Major flooding events are increasingly common across the U.S., but homeowners looking for flood insurance will find few choices. The main providers of flood insurance is the U.S. government through the National Flood Insurance Program, or NFIP. But even though the NFIP is one of the only flood insurance games in town, it's drowning in debt. On today's episode, the NFIP's struggle to stay afloat.

Related listening:
Hazard maps: The curse of knowledge (Apple / Spotify)
When insurers can't get insurance
Flood money

For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.

Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.

Event date: November 21, 2024
Event Time: 11:00 AM - 02:00 PM
Location:
Fontana City Hall - Flex Room
8353 Sierra Ave
Fontana, CA 92335
Description:
Learn about the five key factors that impact your credit, along with an additional element that holds equal importance to the other five.

In acknowledgment of Women’s History Month Basic Black presents a Women’s Roundtable. This special presentation will be a conversation on the issues and concerns of women of color coming out of the political landscape in this presidential election year. In addition to the wealth income gap and health care reform, we’ll dig deep on issues such as reproductive rights, women of color in political life, and setting the "women's agenda.'"

Our panel this week:

Callie Crossley, host and executive editor, The Callie Crossley Show
Anita Hill, Professor of Social Policy, Law and Women's Studies, Brandeis University
Lani Guinier, Bennett Boskey Professor of Law, Harvard Law School
Sen. Sonia Chang-Diaz (MA-2nd Suffolk)
Kim McLarin, Assistant Professor of Writing, Literature and Publishing, Emerson College

Monday March 19th, Professor Anita Hill co-hosts "Disrupting The Script: Raising To Legal Consciousness Sexual Assaults On Black Women." Click on the image to learn more.

(Originally broadcast May 4, 2012)


Conversations about “hipster racism” are drawing heated commentary across the internet, including questions about who gets to use the n-word and why is there a dearth of black storylines in contemporary television programs – but what is “hipster racism?”


In conversation:
- Callie Crossley, host and executive editor of The Callie Crossley Show, WGBH Radio
- Kim McLarin, assistant professor of creative writing, Emerson College
- Phillip Martin, senior reporter, 89.7 WGBH Radio
- Peniel Joseph, professor of history and co-founder, Center for the Study of Race and Democracy, Tufts University
- Latoya Peterson, owner and editor of Racialicious.com

(June 8, 2012)

The recently published Trotter Review examines political gains made by African American politicians at the beginning of the 21st century. Also, specific essays on why Boston has not elected a black mayor while the city of Denver has done so twice, and how Deval Patrick has served the interests of black communities while not alienating the larger population.

Our panelists:
- Latoyia Edwards, anchor, New England Cable News
- Kim McLarin, assistant professor of writing, literature and publishing, Emerson College
- Phillip Martin, senior reporter, 89.7 WGBH Radio
- Ravi Perry, political science professor
- Kenneth Cooper, editor, The Trotter Review

Originally broadcast December 7, 2012.

If no measures are taken, in less than a month the United States will "fall off the fiscal cliff." Among other things, this means that the Bush tax cuts and the payroll tax cut will expire, extended unemployment benefits will end, and Medicare would lose nearly $11 billion from its budget. Many experts believe that going over the cliff would lead to another recession. What does this mean for people of color? The middle class? The poor?


Our panel:
- Latoyia Edwards, anchor, New England Cable News
- Peniel Joseph, professor of history, Tufts University
- Phillip Martin, senior reporter, 89.7 WGBH Radio
- Kim McLarin, assistant professor of writing, literature and publishing, Emerson College
- Jeffrey Taliaferro, associate professor of political science, Tufts University

January 18, 2013

As we approach the Martin Luther King, Jr. holiday and President Obama’s second inauguration, Basic Black looks at the significance of leadership, and specifically the notion of "black leadership." Questions on the table include: Is black leadership a reality? Is the idea of a black leadership outdated? What should a contemporary black leadership look like?

- Callie Crossley, host and moderator, Boston Public Radio, WGBH
- Kim McLarin, assistant director of writing, literature and publishing, Emerson College
- Phillip Martin, senior reporter, 89.7 WGBH Radio
- Dr. Walter Earl Fluker, Martin Luther King, Jr. professor of Ethical Leadership, Boston University



(Photo by Pete Souza: A view from the back of President Obama's chair, July 2012.)

May 10, 2013

Earlier this week, Charles Ramsey of Cleveland, Ohio rescued three women and a six year old who had been held captive by his neighbor for a decade. But it was the interview Ramsey gave to a reporter on the scene that day that made him an internet sensation. Within hours, he was trending on Twitter and the subject of numerous autotune creations.

But Ramsey's two minute interview (and the later released call he placed to 911) grew into a larger examination of race, class and the media. The stories of the abducted women have rightfully taken center stage, but questions about Ramsey's introduction to the world media remain. This week on Basic Black, what can we learn from Charles Ramsey?


Our panel:
- Callie Crossley, host of Under The Radar, 89.7 WGBH Radio
- Peniel Joseph, professor of history, Tufts University
- Phillip Martin, senior reporter, WGBH Radio
- Kim McLarin, author, Divorce Dog: Men, Motherhood, and Midlife
- Michael Jeffries, assistant professor of American Studies, Wellesley College

Introducing Battle For Denmark: The timeless tale of Hamlet is now told through vlog format as we follow Horatio and Hamlet's story of corruption, revenge, friendship, and a plastic skeleton. Horatio (Hailey Buck), as the social media intern for the Claudius campaign, decides to start a campaign vlog to publicize the campaign, but soon gets high ja...

Shakespeare in Clark Park celebrates its 20th season with a light-hearted and musically-inclined As You Like It. Set in...

The Hedgerow Theatre teams up with Mauckingbird Theatre Company, auteurs of “innovative, affordable, gay-themed theater,” for their production of...

Attending a production of Macbeth may require one to have mental preparation—to face multiple murders with dark schemes guided...

When The Winter’s Tale was first staged in the early 17th Century, Shakespeare wrote his most infamous stage direction...

Brady chats with NYT columnist and Dartmouth political scientist Brendan Nyhan about this week's avalanche of political ads. Then, two seasoned primary watchers weigh in on the celebrities (and non-celebrities) candidates call upon in the primary's waning weeks. Finally, a public radio host who's interviewed hundreds of primary candidates shares her strategy to get them to open up. #FITN #2016 #Politics

Brady runs down this week's smack talk from the trail, seeks help for his addiction to polls, and finds out why candidates flipped pancakes in Manchester. Plus, why is one of Donald Trump's Town Captains voting for Rand Paul? #FITN #NHPrimary #2016

Brady didn’t get much sleep, but he’s all over dissecting the action that unfolded in Tuesday’s New Hampshire Republican Primary. A rundown of the three words that defined the day, a deeper look at the politics that ran the race, a glimpse into the future, and favorite reporter moments from the 2016 trail. Stay tuned for the Democratic edition wrap-up episode!

Brady still hasn't gotten any sleep, but he’s all over dissecting the action that unfolded in Tuesday’s New Hampshire Democratic Primary. A rundown of the three words that defined the day, a deeper look at the politics that ran the race, and favorite reporter moments from the 2016 trail. If you missed it, check out our Republican edition wrap-up episode!

In a small New Hampshire community two sisters, Henrietta and Jane, grow up under the shadow of a folk tale about the ruins of a house near their own. The house, more than a century earlier, was the home of a family of five who, legend has it, were transformed into coyotes.

For many kids, middle school is a fraught time. Friendships are forged and broken; bodies begin to change in sometimes uncomfortable ways. For Zenobia July, starting middle school is far more complicated than it is for most of her peers.

Imagine there's a virus living inside you. This virus is harmless. Most of the time. But then, something causes it to change and it could kill you unless you take one dose of a powerful drug. Now imagine there is a critical shortage of this drug. This is the scary scenario at the heart of the debut novel by Hanover resident and Dartmouth professor Charles Wheelan. It's called The Rationing, but this isn't a book about a disease. It's a political satire about how the United States government handles the unfolding public health crisis. Personalities clash. Political ambitions get in the way of productive discussion. Fake News opportunists muddy the waters and foreign countries take advantage of a vulnerable United States. Charles Wheelan joined NHPR's Peter Biello to talk about his new book.

Freeman Colby was a young schoolteacher from New Hampshire who joined the Union Army during the American Civil War. For the first nine months, Colby kept detailed notes of his service and wrote to his family members. Marek Bennett of Henniker drew on these rich resources for his graphic novel, The Civil War Diary of Freeman Colby. In that volume, Bennett stuck close to Colby's exact language. Recently, he's published Volume II, in which he takes some liberties and draws on new sources for inspiration. NHPR's Peter Biello sat down with Marek Bennett to talk about Volume II.

For much of human history, human beings have waged war against each other. In the new novel by Marko Kloos, that tendency to wage war remains as strong as ever more than a thousand years into the future. Aftershocks is an adventure story as well as a portrait of a technologically-advanced civilization struggling to maintain the peace after a devastating war. Kloos spoke with NHPR’s Peter Biello.

This week marked the launch of the second annual edition of The People's Book, a collection of literary works and visual art created by New Hampshire writers and artists.

Novelist Alex Myers came out as transgender in the mid-90s, when society's understanding of what it means to be transgender was less clear than it is today.

Alexandria Peary is New Hampshire’s new poet laureate, and she’s ramping up her work as the state’s official advocate for poetry and the literary arts more broadly. As part of her work as poet laureate, she’s been reading work sent to her by New Hampshire poets.

One day, while hiking in the Georgia mountains, a couple finds the bones of a human body buried many years ago. The discovery prompts a search for answers: why was this person killed? Who did it? And how many more bodies are hidden in these hills?

The history of school desegregation in America has long been centered around the southern United States.

When most of us heard about the "insect apocalypse" we were worried. When producer Jimmy Gutierrez heard it, he thought "this is great." Today he takes a journey in which he tries to learn to appreciate our many-legged companions.

Want to read a transcript or support the podcast? Check out our website.

As extreme weather wreaks havoc around the globe NPR's Throughline looks at a natural disaster more than 200 hundred years ago that had far-reaching effects. This week, how the eruption of the Icelandic volcano Laki awed, terrified and disrupted millions around the world and changed the course of history.

Outside/In needs your help. Click here to find out how you can support the show.

There's lots of great swag to choose from (so check out the thank-you gifts!) but for $100 a month, Sam will personally give you a cross country ski lesson! And yes, it's true, he was taught how to ski by an Olympic gold-medalist.

November opens on cloudy and rainy notes.

A sunny Saturday is on tap for our first November weekend. The sunshine will eventually give way to clouds, and the forecast shows several chances for rain ahead.

Clouds will be thickening Saturday night, with rain showers developing late. Expect rainy conditions on Sunday, with temperatures hovering above the seasonal average of 50 degrees.

Expect cloudy skies with sporadic rain showers for our Sunday. Breezy winds out of the south-southeast 10-20 mph. This week, temperatures will stay above the seasonal average, reaching the 50s.

Temperatures will trend upwards for Sunday evening into early Monday morning. A cold front moving eastward from the Dakotas will bring a chance of rain showers on Monday. Look for above-average temperatures this week with highs in the lower to mid-50s.

A cold front marching through the region pushes scattered showers and a few thunderstorms eastward across Wisconsin through Monday morning and into the afternoon. Rain chances return from the south overnight and spill into a wet Tuesday.

A welcome soaking for parts of Minnesota.

A low-pressure system brings rain to Minnesota Tuesday.

A low-pressure system brings another soaking to much of Minnesota on Election Day.

Dense fog is expected early Wednesday morning, reducing visibility to less than one-quarter of a mile at times. Spotty sunshine will break through with mainly dry conditions. A pleasant warming trend will follow with temperatures reaching the mid-50s by Friday.

It’s warm for now. But a weak La Niña should produce a colder winter than last year.

Another morning of dense fog that will dissipate, paving the way for sunny skies Thursday. Gentle breezes with temperatures expected to reach the upper 40s, close to 50 degrees.

A major November snow system has dumped tremendous snow in Colorado. The same system brings mainly rain to Minnesota this weekend.

Some rare November sunshine is on tap for our Friday. Temperatures continue to trend above our seasonal average with highs in the 50s expected. Our next weather system will bring some intermittent, light rain showers for the weekend.

A weak weather system will bring scattered light rain showers this weekend.

Cloudy skies are expected, with intermittent showers and drizzle from this afternoon through Sunday morning. Temperatures will remain at or above seasonal averages.

Cloudy skies and scattered showers will persist into Sunday morning as a low-pressure system tracks from southeastern Minnesota into central Wisconsin. Temperatures will cool briefly to seasonal averages on Monday, followed by a warm-up and breezy winds as the week wraps up.

Expect lingering cloud cover into Sunday night, with northwesterly winds picking up. A dry cold front will pass through, causing temperatures to dip slightly on Monday. After that, a pleasant warming trend is expected through the end of the work week.

Chilly high pressure has settled in behind the weekend system. High temperatures will be cooler Monday and Tuesday, but near normal. The next chance of rain develops Wednesday. 

Our next weather system on Wednesday looks arm enough for rain. A good soaking is likely across much of Minnesota.

We’ll have another day of cool sunshine Tuesday. The next system will develop rain showers for Wednesday. Temperatures will be warming up by Friday and Saturday.