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My Saga Platinum Card expires on March 28 this year – what are my alternatives?

Saga's popular Platinum Card will be axed at the end of March, it offered plenty of travel benefits for the over-50s. Now it's time is up, what alternatives should you consider if you want to keep travelling?




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How to stick by the rules with a high interest credit card offering air miles

This is Money has put together the reward points cards with the steepest APRs, and how the card companies are making money off you even if you're clearing your balance each month.




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Payday loans: I borrowed £100 and ended up owing £19,000

When Danny Cheetham took out his first payday loan ten years ago he only wanted £100 for a night out. He was a student and paying back £128 after 22 days didn't sound like a bad deal.




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What is Laybuy? It follows Klarna into the UK 'buy now pay later' market

Laybuy made a big impact in its native New Zealand, claiming it signed up 200,000 people and partnered with 2,750 stores in just 18 months.




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Nationwide BS to scrap cashback scheme in April - which alternative banks offer the perk? 

Nationwide is scrapping a scheme allowing credit and debit cardholders to earn cashback on their spending after the building society admitted it wasn't worth the time and resources.




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Quarter of 0% balance transfer cards vanish in two years

Credit card companies have slashed the number and length of their 0% balance transfer deals in a bid to get a lid on Britain’s debt crisis, new analysis suggests.




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What is Jaja? New mobile-only credit card to launch next month

More than 6,000 people have joined the waiting list for a mobile only credit card that promises to approve customers in less than three minutes.




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Laybuy partners with Footasylum as it announces its UK launch

New Zealand pay later platform Laybuy has marked its official UK launch by announcing a partnership with well-known high street brand Footasylum.




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Credit card holders paid £219m in fees for withdrawing cash last year

UK credit cardholders paid the price for withdrawing money using their credit cards last year, being stung with £219million in fees and charges.




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Will Apple and Amazon launch rival credit cards in Britain?

At the launch event in Cupertino, California, the iPhone maker debuted a white titanium card with no number, security code, expiry date or name, only the Apple logo. Could it launch in Britain too?




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The disappearing 0% deals: Borrowers urged to act quickly to reduce the cost of credit card debt

Two years ago, top balance transfer credit cards offered customers 43 months to clear their debt without paying interest. The longest deal today lasts just 29 months.




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How eWallet payments are surging and could displace cash

Data shows that 5% of all point of sale transactions in 2017 in Britain were made using a mobile wallet. How does that compare to other nations around the world?




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Watchdog set for crackdown as it emerges Amigo ramped up risky lending before flotation

Regulators at the Financial Conduct Authority are taking aim at the industry, which allows hard-up consumers to borrow money provided a friend or family member agrees to pay it back if they default.




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Mastercard and Visa agree deal with the EU to slash foreign card fees by 40%

The European Commission says that interchange fees, where the merchant's bank pays a charge to the cardholder's bank, result in higher prices for consumers.




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Shopping at your fingertips: We test the UK's first biometric bank card

Contactless technology already allows shoppers to spend up to £30 without having to enter their Pin. But, with NatWest's new card, there will be no need to enter a Pin at all.




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Pay later fintech Klarna added 25,000 new UK users a week by the end of 2018

Swedish fintech Klarna attracted 25,000 new UK users each week in the last three months of last year, as it celebrated a bumper 2018 that saw global revenue increase 31% to £445m.




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Amazon and American Express slash credit card reward bonuses for joiners and spenders

Amazon and American Express have slashed the sign-up bonuses and spending incentives on some of their cards.




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Act now if you were mis-sold PPI as final deadline for submitting a claim nears 

If you believe you had loans or credit agreements such as an account with a catalogue company or a long-forgotten credit card – you could be eligible to make a claim for mis-sold PPI.




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You CAN beat the credit card crunch: We've investigated almost 150 of the best deals

If used smartly, credit cards can still be an effective spending tool and even earn you money. Shoppers now have around 166 different deals to choose from.




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Is HSBC's new cashback Rewards Credit Card worth taking?

HSBC's Reward Credit Card is available to Advance current account holders, and pays you reward points on all your purchases. We see how it stacks up against the best of its rivals.




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LiveLend's 'Reward Loan' cuts your rate as you boost your credit score

A personal loan provider is offering customers the chance to lower their APR, if they improve their credit rating while holding the product.




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MasterCard's Mark Barnett on working with Monzo, paying by app, and why there should always be cash

If the future of the UK increasingly looks cashless, then no one may be better placed to reap the rewards than MasterCard




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Watchdog announces new rules on 'buy now, pay later' products that will save users as much as £60m

'Buy now, pay later' firms will be banned from charging backdated interest on already repaid amounts of money from November, under new rules announced by the financial regulator




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Which credit cards are best for beginners looking to boost their score?

While bumping your credit card spending when saving for a house might not seem like the brightest idea, you could be doing your chances of getting a mortgage more harm than good by avoiding plastic.




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My local The Money Shop has closed, can I get my pawned items back?

Those who have pawned off items and want to get them back may feel anxious following the news, but according to the company's website you can still do so.




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NatWest announces new mobile-only way to make credit card purchases

Customers looking to make big purchases with a NatWest credit card will be able to pay a set monthly fee rather than their card's APR, under a new mobile-only offer announced by the bank.




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How to make a PPI claim with just one month left until the deadline

Households have just one month left to make a PPI claim with their bank or credit provider. And with the clock ticking, PPI sharks have ramped up their campaign to get a chunk of your money.




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Family business owner gives staff a bonus after winning a £247,000 Lloyds PPI payout

Mike Weaver, 61, took out several payment protection insurance policies when he set up his radio hiring business in 1991. He recalls being told that he had to buy PPI to get the loans he needed.




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Credit card deals worsen amid regulator clamp down on UK households' spiralling debts 

Periods of free borrowing on best-buy balance transfer cards have shortened by nearly 20 per cent in a year, according to figures compiled by data company Moneyfacts.




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PPI final countdown: Just over 24 hours left until August 29 deadline

The final deadline for making a complaint about payment protection insurance (PPI) is midnight tomorrow (August 29).




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How your everyday credit card spending could help pay for your next holiday

Many credit cards offer reward points that can be exchanged for air miles. If you can pay off the balance every month, these cards are a good place to start racking up air miles.




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Credit card charges rocket to an all-time high of 24.7%... But savers still earn ultra-low returns  

Average card rates have surged since the financial crisis, climbing from 16 per cent in 2006. But at the same time, typical savings rates dropped sharply to all-time lows and barely recovered since.




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Glint app that lets customers pay with gold goes into administration

For five days after it went into administration the company did not mention the matter on its website. Glint says its app still works as normal and users could still deposit money into it.




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M&S takes on Klarna by introducing its own payment installation service

M&S.com has partnered with Clearpay on the new service with the payment option due to be available to all UK M&S.com customers from mid-November.




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Buy now, pay later firm Klarna signed up 60,000 new merchants in 2019

Buy now, pay later juggernaut Klarna announced it has signed up over 60,000 retailers so far in 2019, including Microsoft and travel agent Expedia, as it prepares for a bumper Black Friday.




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Tandem Bank scraps 0.5% cashback card and will replace it with a premium option

Smartphone bank Tandem is axing its cashback credit card for new customers, and from January those who want to use its successor will have to pay a membership fee.




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Another buy now, pay later card? Tymit offers Klarna-like instalments

The popularity of the likes of Klarna and other firms which let you spread the cost of purchases over instalments means credit card providers are increasingly adopting that model instead.




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Personal loan rates on borrowing £10,000 hit 10-year low

Britons looking to borrow to fund a new car, home improvements or a big life event like a wedding will now find taking out a substantial sum is the cheapest it's ever been.




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Check you will get balance transfer deal you want before ruining your credit score 

Asking for too many balance transfer cards can damage your credit rating. Experian has launched a service that lets people enter their details online, including how much debt they want to transfer.




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How to get yourself bonus Avios points this Christmas with HSBC

Frequent flyers who fancy adding to their Avios balance have been handed an enticing Christmas bonus by HSBC, though the chances are they don't know it.




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Spent a bit too much for Christmas! Switch cards to clear Xmas debt

Yesterday the Mail reported that nine million people will start the New Year owing between £2,000 and £10,000. A further five million owe more than £10,000.




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Catapillr offers work interest-free loans up to £10k to pay for childcare

With nursery costs reaching as much as £12,000 parents are finding it difficult cope. But now a new provider enables employers to give interest-free loans to parents for childcare




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Lenders hike rates on 21 different credit cards as borrowing soars 40%

Britain's debt binge has deepened - with figures last month showing credit card borrowing had surged by 40 per cent and the average family now owes £12,800 on credit cards, loans and car finance.




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Virgin Atlantic Reward credit card offering bumper bonus points

Frequent fliers after air miles towards their next holiday could take advantage of a new sign up bonus which could get them to three continents, provided they're happy to pay a fee.




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Wonga mis-selling victims to find out compensation figures in days

Almost 390,000 people who successfully complained about unaffordable loans from collapsed payday lender Wonga will soon find out their compensation.




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From slimming down debts to boosting Isas: Our wealth workout to give your finances real muscle

The average Briton wastes £640 a year on unwanted subscriptions. Nearly 12million of us have less than £100 in savings. Here is our wealth workout to help you reach peak financial fitness.




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More borrowers expected take out loans after overdraft hikes

TSB is looking at launching a range of short-term loans aimed at families who regularly dip into their overdraft. TSB customers can currently borrow between £7,500 and £50,000.




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The instant credit craze that can leave young shoppers with bags of debt

Mature student Tamara Gray, 29, (pictured) got into financial difficulties after spending several thousand pounds on the websites Very and Shop Direct on a buy-now, pay-in-12-months basis.




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What do the FCA credit card and overdraft proposals mean for consumers?

The FCA this morning proposed banks should offer customers in financial difficulty an interest-free overdraft up to £500, and let them put credit card and loan repayments on hold for three months.




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The best cashback credit cards that reward your spending

Sadly the numbers of lucrative cashback and rewards cards have dwindled over recent years. But are there still any cashback credit cards worth having? We take a look.