A Fin24 set to retire this year is looking to invest his R1.2m savings in order to receive a monthly payout.

A landlord asks if his current tenants will still be able to move out at the end of the month as planned and whether his new tenant would be hindered from taking occupation. An attorney responds.

A Fin24 reader looking to invest in a living annuity, was shocked to find that she would have to pay fees of up to R110 000 per annum. She wants to know if there are other options. An investment expert responds.

WELL, I don't know about you but my central heating has already been on twice in September and although I don't need much of an excuse to delve into the big heavy reds, two heating days is my current one.

IN THE winding lanes of Barcelona’s historic Barri Gòtic it’s no surprise to find a little cheese shop tucked amongst the boutiques and antique shops. What is unexpected though is that this shop, Formageria La Seu, the only one on the Iberian peninsula to feature artisanal cheese from all over Catalonia and Spain, is owned and run by a Scots woman – Katherine McLaughlin.

RIESLING is perhaps the most famous, unappreciated, abused and generally misunderstood wine of all time and it’s probably also the one most of us cut our teeth on many years ago.

OK, most of us will never be able to enjoy the first growths from Bordeaux, but you don't have to spend a grand on a bottle to realise that when it comes to cabernet and merlot blends, Bordeaux is still the region to beat.

IT would appear that nostalgia is in the air this season as I've never fielded more questions about sherry in my 25 years in the wine game. If that translates into sales there will be some very happy Spaniards in Jerez this year and it’s about time.

ONCE a staple of drive-thrus and fast food restaurants, burgers have had something of an image overhaul in recent years.

Quiet, crisp and clear winter days are perfect for exploring Scotland’s most spectacular coast and countryside scenery – especially with the promise of a wholesome, heart-warming meal and a cosy room after a day exploring. While Munro-bagging at this time of year might be a little too ambitious, Scotland has no shortage of shorter and more gentle winter walks, all within a stone’s throw of some of Scotland’s best foodie destinations. Here is a selection of Scotland’s top 10 winter walk

GO ON, be honest, when was the last time you picked a bottle of Australian cabernet off the shelf? Cab merlot or cab shiraz perhaps but cabernet on its own seems to have fallen out of favour with the public these days but it’s such a shame as it really is the undisputed King of Australian wines.

A NEW bar and fine dining restaurant offering dishes with “Glasgow at its very heart” is to open in a historic City Centre building.

Nearly four years on from the day when Ellie Harrison's chips caused a national outcry, the artist is back to tell us more about why she did it – and how she survived that year in Glasgow in the media firing-line

"I'M hungry."

IF there's one thing that online news proves without any shadow of uncertainty, it's that there's no knowing what will capture the popular imagination.

ALASTAIR Stewart’s “resignation” is a good example of how anti-racism has moved from the streets into the boardroom. Anyone involved in anti-racist campaigns in the 1980s will remember the left wing nature of many of these campaigns.

Try to make sense of this if you can. The other day, a fund-raising event for the Democratic presidential candidate Pete Buttigieg, who is gay, was disrupted by protesters. But they weren’t the kind of protesters you’d expect to get angry about a gay candidate. The protesters were gay themselves. It was a protest against a gay man staged by gays. It was gays against gays. It was pink on pink. It was confusing.

A Thousand Moons

IT is a truth universally acknowledged – at least by its advocates – that all things inexorably advance the cause of independence.

The Importance of Being Earnest

Disney, one of the most famous names in film, has launched a new TV service, called Disney Plus. Coming to a living room near you.

Need a virtual assistant that can work between your PC and mobile device? Cortana can handle your questions and requests on iOS, Android, and Windows 10.

In conjunction with the soft launch, Apple uploaded 10 YouTube videos that explain how consumers can apply for the credit card and use it. Sign up in the iPhone's Wallet app.

Apple's Podcasts app is available on mobile and the desktop, but in macOS Catalina, a new standalone Podcasts app replaces iTunes. Here's how to subscribe, listen, and adjust settings on iOS, iPadOS, iTunes, and Mac.

A FROSTY morning and the sun is yet to rise sluggishly over the horizon. Outside, though, already snippets of chirping bird song ring out from the pitch blackness. In my mind’s eye, I imagine little groups huddled high among the branches of the trees. Waiting and watching.

MY heart was beating as if it were trying to escape my body. My mind was racing and hands shaking. All from what would usually be the comfort of the sofa. Was I ready? Ready as I’ll ever be, I told myself. I was standing at the greatest watershed moment of my life and was acutely aware of it. I was about to come out publicly as gay to more or less everyone I knew, all at once, through a post on Facebook.

Tristan Hugh-Jones, oyster farmer

Andy Lowndes, music detective for dementia charity Playlist for Life

Sandra Brydon, director of Home Group Scotland

GREAT news. I think. Glasgow is a great place in which to be looking for love, with 44 per cent of the city single, according to an online dating company.Why does this matter? Flash back to Valentine’s Day. There I was, lying in a pool of poetical blood, having been shot in the heart with the killer question no single man over a certain age wants to hear: “How many Valentine’s cards did you get?” asked a friend.

Not since the Second World War has attention been so firmly focused on food. Before coronavirus we took a steady availability for granted. Now after coronavirus we’re wondering just how secure our food chain really is.

THOSE last times.... we all of us have memories our minds keep running back to in these social distancing times. The last time we gathered, last time we swam together, the last drive to a beach. One of mine is the post-swim hot tub at the Scottish Winter Swimming Championships in the chilly waters of Loch Tay – around 30 of us crammed in there, many in fancy dress, some in swim make-up, a great, crowded bath of joy.

Ryanair has said it expects up to 3,000 jobs to be lost as part of a restructuring of the airline.

COMPLAINTS about holidays have overtaken job concerns as the number one issue for hundreds of Scots contacting two independent national advice services every day during the coronavirus crisis.

RIGHT now, Shahbaz Majeed should be heading to Glencoe. Or flying over central Scotland. Or making his way to Harris which he has been trying to get back to since his first visit in 2018. Or maybe visiting some other part of Scotland so he can capture it in a photograph. Instead, he is at home in Dundee (where he is web development manager at the University of Dundee), “climbing the walls,” and looking forward to life after lockdown.

IT'S the day after May Day and perhaps you’re feeling you’ve missed out on a good, sweaty Scottish pagan spring ritual of the type done particularly well at Beltane on Edinburgh’s Calton Hill, though not in a year of quarantine. Never fear. There are still ways of channelling the fertility rites of spring, the chief one being, of course, the folk horror classic The Wicker Man. Put on a goat mask, get in touch with your inner Wicker – or even Wicca – and revel in a bit of self-isolation

What is it?

IT’S not everyone who’s given the chance to design their own tartan so when the opportunity arose, Vixy Rae didn’t need to give it a second thought.

Alan Scott, creative director at Johnstons of Elgin

Beth Pearson, author of The Coorie Home

SPONSORED EDITORIAL

ANNA ACQUROFF, MODEL/MUSICIAN

Ingrid Newkirk isn’t sure exactly how many times she has been arrested. “Definitely a few dozen,” she’ll say, if you ask. I’ve just done exactly that, so right now the British-born founder of People for the Ethical Treatment of Animals (PETA) is running me through a sort of greatest hits of her law-baiting exploits and the jailtime they have brought her in the name of animal rights.

It was the highest catwalk show on earth, 300 metres above Everest Base Camp - and the Herald was the only paper in Britain to have a front row seat.

IF ever we needed to indulge in a bout of collective escapism, if only for 60 minutes on a Sunday night, then that time is now. Thankfully ITV has just the thing – Belgravia, the latest big budget costume drama from Downton Abbey creator Julian Fellowes and a series that positively ripples with dimples, quiffs, honey-coloured chiffon frocks, eye-popping millinery and glamorous uniforms.

This season's colours and cuts mix up the wardrobe-staple trench, says Prudence Wade.

The Reserve Bank bought R11.4 billion worth of government bonds from the secondary market during April, as part of its measures to introduce liquidity to the market.

Joblessness now stands at the most since the Great Depression era of the 1930s after the coronavirus pandemic brought the US economy to a standstill.

Australia's central bank has predicted that the country is facing its biggest economic contraction on record.