on

Should you start a final salary pension on your birthday or in April?

This case highlights how complicated the rules on final salary pensions can be to navigate. Find out what you should ask your scheme before triggering payments here.




on

Pension pots locked as financial advisers can't afford insurance

One financial advice firm has told how its premiums rose from £3,700 in 2009 to £45,000 in 2019. Another adviser says premiums jumped from £22,736 in 2017 to £112,000 in 2018.




on

Vanguard's Sipp is the UK's cheapest ever DIY pension

Vanguard says the new self-invested personal pension scheme is designed to cut the 'cost and complexity' of saving for retirement.




on

Should you put more cash into your pension in case of Budget changes?

Rookie Chancellor Rishi Sunak was given a month to prepare for the Budget on March 11. Will Government top-ups into retirement savings pots be lowered to the 20 per cent basic rate for everyone?




on

Could my ex-husband sabotage a pension before handing it over to me?

What is to stop my ex-husband converting everything to useless shares that are falling in value? Barrister Rhys Taylor explains how pensions are handled when couples divorce.




on

How fast should you spend your pension pot? Many withdraw 8% a year

'Cash today, poverty tomorrow must be avoided, as large withdrawals from pension pots could mean later life hardship for many,' says the Association of British Insurers.




on

More choice for older borrowers looking for retirement interest-only mortgages

There are 18 providers offering 74 deals - up from just 36 this time last year. The average interest rate charged has fallen slightly from 3.5 per cent to 3.47 per cent , according to moneyfacts.co.uk.




on

BEN WILKINSON: Freedom can be costly when it comes to pensions

Five years after the introduction of pension freedoms, the Association of British Insurers is warning that many middle-aged savers may not be doing what's best with their pension pots.




on

Campaigners against Continental Wealth Management take fight to court

After the failure by UK authorities to take action, campaigners have launched a private prosecution on the Costa Blanca where many of the rogue schemes now operate.




on

Steve Webb's best pension columns: 12 Christmas crackers

A selection of Steve's top columns can help you avoid being scammed, understand the mysteries of the new state pension, and gain peace of mind by making the most of your pension savings.




on

Claim pension credit if you are over 75 and could lose free TV licence

Pension credit is a benefit for the poorest pensioners, and a surge in applications is likely to be underway due to the decision to means test pensioners for the free TV licence.




on

Budget cremations for under £1k launched by Farewill

The £980 cremation service is aimed at people wanting a budget or unconventional send-off for loved ones. Ashes are returned to a family, who can then mark a death at an affordable price.




on

Public sector workers are now pensions 'aristocrats' 

According to the Office for National Statistics, 11 per cent of private sector workers who have a pension are in a generous final salary scheme. This compares to 92 per cent in the public sector.




on

When will age you can access pension cash rise from 55 to 57?

Anyone aged 47 or under must plan ahead if they want to retire earlier than 57, or will need cash for other purposes like paying off mortgages, home renovations or university fees for their children.




on

Budget 2020: High earners get pension tax relief boost to help doctors

The Government's move means most doctors will no longer be hit by tax bills due to the hated 'taper' - but it shunned widespread calls to abolish the complicated pension tax rule altogether.




on

Pensions chief warns older workers face delayed retirement after rout

Barry O'Dwyer, chief exec of insurer Royal London, said the catastrophic rout caused by the coronavirus could mean some people nearing retirement age no longer have enough money left to live off.




on

What to do with your pension if you are hard up or made redundant

We explain how you can mitigate the fallout from reducing or ending pension contributions for a time. Don't panic, stay vigilant against scams, and keep paying in if you can afford it.




on

How do I get a will signed with two witnesses during coronavirus crisis?

With fear about coronavirus gripping the country, demand for wills is soaring. Law firms say they are seeing jumps in requests ranging between 30 and 70% compared with normal business.




on

How to stop coronavirus infecting your pension income

Younger savers will have decades to recoup pension losses, but those close to retirement have tough decisions to make.




on

Child benefit claims plummet, meaning more parents lose state pension credits

The number of families claiming child benefit has plunged by 44,000 to 7.28m over a year, and has fallen by well over half a million since 2012.




on

Savers struggling in coronavirus crisis warned against pension scams

Savers who are under financial pressure or have lost jobs should beware scammers tempting them to tap pension pots early or switch them into higher risk investments.




on

Pension withdrawals soar at start of tax year: Avoid these five pitfalls

Tom Selby, a senior analyst at financial services firm AJ Bell, explains how first-timers and experienced investors can avoid unnecessary losses and big tax bills




on

Switch away from 'flawed' RPI inflation in 2025 would cost BT £1.7bn

Morten Nilsson said switching billions of index-linked government bonds it held from the Retail Prices Index to CPIH would cost it at least £1billion, due to a fall in the value of the bonds.




on

Should state pension triple lock be axed to help pay for the coronavirus crisis?

The guarantee should be abandoned to ensure the economic recovery from the coronavirus crisis is fair to working-age households, says the Social Market Foundation.




on

Should you consider a direct cremation? It is the cheapest type of funeral

No frills cremations cost around £1,600 on average, and ashes are returned to a family afterwards, allowing them to organise a personal memorial at a time of their choosing.




on

Coronavirus lockdown providing rich pickings for heartless criminals

So far they have cheated victims out of £2 million, using the fear of Covid-19 to launch a wave of scams that experts describe as 'sick'. We advise you on how to thwart the fraudsters.




on

Should you worry about your final salary pension as deficits deepen?

Many savers have ditched these generous guaranteed pensions in recent years, often tempted by huge transfer value offers. We reveal six things you must consider if you're tempted.




on

How do I set up power of attorney during coronavirus lockdown?

Registering lasting power of attorney might start taking longer than the usual eight weeks during the current crisis, but official oversight body suggests some temporary workarounds.




on

What happens to my pension if I am furloughed?

We explain how pensions are treated while people are furloughed, including what happens if you are in your employer's 'salary sacrifice' scheme.




on

I wrongly thought I got divorced - can my wife share an inheritance?

We separated 20 years ago. I am about to inherit from an estate and have a small private pension and a full state pension. Can my wife claim on them? Lawyer Lisa Pepper, of Osbornes Law, replies.




on

Steve Webb answers your pension questions here

Former Pensions Minister Steve is This is Money's Agony Uncle. Here's where you can check out all his previous columns to see if any involve issues affecting you.




on

How do we convince our elderly father to sign a straightforward will?

The only item in the will is his house, which will be split 50/50 between my brother and I anyway. There's nothing underhand going on in any way. Lawyer Jane Sutherland of Nelsons, pictured, replies.




on

Savers transferring final salary pensions will get warning letters

Any saver expressing interest in ditching a final salary pension is to be warned off in a letter telling them it's unlikely to be in their best interests.




on

Amanda Holden enjoys a scenic jog in London park with daughter Lexi, 14, and dog Rudie

The Britain's Got Talent judge, 49, displayed her toned figure in gym gear as she got some fresh air with her family.




on

Alesha Dixon's baby girl Anaya joins her in the gym for cute mother-daughter home workouts 

The Britain's Got Talent judge was joined by seven-month old Anaya - the younger of her two children with partner Azuka Ononye  as she kicked off her week with some free exercise.




on

War veteran Colin Thackery says we have to be 'disciplined' to beat coronavirus

Chelsea war veteran Colin Thackery, 90, told on GMB we have to be 'disciplined' and 'do what we're told' to beat coronavirus - but admitted he finds it 'highly amusing' that people are stockpiling toilet roll.




on

Alesha Dixon shows off her muscles as she works out with daughter Azura, six

She's been keeping busy during the coronavirus lockdown in the company of her partner Azuka Ononye and their two daughters.




on

Alesha Dixon shares sweet photos of her daughters Azura, six, and Anaya, seven months

The Britain's Got Talent judge posted a photo of Azura, six, sweetly kissing her little sister Anaya, seven months, on the cheek.




on

BGT: First look at wild and wacky auditions ahead of Easter air date

The preview features a montage of some of the show's wackiest auditions yet, as the nation sets out to wow judges Simon Cowell, David Walliams, Alesha Dixon and Amanda Holden.




on

Britain's Got Talent announce new online spin-off Unseen to replace More Talent

The eight mini episodes will be released on ITV Hub minutes after the main show ends, to showcase some of the more bizarre and wacky acts who auditioned for the show.




on

Amanda Holden enjoys her daily run with daughter Hollie, 8, amid coronavirus lockdown

Amanda Holden looked delighted to be getting her exercise in as she enjoyed her daily run with daughter Hollie, eight on Thursday.




on

Simon Cowell continues to display his slimline physique as he walks his beloved dogs

Opting for a  casual grey T-shirt and shorts, Cowell, 60, looked relaxed as they prepared fro a coastal stroll through the upmarket suburb.




on

Simon Cowell enjoys family bike ride with Lauren Silverman and their son Eric, six, in Malibu

The music mogul, 60, has been self-isolating with his other half, 42, after California residents were put under lockdown in late March.




on

Amanda Holden admits she hopes Simon Cowell's weight loss will help him return to Mr Nasty

The music and TV mogul lost the impressive amount of weight after adopting a healthier vegan lifestyle last year, and Amanda is hoping for other big changes in her pal too.   




on

Alesha Dixon admits she's 'constantly at battle' with the prospect of having more kids

The Britain's Got Talent judge, 41, has admitted she's 'constantly at battle' with the prospect of growing her family in this week's edition of the Happy Mum Happy Baby podcast.




on

Amanda Holden puts on a leggy display in a navy polka dot minidress and white heels

The presenter, 49, looked effortlessly stylish as she slipped into a navy polka dot dress, teamed with white heels as she left her Heart Radio show on Tuesday.




on

Ant McPartlin and Declan Donnelly recreate Jan Van Eyck's Arnolfini Portrait

Ant McPartlin and Declan Donnelly looked unrecognisable as they recreated Jan Van Eyck's Arnolfini Portrait from 1434 on Instagram on Tuesday.




on

Inside Alesha Dixon's lavish Hertfordshire home

The Britain's Got Talent judge, 41, gorgeous Hertfordshire property boasts chic furniture, a large garden, and a spacious gym that is jam-packed with everything Alesha needs to keep fit.




on

Alesha Dixon reveals she gets her daughter Azura, 6, to call her 'Miss Dixon' during homeschooling

The Britain's Got Talent judge, 41, said she is finally living her childhood dream of becoming a teacher as she appeared via video link on This Morning on Thursday.




on

Britain's Got Talent EXC: The judges can't bear to look at VERY bendy contortionist 

In a new clip released ahead of the series' debut, at the Manchester auditions the panel could not bring themselves to look at the contestant