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What is force majeure? The legal term everyone should know during Covid-19 crisis

The term that has assumed relevance in contractual context today for businesses is “force majeure”.




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How to successfully manage organisational conflicts

Though the satisfactory resolution of interpersonal conflict is essential, it is the prevention that should be the greater focus.




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When the atomic dust settles, culture remains… Maralinga Tjarutja premieres on ABC

Maralinga Tjarutja shines a spotlight on the people who have lived on their lands for over 60,000 years. While it’s a story of deep tragedy, it also celebrates their incredible resilience.




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Brand Equity: In conversation with Amul's MD

Brand Equity: In conversation with Amul's MD





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Should you opt for three-month moratorium for debit card EMIs?

If you have converted your debit card payments to EMIs to buy a phone, a consumer durable or converted your e-commerce purchases to EMIs, you can avail of the three-month moratorium. Here is a look at how this will work.




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How interest will be calculated if you opt for moratorium on credit card dues amid Covid lockdown

Normally, one can defer payment by paying 'minimum due amount' and roll over the balance outstanding amount to the next month. In this process, the unpaid amount is carried forward to the next billing cycle and 2-4 percent interest is levied on it.




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Should I switch my SBI home loan to a repo rate linked loan by paying Rs 5,900?

The borrower has SBI Max Gain home loan at 8.55 per cent under the MCLR option.




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Should you take loans linked to benchmarks other than repo rate? Which banks offer these?

According to the RBI Monetary Policy Report, 36 banks out of 62 banks have adopted repo rate as an external benchmark whereas six banks have adopted the market-based benchmarks such as CD rate, 3-month treasury bill etc.




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Should you pay your rent using a credit card amid coronavirus lockdown?

Rent payment is one of the biggest monthly expenditures, especially for youngsters living away from parental homes. In the case of credit cards, accrual of interest gets tricky.




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Covid-19 outbreak: ECB unveils stimulus boost to overcome virus shock

Covid-19 outbreak: ECB unveils stimulus boost to overcome virus shock





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Auto sector bosses meet Gadkari, seek 1-year moratorium for 11 regulations, scrappage policy

Auto sector bosses meet Gadkari, seek 1-year moratorium for 11 regulations, scrappage policy





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The results are in for the sharing economy. They are ugly.

Lyft said rides on its service fell nearly 80% in late March and remained down 75% in mid-April. In May, passengers began to return cautiously to Lyft, but rides were still down 70%, Lyft executives said on a Wednesday earnings call with financial analysts.




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Economic impact of COVID-19: Industry offered full support to PM Modi, says Pawan Goenka

Economic impact of COVID-19: Industry offered full support to PM Modi, says Pawan Goenka





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Amul assures regular supply of products amidst 21 day lockdown

Amul assures regular supply of products amidst 21 day lockdown





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MSME default rate lowest in business loans

Credit bureau Trans-Union Cibil has said that two out of three MSMEs entered this lockdown with structurally strong positions.




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OPEC meets tomorrow to mull output cut extension

OPEC meets tomorrow to mull output cut extension





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Akshaya Tritiya special: Should you buy Gold today?

Akshaya Tritiya special: Should you buy Gold today?





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When the 20-something founder of Oculus first met Mark Zuckerberg, he blew him off

Zuckerberg decided to go visit the startup's headquarters after loving his first demo with Oculus' virtual reality headset in Facebook's office.




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Sterner residency rule triggers flurry of questions from NRIs

The budget talks about taxing “stateless people” who game the system, hop around from country to country and do not pay tax in any other jurisdiction. The government has assured that “bona fide workers” will not be taxed.




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Should a small business invest in AI and machine learning software?

Both AI and ML are touted to give businesses the edge they need, improve efficiencies, make sales and marketing better and even help in critical HR functions.




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Lord Swraj Paul meets PM Narendra Modi; welcomes decision on NRI investments

Lord Swraj Paul today met PM Narendra Modi and conveyed his appreciation of the recent decision of Indian government to treat NRI investments at par with resident investments.




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Lulu group to invest Rs 5,000 crore in India in next 4 years

United Arab Emirates-based Lulu Group, has decided to invest Rs 5,000 crore in India over the next four years, largely for setting up shopping malls.




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Would like to see NRIs invest in big way in India, steps will be taken to facilitate it: S Jaishankar

Jaishankar, while interacting with NRIs in Australia, Surinam, the US, Singapore, Quatar, Malaysia, the UK and Mauritius through video conferencing on the occasion of Pravasi Bharatiya Divas, also said he would find a practical solution to the issue of tracing of roots for non-resident Indians (NRIs) and persons of Indian origin (PIOs).




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How Budget 2016 impacts your personal tax calculation

This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable.




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SCCM Pod-109 PCCM: Simulation at the Point-of-Care

Jeffrey P. Burns, MD, MPH, discusses an article from the March 2009 issue of Pediatric Critical Care Medicine, "Simulation at the Point-of-Care: Reduced cost, in-situ training via a mobile cart." Burns is chief of the division of critical care medicine at Children's Hospital in Boston as well as an associate professor at Harvard Medical School. Pediatr Crit Care Med. 2009;10(2):176 Released: 5/21/09




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SCCM Pod-115 PCCM: Difficult Conversations in the Pediatric ICU

Elaine Meyer, RN, PhD, discuss a paper published recently in Pediatric Critical Care Medicine.




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SCCM Pod-288 The Use of Pediatric Ventricular Assist Devices in Children's Hospitals

Margaret Parker, MD, MCCM, speaks with Robert T. Mansfield, MD




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SCCM Pod-327 Does Simulation Improve Recognition and Management of Pediatric Septic Shock?

Margaret Parker, MD, MCCM, speaks with Mark C. Dugan, MD, about the article: Does Simulation Improve Recognition and Management of Pediatric Septic Shock, and If One Simulation Is Good, Is More Simulation Better?




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SCCM Pod-345 International Survey of Critically Ill Children with Acute Neurological Insults

Margaret Parker, MD, MCCM, speaks with Ericka L. Fink, MD, MS, about the PANGEA study (Prevalence of Acute Critical Neurological Disease in Children: A Global Epidemiological Assessment), published in the April 2017 issue of Pediatric Critical Care Medicine.




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SCCM Pod-404 Population-Based Epidemiology and Outcomes of Acute Kidney Injury in Critically Ill Children

Margaret M. Parker, MD, MCCM, speaks with Rashid Alobaidi, MD, on his article titled Population-Based Epidemiology and Outcomes of Acute Kidney Injury in Critically Ill Children published in the January 2020 issue of Pediatric Critical Care Medicine.




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Poke Me: The Supreme Court should have taken a more streetwise look before ordering a 'highway prohibition'

For those of us who’ve lived in Dehradun for decades, the Supreme Court order banning sale of liquor on highways, is the cruellest joke you could play on a small town.




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Before you regulate, streamline

​​Without any protocol for resolving conflicting views between regulators on the same issue, stakeholders such as the parties involved in disputes, as well as consumers, at large suffer. Moreover, the regulatory burden for entities involved to supply information, litigate at multiple fora, etc, adding to the cost and (un)ease of doing business.




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ASSOCHAM recommends stimulus package of $200 to $300 billion to tide over the COVID-19 challenges

The chamber said that in keeping up with most economies of the world to institute stimulus measures with 10 percent of the Gross Domestic Product (GDP), the Indian economy would need a transfusion of over $200 billion with an ability to go up to $300 billion, over the next 12-18 months.




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View: The grey areas in India's new FDI rules

It’s the lack of clarity that makes one wonder if the note was a knee-jerk reaction, or a well-thought-out strategy.




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Alexa, report to the e-commerce regulator

​​​The intention is to bring all B2B, B2C, consumer-facing, consumer-based content platforms, apps-based commerce and IoT device-based services under the policy, potentially engulfing products like the Amazon Echo, which is powered by artificial intelligence-driven virtual assistant Alexa, and MG Hector, the Internet-enabled vehicle from Morris Garages in the regulatory realm of e-commerce.




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Embracing technology: Should a small business take a loan to upgrade?

Technology does not come cheap and more often than not; it does call for substantial investment.




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Should you take a personal loan for your business?

A personal loan is dependant on the credit profile of the individual borrower, if you already have other loans active, you may or may not be able to get a personal loan.




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Cancel flight ticket, or reschedule? The best way to readjust travel plans in times of coronavirus

Now all domestic airlines, including government-owned Air India, have announced a waiver on re-booking charges in case a customer does not want to travel on the designated date. Wadia group-owned private carrier GoAir, which was earlier offering free cancellation, has said it will now allow people to only reschedule their flights for no charge.




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5 compact, powerful smartphones

Mobile phone manufacturers are focusing on increasing the screen size of devices. However, if you are someone who prefer a more compact phone, ET Wealth rounds up some of the best options.




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Mega PSU bank mergers come into effect from April 1. 5 things a bank customer should know

You would have given your bank account numbers and IFSC codes for various financial transactions. Unless these accounts are seamlessly merged into the financial system of the anchor bank, you would be required to change the details of your bank account.




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Covid stress test: How easily can you liquidate your financial assets should the need arise?

Stores of value are worthwhile only if they can step up and be useful when we need them. Not if they also lose value, freeze up, or get locked when you must access them. In other words, you should be able to liquidate your assets without difficulty should the need arise.




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Why you should keep financial assets organised and listed while you are alive

We can do a lot without spending money, and money well spent can do a lot. Let your money help you and those around you live better. Rather than lying meaninglessly in expired bonds, unaccessed PPF accounts, unused vases and unworn dresses.




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Sunday ET: Labour laws: Indians in Gulf forced to return or look for greener pastures

Back home, the workers are looking to start afresh. Their best bet seems to be rehabilitation packages.




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YES moratorium: Credit firms can retain ratings of borrowers who couldn’t pay in March

The non-state lender on its part is not reporting such customers to these institutions.




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COVID-19: Many Indian-American doctors in frontline make ultimate sacrifice

Indian-American Dr Madhvi Aya, who contracted the coronavirus in the line of duty in New York, the country's COVID-19 epicentre, could only exchange text messages with her husband and daughter from her hospital bed before she lost the battle to the deadly virus.




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Trump's plan to suspend immigration would affect Indians waiting to migrate to US

Trump's plan to temporarily suspend immigration in view of the Covid-19 pandemic and to protect American jobs, has shocked Indian IT companies and technology professionals. As they anxiously await how the restrictions will pan out, New York-based immigration lawyer Cyrus D Mehta explained its likely impact.




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Analysis of 5 largest debt mutual funds across categories to see if investors should be worried

​​ET Wealth studies the quality of papers held by the five largest schemes of different debt fund categories to see if investors should be worried.




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Should I invest in these debt mutual fund schemes?

While investing a debt mutual fund, one should make sure the category suits your time frame.




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I am a new investor. Where should I invest right now to reap maximum benefits?

The current slump in the stock market presents an opportunity to accumulate more mutual fund units.




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Which mutual fund should you choose to invest your surplus money?

Many individuals have become extremely careful about their personal finance in the wake of Covid-19 pandemic and mounting concerns about possible job and pay cuts. Many of them have suddenly turned enthusiastic investors.