were contacted by a private financial adviser. We were promised good returns of 5-10 per cent a year and the opportunity to gain access to the funds at 55.

I have read the age at which she could take a personal pension will rise to 57 in 2028. My wife would be 53 and would have to wait four years. Is it legislated for currently? Steve Webb replies.

The weekly paid seem to be the most vulnerable to losing a qualifying year. Should they register as unemployed or play class 3 contributions so they don't miss out?

My wife was divorced with two children when we got married in 1976. I was a soldier in Germany. The only way she could get child benefit (so we were told) was to have it paid into my bank by the Army!

My wife was told she was not getting enough state pension as she was only getting 39 per cent of my payment when she should be getting 60 per cent.

My mum has always worked (some years part time) and raised three children. She is now separated from my dad. The amount she receives is way short of the full state pension.

This is Money's pensions agony uncle Steve Webb says most people don't have to pay tax on savings income, although he dubs the system 'absurdly complicated'.

If she takes the £10k pot she is liable for tax. This seems very unfair as every other year before this and after she will earn a lot under the limit. Can't she share the excess over several tax years?

My husband has a pension pot of around £380,000 which we don't want to use at present and is still being invested. We don't want an annuity as we would like our children to inherit.

Your employer is contributing a large part of the cost of your pension, and it brings many benefits including guaranteed payouts from retirement onward, says pensions agony uncle Steve Webb.

Do I have the right to challenge the delay in forwarding the employees' contribution due to the detriment this may have to pension performance?

I am 51 now and would like to retire at 60. I realise I need to be looking long term, but at the moment I just see thousands slipping away. Is there anything I can do to protect my pension pot?

My husband is terminally ill now. Will I receive any of his state pension when he dies? This is Money's pensions columnist, Steve Webb, explains how the rules work according to a couple's ages.

I have just found out I'm not divorced after 30 years. My state pension is very low. I'm only getting £78 per week. My husband gets a full pension. If I get divorced now, would I get more?

This is Money's agony uncle Steve Webb explains how final salary schemes work, and what happens to them in financially turbulent times.

The deadline for me to take a decision on the full lump sum without paying tax is due in summer 2021. Anything after that date, I have to pay up to 40 per cent tax on the lump sum if I take it out.

Longstaff is one of the top flight's lowest earners but has still put money towards the NHS' fight against coronavirus as part of the Premier League's 'Players Together' initiative.

Documents lodged last week and made public on Tuesday appear to be laying the legal framework for a deal to proceed. Sources close to the club say it is proof of talks being advanced.

Despite putting their scouting and recruitment staff on furlough and discussions ongoing over a potential £350m takeover, club executives are pressing ahead in their attempt to sign Soumare.

KIERAN GILL: Amanda Staveley could be about to become the new First Lady of Football. She is thought to have a personal fortune of £115m-plus, and is no stranger to the limelight.

CRAIG HOPE: Newcastle United are in talks with Amanda Staveley over the sale of the Premier League club. So is this finally the end of Mike Ashley's 13-year reign as owner?

The Italian left Juventus at the end of last season and has been out of work since, despite being linked with a host of teams across Europe.

EXCLUSIVE BY MIKE KEEGAN AND CRAIG HOPE: Sources have disclosed that all the necessary paperwork has been lodged, and that the potential deal now awaits their approval.

Newcastle's potential new owners believe that the finances of the £300m takeover mean there will be no need to continue the controversial furlough scheme, according to the Telegraph.

A deal worth £300million from Saudi Arabia's Private Investment Fund, Amanda Staveley and the Reuben Brothers to take control of the club from current owner Mike Ashley is close to being finalised.

Mike Ashley is close to sealing the £300million sale of the Premier League club to a consortium fronted by Amanda Staveley, which has been backed by Saudi Arabia's Public Investment Fund.

Steve Bruce was an unpopular choice to replace Rafael Benitez, but Sam Allardyce insists Newcastle must stick with the former Sunderland boss once the takeover is complete.

Mike Ashley's 13-year ownership of Newcastle is nearing the end. His £300m sale of the club is now in the hands of the Premier League, and he is 'closer than ever' to getting his wish.

EXCLUSIVE BY CRAIG HOPE: Sources close to the £300million deal being brokered by Amanda Staveley say it would be 'wrong' to make an immediate managerial change.

Jenas, who played for the Magpies in the Champions League, thinks the buyers will want to revolutionise his former side and bring back the ambition that was lacking under Ashley

Should the Reuben brothers play an integral part in Mike Ashley departing Newcastle United, Ant and Dec might suddenly find they have competition as the Toon's favourite double act.

The bid to take over the club is being chaired by Mohammed bin Salman, who is the defence minister. He oversaw the devastating Yemen attacks that caused a humanitarian crisis.

Arturo Vidal is reportedly set to leave Barcelona this summer on the cheap, as his contract is set to expire in June 2021. Newcastle have emerged as contenders to sign the Chilean international.

Mark Jenson is the co-founder of The Mag, now the leading independent website on all things Newcastle United. He speaks out about what it is like to support a team owned by the retail giant.

OLIVER HOLT - CHIEF SPORTS WRITER: Let us disregard the succession just for a moment and agree that if Mike Ashley departs Newcastle United, it will be a reason to celebrate. 

HELEN CAHILL - CITY CORRESPONDENT: Saudi fund boss Yasir Al-Rumayyan is in the final stages of taking over as chairman of Newcastle United, sources told Sportsmail.

After Asprilla pledged to provide 3.5million contraceptives due to a global shortage, the Colombian unveiled his latest ambitious proposal to ensure his customers can still be supplied.

A huge £200million will be handed to Newcastle boss Steve Bruce by the club's prospective new owners as part of an ambitious plan to return the Geordie club to Champions League contenders.

Sources have disclosed that cash has now exchanged hands - with the remainder of the balance due when the Premier League approves the change of ownership.

Longstaff, who burst onto the scene when he scored the match-winner against Manchester United, is out of contract on June 30 and talks over a new deal have stagnated in recent months.

The prospective new owners - a consortium backed by Saudi Arabia's Public Investment Fund - are on the cusp of tying up a £300m that would rocket the club to the top of the financial charts.

EXCLUSIVE BY CRAIG HOPE: Mike Ashley was hours away from confirming the £300million sale of Newcastle United last week only for the Saudi owners in-waiting to insist on a delay.

EXCLUSIVE BY MARTIN SAMUEL: The deposit paid by the Saudi Arabian consortium is non-refundable, meaning Newcastle owner Ashley gets richer even if the takeover is not ratified.

According to ESPN, the club's new owners are looking to bring in a high-profile manager which will spell the end of Bruce's one-season stint at the club.

The north-east club are reportedly on the verge of being sold to a Saudi-backed consortium which involves Crown Prince Mohammed bin Salman for around £300million.

Newcastle United managing director Lee Charnley has reached an amicable agreement with Amanda Staveley's Saudi-backed group that will see him depart St James' Park.

The imminent takeover at Newcastle United has fuelled talk of the club once again challenging at the top of the Premier League. Sportsmail has taken a look at possible transfer targets.

English football's biggest overseas broadcast partner beIN Sports have reportedly urged the Premier League to block Newcastle's proposed takeover from the Saudi Arabian-led consortium.

The Premier League are understood to be going through the owners and directors test to put their seal of approval on the deal, but it may not be a straightforward case given the protests.

Pochettino was relieved of his duties at Spurs back in November, but the club continue to pay his substantial £8.5m-a-year wages, and now the Argentine is being linked with Newcastle.